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Submitted URL: http://email.business2.theinsurancequoter.com/c/eJxskb1u3DoQhZ9G7CiQwx9JBQsDF-pu4jRxUi2o4dCSVyLXJDdO3j6Qi8CFp5zBGRx8H1624NYv_vtPi0_Xh2_09OP1-V...
Effective URL: https://www.creditcards.com/affiliates/best-credit-cards-for-building-credit/?subId1=0b3809a8&subId2=1f63ee1b915d49e58c9e7a6...
Submission: On February 26 via manual from US — Scanned from DE
Effective URL: https://www.creditcards.com/affiliates/best-credit-cards-for-building-credit/?subId1=0b3809a8&subId2=1f63ee1b915d49e58c9e7a6...
Submission: On February 26 via manual from US — Scanned from DE
Form analysis 2 forms found in the DOM
<form id="subForm-footer" class="footer-email__inner js-email-subscribe-form js-email-subscribe-hide" data-beam-form-viewed="" data-beam-form-id="subForm-footer" data-beam-form-name="Footer" data-beam-form-type="Email Capture" data-beam-uid="9"
data-beam-event="view"><span class="footer-email__input-wrapper"><label class="u-visually-hidden" for="fieldEmail-footer">Enter your email address</label><input id="fieldEmail-footer" class="footer-email__input" type="email"
data-beam-field-inputted="" data-beam-field-type="EMAIL" data-beam-field-name="Email Subscription" placeholder="Enter your email address" required="" data-beam-uid="6" data-beam-event="change"></span><button
class="footer-email__button js-email-subscribe-button" type="submit" data-beam-element-clicked="" data-beam-location="FOOTER" data-beam-element-type="BUTTON" data-beam-text="Subscribe" data-beam-uid="5" data-beam-event="click">Subscribe</button>
<p class="footer-email__privacy-policy"> By providing my email address, I agree to CreditCards.com’s <a href="/privacy/" class="footer-email__privacy-policy-link">Privacy Policy</a></p>
</form>POST javascript:;
<form class="modal-approval-odds__form js-modal-approval-odds__form" id="approval-odds-form" method="POST" action="javascript:;" data-beam-form-viewed="" data-beam-form-name="ApprovalOdds" data-beam-form-type="ApprovalOdds"
data-beam-form-id="form-approvalodds" data-beam-uid="9" data-beam-event="view">
<div class="ao-form">
<div class="ao-form__step u-margin-top-15 u-margin-top-20@tablet u-margin-top-30@desktop is-active" data-beam-step-name="Name" data-step="1">
<h2 class="f-title-3 u-color-blue-100 u-margin-0">Tell us your name to get started</h2>
<p class="f-body-3 u-color-gray-100 u-margin-top-10 u-margin-bottom-20 u-margin-bottom-30@desktop">We’ll use this information to to verify your credit profile.</p>
<div class="u-width-100% u-margin-bottom-30"><span class="c-input"><label class="c-input__label" for="ao-first-name">First name</label><input class="ao-form__input c-input__input" id="ao-first-name" name="firstName" type="text"
data-beam-field-inputted="" data-beam-field-name="First Name" pattern="^[a-zA-Z\s'’-]+$" title="First name, no numbers" required="" data-beam-uid="6" data-beam-event="change"></span></div>
<div class="u-width-100% u-margin-bottom-30"><span class="c-input"><label class="c-input__label" for="ao-last-name">Last name</label><input class="ao-form__input c-input__input" id="ao-last-name" name="lastName" type="text"
data-beam-field-inputted="" data-beam-field-name="Last Name" pattern="^[a-zA-Z\s'’-]+$" title="Last name, no numbers" required="" data-beam-uid="6" data-beam-event="change"></span></div><button
class="ao-form__next c-button c-button--lg u-width-100% u-margin-horizontal-auto u-display-block js-next-button" data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"> Next </button>
</div>
<div class="ao-form__step u-margin-top-15 u-margin-top-20@tablet u-margin-top-30@desktop" data-beam-step-name="Address" data-step="2">
<h2 class="f-title-3 u-color-blue-100 u-margin-0">What’s your mailing address?</h2>
<p class="f-body-3 u-color-gray-100 u-margin-top-10 u-margin-bottom-20 u-margin-bottom-30@desktop">We’ll use this information to to verify your credit profile.</p>
