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COOKIE PREFERENCES

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GETTING PEOPLE MOVING

Over 2 million policies sold

A NAME YOU CAN TRUST

We’re part of the Admiral Group


TEMPORARY CAR INSURANCE


MONTHLY, DAILY OR HOURLY CAR INSURANCE

Need to borrow a friend or family members car? Just bought a car and need to
drive home?

Temporary cover

1 hour to 60 days

Get on the road in minutes

Get a quote




SHORT TERM COVER FOR YOUR OWN CAR OR SOMEONE ELSE'S


FLEXIBLE INSURANCE

Our temporary insurance options can cover you from 1 hour to 60 days.


INSTANT COVER

Run through our speedy quote process and start driving as soon as you've paid,
that's quick!


PEACE OF MIND

No need to worry about the owner's policy, their no claims bonus won’t be
affected if you need to make a claim.
Get a quote
How does temporary car insurance work?
What do customers think?
How does temporary car insurance work?
What do customers think?


HOW MUCH DOES TEMPORARY CAR INSURANCE COST

We can give you an estimate for temp cover right now! Just say how long you’ll
need cover for, and we’ll give you a guide price.

Of course, you’ll have to enter a few more details to get an accurate quote. Car
insurance prices are influenced by a number of factors, including your age and
where you live. Your occupation also affects the price too.

 * YOUR AGE
   
   

 * YOUR CAR
   
   

 * YOUR HISTORY
   
   

The type of car you’ll be driving also affects the price of your cover. If your
car is safe, has a small engine and is in a lower insurance group, then getting
insured is likely to be cheaper. You can find out more about which cars are
cheaper to insure here.

The amount of car insurance excess you agree to pay on your policy will also
affect the price.

Although don’t set your excess higher than what you could afford to pay if you
had to make a claim.

If you’ve had an accident or had to make a claim, this is likely to push up your
car insurance cost – even if it wasn’t your fault.


WHOSE CAR WOULD YOU LIKE TO DRIVE?


SOMEONE ELSE'S


MY CAR

You don't want to be a long-term added driver
You want more affordable insurance cover
You want to borrow someone else's car or share a drive with your friends
You want your car to have fully comprehensive cover
You want short-term cover on your new car until you sort out your annual policy
You want to cover your car up to its market value
You need flexible cover
See what's not covered
I own the car and there is already an alternative insurance policy in place
If there is already an alternative insurance policy in place
You want to take your car out of an impound

View our product information document showing what is and isn't covered

View our policy booklet to see details of the agreement between us


CHOOSE THE RIGHT QUOTE FOR YOU


SOMEONE ELSE'S CAR


YOUR CAR


YOUR ESTIMATED PRICE




HOURS


DAYS


WEEKS


1

hours


2

hours


3

hours


6

hours


£7.30

Prices based on the average price 102,740 customers paid for the displayed
duration (Sept 2022).


YOUR ESTIMATED PRICE




HOURS


DAYS


WEEKS


1

hours


2

hours


3

hours


6

hours


£18.38

Prices based on the average price 24,230 customers paid for the displayed
duration (Sept 2022).

Start your quote


WHAT IS COVERED WITH VEYGO TEMPORARY CAR INSURANCE?


WHAT’S COVERED?

ACCIDENTAL DAMAGE TO YOUR CAR



DAMAGE CAUSED BY THEFT OR ATTEMPTED THEFT/VANDALISM/FIRE



CAR KEYS AND LOCKS

We cover up to £300 to have your locks changed in the event of your keys being
lost or stolen. However, we don't cover the cost of the keys! 

WINDSCREEN DAMAGE




WHAT'S NOT COVERED?

UNATTENDED & KEYS IN IGNITION

In the circumstance of keys left unattended in the ignition, or the car was left
unattended, the claim will require further investigation by our customer care
team. 

TAKING YOUR CAR OUT OF AN IMPOUND




WHEN MIGHT I NEED A TEMPORARY CAR INSURANCE POLICY?

Short-term car insurance can be super useful for a whole bunch of reasons –
especially if you need cover at short notice.

