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Submitted URL: http://fitchratings.com/entity/banco-de-finanzas-sa-84067318
Effective URL: https://www.fitchratings.com/entity/banco-de-finanzas-sa-84067318
Submission: On September 15 via api from GT — Scanned from DE
Effective URL: https://www.fitchratings.com/entity/banco-de-finanzas-sa-84067318
Submission: On September 15 via api from GT — Scanned from DE
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* People * Product * Insights Contact Us Subscribe Entity BANCO DE FINANZAS, S.A. Banks/Global / Latin America/Central America / Nicaragua Solicited by or on behalf of the issuer (sell side) CONTENTS * 00Back to Top * 01Ratings * 02Rating Actions * 03Insights * 04Sector Outlooks * 05Securities and Obligations * 06Disclosures * 07Criteria * 08Analysts ENTITY * Latest Rating Action * Issuer Report RESOURCES * Directors & Shareholders Relevant Interests * Rating Definitions * Criteria TRENDING TOPICS * Geopolitics and Elections * Private Credit * China * Inflation and Rates * Commercial Real Estate 01RATINGS VIEW IN SPANISH (as available) RatingActionDateTypeF1+(nic)Affirmed07-Jun-2024National Short Term RatingAA+(nic)Rating Watch On07-Jun-2024National Long Term Rating Ratings KeyOutlookWatchPositiveNegativeEvolvingStable * Ratings displayed in orange denotes EU or UK Unsolicited and Non-Participatory Ratings Where there was a review with no rating action (Review – No Action), please refer to the “Latest Rating Action Commentary” for an explanation of key rating drivers *Premium Content is displayed in Fitch Red RATING HISTORY * National Short Term Rating * National Long Term Rating Date :07-Jun-202411-Dec-202309-Jun-202316-Dec-202216-Jun-202216-Dec-202116-Jun-202116-Dec-202024-Jun-202002-Mar-202002-Sep-201928-May-201929-Nov-201827-Aug-201815-Jun-201823-Feb-201818-Oct-201719-Apr-201719-Oct-201620-Apr-201627-Oct-201524-Apr-201520-Oct-201422-Apr-201425-Apr-201326-Apr-201226-Apr-201120-Jul-201015-Jul-200913-Jun-200815-May-200724-May-2006 Rating :F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F1+(nic)F2(nic) Action :AffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedAffirmedUpgradeNew Rating 02RATING ACTIONS Rating Action Commentary / Fri 07 Jun, 2024 FITCH COLOCA EN OBSERVACIÓN NEGATIVA LA CALIFICACIÓN DE BDF TRAS ANUNCIO DE VINCULACIÓN CON BANPRO Rating Action Commentary / Tue 26 Dec, 2023 FITCH ASIGNA CALIFICACIONES A PROGRAMA DE EMISIONES DE BDF Rating Action Commentary / Mon 11 Dec, 2023 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Fri 09 Jun, 2023 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Fri 16 Dec, 2022 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Thu 16 Jun, 2022 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Thu 16 Dec, 2021 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Wed 16 Jun, 2021 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Wed 16 Dec, 2020 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Wed 24 Jun, 2020 FITCH AFIRMA CALIFICACIONES DE BDF EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Mon 02 Mar, 2020 FITCH AFIRMA CALIFICACIÓN DE BDF EN ‘AA+(NIC)’; REVISA PERSPECTIVA A ESTABLE DESDE NEGATIVA Rating Action Commentary / Mon 02 Sep, 2019 FITCH AFIRMA CALIFICACIÓN