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2023 INTEGRATED REPORT

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TABLE OF CONTENTS

   
 * Editorial
   Editorial
   3
 * 1. Outlook
   1. Outlook
   
   4 TO 15
   
   
    * * BNP Paribas, a European leader serving a sustainable economy6
    * * Message from Jean Lemierre, Chairman of the Board of Directors of BNP
        Paribas10
    * * Interview with Jean-Laurent Bonnafé, Director and Chief Executive
        Officer of BNP Paribas12
      

 * 2. Ambitions
   2. Ambitions
   
   16 TO 33
   
   
    * * GTS 2025 strategic plan: significant progress18
    * * Three operating divisions to serve our customers22
    * * A diversified and integrated model to create value28
    * * Our financial indicators30
    * * Our extra-financial indicators32
      

 * 3. Transitions
   3. Transitions
   
   34 TO 47
   
   
    * * Expert's view: Yann Vincent, Chief Executive Officer of Automotive Cells
        Company36
    * * Expert's view: Dr Grethel Aguilar, Director General of the International
        Union for Conservation of Nature37
    * * Our strategy: how to contribute to the transition to a low-carbon
        world?38
    * * Our initiatives to support the transitions42
      

 * 4. Innovations
   4. Innovations
   
   48 TO 61
   
   
    * * Expert’s view: Yosra Jarraya, Cofounder and Chief Executive Officer of
        Astran50
    * * Expert’s view: Philippe Limantour, Chief Technology and CyberSecurity
        Officer of Microsoft France51
    * * Our strategy: how can we turn technological innovation into a lever for
        efficiency and growth?52
    * * Our progress in innovation and technology56
      

 * 5. Inclusion
   5. Inclusion
   
   62 TO 71
   
   
    * * Expert's view: Laure Coussirat-Coustère, Deputy Chief Executive officer
        of "Association pour le droit à l'initiative économique" (Adie)64
    * * Expert's view: Antonio Riva, Chairman of Fondazione Alberto e Franca
        Riva65
    * * Our actions to foster inclusion66
      

 * 6. Governance
   6. Governance
   
   72 TO 84
   
   
    * * Listening to our stakeholders74
    * * Our governance bodies76
    * * Our shareholders and investors77
    * * Our Board of Directors78
    * * Our Executive Committee80
    * * Our other publications82
      

   

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 * EditorialEditorial
 * 1. Outlook1. Outlook
 * 2. Ambitions2. Ambitions
 * 3. Transitions3. Transitions
 * 4. Innovations4. Innovations
 * 5. Inclusion5. Inclusion
 * 6. Governance6. Governance
   

2023 INTEGRATED REPORT


POSITIVE FUTURE

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The bank for a changing world


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