www.sofi.com Open in urlscan Pro
104.18.15.42  Public Scan

Submitted URL: http://sofi.com/
Effective URL: https://www.sofi.com/
Submission: On January 03 via api from CH — Scanned from DE

Form analysis 1 forms found in the DOM

<form id="dm-form" class="dm-forms" data-hs-cf-bound="true" aria-label="Confirmation Number">
  <fieldset>
    <input id="dm-reservation-number" class="dm-reservation-number-input-modal" name="reservation-number" type="text" data-type="text" autocomplete="off" tabindex="0" required="" aria-required="true"
      aria-labelledby="ae-formFieldLabelOptIn_xqfvuwhw1ap_0">
    <label for="reservation-number" id="ae-formFieldLabelOptIn_xqfvuwhw1ap_0">Confirmation #</label>
    <div class="icon icon--percent"></div>
    <div class="error-message reservation-number-error-modal">Confirmation # invalid</div>
  </fieldset>
  <fieldset>
    <input id="dm-postal-code" class="dm-postal-code" name="postal-code" type="text" data-type="number" autocomplete="off" tabindex="0" required="" aria-required="true" aria-labelledby="ae-formFieldLabelOptIn_xqfvuwhw1ap_1">
    <label for="postal-code" id="ae-formFieldLabelOptIn_xqfvuwhw1ap_1">Zip Code</label>
    <div class="icon icon--percent"></div>
  </fieldset>
</form>

Text Content

Skip to Main Content

This website is AudioEye enabled and is being optimized for accessibility.
Additionally, free web personalization tools have been provided via the AudioEye
Toolbar, which may be enabled from the Accessibility Statement link found on
this page.


Accessible Main Menu
 * 
 * Log In Contact Us
 * Products
   
   Loans
   
   Student Loan Refinancing
   
    * Medical Resident Refinancing
    * Parent PLUS Refinancing
    * Medical Professional Refinancing
    * Law and MBA Refinancing
   
   --------------------------------------------------------------------------------
   
   Private Student Loans
   
    * Undergraduate Student Loans
    * Graduate Student Loans
    * Law and MBA Loans
    * Parent Student Loans
   
   --------------------------------------------------------------------------------
   
   Personal Loans
   
    * Home Improvement Loans
    * Credit Card Consolidation Loans
    * Family Planning Loans
    * Travel Loans
    * Wedding Loans
   
   --------------------------------------------------------------------------------
   
   Home Loans
   
    * Mortgage Loans
    * Mortgage Refinancing
    * Cash-Out Refinance
    * Home Equity
   
   --------------------------------------------------------------------------------
   
   Auto Loan Refinance
   
   Investing
   
   Invest
   
    * Active Investing
    * Automated Investing
    * IPO Investing
    * Fractional Shares
    * ETFs
    * Retirement Accounts
   
   Crypto
   
   Credit Cards
   
    * Credit Card
   
   Money
   
    * Money
   
   Insurance
   
   Insurance
   
    * Auto Insurance
    * Life Insurance
    * Homeowners Insurance
    * Renters Insurance
   
   Estate Planning
   
   Insights
   
    * Relay Financial Insights
    * Credit Score Monitoring
    * Budgeting and Spending
    * Property Tracking
    * Investment Portfolio Summary
   
   Business Solutions
   
    * SoFi at Work
    * Small Business Financing
   
   Browse all products

 * Member Benefits
   
   Member Benefits
   
   As a SoFi member, you get access to exclusive benefits designed to help set
   you up for success with your money, community, and career.
   
   See All Benefits
   
   SoFi Member Rewards
   
   Earn points for making moves toward financial independence—every step of the
   way.
   
   Referral Program
   
   Refer your friends & family to SoFi and get paid.
   
   Member Advisory Board
   
   Meet our panel of SoFi Members who provide invaluable feedback across all our
   products and services.
   
   SoFi Stadium
   
   Members get exclusive SoFi Stadium perks like expedited entry, access to the
   SoFi Member Lounge, and more.
   
   Career Coaching
   
   Get access to experienced career coaches—complimentary for all SoFi members.
   
   Member Experiences
   
   Exclusive member events to build your future, community, and career.
   
   Financial Planning
   
   Get personalized advice from a credentialed financial planner–at no cost.
   
   Estate Planning
   
   Members get 10% off their trust, will, or guardianship estate plans.
   
