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 * HOME
 * ABOUT US
   * Our Company & Our Team
   * Credit Repair Case Study
   * Media
   * Privacy Policy
   * Disclaimer
 * SERVICES
   * Credit Repair
   * Credit Defaults
   * Court Judgment
   * Debt Negotiation
   * Identity Theft
   * Late Repayment History Indicators (RHI)
 * FAQ
   * Credit Score Facts
   * We Fix Credit Tips
   * Credit Score & Report
   * Experiencing Financial Difficulty? Get Credit Help!
   * Free Credit Report
   * Loan Approval Requirements
 * NEWS
 * CONTACT US
 * Login
   * Client Login
   * Referrer Login
 * ENQUIRE NOW
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 * HOME
 * ABOUT US
   * Our Company & Our Team
   * Credit Repair Case Study
   * Media
   * Privacy Policy
   * Disclaimer
 * SERVICES
   * Credit Repair
   * Credit Defaults
   * Court Judgment
   * Debt Negotiation
   * Identity Theft
   * Late Repayment History Indicators (RHI)
 * FAQ
   * Credit Score Facts
   * We Fix Credit Tips
   * Credit Score & Report
   * Experiencing Financial Difficulty? Get Credit Help!
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 * NEWS
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   * Referrer Login
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 * HOME
 * ABOUT US
   * Our Company & Our Team
   * Credit Repair Case Study
   * Media
   * Privacy Policy
   * Disclaimer
 * SERVICES
   * Credit Repair
   * Credit Defaults
   * Court Judgment
   * Debt Negotiation
   * Identity Theft
   * Late Repayment History Indicators (RHI)
 * FAQ
   * Credit Score Facts
   * We Fix Credit Tips
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 * NEWS
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 * HOME
 * ABOUT US
   * Our Company & Our Team
   * Credit Repair Case Study
   * Media
   * Privacy Policy
   * Disclaimer
 * SERVICES
   * Credit Repair
   * Credit Defaults
   * Court Judgment
   * Debt Negotiation
   * Identity Theft
   * Late Repayment History Indicators (RHI)
 * FAQ
   * Credit Score Facts
   * We Fix Credit Tips
   * Credit Score & Report
   * Experiencing Financial Difficulty? Get Credit Help!
   * Free Credit Report
   * Loan Approval Requirements
 * NEWS
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 * HOME
 * ABOUT US
   * Our Company & Our Team
   * Credit Repair Case Study
   * Media
   * Privacy Policy
   * Disclaimer
 * SERVICES
   * Credit Repair
   * Credit Defaults
   * Court Judgment
   * Debt Negotiation
   * Identity Theft
   * Late Repayment History Indicators (RHI)
 * FAQ
   * Credit Score Facts
   * We Fix Credit Tips
   * Credit Score & Report
   * Experiencing Financial Difficulty? Get Credit Help!
   * Free Credit Report
   * Loan Approval Requirements
 * NEWS
 * CONTACT US
 * Login
   * Client Login
   * Referrer Login
 * ENQUIRE NOW


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 * WE FIX CREDIT
   
   
   AUSTRALIA'S LEADING CREDIT REPAIR, DEBT NEGOTIATION & ADVOCACY SERVICES
   
   Fix My Credit Now
   

 * 
 * 



HOMEAlicia Candido2023-11-14T00:38:57+00:00

We fix credit offers a complete service for those who want Credit Repair in
Australia.



Fix My Credit Now




HAS YOUR LOAN APPLICATION BEEN REFUSED OR UNFAIRLY CONDITIONED BECAUSE?


 * Unpaid Overdue Payment Listing on your Credit File
 * Paid Overdue Payment Listing on your Credit File
 * Court Judgement on your Credit File (Outstanding or Paid)
 * Pending Court Action – Summons, Statement of Claim on your Credit File
 * Serious Credit infringement Listing on your Credit File
 * Fraudulent Identity Theft on your Credit File
 * Low Credit Score (even though you have a clean record)
 * Other anomalies on your Credit File

There is a very good chance we can assist you!





15 YEARS UNMATCHED EXPERIENCE



We Fix Credit is the first industry specific Credit Repair and Debt Negotiation
business established in Australia. Established in 2008, the business has become
one of Australia’s most successful Credit Repair Advocacy’s helping thousands of
Australians restore their credit worthiness.


