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BUSINESS INSURANCE

With decades of experience, we're excited to make sure you get the coverage you
need before you need it most.

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LIFE INSURANCE

Life can move pretty fast sometimes. Having life insurance can ensure you and
your loved ones remain protected even during life’s unexpected events.

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HOME INSURANCE

Homeowners insurance products can help you protect your home and belongings
should disaster strike.

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AUTO INSURANCE

If you drive or own a vehicle, being insured is more than just a convenience –
it’s a necessity.

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BUSINESS INSURANCE

With decades of experience, we're excited to make sure you get the coverage you
need before you need it most.

Learn More

LIFE INSURANCE

Life can move pretty fast sometimes. Having life insurance can ensure you and
your loved ones remain protected even during life’s unexpected events.

Learn More

HOME INSURANCE

Homeowners insurance products can help you protect your home and belongings
should disaster strike.

Learn More

AUTO INSURANCE

If you drive or own a vehicle, being insured is more than just a convenience –
it’s a necessity.

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CULTIVATED FOR YOU


FALLEN TREE DAMAGE—WHO PAYS?

As a homeowner, are you responsible for the damage caused by a tree on your
property that hits your neighbor’s home or other insured structure, such as a
garage or shed?

In most cases, the answer is “no.” When such damage occurs to your neighbor’s
home due to forces outside your control, e.g., weather events, your neighbors
may have to file a claim with their insurer to receive a reimbursement for the
damage a down tree or branches cause.

There is one exception, however.

If it is determined that the tree damage stems from your negligence (e.g., dead
limbs that you refused to cut down, or you chose to trim your tree as a weekend
project), then the neighbor’s insurer may come after you to recover their loss—a
process called subrogation.

You may want to check your policy or speak to your insurance agent to ascertain
if your homeowners policy covers your liability in cases of negligence.


PERSONAL INSURANCE

No two people are the same, and our insurance professionals know this better
than most. Our deep insurance knowledge and broad life experience inform our
every decision, with only one goal in mind: your protection.

With decades of experience, we're excited to make sure you get the coverage you
need before you need it most.

Learn more


COMMERCIAL INSURANCE

We believe every person deserve access to sound, informed insurance advice.
Regardless of your situation, we’re ready to help protect your future. Come rain
or shine we’ll keep what matters most safe.

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YOUR GOALS, OUR STRATEGIES

Discover an array of services for all your insurance needs.

Commercial Insurance

When most of us think of commercial property insurance, thoughts of towering
skyscrapers and industrial buildings come to mind. But it’s the often-overlooked
pieces of commercial property that are most important to your business.

Learn more
Auto Insurance

If you drive or own a vehicle, being insured is more than just a convenience –
it’s a necessity.

Learn more
Home Insurance

Homeowners insurance products can help you protect your home and belongings
should disaster strike.

Learn more
Life Insurance

Life can move pretty fast sometimes. Having life insurance can ensure you and
your loved ones remain protected even during life’s unexpected events.

Learn more



HELPFUL CONTENT

Curated articles, videos, and more for a more educated you.


SHOULD YOU CONSIDER AN ANNUITY FOR RETIREMENT?

Annuities are a popular and well-established method of providing a secure
retirement income. Here are our answers to a few of the most common questions
asked by people who are considering this option.
Learn More


IDENTITY THEFT INSURANCE: A GUIDE

Identity Theft is one of the biggest risks of our time. Find out how ID Theft
Insurance can help you stay in the clear.
Learn More


DID YOU KNOW THIS FACT ABOUT PARKING IN A GARAGE?

Save money by parking your car in your garage.
Learn More


HAVE A QUESTION? WE HAVE ANSWERS!



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Your Insurance Professionals, Educating and Protecting Those We Serve!

Corporate Address: 2302 North 9th Avenue, Pensacola, FL 32503-3951

Mailing Address: P.O. Drawer 9578, Pensacola, FL 32513-9578

850-434-5526

850-438-0330 (fax)

CONTACT

2302 North 9th Avenue

Pensacola, FL 32503

Office: 850-434-5526

Fax: 850-438-0330

agency@underwoodanderson.com



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by the client can lead to price variation or even declination or rescission of
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