   See All Benefits

 * Resources
   
   Resources
   
   Get answers to your questions; plus tools, guides, calculators, & more.
   
   Visit SoFi Learn
   
   Visit SoFi Learn
   
   --------------------------------------------------------------------------------
   
   Visit Our Blog
   
   --------------------------------------------------------------------------------
   
   FAQs
   
   --------------------------------------------------------------------------------
   
   Eligibility Criteria
   
   --------------------------------------------------------------------------------
   
   Top Resources
   
    * Student Loans Help Center
    * Home Loan Help Center
    * Fixed vs. Variable Rates
    * Medical School Refinance Guide
    * Smart Investing 101 Guide
    * Consolidate vs. Refi
   
   See All Resources
   
   --------------------------------------------------------------------------------
   
   Top Tools
   
    * Student Loan Refinance Calculator
    * Mortgage Calculator
    * Student Loan Payment Calculator
    * Personal Loan Calculator
    * Student Loan Payoff Calculator
    * Home Affordability Calculator
    * Life Insurance Calculator
   
   See All Tools
   
   --------------------------------------------------------------------------------
   
   Learn More
   
    * SoFi Daily Newsletter
    * Visit Our Blog
    * Investment Strategy
    * FAQs
    * Eligibility Criteria

 * About
   
   About Us
   
   Learn more about our mission and values, how we started, and what we’ve
   accomplished since then.
   
   Learn More about
   
   About Us
   
   Our Leadership
   
   Meet the SoFi leadership team and board members.
   
   How it Works
   
   Read about how SoFi works—and how we can help you reach your financial goals.
   
   Our Values
   
   Learn more about SoFi’s core values.
   
   Press
   
   Read through the latest SoFi news coverage.
   
   Investors
   
   Information for investors in SOFI common stock.
   
   Careers
   
   Come work with us!
   
   Contact Us
   
   Questions? Comments? Just want to talk? Get in touch with us via phone or
   email.

 * Log In
 * Find My Rate

Select a product to get started.

 * Invest
   
   →

 * Personal Loans
   
   →

 * Student Loan
   Refinancing
   
   →

 * Money
   
   →

 * Home Loans
   
   →

 * Credit Card
   
   →

 * Private Student
   Loans
   
   →

 * Insurance
   
   →

 * Credit Score
   & Budgeting
   
   →

 * Auto Loan Refinancing
   
   →

Or just create an account.

X


RECEIVED A MAILER FROM US?

If you got a letter stating that you’re pre-selected for a SoFi loan, you’re in
the right place. Get started by entering your confirmation number below.

Confirmation #

Confirmation # invalid
Zip Code


Find My Rate Cancel

X

You are now leaving the SoFi website and entering a third-party website. SoFi
has no control over the content, products or services offered nor the security
or privacy of information transmitted to others via their website. We recommend
that you review the privacy policy of the site you are entering. SoFi does not
guarantee or endorse the products, information or recommendations provided in
any third party website.

Okay Close
Accessible Carousel
Previous


GET YOUR MONEY RIGHT®
ALL IN THE SOFI APP.



Get the app




REFINANCE YOUR
STUDENT LOANS AND GET
A BONUS UP TO $1K.



View your rate

Offer ends 1/31/22. Not available to OH residents. Bonus deposited into SoFi
Money®. See terms.


GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS
EARLY.→




GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS
EARLY.



Tell me more Get $100 and receive your paycheck up to two days early.→Get $100
and receive your paycheck up to two days early.

Requires direct deposit. See terms.


VIEW YOUR RATE ON A PERSONAL LOAN. EARN $20.



Learn more View your rate on a personal loan. Earn $20.

Offer ends 1/31/22. Not available to OH residents. Bonus deposited into a SoFi
Money® account. See terms.


TRACK YOUR CREDIT SCORE FOR
FREE AND GET $10.



Get started

$10 in reward points when
redeemed to SoFi Money or SoFi invest. See terms.


GET YOUR MONEY RIGHT®
ALL IN THE SOFI APP.



Get the app




REFINANCE YOUR
STUDENT LOANS AND GET
A BONUS UP TO $1K.



View your rate

Offer ends 1/31/22. Not available to OH residents. Bonus deposited into SoFi
Money®. See terms.


GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS
EARLY.→




GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS
EARLY.



Tell me more Get $100 and receive your paycheck up to two days early.→Get $100
and receive your paycheck up to two days early.