Read More






WHY CHOOSE WE FIX CREDIT FOR YOUR CREDIT REPAIR NEEDS?



At We Fix Credit, we employ locally based staff in Australia. We Fix Credit does
not employ high-pressure ‘sales’ staff in a call centre or application
processing staff offshore.

What this means in terms of benefit to you, is that you will speak directly with
the qualified person that will be managing your case from the beginning to the
end. All of our work and processing is performed here locally providing you with
peace of mind that your privacy and the quality of service is maintained with
the most honest and best credit fix solutions offered to you. This means that
the communication for your credit repair service is open and easy. You are able
to simply pick up the phone and speak with your professional Credit Repair
Advocate at any time. Communication is important as it often results in a
swifter and more effective result, hence why our turnaround time is much faster
than any other credit repair service in the country.

Our entire team is here at any time for you directly, whether you simply have an
enquiry or choose to engage the services of We Fix Credit you will receive a
premium credit repair service.



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LOAN APPROVED


DEBTS WIPED OR REDUCED


IMPROVED CREDIT SCORES


LOWER INTEREST RATES






HOW TO GET YOUR FREE CREDIT REPORT




LEARN HOW TO GET YOUR FREE CREDIT REPORT AND CONTACT US FOR A NO OBLIGATION
CREDIT HEALTH CHECK!

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TESTIMONIALS




> I was referred to We Fix Credit from a good friend. Alicia and her team
> successfully removed the credit default and saved me over $40,000 in the
> process. I am very happy with this result and would recommend We Fix Credit to
> anyone in a similar situation. Thank you ????

Ahmad Smadi, via Google Review

> I was referred to We Fix Credit from a good friend. Alicia and her team
> successfully removed the credit default and saved me over $40,000 in the
> process. I am very happy with this result and would recommend We Fix Credit to
> anyone in a similar situation. Thank you ????

Ahmad Smadi, via Google Review

> I was referred to We Fix Credit from a good friend. Alicia and her team
> successfully removed the credit default and saved me over $40,000 in the
> process. I am very happy with this result and would recommend We Fix Credit to
> anyone in a similar situation. Thank you ????

Ahmad Smadi, via Google Review

> Words cannot describe how grateful I am to Alicia and the team. Thank you! I
> can now get on with my loan. Debt was wiped and the two defaults REMOVED!
> Thank you ????

Gus Araya, via Google Review

> Thanks to the professional team I am able to release my company car fleet.
> Five stars from me. Would not hesitate to recommend to anyone with credit
> listings

Mahmud Khan, via Google Review

> Extraordinary service. Fixed my problem in less than half the time that was
> initially advised. Couldn’t speak more highly of their team. Thank you.

James Kellett, via Google Review

> We Fix Credit fixed my credit ????

Sarah Newton, via Facebook Review

> I work in the finance industry and I have referred a number of my clients to
> Alicia and the team at We Fix Credit. My client’s have had a 100% success rate
> with rectifying credit issues that should not impact their ability to obtain
> finance to grow their business’ or asset bases.

Brad Bland, via Google Review

> Thank you We Fix Credit for assisting another one of our clienteles. They are
> extremely appreciative of your professionalism and most of all, in
> successfully removing their issue which was causing them grief.

John Codrington, via Facebook Review

> Thank you We Fix Credit for assisting another one of our clienteles. They are
> extremely appreciative of your professionalism and most of all, in
> successfully removing their issue which was causing them grief.

John Codrington, via Facebook Review

> Thank you We Fix Credit for assisting another one of our clienteles. They are
> extremely appreciative of your professionalism and most of all, in
> successfully removing their issue which was causing them grief.

John Codrington, via Facebook Review

> I am so happy with my end result all 6 problems removed after my divorce I’m
> able to get a loan now thanks team

Le Nguyen, via Facebook Review

> I have been recommending my mortgage clients here for years. The results have
> always exceeded my expectations and time frame. I look forward to working with
> the we fix credit team for many years to come.

Alex Pottinger, via Google Review

> Thank you We Fix Credit you have given me a great service five stars from me!

Jazz Omerbegovic, via Google Review

> Very very happy with my dealings with Alicia and the team. Great results in
> good time as promised. I was sceptical about the whole process to begin with
> but once speaking with Alicia and the results started to come through i could
> not be happier with the outcome. Would highly recommend this company to anyone
> with credit issues.
> Thanks again guys!

