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Your guide to Open Banking in KSA Read More Products DATA AGGREGATION Financial Data Secure access to powerful financial data Identity verification Verify customer identity in an instant Financial Insights Enrich your financial data with meaningful insights INTEGRATED PAYMENTS Payments B2B and C2B bank transfers made easy PAYMENT OPERATIONS Payouts Disburse payments at scale with ease Reconciliation Match and reconcile all your incoming payments Solutions SOLUTIONS USING DATA KYC, AML & Onboarding Credit & Risk Scoring Personal & Business Finance Management SOLUTIONS USING PAYMENTS E-Commerce Payments Account Top-up & Deposit SOLUTIONS FOR PAYMENT OPERATIONS Invoicing Refunds & Withdrawals Loan Disbursement Merchant & Supplier Payments Company COMPANY About Enabling the next generation of fintech in the Middle East. Lean For Consumers Why is Lean involved? Why Lean? Why Lean is the best platform for developers. Careers Discover your next career move at Lean. Contact Us DocsBlog Log in Sign up Build Trading Platforms Remittance Platforms Crypto Platforms Digital Accounting Personal Finance Lending Platforms Neo Banks Digital Wallets Trading Platforms Remittance Platforms Crypto Platforms Digital Accounting Personal Finance Lending Platforms Neo Banks Digital Wallets Trading Platforms Remittance Platforms Crypto Platforms Digital Accounting Personal Finance Lending Platforms Neo Banks Digital Wallets with Open Banking Launch fintechs and expand your financial offerings. Lean provides the tools to build the next generation of financial products. Explore a Demo Talk to sales Regulated by Trusted by 100+ clients and 150,000+ customers OUR PRODUCTS Our products provide you with the tools to build the best-in-class financial products. -> Data Aggregation -> Integrated Payments -> Payment Operations -> Data Aggregation-> Integrated Payments-> Payment operations DATA AGGREGATION FINANCIAL DATA Access your customers’ account details, live balances and transaction history in a clean and standardized format. Access Financial Data IDENTITY VERIFICATION Capture relevant data and quickly verify your customers using their bank account details. Read about Identity FINANCIAL INSIGHTS Enrich your financial data with meaningful information such as transaction categorization, income verification and more. Discover Insights INTEGRATED PAYMENTS PAYMENTS Build a fully integrated payments flow for retail and corporate customers natively, on your platform. Embed Payments PAYMENT OPERATIONS PAYOUTS Connect across your platform to collect, collate and process all payout requests coming from end users, all in one place. Read more RECONCILIATION A clean and simple dashboard to reconcile payments coming in via Lean to your bank accounts. Read more WHAT CAN WE HELP YOU BUILD? Our products serve as the infrastructure for all financial products in MENA. SOLUTIONS USING PAYMENTS ACCOUNT TOP-UP AND DEPOSIT Eliminate delays and inconveniences for your customers with seamless top-ups and deposits. INVOICING Improve cash flow by making it quicker and easier for your clients to pay you. E-COMMERCE PAYMENTS Collect and verify payments for goods and services with ease. SOLUTIONS USING DATA CREDIT RISK SCORING Make better risk decisions by speeding up the process of collecting, verifying and scoring your customers’ financial data. KYC, AML & ONBOARDING Maximize conversions by simplifying and speeding up the experience of a first-time user on your platform. PERSONAL AND BUSINESS FINANCE MANAGEMENT Build meaningful insights with financial data that’s collected, collated and standardized in a cleaner and simpler way. SOLUTIONS FOR OPERATIONS REFUNDS & WITHDRAWALS Process your customers' withdrawal and refund requests with confidence and speed. MERCHANT AND SUPPLIER PAYMENTS Save time and resources with seamless payments to suppliers and merchants in bulk. LOAN DISBURSEMENT Quickly and easily disburse loans to your verified customers. WHY WORK WITH LEAN? Regulated in the UAE by the ADGM Financial Services Regulatory Authority. Licensed under the SAMA Regulatory Sandbox in KSA. 100+ Clients in the region trust us with processing their payments, and financial data. 150K+ Unique customer accounts connected to date. ISO 27001 We adhere to the best industry practices like AES-256 encryption at REST and SSL1.3 in transit. Integrate Lean with flexibility and the best developer experience, regardless of the language you use. IN OUR CLIENTS WORDS Kunal CTO of Baraka “Lean quickly became one of the essential parts of our onboarding process. Now, users can seamlessly verify their address with Lean and go on to make a payment, thus significantly reducing the average time it takes to create and fund an account for Baraka users.” Kevin CEO of Hubpay. Lean is the leading Open Banking provider in the region. They offer reliable and developer friendly APIs, and world class customer service. Our partnership with them has enabled Hubpay to experience astronomical growth in 2022. Ola CEO of BitOasis “Slow processing times prevent people from making nimble investments. Finding a partner that could enable instant settlement was extremely important for us at Bitoasis.” Robin CPO of Sarwa “Thanks to Lean, we have optimized our funding experience at Sarwa: making it faster, smoother and more reliable for users to deposit funds and invest their money.” Saeid CEO of Wally “Lean’s APIs and documentation are developer friendly, and simple to work with. We got up and running in less than 5 days, which is 3 times faster than what it took us with other international Open Banking aggregators.” Kunal CTO of Baraka “Lean quickly became one of the essential parts of our onboarding process. Now, users can seamlessly verify their address with Lean