Requires direct deposit. See terms.


VIEW YOUR RATE ON A PERSONAL LOAN. EARN $20.



Learn more View your rate on a personal loan. Earn $20.

Offer ends 1/31/22. Not available to OH residents. Bonus deposited into a SoFi
Money® account. See terms.


TRACK YOUR CREDIT SCORE FOR
FREE AND GET $10.



Get started

$10 in reward points when
redeemed to SoFi Money or SoFi invest. See terms.


GET YOUR MONEY RIGHT®
ALL IN THE SOFI APP.



Get the app



Next

Check out what SoFi has to offer:


 * INVEST
   
   


 * PERSONAL LOANS
   
   


 * STUDENT LOAN REFINANCING
   
   


 * MONEY
   
   


 * HOME LOANS
   
   


 * CREDIT CARD
   
   


 * PRIVATE STUDENT LOANS
   
   


 * INSURANCE
   
   


 * CREDIT SCORE & BUDGETING
   
   


 * AUTO LOAN REFINANCING
   
   


 * INVEST
   
   


 * MONEY
   
   


 * PERSONAL LOANS
   
   


 * CREDIT SCORE & BUDGETING
   
   


 * STUDENT LOAN REFINANCING
   
   


 * HOME LOANS
   
   


 * CREDIT CARD
   
   


 * INSURANCE
   
   


 * AUTO LOAN REFINANCING
   
   


 * PRIVATE STUDENT LOANS
   
   


 * INVEST
   
   


 * PERSONAL LOANS
   
   


 * STUDENT LOAN REFINANCING
   
   


 * MONEY
   
   


 * HOME LOANS
   
   


 * CREDIT CARD
   
   


 * PRIVATE STUDENT LOANS
   
   


 * INSURANCE
   
   


 * CREDIT SCORE & BUDGETING
   
   


 * AUTO LOAN REFINANCING
   
   


 * INVEST
   
   


 * MONEY
   
   


 * PERSONAL LOANS
   
   


 * CREDIT SCORE & BUDGETING
   
   


 * STUDENT LOAN REFINANCING
   
   


 * HOME LOANS
   
   


 * CREDIT CARD
   
   


 * INSURANCE
   
   


 * AUTO LOAN REFINANCING
   
   


 * PRIVATE STUDENT LOANS
   
   


 * INVEST
   
   


 * PERSONAL LOANS
   
   


 * STUDENT LOAN
   REFINANCING
   
   


 * MONEY
   
   


 * HOME LOANS
   
   


 * CREDIT CARD
   
   


 * PRIVATE STUDENT
   LOANS
   
   


 * INSURANCE
   
   


 * CREDIT SCORE
   & BUDGETING
   
   


 * AUTO LOAN
   REFINANCING
   
   

Received a mailer from us? Enter confirmation #

As natural disasters impact the United States, SoFi wishes for the safety of
everyone in the affected areas.
We are here to help borrowers who are in a disaster zone designated by FEMA. To
find out more click here.


WHY DO 2,500,000+ MEMBERS LOVE SOFI?


 * SMART MONEY MOVES
   EARN YOU POINTS.
   
   Reward points are redeemable for cash, fractional shares of stock, SoFi loan
   payments, and more.


 * HELP WHEN YOU
   NEED IT.
   
   Need help? Get in touch with our U.S. based support team via phone, chat, or
   email.


 * COMPLIMENTARY
   MEMBER BENEFITS.
   
   SoFi members get benefits like financial planning and exclusive access to
   SoFi Stadium.


 * NO-COST SPENDING AND
   BUDGETING TOOLS.
   
   Get complimentary credit score monitoring, spending breakdowns, financial
   insights, and more.


 * 1-ON-1 FINANCIAL AND
   CAREER PLANNING.
   
   Members get unlimited access to personalized financial advice at no
   additional cost—plus free career tools and coaching.


 * EXCLUSIVE MEMBER RATE
   DISCOUNTS.
   
   Once you’re in, you’re able to get a rate reduction or discount on your next
   eligible loan.


A ONE-STOP SHOP FOR YOUR FINANCES.

Designed to work
better together.




YOUR MONEY
WORKS BETTER
WHEN IT’S
ALL IN ONE APP.












WE’VE HELPED
OUR MEMBERS
IN A BIG WAY.