 * 👩‍👧
   
   Borrowing a parent’s car - If you only use your parents car occasionally,
   short-term cover could work out better than being put on their policy.

 * 🎓
   
   Only driving at university, or during the holidays - If you only drive in uni
   term time, see if a short-term policy works for you. On the other hand, if
   you only drive at home in the hols, it could be a smarter way to pay.

 * 🌀
   
   Sharing the driving duties - If you’re road-tripping with friends, getting
   temporary cover for their car means you can help out. Also, the driver gets
   to choose the tunes 😉

 * 👯‍♀️
   
   Staying with friends - If you want to hang out with friends for a few days
   (or – better yet – weeks), you might be able to borrow their car short-term.

 * 🏠
   
   Moving house - If you’re moving home, and need to take a load of your things,
   temporary cover gives you the option of borrowing a friend’s car or van…
   Handy if you’ve got furniture!

 * 🚘
   
   Learning to drive - You may find short-term cover useful while learning to
   drive. But compare it with our learner driver insurance to see which works
   best. A learner policy can cover you for longer, for instance.

 * 💸
   
   Buying a car? Use short-term cover to get it home - If you’re buying a new
   car, it may be too much hassle to get a long-term policy on the spot. Getting
   temporary cover means you can get it home (known as drive-away insurance),
   and spend a bit more time shopping around for annual insurance.

 * 🏎
   
   Test driving a car - If you want to take a car for a spin – especially if
   you’re thinking of buying second-hand – you can get cover for as little as 1
   hour.

 * 🚨
   
   Help out in an emergency - If a friend or family member can’t use their car,
   you can get covered and lend them a hand.

 * 🛠
   
   Getting your car repaired - f your car’s getting fixed, getting temp cover
   means you can borrow someone else’s until it’s back on the road.

 

HOURLY CAR INSURANCE

Just want to borrow mum's car to pop to IKEA? Get a couple of hours of car
sharing cover.

 

DAILY CAR INSURANCE

Day trip!  Get where public transport can't with daily insurance on a friends,
colleague or family member's car.

 

WEEKLY CAR INSURANCE

Buying a new car, but don't want to sort out insurance right away?  Give
yourself time to find the best deals.

 

MONTHLY CAR INSURANCE

Get insured for the month, get that car off the driveway, or call dibs on dad's
car when it's free.


HOW DOES IT WORK?


CAR REG

Tell us the vehicle’s registration and who owns it


YOU

Give us your information, including your driving licence number so we can tailor
your quote





PAY

Get a quote, pay online and get on the road straight away

Get a quote


AM I ELIGIBLE FOR TEMPORARY INSURANCE?

To apply for short-term car insurance, both you and your car need to check a few
boxes.


AS A DRIVER:

You must be aged between 17 and 75, and have a full, valid UK driving licence.

If you’re aged between 17 and 21, and it’s for your own car, you need to have
clocked up at least 6 months on your licence.

You should have no more than 9 penalty points, and have no disqualifications on
your licence in the last 18 months.

If you have had any fault claims or motoring convictions, this may affect your
ability to get temporary cover.

You need to get the car owner’s permission, and agree to take responsibility for
getting the right cover.


AS FOR THE CAR:

It needs to be less than 40 years old.

The car should be registered in the UK.

You can get cover for a lease car, but not for a hire or rental vehicle.


WHAT OUR CUSTOMERS THINK




LOOKING FOR OUR LEARNER DRIVER INSURANCE?

Flexible, short term car insurance for provisional licence holders. Learn to
drive in a friend or family member’s car from 1 hour to 180 days.

Learner driver insurance



FREQUENTLY ASKED QUESTIONS

Type your question here
 * opener
   
   
   WHAT IS TEMPORARY CAR INSURANCE?
   
   Do you need to be added onto a family member’s policy for an airport run?
   Maybe you need to cover your new car before getting annual insurance. These
   are just a couple of ways Veygo temporary car insurance could be up your
   street.
   
    
   
   We offer two types of temporary car insurance: temporary cover for your own
   car, and cover to share a friend or family’s car. If you’re sharing a car,
   the car needs to have an annual insurance policy in place already.
   
