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Submitted URL: http://solutions.emailbalboacapital.com/e/901791/closures-Online-Privacy-Policy/3gfzjc/845867284?h=2wSc0Jefab8Dug8IA9JiiGMICyBcR0F3lXrpM...
Effective URL: https://www.amerisbank.com/About/Resources/Notices-Disclosures/Online-Privacy-Policy
Submission: On July 13 via api from US — Scanned from DE
Effective URL: https://www.amerisbank.com/About/Resources/Notices-Disclosures/Online-Privacy-Policy
Submission: On July 13 via api from US — Scanned from DE
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ONLINE PRIVACY POLICY
Read this to understand how we protect yours and your children's online privacy.
Contact Us Visit Us
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WHAT YOU SHOULD KNOW
This Online Privacy Policy applies to this Ameris Bank online property and any
Ameris Bank affiliate or subsidiary online interface that links to this Policy.
The term “Ameris Bank” or “we” or “us” or “our” in this Policy refers to banking
and non-banking affiliates or subsidiaries of Ameris Bank and Ameris Bancorp
that link to this Policy. This Policy describes how our Sites may collect, use
and share information from or about you, and explains how information may be
collected and used for advertising purposes.
For account holders and visitors to this Sites, we will use and share any
information that we collect from or about you in accordance with the Ameris Bank
Privacy Policy, which outlines what information we share and how we share it.
Additional information on our privacy practices related to Online Banking may be
found on our Site and within the Disclosures and Policies section at the footer
of our website. Although the additional information is provided as a resource,
the terms and conditions of this Policy control, and by using the Sites, you
agree to the terms and conditions of this Policy.
HOW WE COLLECT, USE AND SHARE INFORMATION
What Information Do We Collect?
We collect data which may be considered to be personally identifiable
information. Please see the Personal Identifiable Information section below for
more information. We also collect non-identifiable data, which is information
considered to not reveal specific details related to your identity. Please see
the Non-Identifiable Information section below for more information.
WHAT IS CONSIDERED PERSONAL IDENTIFIABLE INFORMATION AND HOW IS IT COLLECTED?
Personal identifiable information is information that can be used on its own to
identify, locate or contact a single person. This information includes that
which you may submit through forms, surveys, applications, or other online
fields. The types of information collected may include, but is not limited to:
name, address (postal and email), and phone numbers.
How Do We Use Personal Information?
We may use any information collected through this Sites in order to do any of,
but not limited to, the following:
1. Respond directly to your questions and/or inquiries;
2. Provide you updates regarding changes in policies, procedures and/or
information regarding your account;
3. Deliver marketing communications including, ads, surveys or offers tailored
to you;
4. Personalize your interaction and experience on the Sites;
5. Allow you to apply for products or services you may be interested in, as
well as assessing eligibility for those enrollments;
6. Allow you access to Ameris Bank financial planning tools and calculators.
Information that you enter into one of these planning tools may be stored
for future access and use.
7. Collect data for the purposes of data analysis, audits, developing and
improving products and services, enhancing the Sites, identifying usage
trends and determining the effectiveness of promotional campaigns;
8. Assess risk management, fraud detection and prevention, comply with laws and
regulations, and to comply with other legal process and law enforcement
requirements;
9. Allow you to utilize features within our Sites by granting us access to
information from your device such as contact lists, or geo-location when you
request certain services.
How is Personal Information Shared?
For more detail on how Personal Information may be shared and how you may be
able to limit certain types of Personal Information that may be shared, please
reference the Ameris Bank Privacy Policy.
What is Considered to Be Non-Identifiable Information?
Non-identifying Information (“Other Information”) that we collect is considered
to be any information other than Personal Information that doesn’t reveal
specific details related to your identity. Examples of this type of information
includes, but is not limited to: browser type, pages visited, duration of visit,
information collected through cookies and any other identifiable information
provided by you such as birthdate, and household income.
How Do We Collect and Use Other Information?
Along with our third-party service providers, we may collect and use Other
Information in a variety of ways, including:
1. Through your browser or device: Certain details are collected by most
browsers and/or through your device, such as: device type, screen
resolution, operating system and internet browser type and version. We use
this information to ensure Sites function properly, for fraud detection and
prevention, and security purposes.
