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HOW IT WORKS


BUILD CREDIT WHILE SAVING MONEY, STARTING AT $25^ PER MONTH.

APPLY FOR A CREDIT BUILDER ACCOUNT.

Your money is safe and secure.

No hard pull on your credit.

PAY OFF YOUR CREDIT BUILDER ACCOUNT IN THE SPECIFIED AMOUNT OF TIME.

You can choose the payment term and dollar amount that best fits your budget.

EACH ON-TIME MONTHLY PAYMENT BUILDS CREDIT HISTORY AND ADDS TO YOUR SAVINGS.

Your monthly payments are reported to all three credit bureaus.

UNLOCK YOUR SAVINGS.

Once you’ve paid off your Credit Builder Account, your CD unlocks and the money
is yours (minus fees and interest).

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FEATURES


NO HARD PULL

There is no hard pull on your credit when applying for a Self Credit Builder
Account.


AUTOMATE PAYMENTS

Autopay can help you stay on track without worrying about due dates.


TRACK YOUR CREDIT SCORE

Watch how your score changes over time – at no extra cost.


REPORTS TO ALL 3 BUREAUS

Every payment is reported to all three credit bureaus.


CANCEL ANYTIME

We know making payments isn’t always easy. That’s why you can cancel at any time
and get your savings progress back, minus interest and fees.
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AS FEATURED IN




KEEP BUILDING WITH THE SELF VISA® CREDIT CARD

A Self Credit Builder Account can get you access to the Self Visa Credit card in
as little as 3 months* with no hard pull on your credit.
*Terms subject to change
Get started Learn more



WHAT DOES IT COST?

We offer 4 credit builder plans plans to fit your goals and your budget.
Slide 1 of 4

SMALL BUILDER

$25/mo
for 24 months
Get back: $520

Admin fee$9Total payments$600Get back$520Final cost$89

Get started

Interest rate14.14%Annual Percentage Rate15.92%

MEDIUM BUILDER

$35/mo
for 24 months
Get back: $724

Admin fee$9Total payments$840Get back$724Final cost$125

Get started

Interest rate14.70%Annual Percentage Rate15.97%

LARGE BUILDER

$48/mo
for 12 months
Get back: $539

Admin fee$9Total payments$576Get back$539Final cost$46

Get started

Interest rate12.44%Annual Percentage Rate15.65%

X-LARGE BUILDER

$150/mo
for 12 months
Get back: $1663

Admin fee$9Total payments$1800Get back$1663Final cost$146

Get started

Interest rate14.87%Annual Percentage Rate15.91%

SMALL BUILDER

$25/mo
for 24 months
Get back: $520

Admin fee$9Total payments$600Get back$520Final cost$89

Get started

Interest rate14.14%Annual Percentage Rate15.92%

MEDIUM BUILDER

$35/mo
for 24 months
Get back: $724

Admin fee$9Total payments$840Get back$724Final cost$125

Get started

Interest rate14.70%Annual Percentage Rate15.97%

LARGE BUILDER

$48/mo
for 12 months
Get back: $539

Admin fee$9Total payments$576Get back$539Final cost$46

Get started

Interest rate12.44%Annual Percentage Rate15.65%

X-LARGE BUILDER

$150/mo
for 12 months
Get back: $1663

Admin fee$9Total payments$1800Get back$1663Final cost$146

Get started

Interest rate14.87%Annual Percentage Rate15.91%

NO CREDIT HISTORY?

Self's Credit Builder Account helps you build credit history with 3 of the
leading credit bureaus.

Start building history

NEED TO BUILD YOUR CREDIT?

Life happens … Self can help you get back on track.

Learn how


PAYMENT HISTORY MAKES UP 35% OF YOUR CREDIT SCORE^^^

Self can help. By opening a Credit Builder Account and making your monthly
payments on time, you can build positive payment history.

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LEARN HOW SELF WORKS IN ONE MINUTE




TRUSTED SECURITY

We use 256-bit AES encryption and are a SOC 1 type 2 compliant organization.


REAL PEOPLE, REAL RESULTS

OVER 3,700,000 PEOPLE HAVE SIGNED UP TO BUILD CREDIT WITH SELF.



Overall satisfaction rating based on 1,031 ratings from actual customers.

"This really works...and pretty quick, too!! Score jumped 118 points in 4
months."

Cynthia C†

"Love love love this program and this app! In eight months my credit went up a
hundred and nine points. Super happy and can't wait to renew once the first year
is up."

Debbie G†

"I recently moved to the states and had no established credit. Using this
service along with two prepaid credit cards, my score went from 4 - 710 in 9
months."

Neil M†

Read more reviews


BENEFITS OF A CREDIT BUILDER ACCOUNT

CONVENIENT AND AVAILABLE IN ALL 50 STATES.

Unlike most credit unions, Self is available online and via our mobile app.

BUILD PAYMENT HISTORY & CREDIT.

Self helps you establish payment history, which is key to building credit.

PATH TO A SECURED CREDIT CARD.

Unlock access to the Self Visa® Credit Card.

Apply today


TAKE CONTROL OF YOUR CREDIT TODAY.

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By submitting my information, I agree to Self's Terms of Service, Consent to the
use of Electronic Documents and Signatures, Privacy Policy, Consumer Report
Disclosure and Customer Identification Program.


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CardHelpReviewsHow to build credit


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© Self Financial, Inc.
Privacy | Terms | Compliance |
Card Agreements

Customer support: 1 (877) 883-0999 9am-5pm CT, Monday-Friday

^ Sample products: A loan with a $25 month payment, 24 month term with a $9
admin fee at a 15.92% Annual Percentage Rate with a finance charge of $89; A
loan with a $35 month payment, 24 month term with a $9 admin fee at a 15.97%
Annual Percentage Rate with a finance charge of $125; A loan with a $48 month
payment, 12 month term with a $9 admin fee at a 15.65% Annual Percentage Rate
with a finance charge of $46; A loan with a $150 month payment, 12 month term
with a $9 admin fee at a 15.91% Annual Percentage Rate with a finance charge of
$146. Please refer to www.self.inc/pricing for the most recent pricing options.

† Testimonial Disclaimer: Review provided by customer to Self Financial, Inc.
d/b/a Self or Self Lender directly. The comment above is related to individual
experiences or results. Individual results may vary.

^^^ Source: FICO®

Google Play and the Google Play logo are trademarks of Google LLC.

App Store, Apple and the Apple logo are trademarks of Apple Inc.

All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing
Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or SouthState
Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification.
Individual borrowers must be a U.S. Citizen, permanent resident, or non-resident
U.S. Alien and at least 18 years old. Valid bank account and Social Security
Number are required. All loans are subject to ID verification and consumer
report review and approval. Results are not guaranteed. Improvement in your
credit score is dependent on your specific situation and financial behavior.
Failure to make monthly minimum payments by the payment due date each month may
result in delinquent payment reporting to credit bureaus which may negatively
impact your credit score. This product will not remove negative credit history
from your credit report. All loans subject to approval. All Certificates of
Deposit (CD) are deposited in Lead Bank, Member FDIC, Sunrise Banks, N.A.,
Member FDIC or SouthState Bank, N.A., Member FDIC.

Lead Bank. Member FDIC, Equal Housing Lender Sunrise Banks, N.A. Member FDIC,
Equal Housing Lender SouthState Bank, N.A. Member FDIC, Equal Housing Lender The
Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender
or SouthState Bank, N.A., Member FDIC, Equal Housing Lender.



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