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 * Meet The Team
   * Meet The Team
   * Testimonials
 * Services
   * Purchase
     * First Time Buyers
     * Repeat Buyers
     * Investment Property
   * Mortgage Refinance
   * Mortgage Renewal
   * Bad Credit / Bankruptcy
   * Home Buyer’s Program for UA Members
   * Other Services
   * Ingram Mortgage Team Referral Program
 * Mortgage For Seniors
   * Reverse Mortgage
   * Reverse Mortgage Myths
   * Frequently Asked Questions
   * Reverse Mortgage Testimonials
 * Mortgage Calculators
 * Blog
   * Broker vs Bank
 * Contact Us

 * Meet The Team
   * Meet The Team
   * Testimonials
 * Services
   * Purchase
     * First Time Buyers
     * Repeat Buyers
     * Investment Property
   * Mortgage Refinance
   * Mortgage Renewal
   * Bad Credit / Bankruptcy
   * Home Buyer’s Program for UA Members
   * Other Services
   * Ingram Mortgage Team Referral Program
 * Mortgage For Seniors
   * Reverse Mortgage
   * Reverse Mortgage Myths
   * Frequently Asked Questions
   * Reverse Mortgage Testimonials
 * Mortgage Calculators
 * Blog
   * Broker vs Bank
 * Contact Us

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BROKER VS BANK


BLAST FROM THE PAST!

Here’s a little blast from the past for your enjoyment! We had fun doing a
little spin-off from the old Mac vs PC commercials and instead featured (Jeff as
the) Broker vs (Rodger as the) Bank! These were a loooong time ago but funny to
look back on today. Enjoy!




 


MORTGAGE BROKER? BANK? WHAT’S THE DIFFERENCE?!

This is a common question many house-hunters and home-owners find themselves
asking before they begin searching out a mortgage that is right for them. Many
people don’t know what the actual differences are between using a mortgage
broker as opposed to going directly to their bank for assistance, so they often
do whatever their friends and families do. There is nothing wrong with this,
however I am a strong believer that people should know what the differences are
so that they can make decisions on their own. This website has been designed to
help you understand the advantages to using a Mortgage Broker. For example, did
you know that it normally doesn’t cost you a dime to use the services of a
mortgage broker? Now you do! The commercials we have created put a fun spin on
these advantages and are not a direct attack at any specific bank. In fact, some
of the big chartered banks are preferred partners of ours and we use them quite
often. Stats show that only about 30% of all mortgages in Canada were arranged
by a Broker. It is my goal to increase that number substantially! So browse our
site, watch our videos, and tell all your friends why using a Mortgage Broker
gives YOU the options and control when arranging your mortgage!



View our other videos below!
 
Learn more about the Ingram Mortgage Team and how we can help you get a mortgage
»



JORDAN KREMYR

I was a first time home buyer and really didn’t know what to expect.  I
wasn’t sure what my price range was or if I could even afford to get into the
market.  However, Jeff and the Ingram Mortgage Team showed me it that
becoming a home owner was possible and I was approved in no time.  I
thought the whole process was going to be nerve racking and uneasy, but Jeff
illustrated such optimism and care towards my family and I that it made it
impossible to be uneasy.  Thank you Ingram Mortgage Team for being a key
component to an important stage in my life.


MATTHEW KIRK

Jeff helped us with each of our last two mortgages.  In each case he was
proactive and went the extra mile to ensure that we found the mortgage that was
right for us.  Jeff’s creativity and ability to see the ‘big picture’ ensured
that we got the best rate possible, even in difficult circumstances.  We have
been extremely happy with the Ingram Mortgage Team.


B. WEICK

Jeff Ingram and his team were great! He was easily accessible and answered every
question I had. What I appreciated the most was his ability to take our full
needs into consideration and present us with different solutions. He also
negotiated the best rate for our circumstance and took the time to explain the
process, calming any fears we had. Real-estate is a large investment, whether
you are just starting or if you have been in it for a while. Either way, I would
have no problems recommending Jeff and his team for his experience,
availability, insight and hard work!


COLBY & SHANNON SMITH

My wife and I were struggling with credit card debt.  We were making our
payments, but we weren’t making any progress.  We went to the bank we had our
mortgage with and they told us they couldn’t do anything for us.  I spoke to
Jeff about our problem and he was able to use the equity in our mortgage through
a refinance and he got us a rate that was much better than what any of the banks
were offering.  Now, we are able to focus our money where we want it and are
saving hundreds in interest, all thanks to the IMT.


TOM GETZIE

I have purchased several properties in the last 15 years and have always gone
through the bank for my mortgage. For my latest purchase I went through Jeff as
my mortgage broker. The difference between Jeff as opposed to the bank is that
he actually goes out and finds the best rate for you. He was always available
for any questions and made the entire application process effortless from start
to finish. I would recommend Jeff and the Ingram Mortgage Team to anyone looking
for a mortgage. He will save you thousands over dealing with the bank.


TRENT & MISHA

We had the pleasure of working with the Ingram Mortgage Team during the recent
purchase of our first home. Jeff always went above and beyond to explain the
details of what we needed to know for our mortgage needs. He did all the
research for us, secured the best rate (better than any bank), and always stayed
on top of all the current information. We always felt very confident that Jeff
had our best interest at heart and that we could trust him fully. We couldn’t
ask for more in a Mortgage broker and we will definitely be recommending him to
all of our future home-buying friends and family. A sincere thank you Jeff and
the Ingram Mortgage team!


TREVOR HANSON

I was very appreciative and impressed by how hard Jeff worked for us to find the
lowest interest rate and terms available. Jeff went the extra mile, or more, for
us by always being available and ready to answer any and all questions that we
may have had. Jeff has integrity and is a dedicated and honest mortgage broker.
He works hard for his clients. I wouldn’t hesitate to recommend him!

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