 * 2.5M+
   SoFi members
 * $100M+
   saved in Vaults
 * $22B+
   in debt paid off
 * $59B+
   in funded loans


AS FEATURED IN



WE’RE SERIOUS
ABOUT SECURITY.

 * FDIC insured up to $1.5m*
 * 24/7 account monitoring
 * Investments SIPC protected up to $500K†︎†︎


READY TO GO?
JOIN SOFI TODAY!

Get started




QUESTIONS?

Customer Support:
(855) 456-7634 Phone number
 * Mon-Thu 5:00 AM - 7:00 PM PT
 * Fri-Sun 5:00 AM - 5:00 PM PT

Home Loans General Support:
(844) 763-4466 Phone number

 * Mon-Fri 6:00 AM – 6:00 PM PT
 * Closed Saturday & Sunday

Invest Support:
investsupport@sofi.com
 * Mon-Thu 8:00 AM – 8:00 PM EST
 * Fri 8:00 AM - 7:00 PM EST
 * Closed Saturday & Sunday

PRODUCTS

 * Student Loan Refinancing
 * Medical/Dental Resident Refinancing
 * Parent PLUS Refinancing
 * Medical Professional Refinancing
 * Law and MBA Refinancing
 * Private Student Loans
 * Undergraduate Student Loans
 * Graduate Student Loans
 * Law and MBA Loans
 * Parent Student Loans
 * Personal Loans
 * Credit Card Consolidation Loans
 * Home Improvement Loans
 * Family Planning Loans
 * Travel Loans
 * Wedding Loans
 * Home Loans
 * Mortgage Loans
 * Mortgage Refinance
 * Auto Loan Refinance
 * SoFi Invest®
 * IPO Investing
 * Crypto
 * Fractional Shares
 * Active Investing
 * Automated Investing
 * ETFs
 * SoFi Protect
 * Renters Insurance
 * Homeowners Insurance
 * Auto Insurance
 * Life Insurance
 * Estate Planning
 * SoFi Credit Card
 * SoFi Money®
 * SoFi Relay
 * SoFi at Work
 * Small Business Financing

COMPANY

 * About Us
 * Our Leadership
 * How it Works
 * Our Values
 * Press
 * Investors
 * Careers
 * Contact Us
 * Blog
 * FAQs

LEGAL

 * Privacy & Security
 * Terms of Use
 * Disclaimers
 * Licenses
 * NMLS Access Opens A New Window.
 * Eligibility Criteria
 * ADA Accessibility
 * Business Continuity

QUESTIONS

 * FAQs
 * Contact Us

Stay up to date on the latest business news and stock
market happenings. Learn more SoFi daily news

 * 
 * 
 * 
 * 

 * 
 * 
 * 

2750 East Cottonwood Parkway #300
Cottonwood Heights, Utah 84121

Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by
any government, are volatile and involve a high degree of risk.

Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE



Rule 606 Order Routing

Statement of Financial Condition . PDF File

SoFi Money: SoFi Money® is a cash management account, which is a brokerage
product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its
affiliates are a bank.

The SoFi Money® World Debit Mastercard® is issued by The Bancorp Bank pursuant
to license by Mastercard International Incorporated and can be used everywhere
Mastercard is accepted. Mastercard is a registered trademark, and the circles
design is a trademark of Mastercard International Incorporated.



*The cash balance in SoFi Money cash management accounts is swept to one or more
program banks where it earns a variable rate of interest and is eligible for
FDIC insurance. FDIC Insurance does not immediately apply. Coverage begins when
funds arrive at a program bank. There are currently six banks available to
accept these deposits, making customers eligible for up to $1,500,000 of FDIC
insurance (six banks, $250,000 per bank). If the number of available banks
changes, or you elect not to use, and/or have existing assets at, one or more of
the available banks, the actual amount could be lower. For more information on
FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible
for monitoring their total assets at each of the Program Banks to determine the
extent of available FDIC insurance coverage in accordance with FDIC rules. The
deposits in SoFi Money or at Program Banks are not covered by SIPC.



✝︎✝︎Your account is invested in assets that may lose value. However, SoFi
Securities LLC, and the custodian of securities, Apex Clearing, are members of
the Securities Investor Protection Corporation (SIPC). SIPC protects the
securities in your brokerage account up to $500,000, including $250,000 for
claims for cash. For more details, visit www.sipc.org.

SoFi Invest: This is not an offer, or solicitation of any offer to buy or sell
any security, investment or other product.

