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INVESTING MADE EASY.


START WITH $5.

Get started

4.7

Average app
store

1.5M

Active
subscribers

~$3B+

In assets
managed

$206M+

Saved in
overdraft fees


WHY STASH?


INVESTING

Invest what you can afford.

With fractional shares, you can choose how much to invest.


STOCK-BACK® CARD

Invest as you spend.

When you use our card, we’ll give you stock in well-known brands. 1


PLANS

Invest in yourself.

Our three plans can make it easy and affordable to build wealth. †


BANKING

Invest in your goals.

We can help you save and protect you from hidden banking fees. 2


RETIREMENT

Invest in your future.

Stash can help you plan and save for a secure retirement. 4


FAMILY

Invest in your children.

Help the ones you love with children’s investment accounts. 5


FREQUENTLY ASKED QUESTIONS


HOW MUCH DOES STASH COST?

We offer two affordable monthly plans, Stash Growth and Stash+.

Stash Growth costs $3/month. Ideal for first-time investors, this plan includes
a personal investment account, the Stock-Back® Card,1 and saving tools. You’ll
also get personalized advice geared toward your goals, along with a Roth or
Traditional retirement account (IRA),4 an automated investing account (Smart
Portfolio),7 and $1,000 of life insurance coverage through Avibra.‡



Stash+ costs $9/month. It’s a great choice for savvy wealth builders and debit
card spenders. It includes a personal investment account, and a Stock-Back® Card
that earns 1% back in stock on every swipe, up to $1000 per month.1 Stash+ also
gives you access to investment accounts for kids,5 a Roth IRA or Traditional IRA
retirement account,4 and an automated investing account (Smart Portfolio)7.
That’s in addition to personalized advice, an exclusive monthly market insights
report, savings tools, and $10,000 of life insurance coverage through Avibra.‡


WHAT IS STASH?

Stash is a personal finance app that can help anyone improve their financial
life.

From budgeting to saving for retirement, Stash features banking, investing, and
advice all in one app. We’ve helped millions of Americans reach their financial
goals–all for one low monthly price.


HOW DOES STASH WORK?

Stash can give you everything you need to build wealth for the long-term. Here’s
how Stash works.

 1. Answer a few questions.
    When you first join Stash, we’ll get to know you by asking some questions.
    These help us understand your financial goals and provide useful, specific
    advice for things like investing and budgeting.
 2. Pick a plan.
    Then, you’ll choose your subscription plan, starting at just $3/month. †
    With Stash, you'll have access to a personal brokerage account, a retirement
    account, and a Smart Portfolio . You’ll also receive the Stock-Back® Card 1
    that lets you earn stock when you spend. And there’s even more benefits
    depending on the plan you choose, like budgeting and saving tools , advice
    and education , and more.
 3. Add money to Stash.
    You can add money to Stash automatically or manually. If you have 5 minutes,
    you can set up direct deposit to send either all or a part of your paycheck
    straight to Stash. You can even receive your paycheck up to 2 days early.3
 4. Budget, save, and create goals
    Use our automatic budgeting and saving tools to organize your cash and track
    your spending.
 5. Invest your way.
    
    
    You’ve got options. Choose to invest in fractional shares with $5 or
    less—you can pick from thousands of stocks and ETFs. You can also shop and
    earn stock with the Stock-Back® Card 1
    
    Stash is built for long-term investing, not day-trading, so all of our
    market transactions execute during four trading windows each weekday. (Note:
    Availability of trading windows is dependent on market conditions and may be
    subject to limitations.)


WHY DOES STASH CHARGE A MONTHLY FEE?

We’re all about transparency. Unlike other investment apps, we don’t have
banking overdraft charges2 or add-on transaction fees† —just a flat monthly
subscription ($3 or $9 per month) for access to all your money needs. With
Stash, we believe in providing bonuses back to you—like earning stock through
your Stock-Back® Card1, which can grow in value over time. That’s in addition to
enjoying wealth-building tools like fractional share investing, a retirement
account, 4 and unlimited financial advice.


Learn about plans and pricing →


IS STASH SAFE?

Stash is 100 percent legit. From investments made to cash set aside, you can
feel confident in the security of your money.

 * Stash uses cutting-edge security features.
 * Stash is a registered investment advisor with the US Securities and Exchange
   Commission (SEC).
   While such registration does not imply a certain level of skill, it does
   require us to follow federal regulations that protect you, the investor. By
   law, we must provide investment advice that is in the best interest of our
   client.
 * Stash offers access to FDIC-insured banking accounts through Stride Bank
   N.A., member FDIC. 1

Learn more about how we protect you and your assets →



WHAT IS STASH’S MISSION?

Stash is on a mission to empower everyday Americans to build wealth. We believe
every financial decision can be an investment in your future—that’s why our
tools and products are designed to help people achieve greater financial
freedom.