2. Using cookies: Cookies are small pieces of data that are downloaded to your
device when you visit a website. Your device sends this data back to the
Sites whenever you revisit the Sites in order to uniquely identify you and
therefore tailor your experience on the Sites. Cookies allow us to provide
you with access to certain features of the Sites, improve and tailor your
browsing experience, and also to collect information for security purposes.
Examples of the type of analytical information we collect would be, but are
not limited to: time spent on Sites, pages visited, and browser type. We use
this information along with statistical data to ensure the Sites function
well and serve your needs. We also utilize cookies for advertising purposes.
Please see the Advertising section below for more information. If you wish
us not to collect cookies from your browsers, please refer to individual
browsers for their process in removing cookies from your device. Please note
that you will need to remove cookies from each device and each browser used
to access our Sites.
3. Other technologies such as: Pixel tags, web beacons, and clear GIFs: These
technologies may be used in connection with some Site pages, downloadable
mobile applications and HTML formatted email messages to measure the
effectiveness of our communications, the success of our marketing campaigns,
to compile statistics about usage and response rates, to personalize/tailor
your experience while engaging with us online and offline, for fraud
detection and prevention, for security purposes, for advertising, and to
assist us in resolving account holders’ questions regarding use of our
Sites. Please see our Advertising section below for more information
regarding our use of other technologies.
4. IP Address: Your IP Address is a number that is automatically assigned to
each device by your Internet Service Provider. We may collect and hold this
information in order to identify issues with your profile/account
specifically as well as tailor your experience through advertising. Please
see the Advertising section below for more information.
ADDITIONAL INFORMATION
Third-Party Widgets
The Sites may enable the use of third-party widgets to allow you to share
content on other websites (i.e. social media channels). These widgets and
third-party sites may therefore have the ability to access some information
about your user behavior. For complete details regarding the types of
information they are able to collect and how they use it, you should visit the
individual third-party sites.
Advertising
Ameris Bank collects non-identifying information such as page visits, keywords
used to find the Sites, pages viewed within our Sites and geography of those
visiting our Sites. This information is used to create informed advertising and
marketing strategies based on the general preferences, user behavior, and other
user attributes. We may also use this information to determine the effectiveness
of the above-mentioned strategies. Advertising types may include:
1. Relationship-based Advertising
We may use general information about your relationship with Ameris Bank to
help determine which advertisements or offers to present to you. Examples of
this information could be, but are not limited to: the state in which you
bank and the types of accounts you currently have with Ameris Bank.
2. Online Behavioral Advertising
We may use certain information about your user behavior on our Sites, such
as search key words entered to help choose which of our advertisements may
be of most interest to you. We may also use this information for the
purposes of offline marketing and advertising.
3. Advertising on Third-Party Sites and Mobile Applications
Ameris Bank contracts with advertising companies to advertise our products
and services on Sites and mobile applications (apps) not affiliated with us.
We may share some of the information provided by you to these Third Parties
in order to tailor the ads being served to you. Third Party Sites and mobile
apps are not subject to Ameris Bank Privacy Policies. If you have additional
questions regarding these Third Party Sites and apps, please refer to the
privacy policies and opt-out policies associated with those Sites.
4. Online Behavioral Advertising on Third-Party Sites and Mobile Applications
Some of our tailored ads are online behavioral advertising, and may be
served using data collected by third party providers. Ads served on our
behalf by these companies do not contain unencrypted Personal Information
and we limit the use of information by companies that serve our ads. To
learn more about this practice and your choices in connection with it, see
the section Advertising Preferences below:
ADVERTISING PREFERENCES
Online Behavioral Advertising
If you prefer we not use information based on online Sites behavior to provide
online and offline tailored content and advertising, you may opt out of online
behavioral advertising. Please note that if you opt out of this advertising, you
may still receive untailored advertising from Ameris Bank. Information that you
provide may still be used by team members in order to provide you with details
on products and services in accordance with account agreements.
