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INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

SoFi Invest refers to the three investment and trading platforms operated by
Social Finance, Inc. and its affiliates (described below). Individual customer
accounts may be subject to the terms applicable to one or more of the platforms
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1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an
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2) Active Investing and brokerage services are provided by SoFi Securities LLC,
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SoFi Checking and Savings is offered through SoFi Bank, N.A.



*NOTICE: If you are a federal student loan borrower, you should consider all of
your repayment opportunities including the opportunity to refinance your student
loan debt at a lower APR or to extend your term to achieve a lower monthly
payment. Please note that once you refinance federal student loans you will no
longer be eligible for current or future flexible payment options available to
federal loan borrowers, including but not limited to income-based repayment
plans or extended repayment plans.

Financial Tips & Strategies: The tips provided on this website are of a general
nature and do not take into account your specific objectives, financial
situation, and needs. You should always consider their appropriateness given
your own circumstances.



SoFi Student Loan Refinancing: Terms and conditions apply. SOFI RESERVES THE
RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON
MARKET CONDITIONS AND BORROWER ELIGIBILITY. Your existing student loan(s) must
total a minimum of $5,000 to be eligible for refinancing. Additional terms and
conditions may apply. To qualify, a borrower must be a U.S. citizen or other
eligible status, be residing in the U.S., have graduated with an associate
degree or higher from an eligible Title-IV-accredited college or graduate
program, and meet SoFi’s pre-established underwriting requirements, including
verification of sufficient income to support your ability to repay; see
SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers.
SoFi refinance loans are private student loans and do not have the same
repayment options that the federal loan program offers, or may become available,
such as Income Based Repayment or Income Contingent Repayment or PAYE.
Information current as of 1/3/23 and subject to change. SoFi Student Loans are
originated by SoFi Bank, N.A. Member FDIC. NMLS #696891
(www.nmlsconsumeraccess.org Opens A New Window. ). See SoFi.com/legal for
state-specific license details.

SoFi Private Student Loans: Terms and conditions apply.Minimum loan amount is
$1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for
the most creditworthy borrowers. SoFi reserves the right to modify eligibility
criteria at any time. This information is subject to change. This information is
current as of 1/3/23 and is subject to change.

Please borrow responsibly. SoFi Private Student loans are not a substitute for
federal loans, grants, and work-study programs. We encourage you to evaluate all
your federal student aid options before you consider any private loans,
including ours. Read our FAQs.

SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS
#696891. (www.nmlsconsumeraccess.org Opens A New Window. )

SoFi Personal Loans: Terms and conditions apply. SOFI RESERVES THE RIGHT TO
MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To
qualify, a borrower must be a U.S. citizen or other eligible status, be residing
in the U.S., and meet SoFi’s underwriting requirements. SoFi Personal Loans can
be used for any lawful personal, family, or household purposes and may not be
used for post-secondary education expenses. Minimum loan amount is $5,000.
Additional terms and conditions may apply. Lowest rates reserved for the most
creditworthy borrowers. The average of SoFi Personal Loans funded in 2021 was
around $33K. Information current as of 1/3/23. SoFi Personal Loans originated by
SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org Opens A
New Window. ). See SoFi.com/legal for state-specific license details.

SoFi Mortgage Loans: Terms, conditions, and state restrictions apply. Before you
apply for a SoFi Mortgage, please note that not all products are offered in all
states, and all loans are subject to eligibility restrictions and limitations,
including requirements related to loan applicant’s credit, income, property, and
loan amount. SoFi Mortgages may be available for primary or second home
residences or investment properties. Lowest rates are reserved for the most
creditworthy borrowers. Products, rates, benefits, terms, and conditions are
subject to change without notice. Learn more at SoFi.com/eligibility.
Information current as of 1/3/23.

SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC).
Equal Housing Lender. SoFi Bank, N.A. is currently able to issue and refinance
mortgages in all states except Hawaii and purchase only for New York.

*Rewards points terms and conditions apply. Learn more at SoFi.com/rewards.

©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender.

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