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Submitted URL: http://www.interac.ca/en/etransferhelp
Effective URL: https://www.interac.ca/en/interac-e-transfer-help/
Submission: On November 04 via api from CA — Scanned from CA
Effective URL: https://www.interac.ca/en/interac-e-transfer-help/
Submission: On November 04 via api from CA — Scanned from CA
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2 forms found in the DOMGET https://www.interac.ca/en/
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GET https://www.interac.ca/en/
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Text Content
Skip to main content * fr * Consumers * Our Products * Interac e-TransferSend money via email or text message. * Enhanced FeaturesAdded capabilities of INTERAC e-Transfer * International TransfersSend money overseas. * Interac DebitMore than just a card. * Contactless PaymentsThe faster way to check out. * Chip and PIN * e-Commerce PaymentsShop the web and in mobile apps. * Cross-Border PaymentsPay with your card in the U.S. * ABM withdrawalsWithdraw cash at your convenience. * Find an ABMSearch for an ABM close to you. * Interac verification solutions * Interac sign-in service * Safety & Security * Interac DebitThe security behind checking out. * Transaction LimitsAll transactions have a cap for security. * Zero Liability PolicyProtection for things you can’t control. * Interac e-TransferThe security behind sending money. * Support * FAQ – ConsumersFind answers to common questions. * Interac e-Transfer Support FormEmail support form. * Understanding FeesHow our fees work. * Contact UsKey contact information. * Business * New to Interac Payment Solutions? * BenefitsAdvantages for your business. * Our RoleHow we work for your business. * Find an AcquirerSearch for a solutions provider. * Our Products * Interac e-TransferEasy invoicing, payroll and deposits. * Interac DebitSecure point-of-sale payments. * Contactless PaymentsFaster checkout for smaller purchases. * e-Commerce PaymentsEasy payment on mobile devices. * Merchant GuideA technical guide for Interac Online. * ABM WithdrawalsOn-premise ABMs. * Transit Solutions * Safety & Security * Interac DebitSafety at point-of-sale checkout. * Interac Debit For Online PaymentsThe security of e-Commerce checkout. * Interac e-TransferThe security behind money transfer. * Point-of-Purchase Integrity ChecklistDownload a security checklist. * Support * Code of ConductReport a problem with a service provider. * Understanding FeesLearn about our solutions fee structure. * Business FAQsFind answers to common questions. * Contact UsKey contact information. * Point-of-Sale Materials * About * Our People * Leadership TeamThe members of our Executive Team. * Board of DirectorsThe members of our Board of Directors. * Diversity & Inclusion * The Ombudsman’s Office * Our Company * HistoryThe history of Interac. * Corporate Year in Review * Careers * Developer Life at Interac * Life at InteracOur company culture. * Student Life at InteracOur student work program. * Network ParticipantsRole definitions. * Contact Us * FAQs * Consumer * Business * In The Know * Consumers * Back * Consumers – Home * Our Products * Back * Interac Products – Home * Interac e-Transfer * Back * Interac e-Transfer – Home * Enhanced Features * International Transfers * Interac Debit * Back * Interac Debit – Home * Contactless Payments * Chip and PIN * e-Commerce Payments * Cross-Border Payments * ABM withdrawals * Back * ABM withdrawals – Home * Find an ABM * Interac verification solutions * Back * Interac verification solutions – Home * Interac Sign-in service * Safety & Security * Back * Security – Home * Interac Debit * Back * Interac Debit – Home * Transaction Limits * Zero Liability Policy * Interac e-Transfer * Back * Interac e-Transfer – Home * Support * Back * Support – Home * Interac e-Transfer Support Form * FAQ – Consumers * Understanding Fees * Contact Us * Business * Back * Business – Home * New to Interac Payment Solutions? * Back * New to Interac Payment Solutions – Home * Benefits * Our Role * Find an Acquirer * Our Products * Back * Our Solutions – Home * Interac e-Transfer * Interac Debit * Back * Interac Debit – Home * Contactless Payments * eCommerce Payments * Back * eCommerce Payments – Home * Merchant Guide * ABM Withdrawals * Transit Solutions * Security * Back * Security – Home * Interac Debit * Back * Interac Debit – Home * Interac Debit For Online Payments * Interac e-Transfer * Point-of-Purchase Integrity Checklist * Support * Back * Support – Home * Code of Conduct * Understanding Fees * Business FAQs * Contact Us * About * Back * About – Home * Our People * Back * Our People – Home * Leadership Team * Board of Directors * Diversity and Inclusion * The Ombudsman’s Office * Our Company * Back * Our Company – Home * History * Corporate Year in Review * Careers * Back * Careers – Home * Developer Life at Interac * Student Life at Interac * Life at Interac * Network Participants * Contact Us * FAQs * Back * Consumer * Business * In The Know * fr * Close Menu HELP TOPICS FEES If you choose to deposit your Interac e-Transfer transaction through online banking at a participating financial institution, there is no fee. However, any financial institution may choose to change their service plans and fee structure at any time. Please contact your bank or credit union for more information on potential Interac e-Transfer fees. Standard text messaging charges apply. HOW INTERAC E-TRANSFERS WORK Interac e-Transfer is a fast and convenient way to send money to anyone from within the security of your online or mobile banking service. It is a great