DE BDF EN 'AA+(NIC)'; PERSPECTIVA NEGATIVA Rating Action Commentary / Tue 28 May, 2019 FITCH REDUCE CALIFICACIÓN DE BDF A 'AA+(NIC)' DESDE 'AAA(NIC)'; PERSPECTIVA NEGATIVA Rating Action Commentary / Thu 29 Nov, 2018 FITCH RETIRA OBSERVACIÓN Y AFIRMA CALIFICACIÓN DE BDF EN ‘AAA(NIC)’; PERSPECTIVA NEGATIVA Rating Action Commentary / Mon 27 Aug, 2018 FITCH TOMA ACCIONES DE CALIFICACIÓN SOBRE INSTITUCIONES FINANCIERAS DE NICARAGUA Rating Action Commentary / Fri 15 Jun, 2018 FITCH COLOCA CALIFICACIONES ACTUALES DE ENTIDADES FINANCIERAS DE NICARAGUA EN OBSERVACIÓN NEGATIVA Rating Action Commentary / Fri 23 Feb, 2018 FITCH AFIRMA CALIFICACIONES NACIONALES DE BANCO DE FINANZAS Rating Action Commentary / Wed 18 Oct, 2017 FITCH AFIRMA LAS CALIFICACIONES NACIONALES DE BANCO DE FINANZAS Rating Action Commentary / Wed 19 Apr, 2017 FITCH TOMA ACCIONES DE CLASIFICACIÓN SOBRE SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Rating Action Commentary / Wed 19 Oct, 2016 FITCH AFIRMA CALIFICACIÓN NACIONAL DE BANCO DE FINANZAS Rating Action Commentary / Wed 20 Apr, 2016 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Rating Action Commentary / Tue 27 Oct, 2015 FITCH AFIRMA CALIFICACIÓN DE BANCO DE FINANZAS EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Action Commentary / Fri 24 Apr, 2015 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Rating Action Commentary / Mon 20 Oct, 2014 FITCH AUMENTA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Rating Action Commentary / Tue 22 Apr, 2014 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Rating Action Commentary / Thu 25 Apr, 2013 FITCH AUMENTA CALIFICACIONES DE SUBSIDIARIAS DE INTERMEDIACION FINANCIERA DE GRUPO ASSA Rating Action Commentary / Fri 27 Apr, 2012 FITCH AFIRMA CALIFICACIONES A BANCO DE FINANZAS Rating Action Commentary / Tue 26 Apr, 2011 FITCH AFIRMA LAS CALIFICACIONES DE BDF EN NICARAGUA Rating Action Commentary / Tue 20 Jul, 2010 FITCH AFIRMA CALIFICACIONES DE BANCO DE FINANZAS EN NICARAGUA Rating Action Commentary / Thu 09 Apr, 2009 FITCH TAKES RATING ACTIONS ON CERTAIN MAJOR BANKS AFTER REVIEW OF SUPPORT Rating Action Commentary / Mon 06 Apr, 2009 FITCH PLACES THREE TRANCHES OF 2 HARBOURMASTER CLO DEALS ON RATING WATCH NEGATIVE Rating Action Commentary / Fri 06 Mar, 2009 FITCH DOWNGRADES PREPS SERIES TRANSACTIONS; REMOVES ALL FROM RWN Rating Action Commentary / Tue 24 Feb, 2009 FITCH DOWNGRADES FAB UK 2004-1 B.V.; RESOLVES RWN Rating Action Commentary / Mon 16 Feb, 2009 FITCH DOWNGRADES PALLAS CDO II B.V.; RESOLVES RWN Rating Action Commentary / Thu 29 Jan, 2009 FITCH DOWNGRADES NINE TRANCHES OF MANSARD MORTGAGES Rating Action Commentary / Thu 29 Jan, 2009 FITCH DOWNGRADES BLUE CITY INVESTMENTS 1 LTD NOTES Rating Action Commentary / Fri 23 Jan, 2009 FITCH PLACES EUROPEAN SF CDOS ON RATING WATCH NEGATIVE Rating Action Commentary / Mon 29 Dec, 2008 FITCH DOWNGRADES GREAT HALL MORTGAGES Rating Action Commentary / Fri 21 Nov, 2008 FITCH UPGRADES WHITESHIRE'S GERMAN SERVICER RATINGS TO 'RSS2-' AND 'CSS2-' Rating Action Commentary / Wed 22 Oct, 2008 FITCH DOWNGRADES BROOKLANDS EURO REFERENCE-LINKED NOTES 2002-2 Rating Action Commentary / Tue 15 May, 2007 FITCH AUMENTA CALIFICACION A BANCO DE FINANZAS A AA-(NIC) 03INSIGHTS Rating