Unlike a lot of other financial companies, we’re here to help build healthy
financial habits, hit money goals, and remove long-standing barriers to building
wealth.


By giving Stashers access to simple, affordable investing and unlimited
financial education, we remove what we consider to be the two biggest barriers
stopping everyday Americans from building wealth: inaccessibility and lack of
financial literacy.


In their place, we’ve created a clear path to better financial futures for all
Americans.


Accounts

Individual BrokerageRetirement AccountsCustodial AccountsFor Employers

Invest

Self-directed InvestingAutomated InvestingStocksETFsStock partyBrowse all
investments

Bank

Mobile bankingStock-Back Card®Early Direct DepositATM locator

Resources

Learning CenterHow to start investingHow to invest in stocksRetirement
CalculatorCompound interest calculatorStash101 financial education

Useful links

Safety and securityTax CenterStash CoreSystem statusHelp

Company

AboutCareersPress
Stash Invest Play Store Stash Invest App Store
Stash Invest Instagram Page Stash Invest Twitter Page Stash Invest LinkedIn Page
Stash Invest Facebook Page Stash Invest Podcast Page

Legal  |   Privacy Policy

 * + Promotion offer is subject to Terms and Conditions available in
   registration.
 * †Stash offers access to investment and banking accounts under each
   subscription plan. Each type of account is subject to different regulations
   and limitations. Subscription fee starts at $3/month. You’ll also bear
   standard fees and expenses reflected in the pricing of the ETFs, plus fees
   for various ancillary services charged by Stash and the Custodian. Please see
   Advisory Agreement for details. Other fees apply to the bank account. Please
   see Deposit Account Agreement for details. Access to a Discretionary Managed
   Taxable Brokerage Account ("Smart Portfolio") is available in the Stash
   Growth and Stash+ plans.
 * § Depending on the subscription plan, there may be additional steps a user
   must take to cancel their account which may impact the amount of time it
   takes to fully close an account.
 * ‡ Group life insurance coverage provided through Avibra, Inc. Stash is a paid
   partner of Avibra. Only individuals ages 18-54 and who are residents of one
   of the 50 U.S. states or DC are eligible for group life insurance coverage,
   subject to availability. Individuals with certain pre-existing medical
   conditions may not be eligible for the full coverage above, but may instead
   receive less coverage. All insurance products are subject to state
   availability, issue limitations and contractual terms and conditions, any of
   which may change at any time and without notice. Please see Terms and
   Conditions for full details. Stash may receive compensation from business
   partners in connection with certain promotions in which Stash refers clients
   to such partners for the purchase of non-investment consumer products or
   services. Clients are, however, not required to purchase the products and
   services Stash promotes.

 1.  Stash Banking services provided by Stride Bank, N.A., Member FDIC. The
     Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to
     license from Mastercard International. Mastercard and the circles design
     are registered trademarks of Mastercard International Incorporated. Any
     earned stock rewards will be held in your Stash Invest account. Investment
     products and services provided by Stash Investments LLC, not Stride Bank,
     and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. In order
     for a user to be eligible for a Stash banking account, they must also have
     opened a taxable brokerage account on Stash.
     
     All rewards earned through use of the Stash Stock-Back® Debit Mastercard®
     will be fulfilled by Stash Investments LLC. You will bear the standard fees
     and expenses reflected in the pricing of the investments that you earn,
     plus fees for various ancillary services charged by Stash. In order to earn
     stock in the program, the Stash Stock-Back® Debit Mastercard must be used
     to make a qualifying purchase. What doesn’t count: Cash withdrawals, money
     orders, prepaid cards, and P2P payment. If you make a qualifying purchase
     at a merchant that is not publicly traded or otherwise available on Stash,
     you will receive a stock reward in an ETF or other investment of your
     choice from a list of companies available on Stash. 1% Stock-Back® rewards
     are subject to terms and conditions. Stock rewards that are paid to
     participating customers via the Stash Stock Back program, are Not FDIC
     Insured, Not Bank Guaranteed, and May Lose Value. Stash reserves the right
     to amend this program and the terms and conditions thereof and/or cancel
     this program at any time, for any reason, upon notice to you. See Terms and
     Conditions for more details.