<div id="google-places"></div>
<div class="o-grid">
<div class="o-grid__column u-span-12 u-position-relative u-margin-bottom-30"><span class="c-input"><label class="c-input__label" for="ao-street">Street address</label><input class="ao-form__input c-input__input" id="ao-street" name="address"
type="text" data-beam-field-inputted="" data-beam-field-name="Street Address" data-gmaps-street="" pattern="^[a-zA-Z\\s'’\-.0-9 ]+$" required="" data-beam-uid="6" data-beam-event="change"></span>
<div class="gmaps-address u-visually-hidden">
<ul class="gmaps-address__results"></ul><img class="powered-by-google" alt="Powered by Google" src="https://www.creditcards.com/wp-content/themes/ccdc-2019/dist/images/cardmatch/powered-by-google.png">
</div>
</div>
<div class="o-grid__column u-span-5@md u-margin-bottom-30"><span class="c-input"><label class="c-input__label" for="ao-city">City</label><input class="ao-form__input c-input__input" id="ao-city" name="city" type="text"
data-beam-field-inputted="" data-beam-field-name="City" data-gmaps-city="" required="" data-beam-uid="6" data-beam-event="change"></span></div>
<div class="o-grid__column u-span-6 u-span-3@md u-margin-bottom-30"><span class="c-input"><label class="c-input__label" for="ao-state">State</label><input class="ao-form__input c-input__input" id="ao-state" name="state" type="text"
data-beam-field-inputted="" data-beam-field-name="State" data-gmaps-state="" required="" data-beam-uid="6" data-beam-event="change"></span></div>
<div class="o-grid__column u-span-6 u-span-4@md u-margin-bottom-30"><span class="c-input"><label class="c-input__label" for="ao-zip">ZIP</label><input class="ao-form__input c-input__input" id="ao-zip" name="zip" type="text"
data-beam-field-inputted="" data-beam-field-name="Zip" data-beam-field-type="number" data-gmaps-zip="" pattern="[0-9]+" minlength="5" maxlength="5" title="5-digit number" required="" data-beam-uid="6" data-beam-event="change"></span>
</div>
<div class="ao-form__error o-grid__column u-span-12 u-display-none" data-error-input="state">
<p class="ao-form__error-msg u-font-family-opensans u-font-size-12 u-color-red-70 u-margin-top-0 u-margin-bottom-10"></p>
</div>
</div>
<div class="u-display-flex u-justify-content-space-between"><button class="ao-form__back js-back-button u-display-flex u-align-items-center f-body-1 u-font-weight-bold u-color-blue-100" data-beam-element-clicked="" type="button"
data-beam-uid="5" data-beam-event="click"><svg aria-hidden="true" class="ao-form__back-icon icon u-margin-right-10" width="16" height="16" viewBox="0 0 16 16">
<use xlink:href="/wp-content/themes/ccdc-2019/dist/images/icons/global.svg?v=1706896066#arrow-right-blue" xmlns:xlink="http://www.w3.org/1999/xlink"></use>
</svg> Back </button><button class="ao-form__next ao-form__next--small c-button c-button--lg u-display-block js-next-button" data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"> Next </button></div>
</div>
<div class="ao-form__step u-margin-top-15 u-margin-top-20@tablet u-margin-top-30@desktop" data-beam-step-name="Employment" data-step="3">
<h2 class="f-title-3 u-color-blue-100 u-margin-0">What's your employment status?</h2>
<div class="u-display-flex u-align-items-center u-justify-content-flex-start u-margin-horizontal-auto o-grid__column u-span-12"><button
class="ao-form__input ao-form__employment u-width-100% u-margin-vertical-20 u-border-radius-md c-button c-button--md c-button--ghost" type="button" id="applicant-employment-employed" name="employmentStatus" data-beam-element-clicked=""
data-other-name="Employment" data-other-type="button" data-other-value="employed" required="" data-beam-uid="5" data-beam-event="click"><span class="f-body-3">Employed</span></button></div>
