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Submitted URL: http://sofi.com/
Effective URL: https://www.sofi.com/
Submission: On January 03 via api from CH — Scanned from DE
Effective URL: https://www.sofi.com/
Submission: On January 03 via api from CH — Scanned from DE
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Skip to Main Content This website is AudioEye enabled and is being optimized for accessibility. Additionally, free web personalization tools have been provided via the AudioEye Toolbar, which may be enabled from the Accessibility Statement link found on this page. Accessible Main Menu * * Log In Contact Us * Products Loans Student Loan Refinancing * Medical Resident Refinancing * Parent PLUS Refinancing * Medical Professional Refinancing * Law and MBA Refinancing -------------------------------------------------------------------------------- Private Student Loans * Undergraduate Student Loans * Graduate Student Loans * Law and MBA Loans * Parent Student Loans -------------------------------------------------------------------------------- Personal Loans * Home Improvement Loans * Credit Card Consolidation Loans * Family Planning Loans * Travel Loans * Wedding Loans -------------------------------------------------------------------------------- Home Loans * Mortgage Loans * Mortgage Refinancing * Cash-Out Refinance * Home Equity -------------------------------------------------------------------------------- Auto Loan Refinance Investing Invest * Active Investing * Automated Investing * IPO Investing * Fractional Shares * ETFs * Retirement Accounts Crypto Credit Cards * Credit Card Money * Money Insurance Insurance * Auto Insurance * Life Insurance * Homeowners Insurance * Renters Insurance Estate Planning Insights * Relay Financial Insights * Credit Score Monitoring * Budgeting and Spending * Property Tracking * Investment Portfolio Summary Business Solutions * SoFi at Work * Small Business Financing Browse all products * Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career. See All Benefits SoFi Member Rewards Earn points for making moves toward financial independence—every step of the way. Referral Program Refer your friends & family to SoFi and get paid. Member Advisory Board Meet our panel of SoFi Members who provide invaluable feedback across all our products and services. SoFi Stadium Members get exclusive SoFi Stadium perks like expedited entry, access to the SoFi Member Lounge, and more. Career Coaching Get access to experienced career coaches—complimentary for all SoFi members. Member Experiences Exclusive member events to build your future, community, and career. Financial Planning Get personalized advice from a credentialed financial planner–at no cost. Estate Planning Members get 10% off their trust, will, or guardianship estate plans. See All Benefits * Resources Resources Get answers to your questions; plus tools, guides, calculators, & more. Visit SoFi Learn Visit SoFi Learn -------------------------------------------------------------------------------- Visit Our Blog -------------------------------------------------------------------------------- FAQs -------------------------------------------------------------------------------- Eligibility Criteria -------------------------------------------------------------------------------- Top Resources * Student Loans Help Center * Home Loan Help Center * Fixed vs. Variable Rates * Medical School Refinance Guide * Smart Investing 101 Guide * Consolidate vs. Refi See All Resources -------------------------------------------------------------------------------- Top Tools * Student Loan Refinance Calculator * Mortgage Calculator * Student Loan Payment Calculator * Personal Loan Calculator * Student Loan Payoff Calculator * Home Affordability Calculator * Life Insurance Calculator See All Tools -------------------------------------------------------------------------------- Learn More * SoFi Daily Newsletter * Visit Our Blog * Investment Strategy * FAQs * Eligibility Criteria * About About Us Learn more about our mission and values, how we started, and what we’ve accomplished since then. Learn More about About Us Our Leadership Meet the SoFi leadership team and board members. How it Works Read about how SoFi works—and how we can help you reach your financial goals. Our Values Learn more about SoFi’s core values. Press Read through the latest SoFi news coverage. Investors Information for investors in SOFI common stock. Careers Come work with us! Contact Us Questions? Comments? Just want to talk? Get in touch with us via phone or email. * Log In * Find My Rate Select a product to get started. * Invest → * Personal Loans → * Student Loan Refinancing → * Money → * Home Loans → * Credit Card → * Private Student Loans → * Insurance → * Credit Score & Budgeting → * Auto Loan Refinancing → Or just create an account. X RECEIVED A MAILER FROM US? If you got a letter stating that you’re pre-selected for a SoFi loan, you’re in the right place. Get started by entering your confirmation number below. Confirmation # Confirmation # invalid Zip Code Find My Rate Cancel X You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website. Okay Close Accessible Carousel Previous GET YOUR MONEY RIGHT® ALL IN THE SOFI APP. Get the app REFINANCE YOUR STUDENT LOANS AND GET A BONUS UP TO $1K. View your rate Offer ends 1/31/22. Not available to OH residents. Bonus deposited into SoFi Money®. See terms. GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS EARLY.→ GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS EARLY. Tell me more Get $100 and receive your paycheck up to two days early.→Get $100 and receive your paycheck up to two days early. Requires direct deposit. See terms. VIEW YOUR RATE ON A PERSONAL LOAN. EARN $20. Learn more View your rate on a personal loan. Earn $20. Offer ends 1/31/22. Not available to OH residents. Bonus deposited into a SoFi Money® account. See terms. TRACK YOUR CREDIT SCORE FOR FREE AND GET $10. Get started $10 in reward points when redeemed to SoFi Money or SoFi invest. See terms. GET YOUR MONEY RIGHT® ALL IN THE SOFI APP. Get the app REFINANCE YOUR STUDENT LOANS AND GET A BONUS UP TO $1K. View your rate Offer ends 1/31/22. Not available to OH residents. Bonus deposited into SoFi Money®. See terms. GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS EARLY.→ GET $100 AND RECEIVE YOUR PAYCHECK UP TO TWO DAYS EARLY. Tell me more Get $100 and receive your paycheck up to two days early.→Get $100 and receive your paycheck up to two days early. Requires direct deposit. See terms. VIEW YOUR RATE ON A PERSONAL LOAN. EARN $20. Learn more View your rate on a personal loan. Earn $20. Offer ends 1/31/22. Not available to OH residents. Bonus deposited into a SoFi Money® account. See terms. TRACK YOUR CREDIT SCORE FOR FREE AND GET $10. Get started $10 in reward points when redeemed to SoFi Money or SoFi invest. See terms. GET YOUR MONEY RIGHT® ALL IN THE SOFI APP. Get the app Next Check out what SoFi has to offer: * INVEST * PERSONAL LOANS * STUDENT LOAN REFINANCING * MONEY * HOME LOANS * CREDIT CARD * PRIVATE STUDENT LOANS * INSURANCE * CREDIT SCORE & BUDGETING * AUTO LOAN REFINANCING * INVEST * MONEY * PERSONAL LOANS * CREDIT SCORE & BUDGETING * STUDENT LOAN REFINANCING * HOME LOANS * CREDIT CARD * INSURANCE * AUTO LOAN REFINANCING * PRIVATE STUDENT LOANS * INVEST * PERSONAL LOANS * STUDENT LOAN REFINANCING * MONEY * HOME LOANS * CREDIT CARD * PRIVATE STUDENT LOANS * INSURANCE * CREDIT SCORE & BUDGETING * AUTO LOAN REFINANCING * INVEST * MONEY * PERSONAL LOANS * CREDIT SCORE & BUDGETING * STUDENT LOAN REFINANCING * HOME LOANS * CREDIT CARD * INSURANCE * AUTO LOAN REFINANCING * PRIVATE STUDENT LOANS * INVEST * PERSONAL LOANS * STUDENT LOAN REFINANCING * MONEY * HOME LOANS * CREDIT CARD * PRIVATE STUDENT LOANS * INSURANCE * CREDIT SCORE & BUDGETING * AUTO LOAN REFINANCING Received a mailer from us? Enter confirmation # As natural disasters impact the United States, SoFi wishes for the safety of everyone in the affected areas. We are here to help borrowers who are in a disaster zone designated by FEMA. To find out more click here. WHY DO 2,500,000+ MEMBERS LOVE SOFI? * SMART MONEY MOVES EARN YOU POINTS. Reward points are redeemable for cash, fractional shares of stock, SoFi loan payments, and more. * HELP WHEN YOU NEED IT. Need help? Get in touch with our U.S. based support team via phone, chat, or email. * COMPLIMENTARY MEMBER BENEFITS. SoFi members get benefits like financial planning and exclusive access to SoFi Stadium. * NO-COST SPENDING AND BUDGETING TOOLS. Get complimentary credit score monitoring, spending breakdowns, financial insights, and more. * 1-ON-1 FINANCIAL AND CAREER PLANNING. Members get unlimited access to personalized financial advice at no additional cost—plus free career tools and coaching. * EXCLUSIVE MEMBER RATE DISCOUNTS. Once you’re in, you’re able to get a rate reduction or discount on your next eligible loan. A ONE-STOP SHOP FOR YOUR FINANCES. Designed to work better together. YOUR MONEY WORKS BETTER WHEN IT’S ALL IN ONE APP. WE’VE HELPED OUR MEMBERS IN A BIG WAY. * 2.5M+ SoFi members * $100M+ saved in Vaults * $22B+ in debt paid off * $59B+ in funded loans AS FEATURED IN WE’RE SERIOUS ABOUT SECURITY. * FDIC insured up to $1.5m* * 24/7 account monitoring * Investments SIPC protected up to $500K†︎†︎ READY TO GO? JOIN SOFI TODAY! Get started QUESTIONS? Customer Support: (855) 456-7634 Phone number * Mon-Thu 5:00 AM - 7:00 PM PT * Fri-Sun 5:00 AM - 5:00 PM PT Home Loans General Support: (844) 763-4466 Phone number * Mon-Fri 6:00 AM – 6:00 PM PT * Closed Saturday & Sunday Invest Support: investsupport@sofi.com * Mon-Thu 8:00 AM – 8:00 PM EST * Fri 8:00 AM - 7:00 PM EST * Closed Saturday & Sunday PRODUCTS * Student Loan Refinancing * Medical/Dental Resident Refinancing * Parent PLUS Refinancing * Medical Professional Refinancing * Law and MBA Refinancing * Private Student Loans * Undergraduate Student Loans * Graduate Student Loans * Law and MBA Loans * Parent Student Loans * Personal Loans * Credit Card Consolidation Loans * Home Improvement Loans * Family Planning Loans * Travel Loans * Wedding Loans * Home Loans * Mortgage Loans * Mortgage Refinance * Auto Loan Refinance * SoFi Invest® * IPO Investing * Crypto * Fractional Shares * Active Investing * Automated Investing * ETFs * SoFi Protect * Renters Insurance * Homeowners Insurance * Auto Insurance * Life Insurance * Estate Planning * SoFi Credit Card * SoFi Money® * SoFi Relay * SoFi at Work * Small Business Financing COMPANY * About Us * Our Leadership * How it Works * Our Values * Press * Investors * Careers * Contact Us * Blog * FAQs LEGAL * Privacy & Security * Terms of Use * Disclaimers * Licenses * NMLS Access Opens A New Window. * Eligibility Criteria * ADA Accessibility * Business Continuity QUESTIONS * FAQs * Contact Us Stay up to date on the latest business news and stock market happenings. Learn more SoFi daily news * * * * * * * 2750 East Cottonwood Parkway #300 Cottonwood Heights, Utah 84121 Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile and involve a high degree of risk. Investment Products: ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Rule 606 Order Routing Statement of Financial Condition . PDF File SoFi Money: SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates are a bank. The SoFi Money® World Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. *The cash balance in SoFi Money cash management accounts is swept to one or more program banks where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC Insurance does not immediately apply. Coverage begins when funds arrive at a program bank. There are currently six banks available to accept these deposits, making customers eligible for up to $1,500,000 of FDIC insurance (six banks, $250,000 per bank). If the number of available banks changes, or you elect not to use, and/or have existing assets at, one or more of the available banks, the actual amount could be lower. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits in SoFi Money or at Program Banks are not covered by SIPC. ✝︎✝︎Your account is invested in assets that may lose value. However, SoFi Securities LLC, and the custodian of securities, Apex Clearing, are members of the Securities Investor Protection Corporation (SIPC). SIPC protects the securities in your brokerage account up to $500,000, including $250,000 for claims for cash. For more details, visit www.sipc.org. SoFi Invest: This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance, historical returns, future projections, and statistical forecasts are no guarantee of future returns or future performance. The firm reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law. SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below. 1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-Registered Investment Adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC. 2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA/SIPC, (“Sofi Securities). Clearing and custody of all securities are provided by APEX Clearing Corporation. 3) Cryptocurrency is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business. For additional disclosures related to the SoFi Invest platforms described above, including state licensure of Sofi Digital Assets, LLC, please visit www.sofi.com/legal. Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement. IPOs offered through SoFi Securities are not a recommendation and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. **No purchase necessary. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For SoFi’s allocation procedures please refer to IPO Allocation Procedures. Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Lending Corp and/or its affiliates. SoFi Relay: SoFi’s Relay tool offers users the ability to connect both in-house accounts and external accounts using Plaid, Inc’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score provided to you is a Vantage Score® based on TransUnion™ (the “Processing Agent”) data. SoFi Protect/Ladder: Ladder policies are issued in New York by Allianz Life Insurance Company of New York, New York, NY (Policy form # MN-26) and in all other states and DC by Allianz Life Insurance Company of North America, Minneapolis, MN (Policy form # ICC20P-AZ100 and # P-AZ100). Only Allianz Life Insurance Company of New York is authorized to offer life insurance in the state of New York. Coverage and pricing is subject to eligibility and underwriting criteria. SoFi Agency and its affiliates do not guarantee the services of any insurance company. Ladder, SoFi and SoFi Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other. Social Finance, Inc. (SoFi) and Social Finance Life Insurance Agency, LLC (SoFi Agency) do not issue, underwrite insurance or pay claims under LadderLife™ policies. SoFi is compensated by Ladder for each issued term life policy. SoFi offers customers the opportunity to reach Ladder Insurance Services, LLC to obtain information about estate planning documents such as wills. Social Finance, Inc. (“SoFi”) will be paid a marketing fee by Ladder when customers make a purchase through this SoFi Protect link. All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, SoFi is not involved and has no control over the products or services involved. The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice. NOTICE: Recent legislative changes have suspended all federal student loan payments and waived interest charges on federally held loans temporarily. Please carefully consider these changes before refinancing federally held loans with SoFi, as in doing so you will no longer qualify for these changes or other current or future benefits applicable to federally held loans. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify for lending products, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS #1121636. (www.nmlsconsumeraccess.org) Opens A New Window. Lantern: SoFi receives compensation in the event you obtain a loan through the Lantern marketplace. The Lantern site is owned by SoFi Lending Corp. or an affiliate, a lender licensed by the DFPI under the CFL, license number 6054612, NMLS #1121636 (www.nmlsconsumeraccess.org) Opens A New Window. . Loans may not be available in all states. ✝ Check your rate: To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. 2 Testimonials: Some of the testimonials shown may be from SoFi Ambassadors who earn rewards for participating in the Ambassador Program (“Inner Circle”). Additional terms and conditions apply: see SoFi.com/eligibility for details. 3 Recommend SoFi: Based on a survey of 1,642 SoFi members from 02/21/2019 to 03/13/2019 who funded a loan with SoFi within 6 months of the survey date, 98% of participants would recommend SoFi to a friend. This should not be confused with SoFi’s Net Promoter Score®, which is a separate survey that uses a different scoring model. This statistic isn’t recommending or endorsing any product or service offered through SoFi Wealth LLC, including automated investing, financial planning and SoFi Advice. 4 The following describes the terms that apply to participation in the SoFi Money direct deposit promotional program (“Program”) offered by SoFi Securities LLC (“SoFi”). Eligible Participants: All new and existing SoFi Members without a prior history of Direct Deposit transactions (“Direct Deposit”) to their SoFi Money account are eligible for the Program. Enrollment period: Enrollment in the Program will be available from 5/1/21 12:01AM ET to 06/30/21 11:59PM ET. New SoFi Money members who open their account within the enrollment period are automatically enrolled in the Program with the account open date acting as the effective enrollment date. Existing members without a prior history of Direct Deposit transactions (“Direct Deposit”) are automatically enrolled in the Program at the start of the enrollment period. Bonus Terms: In order to qualify for the bonus, an enrolled member must have $1,000 or more in total qualifying Direct Deposit transactions within a 30-day period. Members have 90 days after enrollment in order to qualify for the bonus. Qualifying Direct Deposits must be made from the enrolled member’s employer, payroll, or benefits provider via ACH deposit. Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion. SoFi will credit members who meet the qualification criteria stated above with a one-time cash bonus of $100 deposited into their SoFi Money account within two weeks of qualification. Bonuses are considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). SoFi reserves the right to exclude any Members from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed. SoFi also reserves the right to stop or make changes to the Program at any time. Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc. SoFi 234 1st Street, San Francisco, CA 94105 ©2022 Social Finance, Inc. All rights reserved. TLS 1.2 Encrypted Equal Housing Lender Opens in new window PDF Download Word Download Excel Download PowerPoint Download Document Download transfer close carousel