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FINANCIAL PLANNING
FOR EVERYONE.

We help you design, build and maintain a successful Financial Plan. All the
expert help you need with your money; no gimmicks, no sales pitches, no
nonsense. Just honest, impartial financial guidance.

Join Us
DIYMoney
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FREE Financial Health Check

Discover your Financial Health Score to see if your Financial Plans are on
track.

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HOW DIYMONEY WORKS

Not everyone needs a Financial Planner, but everyone needs a Financial Plan. At
DIYMoney, we help you in three ways:


1. FINANCIAL STRATEGY



Through our in-depth video series, we show you how to design, build and maintain
a successful financial plan for yourself and your family.

It’s Financial Planning with a financial planner but, unlike everyone else,
we’re not selling you a product or trying to convince you to invest into…
anything. And that means you can trust what we say.

No gimmicks, no sales pitches, no nonsense. Just honest, impartial financial
guidance.




2. RESEARCH & REVIEWS



In the world of financial products, there are thousands upon thousands of
choices available to you.

To make this task less overwhelming (and time consuming!) we give you honest,
independent reviews of popular financial products and funds and portfolios – to
empower you to decide what’s best for your financial plans.


3. ONGOING SUPPORT



We support you over time. We’re watching the markets and investment funds. We’re
all over the legislation too – making sure you know about changes to the tax
code, or the pension rules, or the ISA limits, or whatever.

Let us worry about all that stuff, you have a life to live. As a member of the
DIYMoney community, you’ll receive Market Memos, Wellness Webinars and Budget
Bulletins – for you to consume as you see fit.




DIYMONEY IS YOUR FINANCIAL TOOLKIT

Go at your own pace, in your own time, whenever it suits you; whether you log in
every week or once a year.

We’ll help you plan your financial future – on your terms.


100% INDEPENDENT & IMPARTIAL

Unlike pretty much everyone else, 100% of our revenue comes from member
subscriptions. And that means we’re fiercely independent, impartial, and we’re
on your side.

DIYMoney – 100% Independent & Impartial
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ABOUT US

--------------------------------------------------------------------------------


JOE JACKSON



I’m a Financial Planner and I’ve been working in Financial Services since 2008.
Day to day I’m a Director of Spiritus Wealth. In practice, I help people plan
their financial futures.

I’m a huge believer that money doesn’t have to be complicated, and my ambition
is to help a million people design, build and maintain their own successful
financial plan. Hence why we’ve launched DIYMoney. We want to make Financial
Planning available for everyone; and that means, we want it to be affordable.  

I’m in my mid-30s… I’m a father of two very young children, I have a mortgage…
I’m trying to find a way to put a bit more away each month and still enjoy life.
I dream of a secure financial future, I want to do the best I can for my kids.
In short, I face the same challenges as you do. And that puts me in a great
place to help you along your journey towards financial independence.

--------------------------------------------------------------------------------


RICHARD MARTIN-REDMAN



I’m a Chartered Financial Planner and I’ve worked in the profession since 2009.
My day job… I run Spiritus Wealth with Joe.

Financial Services Regulations changed in 2012, and ever since then, ‘normal’
people have been almost totally ignored by Financial Planners. We want to change
that, because those ‘normal’ people are missing out on potentially life-changing
financial expertise. For most people, money doesn’t need to be complex. It just
needs about 90 minutes a year.

I’ve recently turned 40, I have two amazing children, a mortgage, financial
dreams, family dreams… just like you, I’m at life’s coal face. Through the
DIYMoney Hub we can help you grab your finances by the scruff of the neck and
finally take control of your future.




FROM OUR BLOG


FANCY A JOINED-UP FINANCIAL PLAN?

26 September 2022

A financial plan is made up of many working parts which should all fit together
seamlessly. When most people think of financial planning, they might think about
investments or pensions. But these are simply the tools we use to work towards
your goals rather than the end result.  A good financial plan combines risk
management, …

Read more


5 TOP TIPS TO AVOID A PENSION SCAM

26 September 2022

Pension flexibility has brought a great deal of choice and opportunity to
investors. You can take your pension income to suit your circumstances and do
not need to be bound by an arbitrary limit. If you want to spend it all on a
holiday or a sports car, you can. Equally, you can decide not …

Read more


HOW TO CREATE A FAMILY FINANCIAL PLAN

26 September 2022

The years when you are raising a family can be the most pressured from a
financial perspective. You may still be paying off debt or trying to get on the
property ladder, while simultaneously doing everything you can to build a career
and give your children the best start in life. You may also have …

Read more

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Everyone needs a Financial Plan.


DISCLAIMER

DIYMoney Ltd offers Financial Guidance for people in the accumulation phase of
their financial lives. This is general information only and does not constitute
investment, tax, legal, financial or any other form of advice.

Nothing on this website should be interpreted as financial advice and users of
the DIYMoney Hub should not rely exclusively on the guidance on this website.

DIYMoney should be used in conjunction with your own research into financial
products and funds and portfolios. You should not rely on the information on
this site to make, or refrain from making, any financial decisions.

You must always obtain individual advice from a suitably qualified and regulated
financial professional who has complete understanding of your financial
position.

DIYMoney Ltd does not and cannot accept any liability arising from actions taken
by DIYMoney users. Users are wholly responsible for the decisions they make
about their own financial planning. You use the information on this website
entirely at your own risk.

DIYMoney Ltd cannot guarantee the accuracy of the information contained on this
site, and DIYMoney is not responsible for the content on other websites. Terms
and conditions, pricing, and functionality of financial products change
regularly and DIYMoney cannot be held responsible for any form of inaccuracy on
this site. DIYMoney Ltd is not responsible for any losses or damages arising
from use of any of the information on this website.

Past performance is no guarantee of future performance. Investing carries risk
and you may get back less than you invested.

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