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Skip to Content Open Facebook page in new window This link opens in a new tab Open X (Formerly Twitter) page in new window This link opens in a new tab Open LinkedIn page in new window This link opens in a new tab Open Instagram page in new window This link opens in a new tab 478-277-1500 This link opens in a new tab PERSONAL BANKING FOR EVERYDAY LIFE LOCAL PEOPLE. LOCAL DECISIONS. LOCAL BANKING. Since 1905 SERVING OUR NEIGHBORS FOR 100+ YEARS For more than a century, Bank of Dudley has been dedicated to helping our neighbors thrive through local, personalized banking. Our personalized banking services include: * Checking accounts * Savings and money market accounts * Certificates of deposit * Individual retirement accounts (IRAs) * Online banking * Mortgages * Personal loans * And dozens of other services OPEN AN ACCOUNT AND DISCOVER THE LOCAL BANKING DIFFERENCE: 478-277-1500 EXPERIENCE THE VALUE OF TRULY LOCAL BANKING LOCAL PEOPLE When you walk into a branch, you’re greeted with a smile and a helpful team member who will get you to the right person to answer your questions. When you call Bank of Dudley, a live person answers, ready to listen and help. We use technology to supplement our people, not replace them. LOCAL DECISIONS Our decisionmakers live right here in our community. They’re your neighbors, and they know what it means to cash a first paycheck, save up for that special purchase, or need a little help when things go sideways. Their decisions always put you, your family, and our community first. LOCAL BANKING Just because it’s local doesn’t mean it’s small time. Bank of Dudley offers the same technology, convenience, and quality banking products as the big regional banks, but with the personalized attention you’d expect when you’re on a first-name basis with your local banker. BANKING SERVICE THAT’S SECOND TO NONE FIRST-NAME SERVICE Our team – all of it – lives right here in our communities. Everyone from the President to the friendly tellers at our branches are folks you’ll see every day. Your kids go to school together. You attend the same church. They know you as a neighbor, not as a customer, and their dedication to helping you manage your finances comes from their commitment to being good members of our shared community. BANKING THAT’S TAILORED TO FIT When you visit our bank, our first step isn’t to set up an account or issue you a member number. Our first step is getting to know you: What’s your situation, what are your goals, and what challenges are you facing? Only when we know all of that are we ready to recommend the banking products that will work best for you. We’re not interested in upselling services that aren’t in your best interest—we’re only interested in your success. FAST, PERSONALIZED ANSWERS TO QUESTIONS With decisionmakers located here in Middle Georgia, we don’t make you wait for answers to questions about your money. Our decision-making process happens quickly and is informed by our relationship with you as a customer. If a decision could have negative impacts on your financial future, we’ll help guide you toward a different solution that could be a better fit for your situation. We will never steer you in a direction that could lead to future instability. APP AND ONLINE BANKING CONVENIENCE Today’s banking customers expect service at the touch of a button through mobile and online banking, and our customers are no different. Bank of Dudley offers robust online banking and a dedicated mobile app for our account holders. Review account activity, transfer funds, deposit checks, and manage your overall finances around the clock in one easy place without needing to visit a branch! READY TO FIND OUT WHY WE’RE MIDDLE GEORGIA’S LEADING LOCAL BANK? Complete the Form Below to Reach Out Get in Touch SERVICES TO HELP YOU GROW CHECKING ACCOUNTS FOR DAY-TO-DAY LIFE Your checking account is your go-to point for day-to-day access to your money. You need an account that offers you the convenience and security you expect without a lot of extra fees and charges. All Bank of Dudley personal checking accounts include: * Digital banking and bill pay through our website or the Bank of Dudley app * ATM and Visa Debit card options * Overdraft protection for customers with a secondary account * Our exceptional, personalized customer service We have account options to satisfy any need, from those just starting out to those beginning to enjoy their golden years: ADVANTAGE CHECKING $100 None No None Yes Yes Yes Yes* Yes** ADVANTAGE CLUB $100 None No $5/month Yes Yes Yes Yes* Yes** See below ADVANTAGE COLLEGE & SERVICE MEMBER $50 ($0 for Service Members) None No None Yes Yes Yes No Yes** See below ADVANTAGE NOW $800 $800 Yes RatesThis link opens in a new tab $5, plus $0.25/check Yes Yes Yes Yes* Yes** ADVANTAGE STUDENT $50 None No None Yes Yes Yes No Yes** See below ADVANTAGE 55 $100 None Yes RatesThis link opens in a new tab None Yes Yes Yes Yes* Yes** See below Advantage Checking $100 None No None Yes Yes Yes Yes* Yes** Advantage Club $100 None No $5/month Yes Yes Yes Yes* Yes** See below Advantage College & Service Member $50 ($0 for Service Members) None No None Yes Yes Yes No Yes** See below Advantage Now $800 $800 Yes RatesThis link opens in a new tab $5, plus $0.25/check Yes Yes Yes Yes* Yes** Advantage Student $50 None No None Yes Yes Yes No Yes** See below Advantage 55 $100 None Yes RatesThis link opens in a new tab None Yes Yes Yes Yes* Yes** See below -------------------------------------------------------------------------------- Display Other Benefits of Bank of Dudley Accounts * Advantage Club: No fees on cashier’s checks or money orders; stop payment (limit one per month) * Advantage College & Service Member: Up to $20 reimbursement per statement cycle for ATM transaction fees assessed by operators of ATMs not owned by us.*** * Advantage 55: Discount on safe deposit box -------------------------------------------------------------------------------- Display Checking Account Disclosures & Explanations * We may approve certain transactions that overdraw your account. 1. An overdraft fee of $30.00 may be charged for each transaction that overdraws your account. 2. The categories or types of transactions that may overdraw your account include payments, purchases, and transfers. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. 3. Whether your overdrafts will be paid or not is at our sole discretion, and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. 4. We reserve the right to require you to repay your overdrafts immediately or on demand. ** $2.00 Overdraft Transfer Fee per transfer *** When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry, even if you do not complete a fund transfer). -------------------------------------------------------------------------------- CALL NOW TO OPEN AN ACCOUNT AND DISCOVER TRUE RELATIONSHIP BANKING: 478-277-1500 SAVINGS OPTIONS TO HELP YOU PREPARE FOR THE FUTURE Putting a little money aside for a rainy day, saving up for a special purchase, or just building up a nest egg for the future is easier than ever with savings and money market accounts from Bank of Dudley. We even offer a special Christmas Club account to help you be ready to handle the holidays each year. No matter what you’re saving for, we have a savings option that’s right for you: ADVANTAGE SAVINGS $100 $100 Yes RatesThis link opens in a new tab $5 3/quarter* $3/each Yes ADVANTAGE MONEY MARKET $1,000 $1,000 Yes RatesThis link opens in a new tab $5/month 6/month $3/each Yes SMART START (AGE 17 AND UNDER) $1 $0 Yes RatesThis link opens in a new tab $0 3/quarter* $3/each Yes CHRISTMAS CLUB $1 $0 No See below See below See below See below Advantage Savings $100 $100 Yes RatesThis link opens in a new tab $5 3/quarter* $3/each Yes Advantage Money Market $1,000 $1,000 Yes RatesThis link opens in a new tab $5/month 6/month $3/each Yes Smart Start (age 17 and under) $1 $0 Yes RatesThis link opens in a new tab $0 3/quarter* $3/each Yes Christmas Club $1 $0 No See below See below See below See below -------------------------------------------------------------------------------- Display Christmas Club Account Details At the end of the Club period each year, October 31, the funds in the account will be mailed to the account holder by check. Checks are mailed on November 1 each year. Funds in the account are subject to an early withdrawal fee of $5 for any withdrawals made prior to the end of the Club period. -------------------------------------------------------------------------------- Display Savings/Money Market Account Disclosures & Explanations * Account statements issued quarterly Federal law requires that a savings or money market account holder may make no more than six (6) transfers and/or withdrawals during any statement cycle, to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer, or telephonic agreement, order or instruction or by check, draft, debit card, or similar order made by you and payable to third parties. In accordance with federal law, if you have more than the allowable transfers or checks or drafts in any one