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 1. Personal
    
 2. Bank accounts
    
 3. Savings accounts
    
 4. NAB Reward Saver
    
 5. Your NAB Reward Saver account fees, interest and information


YOUR NAB REWARD SAVER ACCOUNT FEES, INTEREST AND INFORMATION

This page contains information for customers migrating from a Citi branded
account to a NAB Reward Saver account.





CITI BRANDED ACCOUNTS

The following Citi branded accounts will be migrated to a NAB Reward Saver
account:

 * Citibank Online Saver
 * Citibank Plus Linked Savings Account
 * Money Market at Call Account


CREDIT INTEREST RATE ON YOUR NAB REWARD SAVER ACCOUNT

Details of the current applicable credit interest rates on your NAB Reward Saver
account are as follows:

  Variable base rate Variable bonus rate Total interest rate $1 - $49,999
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.
$50,000 - $249,999
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.
$250,000 - $999,999
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.
$1,000,000 plus
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.

 * Variable bonus rate is applicable when at least one deposit is made to the
   NAB Reward Saver account on or before the second last banking day of the
   month, and there are no withdrawals in the relevant month. A banking day is
   any day that isn’t a weekend or an Australia-wide public holiday.
 * Rates are effective 11 December 2023 and are subject to change at any time in
   accordance with the account terms and conditions.
 * Rates are available on this page at any time.


YOUR DEFAULT INTEREST RATE

The current 'Default Interest Rate', applicable to accounts overdrawn without an
approved overdraft limit, is 0.00% p.a. on your NAB Reward Saver account.


YOUR NAB REWARD SAVER ACCOUNT FEES AND CHARGES

Personal banking fees and charges will apply to the NAB Reward Saver account.


YOUR VARIATION NOTICES

You may view a copy of the Variation Notices issued for the following Citi
branded products via the links below.

 * Citibank Online Saver (PDF, 149KB), opens in new window
 * Citibank Plus Linked Savings Account (PDF, 225KB), opens in new window
 * Money Market at Call Account (PDF, 255KB), opens in new window


ONLINE BANKING COMPARISON TABLE

View the key differences between Citi Online and Citi Mobile App, and NAB
Internet Banking and the NAB app (PDF, 108KB), opens in new window.





IMPORTANT INFORMATION

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Any advice on our website has been prepared without considering your objectives,
financial situation or needs. Before acting on any advice, consider whether it
is appropriate for your circumstances and view the Product Disclosure Statement
or Terms and Conditions available online or by contacting us. Credit
applications are subject to credit assessment criteria. Interest rates, fees and
charges are subject to change. Target Market Determinations for our products are
available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.

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