Jack Casey, via Google Review

> I am a farmer badly effected by drought and had gone through a divorce that
> left me financially crippled. Things started getting better but not long after
> I realised I had 2 credit defaults and needed to refinance my property. My
> broker referred me to We Fix Credit. He told me he sends all of his clients
> there. I dealt with Amanda who successfully removed both defaults in less than
> 5 weeks and I am now able to refinance. Thanks so much.

Doug Henderson, via Google Review

> Thank you to the team at we fix credit for removing 2 of my defaults! could
> not be happier with the service I received and how fast they were able to
> remove them! I high recommend. Thank you we fix credit :)

Sandra Wales, via Google Review

> I had several defaults against my name that actually were not mine. I had no
> knowledge of any debts until I tried to apply for a loan and found there were
> several defaults on my credit file. I tried to deal with this myself for years
> without any success. Alicia repaired my credit file in 3 weeks after I had
> been dealing with it myself for 2 years. I wish I had just come to her from
> the start it would have saved me from so much waisted time and unnecessary
> stress. I highly recommend the We fix Credit Team and I honestly cant thank
> them enough.

Melinda Barbaro, via Google Review

> Words cannot describe how grateful I am to Alicia and the team. Thank you ! I
> can now get on with my loan, it was all mistaken identity and I tried myself
> for so long and went to another credit repair company and was mucked around
> for 6 months before I pulled the pin and went to We Fix Credit. Wish I had
> gone strait to Alicia in the first place. Debt was wiped and the two defaults
> REMOVED! Thank you ????

Gus Araya, via Google Review

> Alicia fixed my default in less than 3 weeks thanks so much!

Amellea Hoget, via Google Review

> Thank you to eric for fixing my credit file the process was easy and seamless.
> I was doubtful at first however I am now very impressed with the end result

Makeup and Beauty Australia, via Google Review

> Extraordinary service. Fixed my problem in less than half the time that was
> initially advised. Couldn’t speak more highly of their team. Thank you.

James Kellett, via Google Review

> Dear Alicia at We Fix Credit,
> 
> 
> 
> Thank you for all your hard work and dedication to my case. You have really
> given me back power in my life and the opportunity to help my children achieve
> the Australian dream and own their own home. I am forever appreciative to you
> for giving my family a new opportunity to start fresh and with a positive
> outlook to all of our futures. Debt and dealing with banks must be two of the
> most disheartening and stressful situations and for you to assist me (in fact
> I don’t think I will ever have to face another one of those phone calls again)
> was life changing. I appreciated your calm words, your wit and even your sense
> of humour.
> Obviously I would be more than happy to recommend you, Alicia, and your team.
> Your integrity is matched by your decency and commitment. Please do not
> hesitate to use my name or forward my contact details to any prospective
> clients.
> Wishing you the best in all your future endeavours and thank you again for
> giving me clear credit and opening up my opportunities,
> 
> Jennifer

Jenny M, via Google Review

> Very Happy with the 2 weeks turn around ! Fast service I am very happy, was
> expecting the whole process to be much more painful.

Edward Morgan, via Google Review

> Very Happy.
> Thank you

Mark William, via Google Review

> Thanks for changing my life !

Zoe Agolove, via Google Review

> Couple of years ago I suffered a serious sporting injury which left me unable
> to work. As a result I could not pay any expenses. I defaulted on my credit
> card, my car was repossessed and I had to move back interstate with my parents
> to survive. My credit rating was terrible with 3 defaults to my credit card
> company, my car financier and my previous energy provider.
> 
> 
> 
> Once I was back working i hired We Fix Credit to help me fix my bad credit.
> Their staff were kind and understanding to my position and they managed to
> completely clear my credit history within 5 weeks. They even negotiated a 30%
> reduction in my debts!!
> 
> I don’t know what I would have done without Alicia and her team. They really
> helped me get back on my feet with a swift, professional service.
> 
> I could not recommended these guys more highly if you need help. ????

Nicholas Codrington, via Google Review

> I was recommended by a friend to come and see the team at We fix Credit. They
> were very professional and efficient and got the result I was after. I would
> highly recommend Alicia and her team to anyone looking to rectify their credit
> situation.