 2.  Get fee-free transactions at any Allpoint ATM, see the app for location
     details, otherwise out-of-network ATM fees may apply. For a complete list
     of fees please see the Deposit Account Agreement for details.
 3.  Early access to direct deposit funds depends on when the payor sends the
     payment file. We generally make these funds available on the day the
     payment file is received, which may be up to 2 days earlier than the
     scheduled payment date.
 4.  Stash does not monitor whether a customer is eligible for a particular type
     of IRA, or a tax deduction, or if a reduced contribution limit applies to a
     customer. These are based on a customer’s individual circumstances. You
     should consult with a tax advisor.
 5.  The money in a custodial account is the property of the minor.
 6.  Not all stocks pay out dividends.
 7.  This is a Discretionary Managed Account whereby Stash has full authority to
     manage. Diversification and asset allocation do not guarantee a profit, nor
     do they eliminate the risk of loss of principal. Stash does not guarantee
     any level of performance or that any client will avoid losses in the
     client’s account.
 8.  A “Personal Portfolio” is a non-Discretionary Managed Account.
 9.  Stash through the “Diversification Analysis” feature does not rebalance
     portfolios or otherwise manage the Personal Portfolio Account for clients
     on a discretionary basis. Recommendations through this tool are considered
     personalized investment advice. No asset allocation is a guarantee against
     loss of principal.
 10. To be eligible to receive a Stock Reward through stock party, you must
     complete the account registration process and open an individual taxable
     brokerage account ("Personal Portfolio") that is in good standing. This
     program is subject to Terms and Conditions.
 11. If you purchase this plan, you will receive Financial Counseling Advice
     which is impersonal investment advice, as guides, reports, and education
     material about investing and financial planning. Each plan includes the
     option to open a brokerage account and a bank account. The subscription fee
     is due if a client is receiving Financial Counseling Services regardless of
     whether or not a client chooses to open and/or use a brokerage account. In
     order to obtain personalized investment advice, clients are required to
     complete the suitability questionnaire during registration, must be
     approved from an account verification perspective and open a brokerage
     account. Click here for more details.
 12. You may subsequently choose to open one or more investment advisory
     account(s). To begin investing on Stash, you must be approved from an
     account verification perspective and open a brokerage account.
 13. This Program is subject to terms and conditions. In order to participate, a
     user must comply with all eligibility requirements and make a qualifying
     purchase with their Stock-Back® Card. All funds used for this Program will
     be taken from your Stash Banking account†.
 14. Unpaid client testimonials. Not representative of all clients and not a
     guarantee. See Apple App Store and Google Play reviews. Immaterial changes
     have been made to these quotes for editorial purposes.
 15. Based on comparative data on debit cards in the U.S that offer stock
     rewards when used to shop at publicly traded companies.

 * Nothing on this website should be considered an offer, solicitation of an
   offer, tax, legal, or investment advice to buy or sell securities. Any
   historical returns, expected returns or probability projections are
   hypothetical in nature and may not reflect actual future performance. Account
   holdings are for illustrative purposes only and are not investment
   recommendations. All investments are subject to risk and may lose value. If
   applicable, your Stash banking account is a funding account for purposes of
   the Advisory Agreement. Your subscription fee may be deducted from your Stash
   banking account balance.
 * By clicking on any third-party links above, you will leave Stash’s website
   and link to a non-affiliated third-party website. The privacy practices of
   those third parties may differ from those of Stash. Therefore, we recommend
   you review the privacy statements of those third-party websites, as Stash is
   not responsible for those third parties' privacy or security practices.
 * All individuals featured on this website are paid actors or employees of
   Stash.
 * By using this website, you understand the information being presented is
   provided for informational purposes only and agree to our Terms of Use and
   Privacy Policy. Stash does not provide comprehensive financial planning
   services to individual investors. Stash Financial, Inc. is a digital
   financial services company offering financial products for U.S. based
   consumers. Stash is not a bank or depository institution licensed in any
   jurisdiction Advisory products and services are offered through Stash
   Investments LLC (“Stash”), an SEC registered investment adviser. Stash
   Capital LLC, an SEC registered broker-dealer and member FINRA/SIPC, serves as
   introducing broker for Stash Clients’ advisory accounts. FINRA BrokerCheck
   reports for Apex Clearing are available at https://brokercheck.finra.org/.
   Apex Clearing Corporation, a third-party SEC registered broker-dealer and
   member FINRA/SIPC, provides clearing and execution services and serves as
   qualified custodian for advisory assets of Stash Clients. Products offered by
   Stash Investments LLC and Stash Capital LLC are Not FDIC Insured, Not Bank
   Guaranteed, and May Lose Value. Market data by Thomson Reuters (Refinitiv).
 * For more information, see our disclosures.
 * All product and company names are trademarks™ or registered® trademarks of
   their respective holders. Use of them does not imply any affiliation with or
   endorsement by them.
 * Stash supports an accessible internet. If you have any questions about our
   features, please contact us at accessibility@stash.com. Information provided
   by Stash Support is for informational and general educational purposes only
   and is not investment or financial advice.
 * Email: support@stash.com Tel: (800) 205-5164
   Google Play and the Google Play logo are trademarks of Google, Inc.
   Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered
   in the U.S.
   STASH, StashInvest, and Stock-Back are registered trademarks of Stash
   Financial, Inc.
   © Copyright 2024 Stash Financial, Inc. All rights reserved.
   




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