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TALK TO AN EXPERT SIGN IN TALK TO AN EXPERT SIGN IN Get in touch with one of our experts who can answer all your home loan related questions. * 1300 323 181 * Book an appointment * Chat Now FIXED RATE HOME LOAN ENDING SOON? Compare top home loan rates from 25+ lenders before your fixed term expires My fixed rate is ending I want to buy a home ⭐⭐⭐⭐⭐ - 2,500+ 5-star reviews on ProductReview.com.au $9+ billion settled home loans 25+ Major Australian lenders Secure and confidential FIXED RATE HOME LOAN ENDING IN 2023? Compare rates from top 25+ banks and lenders, and discuss your refinancing options with a Home Loan Specialist. Compare options WHAT HAPPENS WHEN MY FIXED RATE HOME LOAN EXPIRES? Group 81 WHAT WILL MY NEW INTEREST RATE BE? At the end of your fixed rate term, your home loan will switch over to your lenders' revert rate. This rate will differ depending on the lender you are with, and the product you are on. Group 82 WHAT IS A REVERT RATE? A revert rate is a variable interest rate that you are moved onto after your fixed term expires, and it is usually higher than your lender’s standard variable rate. Group 83 WHY IS THE REVERT RATE SO IMPORTANT? When you revert to a higher rate, your minimum monthly repayments will increase Group 84 HOW DO I AVOID A REVERT RATE? The best way to avoid being put onto a higher revert rate, is to take action before your fixed term finishes by exploring your best home loan options Compare my options HOME LOANS ARE COMPLICATED. WE MAKE THEM SIMPLE. Choice Choose from 25+ lenders to access better rates and more features. Convenience Our technology makes it easy. No paperwork, just apply online. You first We work for you, not the lender. We act in your best interest. Expert Support We keep you updated on your loan via phone, email or live chat. 4.6 STARS FROM 3K+ REVIEWS PathPathPathPathPath SERVICE GOES ABOVE AND BEYOND! The Lendi team were committed from the start and provided frequent updates tracking our application. Monica Stevens, Hunter Region, NSW February 2023 PathPathPathPathPath AWESOME Great communication from start to finish, made refinancing a breeze. Scott, Richmond-Tweed, NSW February 2023 PathPathPathPathPath A TRUE LIFESAVER Staff were very helpful, at no time during the whole process was anything a problem, our contact was polite and prompt. Simon, Central West, NSW March 2023 All reviews GET FREE EXPERT ADVICE ON YOUR HOME LOAN Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you. 1300 323 181 Live chat Choose a time heretohelp@lendi.com.au STILL LOOKING? Home Loans * Find your home loan * Refinance your loan * Buy your first home * Buy your next home * Invest in property * Build your home * Property value report Calculators * Repayment calculator * Borrowing power calculator * Offset calculator * Home equity calculator * LMI calculator * Debt consolidation calculator * Stamp duty calculator * Free property report Get inspired * Home design * Lendi homes * Finance * Property * Lifestyle * Insights FAQs * Understanding home loans * First home owners * Fees * Property reports * Investing in property * What does Lendi do * Loan types * Finance * Repayments * Rates About us Media Careers Privacy policy Credit guide Security Vulnerability disclosure Contact us Lendi Pty Ltd · Grosvenor Place, L28, 225 George Street Sydney NSW 2000 · Ph: 1300 323 181 IMPORTANT LEGAL STUFF What does an introductory rate mean? An introductory rate is a promotional interest rate that lenders use to attract new customers. It is sometimes referred to as a ‘honeymoon rate’. An introductory rate is only for a limited period of time, typically 12 months, after which the interest rate on the loan typically rises and reverts to the lender’s standard variable interest rate. Comparison rates Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: The comparison rates are true for the example given only and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. Top rates include lenders who are on our panel and are then defined by the circumstances provided by the borrower. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period. All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply. We are committed to protecting customer privacy and do not sell customer information, please refer to our Privacy Policy for more information. Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. We compare thousands of home loans from over 25 leading lenders. © 2023 Lendi Pty Ltd ACN 611 161 856, a related body corporate of Lendi Group Distribution Pty Ltd ACN 105 265 861, Australian Credit Licence 246786. Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses, is owned by numerous shareholders including banks such as CBA, 1835i (ANZ’s external venture capital partner) and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper. Made with love at Circular Quay in Sydney, Australia. © 2023. All rights reserved.