<div class="u-display-flex u-align-items-center u-justify-content-flex-start u-margin-horizontal-auto o-grid__column u-span-12"><button
class="ao-form__input ao-form__employment u-width-100% u-margin-bottom-20 u-border-radius-md c-button c-button--md c-button--ghost" type="button" id="applicant-employment-self-employed" name="employmentStatus" data-beam-element-clicked=""
data-other-name="Employment" data-other-type="button" data-other-value="self-employed" required="" data-beam-uid="5" data-beam-event="click"><span class="f-body-3">Self-Employed</span></button></div>
<div class="u-display-flex u-align-items-center u-justify-content-flex-start u-margin-horizontal-auto o-grid__column u-span-12"><button
class="ao-form__input ao-form__employment u-width-100% u-margin-bottom-20 u-border-radius-md c-button c-button--md c-button--ghost" type="button" id="applicant-employment-employment-status" name="employmentStatus"
data-beam-element-clicked="" data-other-name="Employment" data-other-type="button" data-other-value="student" required="" data-beam-uid="5" data-beam-event="click"><span class="f-body-3">Student</span></button></div>
<div class="u-display-flex u-align-items-center u-justify-content-flex-start u-margin-horizontal-auto o-grid__column u-span-12"><button
class="ao-form__input ao-form__employment u-width-100% u-margin-bottom-20 u-border-radius-md c-button c-button--md c-button--ghost" type="button" id="applicant-employment-unemployed" name="employmentStatus" data-beam-element-clicked=""
data-other-name="Employment" data-other-type="button" data-other-value="unemployed" required="" data-beam-uid="5" data-beam-event="click"><span class="f-body-3">Unemployed</span></button></div>
<div class="u-display-flex u-align-items-center u-justify-content-flex-start u-margin-horizontal-auto o-grid__column u-span-12"><button
class="ao-form__input ao-form__employment u-width-100% u-margin-bottom-20 u-border-radius-md c-button c-button--md c-button--ghost" type="button" id="applicant-employment-retired" name="employmentStatus" data-beam-element-clicked=""
data-other-name="Employment" data-other-type="button" data-other-value="retired" required="" data-beam-uid="5" data-beam-event="click"><span class="f-body-3">Retired</span></button></div>
<div class="u-display-flex u-align-items-center u-justify-content-flex-start u-margin-horizontal-auto o-grid__column u-span-12"><button
class="ao-form__input ao-form__employment u-width-100% u-margin-bottom-20 u-border-radius-md c-button c-button--md c-button--ghost" type="button" id="applicant-employment-other" name="employmentStatus" data-beam-element-clicked=""
data-other-name="Employment" data-other-type="button" data-other-value="other" required="" data-beam-uid="5" data-beam-event="click"><span class="f-body-3">Other</span></button></div><button
class="ao-form__back js-back-button u-display-flex u-align-items-center u-margin-horizontal-auto f-body-1 u-font-weight-bold u-color-blue-100" data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"><svg
aria-hidden="true" class="ao-form__back-icon icon u-margin-right-10" width="16" height="16" viewBox="0 0 16 16">
<use xlink:href="/wp-content/themes/ccdc-2019/dist/images/icons/global.svg?v=1706896066#arrow-right-blue" xmlns:xlink="http://www.w3.org/1999/xlink"></use>
</svg> Back </button>
</div>
<div class="ao-form__step u-margin-top-15 u-margin-top-20@tablet u-margin-top-30@desktop" data-beam-step-name="Income" data-step="4">
<div class="f-title-3 u-color-blue-100 u-margin-bottom-20">What's your estimated annual income?</div>
<div class="u-display-flex u-width-100% u-justify-content-center">
<div class="f-body-4 u-position-relative u-width-100% u-margin-bottom-10 u-margin-bottom-5@tablet"><span class="c-input u-display-block"><label for="applicant-estimated-income" class="c-input__label">Annual income</label><span