Investing in securities involves risks, and there is always the potential of
losing money when you invest in securities. Past performance, historical
returns, future projections, and statistical forecasts are no guarantee of
future returns or future performance. The firm reserves the right to monitor and
retain all incoming and outgoing communications as permitted by applicable law.

SoFi Invest refers to the three investment and trading platforms operated by
Social Finance, Inc. and its affiliates (described below). Individual customer
accounts may be subject to the terms applicable to one or more of the platforms
below.

1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an
SEC-Registered Investment Adviser (“Sofi Wealth“). Brokerage services are
provided to SoFi Wealth LLC by SoFi Securities LLC.

2) Active Investing and brokerage services are provided by SoFi Securities LLC,
Member FINRA/SIPC, (“Sofi Securities). Clearing and custody of all securities
are provided by APEX Clearing Corporation.

3) Cryptocurrency is offered by SoFi Digital Assets, LLC, a FinCEN registered
Money Service Business.

For additional disclosures related to the SoFi Invest platforms described above,
including state licensure of Sofi Digital Assets, LLC, please visit
www.sofi.com/legal.

Investing in an Initial Public Offering (IPO) involves substantial risk,
including the risk of loss. Further, there are a variety of risk factors to
consider when investing in an IPO, including but not limited to, unproven
management, significant debt, and lack of operating history. For a comprehensive
discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure
Statement. IPOs offered through SoFi Securities are not a recommendation and
investors should carefully read the offering prospectus to determine whether an
offering is consistent with their investment objectives, risk tolerance, and
financial situation.

**No purchase necessary. Probability of customer receiving $1,000 is 0.028%. See
full terms and conditions.

New offerings generally have high demand and there are a limited number of
shares available for distribution to participants. Many customers may not be
allocated shares and share allocations may be significantly smaller than the
shares requested in the customer’s initial offer (Indication of Interest). For
SoFi’s allocation procedures please refer to IPO Allocation Procedures.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the
Registered Representatives of SoFi Securities are compensated for the sale of
any product or service sold through any SoFi Invest platform. Information
related to lending products contained herein should not be construed as an offer
or pre-qualification for any loan product offered by SoFi Lending Corp and/or
its affiliates.

SoFi Relay: SoFi’s Relay tool offers users the ability to connect both in-house
accounts and external accounts using Plaid, Inc’s service. When you use the
service to connect an account, you authorize SoFi to obtain account information
from any external accounts as set forth in SoFi’s Terms of Use. SoFi assumes no
responsibility for the timeliness, accuracy, deletion, non-delivery or failure
to store any user data, loss of user data, communications, or personalization
settings. You shall confirm the accuracy of Plaid data through sources
independent of SoFi. The credit score provided to you is a Vantage Score® based
on TransUnion™ (the “Processing Agent”) data.

SoFi Protect/Ladder: Ladder policies are issued in New York by Allianz Life
Insurance Company of New York, New York, NY (Policy form # MN-26) and in all
other states and DC by Allianz Life Insurance Company of North America,
Minneapolis, MN (Policy form # ICC20P-AZ100 and # P-AZ100). Only Allianz Life
Insurance Company of New York is authorized to offer life insurance in the state
of New York. Coverage and pricing is subject to eligibility and underwriting
criteria. SoFi Agency and its affiliates do not guarantee the services of any
insurance company. Ladder, SoFi and SoFi Agency are separate, independent
entities and are not responsible for the financial condition, business, or legal
obligations of the other. Social Finance, Inc. (SoFi) and Social Finance Life
Insurance Agency, LLC (SoFi Agency) do not issue, underwrite insurance or pay
claims under LadderLife™ policies. SoFi is compensated by Ladder for each issued
term life policy.

SoFi offers customers the opportunity to reach Ladder Insurance Services, LLC to
obtain information about estate planning documents such as wills.

Social Finance, Inc. (“SoFi”) will be paid a marketing fee by Ladder when
customers make a purchase through this SoFi Protect link.

All services from Ladder Insurance Services, LLC are their own. Once you reach
Ladder, SoFi is not involved and has no control over the products or services
involved.

The Ladder service is limited to documents and does not provide legal advice.
Individual circumstances are unique and using documents provided is not a
substitute for obtaining legal advice.

