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Text Content

 * Home
 * About
 * Security
 * Features
 * Integrations
 * Pricing
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MONEY MOVEMENT
FOR GLOBAL BUSINESSES

Fractal Payments automates full-cycle of money movement for Global Businesses.
We provide a compliance-first solution for multiple currencies.


Get startedView pricing

Trusted by leading global companies




GLOBAL ACCOUNT
FOR EVERY BUSINESS

Open a USD account with Fractal and streamline your cross-border payments across
30+ currencies.


STREAMLINE CROSS-BORDER PAYMENTS

Open a Fractal Account and access fast & cheap cross-border payments across 30+
different currencies.


SEAMLESS TOP UP & WITHDRAWAL

Move funds between your Fractal Account and your Bank within minutes.


COMPLIANCE BUILT IN

Automate the full-cycle of money movement with a Fractal account, including
initiations, approvals and compliance.




ALL YOUR PAYMENTS
IN ONE DASHBOARD

Manage invoicing, bill payments and salaries from one platform.
Save time on automating financial admin.


CREATE & MANAGE INVOICES

Create compliant invoices, send payment requests to clients and track payments
status of every invoice.


PAY BILLS, EXPENSES & SALARIES

Track, manage and pay your employees and vendors through our compliance-first
platform.


MANAGE CLIENTS & VENDORS

Save time on managing your clients and vendors. Automate reporting and payment
management.


WORKS ACROSS
‍MULTIPLE CURRENCIES

Compliance-first solution for managing your Global Business. Manage everything
from payment initiation to reconciliations.


MULTI-CURRENCY SUPPORT

Run your business across multiple different currencies. Automated FX and
multi-currency accounting included.


DIGITAL ASSETS COMPLIANT

Make stablecoin payments with your Fractal account or with your bank. Say
goodbye to wallets!


STABLECOIN FRIENDLY

Settle your stablecoin bills directly with your Fractal or bank account.




RECONCILE PAYMENTS
IN ONE CLICK

Stay compliant and save time on financial reporting and tax compliance with our
powerful integrations.


CONNECT TO XERO OR QUICKBOOKS

Directly connect to Xero, Quickbooks or any other accounting software.


INVITE ACCOUNTANT

With Fractal you don't need an accounting! But you can invite one to manage and
reconcile payments for you.


GET REAL-TIME NOTIFICATIONS

Save time on tracking payments with our real-time notifications.


SAFER PAYMENTS
& ENHANCED SECURITY.


Advanced security, transaction checks and
insurance embedded in the product.


BANK-LEVEL SECURITY

Safeguard data with top-tier AES-256 encryption, ensuring your information
remains private and secure.


TRANSACTION VALIDATION

Trust every transaction with our rigorous validation process, confirming
authenticity and integrity.


$3,000 INSURANCE

Coming soon: Eligible users will soon enjoy added security with our $3,000
insurance guarantee.


A LOT MORE POWERFUL FEATURES TO HELP YOU SAVE TIME & MONEY.


GLOBAL COMPLIANCE

Automate accounting, W8 & W9-BEN and global tax compliance.


BATCH PAYMENTS

Save time on batching and automating team payments.


STABLECOIN FRIENDLY

Make stablecoin payments from your USD Account.


PAYMENT NOTIFICATIONS

Stay on top of your payments with real-time email notifications.


TEAM MEMBERS & APPROVALS

Add team members and approve payments across team members.


PAYMENT LINKS

Send Payment Links to get paid and pay faster.

Get startedBrowse all features


INTEGRATIONS

Integrate Fractal Payments with your existing financial apps and workflows.
Missing an integration? Let us know and we will build one for you.




ALL INTEGRATIONS.

AllDigital Assets
AllFiat Payments
AllAccounting
QuickBooks & Xero


QUICKBOOKS & XERO

Connect with your favourite accounting software

Gnosis Safe


GNOSIS SAFE

Pay in batch and sign multisig transactions via Fractal. Powered by Safe

Stablecoin-Fiat Payments


STABLECOIN-FIAT PAYMENTS

Settle stablecoins bills with fiat. Settle fiat bills with stablecoins.

Monerium


MONERIUM

Monerium enables fast, regulated onchain euro transfers and Web3 IBAN access

Centralised Exchanges


CENTRALISED EXCHANGES

Coming Soon: connect and make payments from 300+ exchanges & wallets

All Major Banks


ALL MAJOR BANKS

Coming Soon: connect and pay with over 100+ International Banks




PRICING FOR EVERYONE.

Pricing designed for freelancers, businesses and enterprises.


FREELANCERS

$ 0.00 USD

Create invoices, send payment requests and track payments


Multi-Currency Support
Send Payment Links
Manage Clients
Reconcile Payments

Get started


FREELANCERS

$ 0.00 USD

Create invoices, send payment requests and track payments


Multi-Currency Support
Send Payment Links
Manage Clients
Reconcile Payments

Get started


BUSINESS

$ 99.00 USD

Best for businesses and finance teams managing complex financial operations


Manage Bills & Invoices
Multi-Currency Support
Add Team Members
Reconcile Payments

Get started


BUSINESS

$ 99.00 USD

Best for businesses and finance teams managing complex financial operations


Manage Bills & Invoices
Multi-Currency Support
Add Team Members
Reconcile Payments

Get started


ENTERPRISE

$ 299.00 USD

Best for large businesses with more than 20 employees


Everything In Business
Advanced Analytics
Dedicated Support
Account Manager

Get started


ENTERPRISE

$ 299.00 USD

Best for large businesses with more than 20 employees


Everything In Business
Advanced Analytics
Dedicated Support
Account Manager

Get started


DESIGNED FOR ALL BUSINESSES & FREELANCERS.


BUSINESSES

Streamline payments across multiple currencies and stablecoins, enhances
security of payment operations, integrate with your favourite payment and
accounting tools.

Get started




FREELANCERS

Manage all invoices in one place, get paid faster and reconcile everything in
one click.

Get started




ACCOUNTANTS

Streamline accounting for your clients. Invite multiple team members. Manage
different clients all from one platform.

Get started






Pages
 * About
 * Invoices
 * Bill Payments
 * Digital Assets
 * Reconciliations
 * Integrations
 * 
 * Pricing
 * 
 * 
 * 

 * Quickbooks & Xero
 * Safe Payments
 * Stablecoins <> Fiat
 * 
 * 
 * Monerium
 * Centralized Exchanges
 * Banking Integrations

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Fractal Payments is not an exchange and does not offer sale/purchuase of digital
assets | Built with 💜 in London, UK 🇬🇧

Fractal 3 Ltd ("Fractal"), a financial technology firm registered in the United
Kingdom (Company No. 14583880), has its registered office at 90a High Street,
Berkhamsted, Hertfordshire, England, HP4 2BL. Please note that Fractal is not a
bank. Instead, all regulated activities are facilitated through our partner
institutions. By creating and using an account at Fractal, you acknowledge and
agree to adhere to our Terms of Service, comply with all relevant laws and
regulations, and accept responsibility for ensuring compliance with all
applicable local laws. Privacy Policy.