agents.ethoslife.com Open in urlscan Pro
34.232.13.36  Public Scan

Submitted URL: https://www.seguroenminutos.com/
Effective URL: https://agents.ethoslife.com/invite/67455
Submission: On November 01 via automatic, source certstream-suspicious — Scanned from DE

Form analysis 1 forms found in the DOM

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  <div class="flex flex-col tablet:w-full"><span class="text-sm text-gray-3 mb-6">What life insurance products are you interested in?</span><span class="text-xs font-medium text-gray-3 mb-8">Select all that apply</span>
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</form>

Text Content

Global Financial Impact
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from Carlos Peralta-Marcatoma
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Carlos Peralta-Marcatoma
Global Financial Impact
If you have questions about your life insurance needs or want more information
before you begin the application, let’s talk.
Contact me directly:

carlosperalta2u@gmail.com

Phone:(908) 922-7593
First name*

Last name*

Email*

Cell phone number*

What life insurance products are you interested in?Select all that apply
Term LifeWhole LifeFinal ExpenseNot sure yet
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By clicking "Submit a request" I confirm that I have received, read, and agree
to the Phone/SMS Consent
4.6 stars / 1052 reviews
“Ethos has brought me so much relief knowing my family will be taken care of.”
Georgia Oonkeo
March 2022
4.6 stars / 1052 reviews
“Excellent prices for insurance policies... especially considering NO EXAM!”
Jim Harris
February 2022
4.8 stars / 2006 reviews
“It took about 5 minutes and I was insured instantly for 1.2 million.”
Shirley Walker
February 2023
4.6 stars / 1052 reviews
“Loved how easy it was to compare and customize the policy coverage amount.”
Mike Chapman
February 2022
4.8 stars / 2006 reviews
“Love the bonus complimentary estate planning aids.”
K.L.
January 2023
4.6 stars / 1052 reviews
“Ethos has brought me so much relief knowing my family will be taken care of.”
Georgia Oonkeo
March 2022
4.6 stars / 1052 reviews
“Excellent prices for insurance policies... especially considering NO EXAM!”
Jim Harris
February 2022
4.8 stars / 2006 reviews
“It took about 5 minutes and I was insured instantly for 1.2 million.”
Shirley Walker
February 2023
4.6 stars / 1052 reviews
“Loved how easy it was to compare and customize the policy coverage amount.”
Mike Chapman
February 2022
4.8 stars / 2006 reviews
“Love the bonus complimentary estate planning aids.”
K.L.
January 2023
4.6 stars / 1052 reviews
“Ethos has brought me so much relief knowing my family will be taken care of.”
Georgia Oonkeo
March 2022
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The ease of getting insurance with Carlos Peralta-Marcatoma and Ethos
Our modern, 100% online experience makes applying super fast and stress-free.
Coverage up to $2M with no medical exam. Just answer a few simple health
questions.
Free wills & estate plans. Eligibility depends on the product and state.
We can offer coverage to more than 90% of applicants age 20--85, averaged across
ages.
Flexible options to fit different budgets and needs.
Dedicated support from our team.
30-day money-back guarantee.
Get my rates
Backed by giants
Ethos works with trusted life insurance companies like Legal & General America,
Ameritas Life Insurance Corp., John Hancock Life Insurance Company (U.S.A.), and
Tru️Stage™*.Learn more about our carriers.
*Life insurance issued by CMFG Life Insurance Company and MEMBERS Life Insurance
Company
Your top life insurance questions answered
Life Insurance
What is life insurance?
A way to provide for your family if something happens to you.
Learn more
Life Insurance
How much life insurance do I need?
We’ll help you decide. Try our calculator to start.
Learn more
Life Insurance
How much does it cost?
Most people overestimate the cost of life insurance.
Learn more
Frequently-asked questions
How much does life insurance cost?
Most people overestimate the cost of life insurance by 300% or more. The cost
varies based on your unique situation. The biggest factors that can affect your
premium include your coverage amount, term length, age, health status, and
tobacco use. The sooner you buy, the sooner you’ll lock in your lowest
premium—and save the most money in the long run.
» Learn more: Why Ethos | The cost of waiting
What if I already have life insurance through my employer?
Employer-sponsored policies typically offer coverage that is about 1-2X your
annual salary, which is a fraction of what most families need. And if you leave
your job, that coverage usually ends. A common rule of thumb is to have 10X your
salary in life insurance protection, which is why many people buy individual
term policies to supplement their coverage through work.
» Learn more: Why Ethos
How much life insurance do I need?
A common and easy way to come up with a coverage estimate is to multiply your
annual income by 10. Another way is to calculate your long-term financial
obligations and then subtract your assets. The remainder is the gap that life
insurance needs to fill.
» Learn more: Why Ethos
What’s the difference between term and whole life insurance?
Term life insurance uses premiums to cover you for the determined “term” of the
policy. Coverage expires if there is no claim within that time frame. Term life
can be a good match for someone seeking affordable coverage to replace lost
income over a critical period, such as while raising children or paying off a
mortgage.Whole life insurance lasts your entire life if premiums remain current.
Whole life policies also have the potential to accrue cash value, depending on
the policy. For these reasons, whole life insurance premiums are typically
higher than term premiums for the same coverage amount.
» Learn more: Term Life Insurance | Whole Life Insurance
Does Ethos offer a 30-day free look period?
Yes. Our application is non-binding, 100% free, and it won't affect your credit
score. Additionally, each policy has a 30-day free look period. If you cancel
the policy within the first 30 days, you will receive a full refund of premium
paid. After 30 days, you may cancel your policy at any time without cancellation
fees.
What does life insurance cover?
Your life insurance can help cover some of life's biggest expenses if you pass
away while the policy is in force. For instance, policy proceeds are often used
for mortgage payments, debts, tuition, and everyday expenses. Ultimately, it's
up to your beneficiaries to decide how to use the payout. Proceeds are paid in a
lump sum and are generally tax-free.
» Learn more: Do I need life insurance? | Why Ethos
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Take the first step towards protecting your family and apply for life insurance
online with Ethos.
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Contact us
1606 Headway Circle,
#9013,
Austin, TX 78754,
(415) 915-0665
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Licenses
© 2024 Ethos Technologies Inc. Ethos operates in some states as Ethos Life
Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers
policies issued by the carriers listed at www.ethoslife.com/carriers. Products
and their features may not be available in all states. To help avoid requiring a
medical exam, our application asks certain health and lifestyle questions.
Trustpilot rating as of 3/31/23. Google rating as of 3/31/23. Prices start at
$7/month based on a 20-year old female, healthy, non-smoking for a 10 year term
and $100,000 policy.
Questions? Contact Carlos Peralta-Marcatoma

carlosperalta2u@gmail.com
Phone:
(908) 922-7593

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