Report / Thu 13 Jun, 2024 BANCO DE FINANZAS, S.A. Rating Report / Wed 27 Dec, 2023 BANCO DE FINANZAS, S.A. Rating Report / Fri 15 Dec, 2023 BANCO DE FINANZAS, S.A. Rating Report / Thu 15 Jun, 2023 BANCO DE FINANZAS, S.A. Rating Report / Wed 21 Dec, 2022 BANCO DE FINANZAS, S.A. Rating Report / Tue 21 Jun, 2022 BANCO DE FINANZAS, S.A. Rating Report / Tue 21 Dec, 2021 BANCO DE FINANZAS, S.A. Rating Report / Mon 21 Jun, 2021 BANCO DE FINANZAS, S.A. Rating Report / Tue 22 Dec, 2020 BANCO DE FINANZAS, S.A. Non-Rating Action Commentary / Mon 14 Sep, 2020 NO RATING IMPACT ON GRUPO ASSA FOLLOWING BDF'S SHARE BUYBACK Rating Report / Tue 30 Jun, 2020 BANCO DE FINANZAS, S.A. Rating Report / Fri 06 Mar, 2020 BANCO DE FINANZAS, S.A. Non-Rating Action Commentary / Tue 03 Dec, 2019 SISTEMA BANCARIO NICARAGÜENSE AÚN DESAFIADO POR EL ENTORNO Non-Rating Action Commentary / Tue 03 Dec, 2019 NICARAGUAN BANKING SYSTEM REMAINS CHALLENGED BY THE OPERATING ENVIRONMENT Rating Report / Tue 10 Sep, 2019 BANCO DE FINANZAS, S.A. Rating Report / Wed 05 Jun, 2019 BANCO DE FINANZAS, S.A. Rating Report / Thu 06 Dec, 2018 BANCO DE FINANZAS, S.A. Rating Report / Tue 04 Sep, 2018 BANCO DE FINANZAS, S.A. Rating Report / Mon 25 Jun, 2018 BANCO DE FINANZAS, S.A. Rating Report / Mon 21 May, 2018 GRUPO ASSA, S.A. Y SUBSIDIARIAS Rating Report / Fri 02 Mar, 2018 BANCO DE FINANZAS, S.A. Rating Report / Fri 27 Oct, 2017 BANCO DE FINANZAS, S.A. Rating Report / Thu 11 May, 2017 BANCO DE FINANZAS, S.A. Profile Report / Wed 19 Apr, 2017 FITCH TOMA ACCIONES DE CLASIFICACIÓN SOBRE SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Wed 19 Apr, 2017 FITCH TOMA ACCIONES DE CLASIFICACIÓN SOBRE SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Wed 19 Apr, 2017 FITCH TOMA ACCIONES DE CLASIFICACION SOBRE SUBSIDIARIAS DE INTERMEDIACION FINANCIERA DE GRUPO ASSA Rating Report / Thu 27 Oct, 2016 BANCO DE FINANZAS, S.A. Rating Report / Thu 27 Oct, 2016 BANCO DE FINANZAS, S.A. Rating Report / Thu 27 Oct, 2016 BANCO DE FINANZAS, S.A. Profile Report / Wed 19 Oct, 2016 FITCH AFIRMA CALIFICACION NACIONAL DE BANCO DE FINANZAS Rating Report / Fri 29 Apr, 2016 BANCO DE FINANZAS, S.A. Profile Report / Wed 20 Apr, 2016 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Wed 20 Apr, 2016 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Wed 20 Apr, 2016 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACION FINANCIERA DE GRUPO ASSA Rating Report / Mon 09 Nov, 2015 BANCO DE FINANZAS, S.A. Rating Report / Mon 09 Nov, 2015 BANCO DE FINANZAS, S.A. Rating Report / Mon 09 Nov, 2015 BANCO DE FINANZAS, S.A. Profile Report / Tue 27 Oct, 2015 FITCH AFIRMA CALIFICACION DE BANCO DE FINANZAS EN ‘AA+(NIC)’; PERSPECTIVA ESTABLE Rating Report / Fri 08 May, 2015 BANCO DE FINANZAS, S.A. Profile Report / Fri 24 Apr, 2015 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Fri 24 Apr, 2015 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Fri 24 Apr, 2015 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACION FINANCIERA DE GRUPO ASSA Rating Report / Fri 14 Nov, 2014 BANCO DE FINANZAS, S.A. Profile Report / Mon 20 Oct, 2014 FITCH AUMENTA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Mon 20 Oct, 2014 FITCH AUMENTA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Mon 