class="c-input__icon-wrapper u-margin-vertical-10"><span class="c-input__icon u-font-weight-bold u-width-auto u-height-auto u-font-size-20 u-font-family-sofia">$</span><input
class="c-input__input ao-form__input ao-form__currency u-width-100%" id="applicant-estimated-income" name="annualGrossIncome" data-beam-field-inputted="" data-beam-field-name="Income" data-other-name="Income" data-other-type="number"
type="text" inputmode="numeric" pattern="[0-9,]*" required="" data-beam-uid="6" data-beam-event="change"></span></span></div>
</div>
<p class="c-caption u-font-family-opensans u-color-gray-80">Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. You do not need to include alimony, child support,
or separate maintenance income unless you want to have it considered as a basis for repaying a loan. Increase non-taxable income or benefits included by 25%.</p>
<div class="u-display-flex u-justify-content-space-between u-margin-top-30 u-margin-top-40@tablet"><button class="ao-form__back js-back-button u-display-flex u-align-items-center f-body-1 u-font-weight-bold u-color-blue-100"
data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"><svg aria-hidden="true" class="ao-form__back-icon icon u-margin-right-10" width="16" height="16" viewBox="0 0 16 16">
<use xlink:href="/wp-content/themes/ccdc-2019/dist/images/icons/global.svg?v=1706896066#arrow-right-blue" xmlns:xlink="http://www.w3.org/1999/xlink"></use>
</svg> Back </button><button class="ao-form__next ao-form__next--small c-button c-button--lg u-display-block js-next-button" data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"> Next </button></div>
</div>
<div class="ao-form__step u-margin-top-15 u-margin-top-20@tablet u-margin-top-30@desktop" data-beam-step-name="Housing Payment" data-step="5">
<div class="f-title-3 u-color-blue-100 u-margin-bottom-20 u-margin-bottom-25@tablet">Monthly rent or mortgage payment</div>
<div class="u-display-flex u-width-100% u-justify-content-center">
<div class="f-body-4 u-position-relative u-width-100% u-margin-bottom-10 u-margin-bottom-5@tablet"><span class="c-input u-display-block"><label for="applicant-rent-mortgage" class="c-input__label">Rent/mortgage payment</label><span
class="c-input__icon-wrapper u-margin-vertical-10"><span class="c-input__icon u-font-weight-bold u-width-auto u-height-auto u-font-size-20 u-font-family-sofia">$</span><input
class="c-input__input ao-form__input ao-form__currency u-width-100%" id="applicant-rent-mortgage" name="monthlyRentMortgage" data-beam-field-inputted="" data-beam-field-name="Housing Payment" data-other-name="Housing Payment"
data-other-type="number" type="text" inputmode="numeric" pattern="[0-9,]*" required="" data-beam-uid="6" data-beam-event="change"></span></span></div>
</div>
<p class="c-caption u-font-family-opensans u-color-gray-80"> Put $0 if you currently don't have a rent or mortgage payment.</p>
<div class="u-display-flex u-justify-content-space-between u-margin-top-30 u-margin-top-40@tablet"><button class="ao-form__back js-back-button u-display-flex u-align-items-center f-body-1 u-font-weight-bold u-color-blue-100"
data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"><svg aria-hidden="true" class="ao-form__back-icon icon u-margin-right-10" width="16" height="16" viewBox="0 0 16 16">
<use xlink:href="/wp-content/themes/ccdc-2019/dist/images/icons/global.svg?v=1706896066#arrow-right-blue" xmlns:xlink="http://www.w3.org/1999/xlink"></use>
</svg> Back </button><button class="ao-form__next ao-form__next--small c-button c-button--lg u-display-block js-next-button" data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"> Next </button></div>
</div>
<div class="ao-form__step u-margin-top-15 u-margin-top-20@tablet u-margin-top-30@desktop" data-beam-step-name="SSN" data-step="6">
<h2 class="f-title-3 u-color-blue-100 u-margin-0">Last four digits of your Social Security number</h2>
