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 * WellsTrade® Online and Mobile Brokerage
 * Choose The WellsTrade® Account That Works Best For You


CHOOSE THE WELLSTRADE® ACCOUNT THAT WORKS BEST FOR YOU


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A WellsTrade account offered by Wells Fargo Advisors opened online comes with
Brokerage Cash Services, which give you convenient money-movement options such
as online money transfers between your Wells Fargo accounts and mobile check
deposits using your smartphoneFootnote 11. You can also visit the tellers at
Wells Fargo branches and make deposits, which are processed through an
associated limited-purpose Wells Fargo Bank account in your name.


STANDARD ACCOUNT

 * Trade stocks, bonds, no-load mutual funds, ETFs and more
 * Monitor your investments with robust tools and resources
   
   

Open a Standard account


TRADITIONAL IRA

 * Contributions may be tax deductible
 * Potential earnings grow tax-deferred
   
   

Open a Traditional IRA


ROTH IRA

 * Tax-free qualified distributionsFootnote 22
 * Access to your contributions anytime: tax-free

Open a Roth IRA




For complete information on fees and commissions, refer to the WellsTrade
Account Commissions and Fee Schedule. The Schedule is subject to change at any
time.

1.

Mobile deposit is only available through the Wells Fargo Mobile® app. Deposit
limits and other restrictions apply. Some accounts are not eligible for mobile
deposit. Availability may be affected by your mobile carrier's coverage area.
Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online
Access Agreement and your applicable business account fee disclosures for other
terms, conditions, and limitations.

2.

Qualified distributions, which are tax-free and not included in gross income,
occur when your Roth IRA has been open for more than five years and you are at
least age 59½, or as a result of your death, disability, or using the first-time
homebuyer exception.

Investment and Insurance Products are:
 * Not Insured by the FDIC or Any Federal Government Agency
 * Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank
   Affiliate
 * Subject to Investment Risks, Including Possible Loss of the Principal Amount
   Invested

Investment products and services are offered through Wells Fargo Advisors. Wells
Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS)
and Wells Fargo Advisors Financial Network, LLC, Members SIPCOpens Dialog,
separate registered broker-dealers and non-bank affiliates of Wells Fargo &
Company.

WellsTrade® brokerage accounts are offered through WFCS.

Wells Fargo and Company and its Affiliates do not provide tax or legal advice.
This communication cannot be relied upon to avoid tax penalties. Please consult
your tax and legal advisors to determine how this information may apply to your
own situation. Whether any planned tax result is realized by you depends on the
specific facts of your own situation at the time your tax return is filed.

Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.

CAR-0821-03394

LRC-0921


QUESTIONS? WE CAN HELP.

Call us 1-877-573-7997

NEED HELP DECIDING?

WellsTrade account features, fees and services

Find out: Are you eligible?

Compare Traditional and Roth IRAs

Try our IRA Potential Calculator


FORM CRS: RELATIONSHIP SUMMARY

 * Wells Fargo Advisors
 * Wells Fargo Advisors Financial Network

FINRA’s BrokerCheck:Opens Dialog
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Wells Fargo Advisors and its financial professionals.

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© 1999 - 2022 Wells Fargo. NMLSR ID 399801

 
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