20 Oct, 2014 FITCH AUMENTA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Mon 20 Oct, 2014 FITCH AUMENTA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACION FINANCIERA DE GRUPO ASSA Rating Report / Mon 28 Apr, 2014 BANCO DE FINANZAS, S.A. Profile Report / Tue 22 Apr, 2014 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA Profile Report / Tue 22 Apr, 2014 FITCH AFIRMA CLASIFICACIONES A SUBSIDIARIAS DE INTERMEDIACIÓN FINANCIERA DE GRUPO ASSA 04SECTOR OUTLOOKS Outlook Report / Wed 20 Dec, 2023 PERSPECTIVA DE FITCH RATINGS 2024: BANCOS LATINOAMERICANOS Outlook Report / Fri 08 Dec, 2023 LATIN AMERICAN BANKS OUTLOOK 2024 Outlook Report / Wed 28 Jun, 2023 LATIN AMERICAN CROSS-SECTOR MID-YEAR OUTLOOK 2023 Outlook Report / Thu 15 Jun, 2023 LATIN AMERICAN BANKS: 2023 MIDYEAR OUTLOOK Outlook Report / Fri 23 Dec, 2022 PERSPECTIVA DE FITCH RATINGS 2023: BANCOS LATINOAMERICANOS Outlook Report / Thu 08 Dec, 2022 LATIN AMERICAN BANKS 2023 OUTLOOK Outlook Report / Mon 20 Dec, 2021 PERSPECTIVA DE FITCH RATINGS 2022: BANCOS LATINOAMERICANOS Outlook Report / Mon 13 Dec, 2021 FITCH RATINGS 2022 OUTLOOK: LATIN AMERICAN BANKS Outlook Report / Tue 15 Dec, 2020 PERSPECTIVA DE FITCH RATINGS 2021: BANCOS LATINOAMERICANOS Outlook Report / Wed 09 Dec, 2020 FITCH RATINGS 2021 OUTLOOK: LATIN AMERICAN BANKS Outlook Report / Fri 20 Dec, 2019 PERSPECTIVA DE FITCH RATINGS 2020: BANCOS LATINOAMERICANOS Outlook Report / Thu 12 Dec, 2019 FITCH RATINGS 2020 OUTLOOK: LATIN AMERICAN BANKS (MANAGING A CHALLENGING OPERATING ENVIRONMENT) Outlook Report / Wed 20 Feb, 2019 PERSPECTIVA DE FITCH RATINGS 2019 – BANCOS EL SALVADOR Outlook Report / Tue 19 Feb, 2019 PERSPECTIVA DE FITCH RATINGS 2019 – BANCOS NICARAGÜENSES Outlook Report / Wed 30 Jan, 2019 PERSPECTIVA DE FITCH RATINGS 2019: BANCOS LATINOAMERICANOS Outlook Report / Wed 05 Dec, 2018 FITCH RATINGS 2019 OUTLOOK: LATIN AMERICAN BANKS (MOUNTING DOWNSIDE RISKS) Outlook Report / Wed 17 Jan, 2018 PERSPECTIVAS 2018: BANCOS LATINOAMERICANOS Outlook Report / Thu 21 Dec, 2017 FITCH 2018 OUTLOOK: LATIN AMERICAN BANKS (ECONOMIC OUTLOOK IMPROVING, BUT CHALLENGES REMAIN) Outlook Report / Tue 13 Dec, 2016 2017 OUTLOOK: CENTRAL AMERICAN AND DOMINICAN REPUBLIC BANKS (MIXED TRENDS AT DIFFERENT RATING LEVELS AMID WORSENING GLOBAL CONDITIONS) Outlook Report / Thu 10 Dec, 2015 2016 OUTLOOK: PANAMANIAN BANKS (INCREASING PERCEIVED RISKS; SLOWLY DETERIORATING FUNDAMENTALS) Outlook Report / Thu 10 Dec, 2015 2016 OUTLOOK: CENTRAL AMERICAN AND DOMINICAN REPUBLIC BANKS Outlook Report / Mon 19 Jan, 2015 PERSPECTIVAS 2015: TENDENCIAS EN LA CALIDAD DE PRESTAMOS LATINOAMERICANOS Outlook Report / Thu 08 Jan, 2015 2015 OUTLOOK: CENTRAL AMERICA AND DOMINICAN REPUBLIC BANKS Outlook Report / Thu 11 Dec, 2014 PERSPECTIVAS 2015: BANCOS DE CENTROAMÉRICA Y R.D. Outlook Report / Wed 03 Sep, 2014 SECTOR OUTLOOKS: AN UPDATE (ARGENTINA, BRAZIL, COSTA RICA, ECUADOR, URUGUAY AND VENEZUELA) Outlook Report / Mon 16 Dec, 2013 2014 OUTLOOK: CENTRAL AMERICA AND THE DOMINICAN REPUBLIC Outlook Report / Mon 16 Dec, 2013 PERSPECTIVAS 2014: CENTROAMÉRICA Y REP. DOMINICANA Outlook Report / Thu 13 Dec, 2012 PERSPECTIVAS 2013: CENTROAMERICA Y REPUBLICA DOMINICANA Outlook Report / Thu 13 Dec, 2012 2013 OUTLOOK: LATIN AMERICAN