    
   
   You can buy temporary car insurance for anything from 1 hour up to 60 days.

 * opener
   
   
   I WANT TO SHARE THE DRIVING, BUT ISN’T THIS DUAL INSURANCE?
   
   It’s not. Dual insurance is when the same person has two active insurance
   policies on the same vehicle.
   
    
   
   As long as you’re not named on the car owner’s insurance, or any other
   insurance policy covering the car you want to drive (perhaps to learn in),
   this won’t affect your ability to take out temporary cover, and it won’t be
   dual insurance.

 * opener
   
   
   I WANT TO SHARE THE DRIVING, BUT WILL IT AFFECT THE CAR OWNER’S NO CLAIMS
   BONUS IF I CLAIM?
   
   Nope. Our temp cover provides you with your own separate insurance for the
   car. Any claims you make won’t affect the car owner’s no-claims bonus, so
   they don’t need to declare it on their insurance.

 * opener
   
   
   WHAT IS THE POLICY EXCESS? HOW MUCH IS IT?
   
   The accidental damage excess on most temporary car insurance is set at £750.
   Some customers can choose a lower excess of £250, depending on you and/or
   your car’s details. The excess for a windscreen claim can be found in your
   insurance policy schedule, within your account.

 * opener
   
   
   ARE THERE ANY RESTRICTIONS ON SHORT-TERM COVER?
   
    
   
   In short, yes. Here's our basic age criteria...
   
    
   
    * We cover drivers with full GB licences from the age of 17
    * If you're 17 -21 and looking for cover on your own car, you need to have
      held your licence for at least 6 months
    * There's no minimum licence duration if you are borrowing a friend or
      family's car
    * For cars... we can't cover cars which are over 30 years old. Sorry!
   
   
   
   
   
   As well as these basic age requirements, we have underwriting criteria, which
   are made up of lots of different factors. These criteria are used to work out
   your price, and if you're eligible for cover when you quote.

 * opener
   
   
   HOW DO I EXTEND MY INSURANCE POLICY?
   
   Although we don’t currently offer insurance policy extensions, you can
   quickly take out more insurance online. We save your details to make the
   process even easier the second time around – just make sure you log in first!

 * opener
   
   
   CAN I CANCEL MY POLICY?
   
   Of course. You can cancel your insurance policy via your account. Just go to
   ‘Purchases’, select the insurance policy you want to cancel, and hit ‘End
   Policy’. If the policy has been active 30 days or fewer, there won’t be any
   refund due. For full terms and conditions, check out our policy book for the
   type of cover you have (temporary car insurance or car sharing insurance).
   
   
   Follow our step-by-step guide on how to cancel your insurance policy.

 * opener
   
   
   WHY HAVE I BEEN DECLINED COVER?
   
   We know it can be frustrating to be declined when applying for insurance.
   Sadly we’re unable to provide specifics for each case.
   
    
   
   It’s nothing personal, and hopefully we can help you in the future.

 * opener
   
   
   DOES TEMPORARY CAR INSURANCE SHOW UP ON ASKMID?
   
   To give you peace of mind that you shouldn’t get pulled over for supposedly
   driving without insurance – yes, temporary cover shows up on askMID. But it
   can take up to a week for the cover to show on the Motor Insurance Database.
   
    
   
   There should already be an annual insurance policy on the car if it’s a
   learner driver policy, or if you’re sharing a friend or family member’s car.
   All private vehicles need to be fully insured, and if there isn’t an annual
   policy in place, your cover won’t be valid. If that’s the case, please get in
   touch at contact@veygo.com to cancel.
   
    

 * opener
   
   
   CAN I USE VEYGO TO DRIVE ABROAD?
   
   No, our insurance is only valid in England, Scotland and Wales.

 * opener
   
   
   HOW CAN I CONTACT VEYGO?
   
   We’re an online-only business, so we don’t have a number for you to call. But
   if you'd prefer to speak to us over the phone, drop us an email or send us a
   message and we’ll aim to get back to you within 15 minutes, during our
   opening hours.
   