period, your account may be subject to closure or placed in another type of account which you are eligible to maintain. In addition to the above transfer types, by law you may make unlimited withdrawals or transfers if made in person at our locations, by messenger, mail or telephone (via check mailed to you), or use of an ATM card. However, you will be charged a $3.00 excessive debit fee for each debit over (6), regardless of type. -------------------------------------------------------------------------------- INVESTMENT CHOICES TO PUT YOUR MONEY TO WORK When you make smart investments, your money works for you, earning you dividends and interest while you go about your everyday business. Whether you’re looking for a short-term investment to bring in a little extra cash or are preparing for a relaxed, worry-free retirement, Bank of Dudley offers certificates of deposit and individual retirement accounts that provide competitive returns. CERTIFICATES OF DEPOSIT With a minimum deposit of $1,000 or more, you can open a Bank of Dudley certificate of deposit that will earn interest at a fixed rate for the entire life of the investment. We offer flexible terms for our CDs, allowing you to invest for as long or as short a period as you need – the longer you invest, the higher your return. The best part? You can rest easy, knowing that your CD is secured with FDIC insurance coverage up to the maximum allowed by law. INDIVIDUAL RETIREMENT ACCOUNTS Thinking ahead to retirement? Need a better way to invest your income and build for your future? Bank of Dudley offers a wide range of tax-deferred individual retirement accounts (IRAs) that allow your returns to build until it’s time for you to start enjoying life after work! * Traditional IRA * Roth IRA * Simplified * Employee Pension IRA (SEP) * IRA rollovers * IRA transfers MORTGAGES AND PERSONAL LOANS FOR MAJOR LIFE PURCHASES When you need a mortgage, construction loan, or personal loan to make major purchases, tackle significant projects, or respond to an emergency, we’re here to help. Our friendly lending officers will help you determine what type of loan is right for you, help you understand how your loan will work, and ensure that you’re choosing an option that you’ll be able to afford. MORTGAGES AND CONSTRUCTION LOANS Your home is probably the most expensive purchase you’ll ever make. No matter whether you’re a first-time homebuyer or are buying the last home you’ll ever need, you want a trusted partner by your side to help you navigate the lending process. With competitive rates and options to fit every buyer, Bank of Dudley can help get you into your new home. PERSONAL LOANS Buying a new car or recreational product or tackling another type of project can require you to borrow in order to make it happen. Bank of Dudley has you covered with a full spectrum of personal loan options to help meet any need: * Auto loans * Unsecured loans * Recreational product loans * Land loans MAKE THE SWITCH TO YOUR LAST NEW BANK Are you tired of shopping around to find the right bank for you? It’s easy to make the switch to Bank of Dudley – and once you do, we’re confident you’ll never want another bank. > Call or visit your nearest Bank of Dudley branch to set up your new accounts. > Authorize the transfer of funds from your existing accounts to Bank of Dudley. > Say goodbye to your old bank and enjoy genuine relationship banking with us! CALL TODAY TO OPEN AN ACCOUNT: 478-277-1500 READY TO EXPERIENCE LOCAL BANKING? We’re ready to show you the difference it makes when your banker knows you by name. Please fill out this form, and a member of our team will reach out soon to answer your questions and help you make the switch to Bank of Dudley! "*" indicates required fields CONTACT US TODAY Name * Required Phone * Required Email * Required Tell us a little about your banking needs: Comments This field is for validation purposes and should be left unchanged. Submit Δ Open Facebook page in new window This link opens in a new tab Open X (Formerly Twitter) page in new window This link opens in a new tab Open LinkedIn page in new window This link opens in a new tab Open Instagram page in new window This link opens in a new tab Dublin 200 West Jackson St. Dublin, GA 31021 1650 Veterans Blvd. Dublin, GA 31021 East Dublin 101 Savannah Ave. East Dublin, GA 31027 Dudley 1448 Second St. Dudley, GA 31022 Privacy PolicyThis link opens in a new tab Forsyth 63 W Adams St. Forsyth, GA 31029 Jeffersonville 207 North Main St. Jeffersonville, GA 31044 Perry 1214 Washington St. Perry, GA 31069 Notifications