STRUCTURED FINANCE Outlook Report / Thu 13 Dec, 2012 2013 OUTLOOK: CENTRAL AMERICA AND THE DOMINICAN REPUBLIC Outlook Report / Wed 18 Jan, 2012 ACCOUNTING AND FINANCIAL REPORTING -- 2012 GLOBAL OUTLOOK Outlook Report / Mon 19 Dec, 2011 2012 OUTLOOK: CENTRAL AMERICA AND THE DOMINICAN REPUBLIC 05SECURITIES AND OBLIGATIONS Filter International National / Local Short Term Long Term Speculative Grade Investment Grade Sort by Most Recent Debt Type / Sub-Type Ratings VIEW IN SPANISH (as available) Rated Entity / Debt Ratings Entity Details Debt Type & Identifiers Other Details Issuer: Banco de Finanzas, S.A. Debt Level: senior unsecured Issue: Programa de Emision de Valores Estandarizados de Renta Fija 07-Jun-2024 F1+(nic) Affirmed National Short Term Rating 07-Jun-2024 AA+(nic) Rating Watch On National Long Term Rating Rating History Country: Central America Sectors: Banks Disclosures: Solicited by or on behalf of the issuer (sell side) senior unsecured; bond/note Currency: USD Amount: 50,000,000 Placement: Public Issuer: Banco de Finanzas, S.A. Debt Level: senior unsecured Issue: Programa de Emision de Valores Estandarizados de Renta Fija 07-Jun-2024 F1+(nic) Affirmed National Short Term Rating 07-Jun-2024 AA+(nic) Rating Watch On National Long Term Rating Rating History Country: Central America Sectors: Banks Disclosures: Solicited by or on behalf of the issuer (sell side) senior unsecured; bond/note Currency: USD Amount: 50,000,000 Placement: Public Previous Page of 15 rows10 rows20 rows25 rows50 rows100 rows Next Loading... 06DISCLOSURES Original Rating DateNational Short Term Rating24-May-2006National Long Term Rating24-May-2006 Solicitation StatusNational Long Term RatingSolicited - Sell SideNational Short Term RatingSolicited - Sell Side 07CRITERIA 15Mar 2024 Active Criteria BANK RATING CRITERIA 28Sep 2023 Active Criteria METODOLOGÍA DE CALIFICACIÓN DE BANCOS 01Sep 2023 Expired Criteria BANK RATING CRITERIA - EFFECTIVE FROM 1 SEPTEMBER 2023 TO 15 MARCH 2024 07Sep 2022 Expired Criteria BANK RATING CRITERIA - EFFECTIVE FROM 8 SEPTEMBER 2022 TO 1 SEPTEMBER 2023 28Mar 2022 Expired Criteria METODOLOGÍA DE CALIFICACIÓN DE BANCOS – EFECTIVA DEL 28 DE MARZO DE 2022 AL 27 DE SEPTIEMBRE DE 2023 More Criteria 08ANALYSTS Rodrigo Contreras, CFA Primary Rating Analyst Rolando Martinez Secondary Rating Analyst Ratings KeyOutlookWatchPositiveNegativeEvolvingStable * Ratings displayed in orange denotes EU or UK Unsolicited and Non-Participatory Ratings Where there was a review with no rating action (Review – No Action), please refer to the “Latest Rating Action Commentary” for an explanation of key rating drivers *Premium Content is displayed in Fitch Red ABOUT * About UsContact UsCareersMedia RelationsFeedback REGULATORY * Regulatory AffairsCriteriaCode of Conduct & EthicsPrivacy PolicyWhistleblowing Policy and Reporting PRODUCT * Rating ActionsCoverageResearch & AnalyticsRating Products & ToolsRating PerformanceNewsletters REGION * EuropeNorth AmericaAfricaAsiaLatin AmericaMiddle East FITCH GROUP * Fitch GroupFitch RatingsFitch SolutionsFitch BohuaFitch LearningOwned by Hearst Copyright © 2024 Fitch Ratings, Inc., Fitch Solutions, Inc. and their subsidiaries. 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