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FIXED RATE HOME LOAN ENDING SOON?

Compare top home loan rates from 25+ lenders before your fixed term expires

My fixed rate is ending
I want to buy a home

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FIXED RATE HOME LOAN ENDING IN 2023?

Compare rates from top 25+ banks and lenders, and discuss your refinancing
options with a Home Loan Specialist.

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WHAT HAPPENS WHEN MY FIXED RATE HOME LOAN EXPIRES?

Group 81

WHAT WILL MY NEW INTEREST RATE BE?



At the end of your fixed rate term, your home loan will switch over to your
lenders' revert rate. This rate will differ depending on the lender you are
with, and the product you are on.



Group 82

WHAT IS A REVERT RATE?



A revert rate is a variable interest rate that you are moved onto after your
fixed term expires, and it is usually higher than your lender’s standard
variable rate.



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WHY IS THE REVERT RATE SO IMPORTANT?



When you revert to a higher rate, your minimum monthly repayments will increase



Group 84

HOW DO I AVOID A REVERT RATE?



The best way to avoid being put onto a higher revert rate, is to take action
before your fixed term finishes by exploring your best home loan options



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HOME LOANS ARE COMPLICATED. WE MAKE THEM SIMPLE.

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Expert Support

We keep you updated on your loan via phone, email or live chat.


4.6 STARS FROM 3K+ REVIEWS



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SERVICE GOES ABOVE AND BEYOND!

The Lendi team were committed from the start and provided frequent updates
tracking our application.

Monica Stevens, Hunter Region, NSW 

February 2023

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AWESOME

Great communication from start to finish, made refinancing a breeze.

Scott, Richmond-Tweed, NSW

February 2023

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A TRUE LIFESAVER

Staff were very helpful, at no time during the whole process was anything a
problem, our contact was polite and prompt.

Simon, Central West, NSW 

March 2023

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IMPORTANT LEGAL STUFF

What does an introductory rate mean?

An introductory rate is a promotional interest rate that lenders use to attract
new customers. It is sometimes referred to as a ‘honeymoon rate’. An
introductory rate is only for a limited period of time, typically 12 months,
after which the interest rate on the loan typically rises and reverts to the
lender’s standard variable interest rate.

Comparison rates

Comparison rates above are based on a home loan of $150,000 for 25 years.
WARNING: The comparison rates are true for the example given only and may not
include all fees and charges. Different terms, fees or loan amounts might result
in a different comparison rate.

IMPORTANT INFORMATION: Any information provided does not constitute an offer of
credit and are examples of what may be available to you based on the information
available. It does not take into account any product features or any applicable
fees. Lending criteria and the basis upon which we assess what you may be able
to afford may change at any time without notice. Top rates include lenders who
are on our panel and are then defined by the circumstances provided by the
borrower. For Fixed Rate home loans, break costs may be payable which can be
significant if you change the whole or part of your fixed rate loan or where
additional or early repayments are made during the fixed rate period.

All applications are subject to lender assessment and approval. Cashback offers
may be provided by some lenders and may only be available for particular
products, terms and conditions apply.

We are committed to protecting customer privacy and do not sell customer
information, please refer to our Privacy Policy for more information.

Our mission is to change the way Australians get home loans by providing a
faster, smarter and more secure home loan experience designed around the
customer’s convenience and needs. We compare thousands of home loans from over
25 leading lenders.

© 2023 Lendi Pty Ltd ACN 611 161 856, a related body corporate of Lendi Group
Distribution Pty Ltd ACN 105 265 861, Australian Credit Licence 246786.

Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and
Lendi businesses, is owned by numerous shareholders including banks such as CBA,
1835i (ANZ’s external venture capital partner) and Macquarie Bank, the Lendi
founders and employees, and a number of Australian institutional investors and
sophisticated investors including UniSuper.

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