Charlie Zammit, via Google Review

> Thanks Alicia once again. We have been using We Fix Credit for all our clients
> and they always have success. We refer them to all our clients. Thanks again.

Jeff Doig, via Google Review

> Thankyou for a great experience, and the amazing service provided by you
> ladies, would definitely recommend we fix credit to anyone.

Hanna Sweid, via Google Review

> Amazing service provided spot on advice and fixed my issues. Would definatley
> recommend them.

Jannelle Pitt, via Google Review

> Thanks to Alicia and Danielle I am now default free , thank you girls for all
> the hard work you have done.

Arijana Ahmetovic, via Google Review

> Reliable team with quick service

Danielle G, via Google Review

> Amazing service!

Kristen Dior, via Google Review

> Recommended. Experienced professionals who are great at their job. My details
> were fraudulently used. They investigated it and got to the bottom of it and
> resolved the issue for me. Prompt communication and excellent customer
> service.

Kelly Black, via Google Review

> Great result by the team !!! Thanks so much Natalie and the team.

Zain Qureshi, via Google Review

> We fix credit was more than helpful, they managed to get the defaults removed
> in less than half the time they originally planned for, these girls know their
> job well & I’d recommend them anytime, am very happy with the results! So, to
> the team at We Fix Credit, Keep up the great work!

Aleksander Radosavljevic, via Google Review

> I cannot speak highly enough of my experience with We Fix Credit.
> Not only did they successfully resolve the default issues on my credit
> history, but they went the extra mile, even involving AFCA, to achieve this
> remarkable result.
> The process took around nine months, demonstrating their unwavering commitment
> to their clients’ success.
> Now, I trust We Fix Credit to handle credit repair for all my clients.
> Their dedication, expertise, and outstanding results make them the ultimate
> choice in credit repair services.
> Five stars for We Fix Credit!

Loan Station Finance, via Google Review

> I engaged these beautiful ladies to help me with removing a default from my
> credit file. From start to finish took around 3 months in total. They did the
> job they were engaged to do, and made a massive improvement to my financial
> future.
> 
> I cried when I got the call telling me the default had been removed. It was
> something that had been hanging over my head for a few years and had me
> thinking it was not going to change.
> A massive thank you to Alicia and her team for making my financial future look
> much brighter. I can’t thank you all enough :)

Marie Hoskins, via Google Review

> I couldn’t have been recommended a better team. They were awesome, especially
> knowing how difficult my case was to reach through, despite that they were
> successful in every way reaching my desired outcome within such a tight time
> frame! So honestly hats off to them. AMAZING! 👏🏽

Alisha Cooper, via Google Review

> These guys have been Great to deal with! Extremely happy with the results
> they’ve achieved. Great communication, fast, friendly and not to mention my
> credit rating is back to where I want it literally in a matter of a few short
> months 😁 Would Highly recommend.

Pakize Taskiran, via Google Review

> What can I say?! These guys are pretty amazing. They helped fix a lot of the
> issues on my credit file and did a debt negotiation for me after my business
> took a hit . A truly honest and down to earth approach which is what I loved!
> I hopefully won’t need to use their service again 😜 as I’m now in a pretty
> good position thanks to their help but would definitely recommend to anyone
> who has issues on their credit report.

FM, via Google Review





PERSONALISED CREDIT FIX SOLUTIONS






CREDIT DEFAULTS




Credit defaults remain on your credit file for 5 years unless you engage the
services of a trusted credit repair organisation such as We Fix Credit. We can
effectively remove the default listing totally from all credit bureaus, by way
of our investigation techniques into procedural unfairness, mediation and
negotiation. We can offer you a premium credit repair service with communication
all the way through until your credit is clean and ready for finance.





COURT WRITS AND SUMMONS




These listings stay on your credit report for 5 years unless, we intervene and
have these completely removed from all credit bureaus. A court writ is
automatically recorded upon being served with a company claim in Western
Australia only. We Fix Credit have effective methods in efficiently having these
removed entirely.





COURT JUDGEMENTS




Court Judgements stay on your credit file for 5 years whether or not paid or
unpaid from the date of the Judgement in court. The good news is we can have
these removed entirely from your credit files in as little as 2-3 weeks. Having
no Court Judgement listings on your credit file will enhance your credit report
and allow you to more likely be approved of finance.