Direct Marketing
If you prefer we not deliver you marketing offers via email, you may opt out of
these solicitations by clicking on the “Opt Out” button at the bottom of an
Ameris Bank email. If you prefer not to receive solicitations via postal mail,
you may opt out through speaking with an Ameris Bank representative, by calling
our Customer Care Center at 866.616.6020. Linking to Third-Party Sites We may
provide links to third party sites. If you follow links to sites not controlled
by Ameris Bank, you should review and understand those individual privacy
policies and terms and conditions of using those sites as they may differ from
Ameris Bank. We do not guarantee or accept responsibility for the privacy or
security of these external sites.
Social Media
Sites Ameris Bank operates on various social media channels including, but not
limited to, Facebook®, Twitter®, YouTube® and LinkedIn® which enable online
engagement among users who have registered to use them. Any content you post on
official Ameris Bank managed social media pages, such as pictures, information,
opinions, or any Personal Information that you make available to other
participants on these social platforms, is subject to the Terms of Use and
Privacy Policies of those respective platforms. Please refer to the individual
privacy policies and terms and conditions of those channels to understand your
rights and obligations with regard to such content. In addition, please note
that when visiting any official Ameris Bank social media page, you are also
subject to the Ameris Bank Privacy Policy and the, Ameris Bank Social Media
Policy and Community Guidelines.
SECURITY OF PERSONAL INFORMATION
To protect Personal Information from unauthorized access and use, we use
security measures that comply with applicable federal and state laws. Please
visit the Ameris Bank Privacy Policy for additional information. Using Other
Aggregation Websites There are some online services which allow you to
consolidate your financial information across multiple banks and credit
services. Please be aware that the security and privacy information for these
third party sites may differ from that of Ameris Bank. You should review the
privacy and security policies of those sites prior to use. In order to use these
sites you may need to provide your username and password for your Ameris Bank
online banking. Ameris Bank is not responsible for the use or disclosure of any
Personal Information accessed by any company or person to whom you provide your
Site username and password. Should you choose to enroll in these aggregation
sites, we will assume that you have authorized any subsequent transactions which
occur as a result of said enrollment. Current Information You are responsible
for ensuring that all your personal information such as name, address, and
contact information is up to date at all times. If you find that some
information is out of date, you can call a Customer Care Representative
at 866.616.6020 or visit your local Ameris Bank branch to make updates to this
information.
PROTECTING CHILDREN’S ONLINE PRIVACY
The Sites are not directed to individuals under the age of thirteen (13), and we
request that these individuals do not provide Personal Information through the
Sites. We do not knowingly collect information from children under 13 without
parental consent. Visit the Federal Trade Commission website for more
information about the Children’s Online Privacy Protection Act (COPPA).
UPDATES TO THIS ONLINE PRIVACY POLICY
This Online Privacy Policy is subject to change. Please review it periodically.
If we make changes to the Online Privacy Policy, we will revise the “Last
Updated” date at the top of this Policy. Any changes to this Policy will become
effective when we post the revised Policy on AmerisBank.com. Your use of the
Sites following these changes means that you accept the revised Policy.
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BANKING BEYOND CONVENTION
Ameris Bank is a financial institution serving customers across the Southeast
and Mid-Atlantic. Through online account opening, customers across the nation
can benefit from Ameris Bank products and services. Ameris Bank has full-service
locations in Alabama, Florida, Georgia, North Carolina and South Carolina and
mortgage-only locations in Alabama, Georgia, Florida, South Carolina, North
Carolina, Virginia, Maryland and Tennessee.
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Ameris Bank has no control over the content or quality of the site you are
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ALERT
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Prior Ameris PPP Borrower: We look forward to accepting applications from all
borrowers who previously received PPP funds through Ameris Bank.
Prior PPP Borrowers with a PPP Loan from Another Financial Institution: Due to
high demand, we are only able to process applications from businesses located in
Alabama, Florida, Georgia, North Carolina or South Carolina. If your business is
not located in one of those states and you have not previously received a PPP
loan from Ameris Bank, we will not be able to process your application. The SBA
provides a lender match tool to help you find a local lender.
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ALERT
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Due to high demand, we are only able to process first-time borrower applications
from businesses located in Alabama, Florida, Georgia, North Carolina or South
Carolina.
If your business is not located in one of those states and you have not
previously received a PPP loan from Ameris Bank, we will not be able to process
your application. The SBA provides a lender match tool to help you find a local
lender.
Close Proceed To Application Request Form Continue
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