NOTICE: Recent legislative changes have suspended all federal student loan
payments and waived interest charges on federally held loans temporarily. Please
carefully consider these changes before refinancing federally held loans with
SoFi, as in doing so you will no longer qualify for these changes or other
current or future benefits applicable to federally held loans.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE
PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify for lending
products, a borrower must be a U.S. citizen or permanent resident in an eligible
state and meet SoFi’s underwriting requirements. Not all borrowers receive the
lowest rate. To qualify for the lowest rate, you must have a responsible
financial history and meet other conditions. If approved, your actual rate will
be within the range of rates listed above and will depend on a variety of
factors, including term of loan, a responsible financial history, years of
experience, income and other factors. Rates and Terms are subject to change at
any time without notice and are subject to state restrictions. SoFi refinance
loans are private loans and do not have the same repayment options that the
federal loan program offers, or may become available, such as Income Based
Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of
Financial Protection and Innovation under the California Financing Law License
No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate,
NMLS #1121636. (www.nmlsconsumeraccess.org) Opens A New Window.

Lantern: SoFi receives compensation in the event you obtain a loan through the
Lantern marketplace. The Lantern site is owned by SoFi Lending Corp. or an
affiliate, a lender licensed by the DFPI under the CFL, license number 6054612,
NMLS #1121636 (www.nmlsconsumeraccess.org) Opens A New Window. . Loans may not
be available in all states.

✝ Check your rate: To check the rates and terms you qualify for, SoFi conducts a
soft credit pull that will not affect your credit score. However, if you choose
a product and continue your application, we will request your full credit report
from one or more consumer reporting agencies, which is considered a hard credit
pull and may affect your credit.

2 Testimonials: Some of the testimonials shown may be from SoFi Ambassadors who
earn rewards for participating in the Ambassador Program (“Inner Circle”).
Additional terms and conditions apply: see SoFi.com/eligibility for details.

3 Recommend SoFi: Based on a survey of 1,642 SoFi members from 02/21/2019 to
03/13/2019 who funded a loan with SoFi within 6 months of the survey date, 98%
of participants would recommend SoFi to a friend. This should not be confused
with SoFi’s Net Promoter Score®, which is a separate survey that uses a
different scoring model. This statistic isn’t recommending or endorsing any
product or service offered through SoFi Wealth LLC, including automated
investing, financial planning and SoFi Advice.

4 The following describes the terms that apply to participation in the SoFi
Money direct deposit promotional program (“Program”) offered by SoFi Securities
LLC (“SoFi”). Eligible Participants: All new and existing SoFi Members without a
prior history of Direct Deposit transactions (“Direct Deposit”) to their SoFi
Money account are eligible for the Program. Enrollment period: Enrollment in the
Program will be available from 5/1/21 12:01AM ET to 06/30/21 11:59PM ET. New
SoFi Money members who open their account within the enrollment period are
automatically enrolled in the Program with the account open date acting as the
effective enrollment date. Existing members without a prior history of Direct
Deposit transactions (“Direct Deposit”) are automatically enrolled in the
Program at the start of the enrollment period. Bonus Terms: In order to qualify
for the bonus, an enrolled member must have $1,000 or more in total qualifying
Direct Deposit transactions within a 30-day period. Members have 90 days after
enrollment in order to qualify for the bonus. Qualifying Direct Deposits must be
made from the enrolled member’s employer, payroll, or benefits provider via ACH
deposit. Deposits that are not from an employer (such as check deposits; P2P
transfers such as from PayPal or Venmo, etc.; merchant transactions such as from
PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not
qualify for this promotion. SoFi will credit members who meet the qualification
criteria stated above with a one-time cash bonus of $100 deposited into their
SoFi Money account within two weeks of qualification. Bonuses are considered
miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or
Form 1042-S, if applicable). SoFi reserves the right to exclude any Members from
participating in the Program for any reason, including suspected fraud, misuse,
or if suspicious activities are observed. SoFi also reserves the right to stop
or make changes to the Program at any time.

Early access to direct deposit funds is based on the timing in which we receive
notice of impending payment, which is typically up to two days before the
scheduled payment date.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S.
and other countries. App Store is a service mark of Apple Inc., registered in
the U.S. and other countries.

Google Play and the Google Play logo are trademarks of Google Inc.

SoFi 234 1st Street, San Francisco, CA 94105

©2022 Social Finance, Inc. All rights reserved.
TLS 1.2 Encrypted
Equal Housing Lender



Opens in new window
PDF Download
Word Download
Excel Download
PowerPoint Download
Document Download
transfer

close carousel