DEBT NEGOTIATION




Dealing with debt matters and debt collection companies can be extremely
daunting and frustrating. By engaging a third party such as We Fix Credit to
manage these matters for you can save you time, and even save you stacks of
money in the process. It’s worthwhile to enquire to see what options you have,
and how much you can save by choosing We Fix Credit to manage your debt matters.
It’s a hassle fee and results driven process that will get you debt free in NO
time at all without any complicated formal debt agreements that end up costing
you more. You will agree that you have made the right choice to engage one of
our professionals to assist you. At the same time, we are mindful to preserve
your credit reputation whilst handling these matters for you.




MEDIATION INVOICE DISPUTES




Running a business and accounts is a tough enough gig, without the problems
arising from unfair or incorrect invoices and disputes to manage. This can take
your time away from what you do best which is your business itself.

Having a third party that understand this and can deal with the dispute without
the emotional factor is a great idea and a great advantage. You are welcome at
any time to have a free no obligation chat on 1300 003 655 with one of our
business Credit Repair Advocates to look at all your options and see if it is a
worthwhile decision to take up this service.





CREDIT SCORE IMPROVEMENT




Your credit score is now your credit lifeline. Credit Scores are now the lazy
method in which banks and financial institutions approve or decline loans. 
Unfortunately, a low credit score can get you an auto-decline for no good
reason. There are many factors which can contribute towards a low credit score.
It’s definitely worthwhile to regularly check your credit score directly with
the main credit reporting bureaus to check your credit health and to maintain
clean credit.

www.equifax.com.au

www.illion.com.au

www.experian.com.au

If you notice that your score is low, contact one of our Credit Repair Advocates
for a free consult as to what you may be able to do to improve your credit score
and while you’re there get some free advice as to how to keep it high and
healthy.





IDENTITY THEFT




Identity theft continues to pose challenges for consumers as criminals develop
new means to commit fraud and cyber crime. This common problem can be difficult
to tackle on one’s own. We Fix Credit sympathise with these situations and can
resolve these matters without the you having to worry anymore and can put this
ordeal behind you and clearing your good name. If you have been a victim of
Identity Theft call us today to discuss how we can help you rectify this as
smoothly and quickly as possible.





INCORRECT CROSS REFERENCE FILES




Cross references or multiple credit files can occur through genuine name change
situations such as marriage or various other reason to do so. Other factors
include changing drivers Licence numbers from state to state and some cross
files are simply administrative and or identification errors.

In some cases, the cross file can be completely removed and in others we can
assist you in having these consolidated into one credit file with one accurate
credit score. This will in the eyes of other potential lenders make you appear
more stable and legitimate. This is imperative in having your loan assessed
correctly without any hiccups along the way. If you notice an incorrect spelling
or issue with your information on your credit report, We Fix Credit can assist
you with this credit repair process.





LATE REPAYMENT HISTORY INDICATORS (RHI)




Your Credit report may also have information about your payment history for your
credit cards and other loans (e.g., personal loans and home loans) – that is,
whether you’ve made your minimum payments on time. This is very important
information as it tells the new credit provider how you’ve conducted those
accounts, which gives them an indication of how you’re likely to repay the new
debt and any future potential conduct issues that might arise with them. This is
a record of all your past loan payments, particularly whether the minimum loan
payments were made on time. Negative accounts will show any loan payments that
are missed. RHI Is listed on your credit report for 24 months.





CREDIT REPORTING BUREAUS

We repair credit reports and credit scores with the following credit reporting
bureaus.




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THE BENEFITS OF PROTECTING YOUR CREDIT FILE FOR YOUR FUTURE INCLUDE:





LOANS APPROVED


DEBTS WIPED OR REDUCED


IMPROVED CREDIT SCORES


LOWER INTEREST RATES









WE FIX CREDIT NEWS






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 * 
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leading to a lot of misconceptions. These myths can hinder your progress in
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COMMON ERRORS FOUND IN CREDIT REPORTS – AND HOW WE FIX CREDIT CAN HELP

At We Fix Credit, we understand the crucial role that credit reports play in
your financial health. A clean credit report is essential for securing loans,
credit cards, and even emplo [...]




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PO BOX 5264 Q Supercentre QLD 4218




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