and go on to make a payment, thus significantly reducing the average time it takes to create and fund an account for Baraka users.” Kevin CEO of Hubpay. Lean is the leading Open Banking provider in the region. They offer reliable and developer friendly APIs, and world class customer service. Our partnership with them has enabled Hubpay to experience astronomical growth in 2022. Ola CEO of BitOasis “Slow processing times prevent people from making nimble investments. Finding a partner that could enable instant settlement was extremely important for us at Bitoasis.” Robin CPO of Sarwa “Thanks to Lean, we have optimized our funding experience at Sarwa: making it faster, smoother and more reliable for users to deposit funds and invest their money.” Saeid CEO of Wally “Lean’s APIs and documentation are developer friendly, and simple to work with. We got up and running in less than 5 days, which is 3 times faster than what it took us with other international Open Banking aggregators.” Kunal CTO of Baraka “Lean quickly became one of the essential parts of our onboarding process. Now, users can seamlessly verify their address with Lean and go on to make a payment, thus significantly reducing the average time it takes to create and fund an account for Baraka users.” Kevin CEO of Hubpay. Lean is the leading Open Banking provider in the region. They offer reliable and developer friendly APIs, and world class customer service. Our partnership with them has enabled Hubpay to experience astronomical growth in 2022. Ola CEO of BitOasis “Slow processing times prevent people from making nimble investments. Finding a partner that could enable instant settlement was extremely important for us at Bitoasis.” Robin CPO of Sarwa “Thanks to Lean, we have optimized our funding experience at Sarwa: making it faster, smoother and more reliable for users to deposit funds and invest their money.” Saeid CEO of Wally “Lean’s APIs and documentation are developer friendly, and simple to work with. We got up and running in less than 5 days, which is 3 times faster than what it took us with other international Open Banking aggregators.” Kunal CTO of Baraka “Lean quickly became one of the essential parts of our onboarding process. Now, users can seamlessly verify their address with Lean and go on to make a payment, thus significantly reducing the average time it takes to create and fund an account for Baraka users.” Kevin CEO of Hubpay. Lean is the leading Open Banking provider in the region. They offer reliable and developer friendly APIs, and world class customer service. Our partnership with them has enabled Hubpay to experience astronomical growth in 2022. SEE LEAN IN ACTION Explore what it’s like to connect with Lean as an end-customer and see the data you can extract using the LinkSDK and Data APIs. Explore a Demo Talk to sales PRODUCTS PayoutsReconciliationPaymentsIdentity VerificationFinancial DataFinancial Insights SOLUTIONS Credit and Risk ScoringKYC, AML and OnboardingFinance ManagementAccount Topups and DepositsInvoicingE-commerce PaymentsRefunds and WithdrawalsMerchant and Supplier PaymentsLoan Disbursements COMPANY About usConsumersWhy LeanCareersContact usLegal LEARN BlogPressHelp Centre DEVELOPERS DocumentationChangelogStatus Lean Technologies © 2023 All Rights Reserved The Lean website and any content found herein is not endorsed by, directly affiliated with, maintained, authorized, or sponsored by any financial institution (unless explicitly stated otherwise). All company names are the registered trademarks of their original owners. Lean Technologies is regulated in the UAE by the ADGM Financial Services Regulatory Authority to provide Third Party Services under FSP no. 200033. Lean Technologies Saudi for Technology and Information Systems is permitted by the Saudi Central Bank to test its innovative services under the Regulatory Sandbox environment under license no. 1010622090. For more information please click here Terms of UsePrivacy NoticeCookie PreferenceResponsible DisclosureEnd-User Agreement You can choose to alter Cookies settings related to the use of our Site, but this may limit your ability to access certain areas of our Site. View our Privacy Policy for more information. PreferencesDenyAccept Privacy Preference Center When you visit websites, they may store or retrieve data in your browser. This storage is often necessary for the basic functionality of the website. The storage may be used for marketing, analytics, and personalization of the site, such as storing your preferences. Privacy is important to us, so you have the option of disabling certain types of storage that may not be necessary for the basic functioning of the website. Blocking categories may impact your experience on the website. Reject all cookiesAllow all cookies Manage Consent Preferences by Category Essential Always Active These items are required to enable basic website functionality. Marketing Essential These items are used to deliver advertising that is more relevant to you and your interests. They may also be used to limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns. Advertising networks usually place them with the website operator’s permission. Personalization Essential These items allow the website to remember choices you make (such as your user name, language, or the region you are in) and provide enhanced, more personal features. For example, a website may provide you with local weather reports or traffic news by storing data about your current location. Analytics Essential These items help the website operator understand how its website performs, how visitors interact with the site, and whether there may be technical issues. This storage type usually doesn’t collect information that identifies a visitor. Confirm my preferences and close