    
   
   You can also contact us via Facebook Messenger or tweet us @VeygoUK.
   
   
   See Veygo’s full contact details here.

 * opener
   
   
   CAN I GET ONE DAY CAR INSURANCE?
   
   Yes. You can get one day insurance with our temp cover. It’s completely
   flexible from 1 hour up to 60 days.

 * opener
   
   
   CAN I GET HOURLY CAR INSURANCE?
   
   You can get short-term insurance for as little as one hour. So if you just
   need to dash out for something quick, we’ve got you covered.

 * opener
   
   
   ARE THERE ANY LIMITATIONS TO WHEN I CAN BUY?
   
   We have a block on hourly insurance between 10pm and 5am. Basically, if you
   need cover to start or end between 10pm and 5am, the duration of your policy
   needs to be at least 24 hours. But if your insurance is 24 hours or more then
   there is no curfew.

 * opener
   
   
   HOW MUCH DOES TEMPORARY CAR INSURANCE COST?
   
   It depends on a number of things, but you can check our estimated prices
   higher up on this page.
   
   
   Get a temporary car insurance quote here.

 * opener
   
   
   IS SHORT-TERM INSURANCE TAX DEDUCTIBLE?
   
   Our temp insurance is for personal use not for business use. If you’re
   driving for business-related purposes you may be able to claim back your
   insurance premium. Business-related purposes may include using your car to
   pick up or deliver business supplies or driving to visit clients. Simply
   commuting to and from work, however, does not count as a business-related
   purpose.

 * opener
   
   
   CAN YOU GET TEMPORARY INSURANCE FOR 17 YEAR OLDS?
   
   You can! If you’re insuring your own car, you’ll need to have held a licence
   for a minimum of 6 months. But if you’re borrowing someone else's car, we’ll
   cover you from the day you pass your test!

 * opener
   
   
   CAN SOMEONE DRIVE MY CAR IF THEY ARE NOT ON MY INSURANCE?
   
   Most UK car insurance only covers the people named on the policy to drive the
   car they’re insuring. If someone wants to borrow your car, you can either add
   them as a named driver, or they can take out temporary insurance.

 * opener
   
   
   WHAT’S THE SHORTEST OR LONGEST TIME I CAN USE TEMPORARY INSURANCE?
   
   The shortest amount of time you can insure a car with temporary insurance is
   just 1 hour. Then the longest Veygo will cover you is 60 days. The in-between
   is totally up to you – it’s fully flexible.

 * opener
   
   
   IF I’VE JUST BOUGHT A CAR, CAN I DRIVE IT HOME WITHOUT INSURANCE?
   
   No – definitely don’t do this! Driving without insurance is against the law,
   and can land you in serious hot water. If you need to get your new wheels
   home, temporary insurance can cover you short-term, and then you can spend a
   little longer shopping for the right annual policy.

 * opener
   
   
   CAN I TAX A CAR IF I HAVE TEMPORARY INSURANCE?
   
   Actually, yes – you can. You can tax your vehicle with a temporary policy at
   the DVLA website. Or, if you want to go old-school, you can take your
   temporary insurance docs to the post office.

Need more help?  Check out our help centre.


GUIDES AND INSPIRATION

Take a look at our latest blog articles from the Veygo Magazine.

Car Sharing
What is Dual Car Insurance?
Simon Jones

Jun 16, 2022
Learner Drivers
Driving my parents car
Sean O'Neill

Oct 20, 2022
5 minute read
What is defensive driving | Everything you need to know | Veygo By Admiral
Sean O'Neill

Sep 14, 2022
Read Veygo Magazine
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© 2022 Tŷ Admiral, David Street, Cardiff, CF10 2EH. Veygo by Admiral is a
trading name of Able Insurance Services Limited (Reg No: 2890075) is a
subsidiary of Admiral Group plc and is authorised and regulated by the Financial
Conduct Authority (Firm reference number: 311649). These details can be
confirmed by visiting the Financial Services Register, www.fca.org.uk/register.
Able Insurance Services Limited acts for, and on behalf of, other regulated
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