<p class="f-body-3 u-color-gray-100 u-margin-top-10 u-margin-bottom-20 u-margin-bottom-30@desktop">We’ll use the last four digits of your Social Security number to get your approval odds. This won’t impact your credit score.</p>
<div class="u-margin-bottom-30"><span class="c-input"><label class="c-input__label u-display-flex u-justify-content-space-between u-align-items-center" for="ao-first-name"><span>Last four digits of your Social Security number</span><span
class="u-display-inline-flex u-align-items-center u-font-weight-regular u-margin-left-5 u-color-gray-90"><svg aria-hidden="true" class="icon" width="11" height="11">
<use xlink:href="/wp-content/themes/ccdc-2019/dist/images/icons/global.svg?v=1706896066#lock" xmlns:xlink="http://www.w3.org/1999/xlink"></use>
</svg><span class="u-padding-left-5">Secure</span></span></label><input class="ao-form__input c-input__input" id="ao-ssn" name="ssn" type="text" inputmode="numeric" minlength="4" maxlength="4" autocomplete="off" value=""
placeholder="••••" data-beam-field-inputted="" data-beam-field-name="SSN" pattern="^\d{4}$" title="Last four digits of SSN" required="" data-beam-uid="6" data-beam-event="change"></span></div>
<div class="ao-form__error u-display-none" data-error-input="ssn">
<p class="ao-form__error-msg u-font-family-opensans u-font-size-12 u-color-red-70 u-margin-top-0 u-margin-bottom-10"></p>
</div>
<div class="u-display-flex u-justify-content-space-between"><button class="ao-form__back js-back-button u-display-flex u-align-items-center f-body-1 u-font-weight-bold u-color-blue-100" data-beam-element-clicked="" type="button"
data-beam-uid="5" data-beam-event="click"><svg aria-hidden="true" class="ao-form__back-icon icon u-margin-right-10" width="16" height="16" viewBox="0 0 16 16">
<use xlink:href="/wp-content/themes/ccdc-2019/dist/images/icons/global.svg?v=1706896066#arrow-right-blue" xmlns:xlink="http://www.w3.org/1999/xlink"></use>
</svg> Back </button><button class="ao-form__next ao-form__next--small c-button c-button--lg u-display-block js-next-button" data-beam-element-clicked="" type="button" data-beam-uid="5" data-beam-event="click"> Next </button></div>
</div>
<div class="ao-form__step u-margin-top-15 u-margin-top-20@tablet u-margin-top-30@desktop" data-beam-step-name="Email" data-step="7">
<h2 class="f-title-3 u-color-blue-100 u-margin-0">What’s your email address?</h2>
<p class="f-body-3 u-color-gray-100 u-margin-top-10 u-margin-bottom-20 u-margin-bottom-30@desktop">Your email address unlocks your approval odds. Don’t worry, we won’t spam your inbox.</p>
<div class="ao-form__loader u-position-relative u-margin-bottom-20"><span class="c-input"><label class="c-input__label" for="ao-email">Email address</label><input class="ao-form__input c-input__input" id="ao-email" name="email" type="email"
data-beam-field-inputted="" data-beam-field-name="Email Address" required="" data-beam-uid="6" data-beam-event="change"></span></div>
<div class="ao-form__error u-display-none" data-error-input="email">
<p class="ao-form__error-msg u-font-family-opensans u-font-size-12 u-color-red-70 u-margin-top-0 u-margin-bottom-10"></p>
</div>
<p class="f-body-4 u-margin-top-5 u-margin-bottom-30 u-color-gray-100">By clicking "See my odds" you agree to our <a class="u-text-decoration-none" href="/terms/" target="_blank" rel="noopener">Terms of Use</a> (including our
<a class="u-text-decoration-none" href="/terms/#requests-for-rates" target="_blank" rel="noopener">Prequalification Terms</a>) and <a class="u-text-decoration-none" href="/privacy/" target="_blank" rel="noopener">Privacy Policy</a>. These
terms allow CreditCards.com to use your consumer report information, including credit score, for internal business purposes, such as improving the website experience and to market other products and services to you. I understand that this is
