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25

EMPLOYEE
BENEFITS



Open Enrollment is the one time of the year when you can make changes to your
health care benefits elections outside of a qualifying life event – such as
marriage, or the birth of a child. Open Enrollment will begin November 18th and
run through December 1st.

2025 Benefits Guide
Open Enrollment Instructions


2025 EMPLOYEE BENEFITS

The MWH benefit program is designed to provide employees with a comprehensive
and competitive suite of benefit plans. This website provides detailed
information to inform the decisions you’ll need to make during Open Enrollment
for coverage starting January 1st.


IMPORTANT DOCUMENTS

 * Benefits Documents

 * 
   Cigna Medical
 * 
   Open Enrollment HR Portal Instructions
 * 
   Cigna Additional Resources & Information
 * 
   Dental
 * 
   Vision
 * 
   Life and Disability
 * 
   Supplemental Benefits
 * 
   Spending Accounts
 * 
   EAP
 * 
   401(k)
 * 
   Annual Notices


LIFE, AD&D AND MORE – BENEFITS THROUGH VOYA

Voya Employee Resources


VIEW YOUR BENEFITS

2025 Benefits Guide


ENROLL ONLINE

Start your enrollment here beginning November 18!

Enroll Now


MWH & SLAYDEN 2025 OE PRESENTATION




METHUEN 2025 OE PRESENTATION




QUESTIONS? CONTACT HUMAN RESOURCES

Send an Email


FREQUENTLY ASKED QUESTIONS


WHAT IS A QUALIFYING LIFE EVENT (QLE)?

A Qualifying Life Event is a change in your situation — like getting married,
having a baby, or losing health coverage — that can make you eligible for a
Special Enrollment Period, allowing you to enroll in health insurance outside
the yearly Open Enrollment Period.

There are 4 basic types of qualifying life events. (The following are examples,
not a full list.)

LOSS OF HEALTH COVERAGE

 * Losing existing health coverage, including job-based, individual, and student
   plans
 * Losing eligibility for Medicare, Medicaid, or CHIP
 * Turning 26 and losing coverage through a parent’s plan

CHANGES IN HOUSEHOLD

 * Getting married or divorced
 * Having a baby or adopting a child
 * Death in the family

CHANGES IN RESIDENCE

 * Moving to a different ZIP code or county
 * A student moving to or from the place they attend school
 * A seasonal worker moving to or from the place they both live and work
 * Moving to or from a shelter or other transitional housing

OTHER QUALIFYING EVENTS

 * Changes in your income that affect the coverage you qualify for
 * Gaining membership in a federally recognized tribe or status as an Alaska
   Native Claims Settlement Act (ANCSA) Corporation shareholder
 * Becoming a U.S. citizen
 * Leaving incarceration (jail or prison)
 * AmeriCorps members starting or ending their service


SAVING MONEY WITH TAX-FREE ACCOUNTS (FSAS)

Flexible Spending Accounts are tax-free accounts that are available to you as
part of your MWH benefits.

You contribute to them before you pay income tax on your earnings—thus
stretching the dollars you have to spend on healthcare.

The FSA limit is $3,300 as limits have not yet been updated, only projected, for
2025.

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