alternative to cheques and cash. To send money with Interac e-Transfer sign in to online or mobile banking at a participating financial institution and look for the option to send money with Interac e-Transfer. All you need is an email address and the email address and/or mobile telephone number of the person you are sending money to. Email and/or text messages carry the notification while the financial institutions use existing payment networks to transfer the money to any financial institution in Canada. If you are registered for Interac e-Transfer Autodeposit, funds sent to you via Interac e-Transfer will be automatically deposited into your account. For more information on how to register for Autodeposit click here. If you are not registered for Autodeposit, you can deposit money received via Interac e-Transfer through online or mobile banking. Simply click the link in the notification you receive, select your financial institution, login to online banking and deposit the money into the account of your choice. PARTICIPATING FINANCIAL INSTITUTIONS The Interac e-Transfer service is available at participating financial institutions. To send money via Interac e-Transfer, you must have access to online banking at any one of these participating financial institutions. To sign up, simply contact your bank or credit union. SECURITY QUESTION The use of the security question and answer acts as an additional security measure to validate that only the sender’s intended recipient can collect the Interac e-Transfer(s). The sender sets the question when they send the transfer. The question is something only the intended recipient can answer. The sender may communicate the answer to the security question to the recipient by phone or in person, but for security purposes, the answer to the security question should never be sent in an email or text message. TIPS: Security question answers are not case sensitive (e.g. “R” and “r” are both recognized as correct) Security question answers cannot contain special characters, such as “@”, “&”, etc. DECLINING AN INTERAC E-TRANSFER To decline a transfer, click on the link within the Interac e-Transfer notification. Following directions and prompts, log into your online or mobile banking account. If you can’t click on the link, cut and paste or type the link into your browser. You will have to correctly answer the security question associated with the transfer, and then will be given the option to decline the transfer. If you are not registered for online banking with one of our participating financial institutions, we suggest you contact the sender to let him or her know that you do not intend to accept the transfer. The sender then has the option to cancel the transfer and reclaim the funds. If you do not pick up the transfer within 30 days, the sender will receive a notice that the transfer has expired and will be given instructions on how to reclaim the funds. Note: A decline is irreversible. Once you decline an Interac e-Transfer, the sender will receive a notice stating that you have chosen to decline the transfer. The sender will be asked to deposit the funds back into the original bank account. You may include an optional message to the sender with your reason for declining the Interac e-Transfer. REFERENCE NUMBER A unique Reference Number is created for each Interac e-Transfer and is used for identification and tracking of individual transfers. Should you need to contact our Help Desk for assistance, please be ready to provide this number in order for your transfer to be located faster within our system. PRIVACY Our Privacy Policy informs you of our commitment to and policy on privacy. It tells you the ways we ensure that your privacy and the confidentiality of your information are protected. To review the full text of our Privacy Policy, click here. FOR CONSUMERS * Our Products * Safety & Security * Support FOR BUSINESS * New to Interac Payment Solutions? * Our Products * Safety & Security * Support * Code of Conduct * Merchant Point of Sale Materials ABOUT INTERAC * Careers * Our People * Our Company * Network Participants * What’s New RESOURCES * In The Know * News LANGUAGE * fr * en FOLLOW * Opens in new tab * Opens in new tab * Opens in new tab * Opens in new tab * Opens in new tab * Legal * Accessibility * In The Know * Developer Centre © Copyright 2022 Interac Interac and Interac e-Transfer are registered trade-marks and the Interac logo, InLife and InLife design are trade-marks of Interac Corp. We use cookies and other technologies to improve your browsing experience on our Sites, to show focused ads and to analyze Site traffic. Learn more at our Cookie Notice. AcceptManage Cookies Privacy & Cookies Policy Close COOKIE OVERVIEW This website uses cookies and other similar technologies to allow us to collect information about you and your usage of our Sites, in order to provide you with the best user experience and the most relevant Interac products and services. Essential co... Essential Essential Always Enabled These cookies are essential for our Sites to operate properly. Essential cookies ensure basic functionalities and security features of the Sites. These cookies do not gather personal information about you that could be used for marketing purposes. Non Essential non-necessary Reporting and Analytics We use reporting and analytics tools to collect information about how visitors use our Sites. These technologies provide us with anonymous, aggregated data. Advertising We use cookies and other tracking technologies to provide you with tailored ads while you browse the internet. 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