not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. </p>
<div class="u-display-flex u-justify-content-space-between"><button class="ao-form__back js-back-button u-display-flex u-align-items-center f-body-1 u-font-weight-bold u-color-blue-100" data-beam-element-clicked="" type="button"
data-beam-uid="5" data-beam-event="click"><svg aria-hidden="true" class="ao-form__back-icon icon u-margin-right-10" width="16" height="16" viewBox="0 0 16 16">
<use xlink:href="/wp-content/themes/ccdc-2019/dist/images/icons/global.svg?v=1706896066#arrow-right-blue" xmlns:xlink="http://www.w3.org/1999/xlink"></use>
</svg> Back </button><button class="ao-form__submit ao-form__submit--small c-button c-button--lg" type="submit">See my odds</button></div>
</div>
</div>
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CHIME CREDIT BUILDER SECURED VISA® CREDIT CARD
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Rating methodology
Cost of Membership5.0
Ease of Building Credit5.0
APR1.0
Features2.5
Card details
HIGHLIGHTS
* To apply for a Chime Credit Builder Secured Visa® Credit Card, you must first
open a Chime Checking Account and receive a qualifying direct deposit of $200
or more.
* The qualifying direct deposit must be from your employer, payroll provider,
gig economy payer, or benefits payer by Automated Clearing House (ACH)
deposit OR Original Credit Transaction (OCT).
* The Chime Credit Builder Card is a secured credit card that can help
consumers build credit history. It has no interest*, no annual fees, no
credit check to apply, and no minimum security deposit required**
* Help build your credit history with your own money. The money you move into
the Credit Builder secured account is the amount you can spend on your card
(no minimum deposit required**). Turn on Safer Credit Building** and have
your monthly balance automatically paid on time. Chime will report your
activities to Transunion®. Experian®. and Equifax®.
* Use your secured Credit Builder card everywhere VISA is accepted, including
on everyday purchases, such as gas and groceries.
* *No Interest: Out of network ATM withdrawal fees and over the counter advance
fees may apply. See here for details.
* **No Minimum Security Deposit: Money added to Credit Builder will be held in
a secured account as collateral for your Credit Builder Visa card, which
means you can spend up to this amount on your card. This is money you can use
to pay off your charges at the end of every month.
* The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp
Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from
Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
Please see the back of your card for its issuing bank.
* To apply for Credit Builder, you must have received a single qualifying
direct deposit of $200 or more to your Chime Checking Account. The qualifying
direct deposit must be from your employer, payroll provider, gig economy
payer, or benefits payer by Automated Clearing House (ACH) deposit OR
Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers,
verification or trial deposits from financial institutions, peer to peer
transfers from services such as PayPal, Cash App, or Venmo, mobile check
deposits, cash loads or deposits, one-time direct deposits, such as tax
refunds and other similar transactions, and any deposit to which Chime deems
to not be a qualifying direct deposit are not qualifying direct deposits.
* **Safer Credit Building - On-time payment history may have a positive impact
on your credit score. Late payment may negatively impact your credit score.
Chime will report your activities to Transunion®, Experian®, and Equifax®.
Impact on your credit may vary, as Credit scores are independently determined
by credit bureaus based on a number of factors including the financial
decisions you make with other financial services organizations.
RATES & FEES
Annual FeeNone
Intro Purchase APRN/A
Regular APRN/A
Intro Balance Transfers APRN/A
View All Chime Credit Builder Secured Visa® Credit Card Details
Editor's Pick
CAPITAL ONE PLATINUM SECURED CREDIT CARD
Our rating:4.2More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
See Rates & Fees
Add to compare
Recommended credit
(No Credit History) More informationClose CreditCards.com credit ranges are a
variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
Apply now at Capital One's secure site
REWARDS RATE
Card without rewards This card doesn't offer cash back, miles, or points
AT A GLANCE
Annual fee $0 Balance transfer intro APR N/A Regular APR 30.74% variable
Recommended credit (No Credit History)More informationClose CreditCards.com
credit ranges are a variation of FICO® Score 8, one of many types of credit
scores lenders may use when considering your credit card application.
Editor's take
OVERALL RATING
Our rating:4.2More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
Rating methodology
Cost of Membership5.0
Ease of Building Credit2.5
APR2.0
Features3.8
Card details
HIGHLIGHTS
* No annual or hidden fees. See if you're approved in seconds
* Building your credit? Using the Capital One Platinum Secured card responsibly
could help
* Put down a refundable security deposit starting at $49 to get a $200 initial
credit line
* You could earn back your security deposit as a statement credit when you use
your card responsibly, like making payments on time
* Be automatically considered for a higher credit line in as little as 6 months
with no additional deposit needed
* Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible
for unauthorized charges
* Monitor your credit score with CreditWise from Capital One. It's free for
everyone
* Get access to your account 24 hours a day, 7 days a week with online banking
to access your account from your desktop or smartphone, with Capital One's
mobile app
RATES & FEES
Annual Fee$0
Intro Purchase APRN/A
Regular APR30.74% (Variable)
Intro Balance Transfers APRN/A
View All Capital One Platinum Secured Credit Card Details
DISCOVER IT® SECURED CREDIT CARD
Our rating:4.1More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
See Rates & Fees
Add to compare
Recommended credit
(No Credit History) More informationClose CreditCards.com credit ranges are a
variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
Apply now at Discover's secure site
REWARDS RATE
2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined
purchases each quarter, automatically.
1% Earn unlimited 1% cash back on all other purchases.
AT A GLANCE
Annual fee $0 Balance transfer intro APR 10.99% for 6 months Regular APR 28.24%
variable
Recommended credit (No Credit History)More informationClose CreditCards.com
credit ranges are a variation of FICO® Score 8, one of many types of credit
scores lenders may use when considering your credit card application.
Editor's take
OVERALL RATING
Our rating:4.1More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
Rating methodology
Cost of Membership5.0
Ease of Building Credit3.3
APR1.3
Features2.5
Card details
HIGHLIGHTS
* No credit score required to apply.
* No Annual Fee, earn cash back, and build your credit history.
* Your secured credit card requires a refundable security deposit, and your
credit line will equal your deposit amount, starting at $200. Bank
information must be provided when submitting your deposit.
* Automatic reviews starting at 7 months to see if we can transition you to an
unsecured line of credit and return your deposit.
* Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined
purchases each quarter, automatically. Plus earn unlimited 1% cash back on
all other purchases.
* Discover could help you reduce exposure of your personal information online
by helping you remove it from select people-search sites that could sell your
data. It's free, activate with the mobile app.
* Get an alert if we find your Social Security number on any of thousands of
Dark Web sites. Activate for free.
* Terms and conditions apply.
RATES & FEES
Annual Fee$0
Intro Purchase APRN/A
Regular APR28.24% Variable APR
Intro Balance Transfers APR10.99% for 6 months
View All Discover it® Secured Credit Card Details
Show moreless
SELF - CREDIT BUILDER ACCOUNT WITH SECURED VISA® CREDIT CARD
Our rating:2.5More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
Add to compare
Apply now at Self's secure site
REWARDS RATE
Card without rewards This card doesn't offer cash back, miles, or points
AT A GLANCE
Annual fee $25 Balance transfer intro APR N/A Regular APR 28.74% variable
Recommended credit (No Credit History)More informationClose CreditCards.com
credit ranges are a variation of FICO® Score 8, one of many types of credit
scores lenders may use when considering your credit card application.
Editor's take
OVERALL RATING
Our rating:2.5More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
Rating methodology
Cost of Membership2.0
Ease of Building Credit3.0
APR2.0
Features3.8
Card details
HIGHLIGHTS
* Start with a Credit Builder Account* that reports to all 3 credit bureaus.
Each on-time monthly payment builds credit history and savings. Choose the
plan that works for you.
* Make at least 3 monthly payments on time, have $100 or more in savings
progress in your Credit Builder Account, and be in good standing.** Then,
you’ll be eligible for the Self Visa® Credit Card, without a hard credit
check.
* Your savings progress from your Credit Builder Account acts as your security
deposit for your secured Credit Card.
* Get the savings plan that helps build credit today.
* No credit score is needed to get started.
* Your money is secured and protected in a bank account.
* *Credit Builder Account Sample Product: $48 monthly payment, 24 month term
with a $9 admin fee at a 15.72% Annual Percentage Rate. Please refer to
https://www.self.inc/pricing for the most recent pricing options.
* **Secured Credit Card Disclaimers, Rates and Fees:
https://www.self.inc/card-agreement
* Self Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each
Member FDIC. See self.inc for details.
* Active Credit Builder Account in good standing, 3 on time payments, $100 or
more in saving progress. Requirements subject to change.
RATES & FEES
Annual Fee$25
Intro Purchase APRN/A
Regular APR28.74% (Variable)
Intro Balance Transfers APRN/A
View All Self - Credit Builder Account with Secured Visa® Credit Card Details
CAPITAL ONE QUICKSILVER SECURED CASH REWARDS CREDIT CARD
Our rating:3.5More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
See Rates & Fees
Add to compare
Apply now at Capital One's secure site
REWARDS RATE
5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital
One Travel, where you'll get Capital One's best prices on thousands of trip
options. Terms apply
1.5% Earn unlimited 1.5% cash back on every purchase, everywhere
AT A GLANCE
Annual fee $0 Balance transfer intro APR N/A Regular APR 30.74% variable
Recommended credit (No Credit History)More informationClose CreditCards.com
credit ranges are a variation of FICO® Score 8, one of many types of credit
scores lenders may use when considering your credit card application.
Editor's take
OVERALL RATING
Our rating:3.5More informationClose Our writers, editors and industry experts
score credit cards based on a variety of factors including card features, bonus
offers and independent research. Credit card issuers have no say or influence on
how we rate cards. The score seen here reflects the card's primary category
rating. For more information, you can read about how we rate our cards.
Rating methodology
Cost of Membership5.0
Ease of Building Credit1.5
APR2.0
Features5.0
Card details
HIGHLIGHTS
* No annual or hidden fees, and you can earn unlimited 1.5% cash back on every
purchase, every day. See if you're approved in seconds
* Put down a refundable $200 security deposit to get a $200 initial credit line
* Building your credit? Using a card like this responsibly could help
* Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible
for unauthorized charges
* You could earn back your security deposit as a statement credit when you use
your card responsibly, like making payments on time
* Be automatically considered for a higher credit line in as little as 6 months
with no additional deposit needed
* Earn unlimited 5% cash back on hotels and rental cars booked through Capital
One Travel, where you'll get Capital One's best prices on thousands of trip
options. Terms apply
* Monitor your credit score with CreditWise from Capital One. It's free for
everyone
* Enjoy up to 6 months of complimentary Uber One membership statement credits
through 11/14/2024
RATES & FEES
Annual Fee$0
Intro Purchase APRN/A
Regular APR30.74% (Variable)
Intro Balance Transfers APRN/A
View All Capital One Quicksilver Secured Cash Rewards Credit Card Details
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