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 * Managing your vehicles
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 * Trades We CoverTrades We Cover
   
   
   
   Some insurance brokers don’t know their arch flares from their elbow pipes.
   Not us. We understand the motor trade covers a vast range of different
   activities, skills and businesses. That’s why our cover’s tailored to your
   exact needs.
   
   
   
    * Auto ElectriciansAuto Electricians
      
      
      
      Auto electricians are a vital part of the motor trade, it’s important that
      they have the right insurance. Speak to the experts at Road Runner today
      for a quote!
      
      
   
    * Bodyshops and Crash RepairsBodyshops and Crash Repairs
      
      
      
      If you offer crash repairs to your clients, you will need to consider
      motor trade insurance from Road Runner. Click here to see how we can help
      your business!
      
      
   
    * Mobile MechanicMobile Mechanic
      
      
      
      Are you a mobile mechanic looking for specialised insurance? Road Runner
      have been providing motor trade insurance for over 25 years. Get a quote
      today!
      
      
   
    * Part-Time Motor TradePart-Time Motor Trade
      
      
      
      Do you work with motors part-time? Our part-time motor trade insurance
      could be perfect for you. Trust the experts at Road Runner and get a quote
      online today.
      
      
   
    * SMART Repair InsuranceSMART Repair Insurance
      
      
      
      Looking for specialised SMART Repair insurance? Road Runner have over 25
      years of experience with the motor trade. Get a quote today to see how
      they can help.
      
      
   
    * Tyre, Exhaust & Accessory FittersTyre, Exhaust & Accessory Fitters
      
      
      
      Tyre, exhaust and accessory fitting covers a vast range of activities. For
      some customers, needing a new part comes as an unexpected and unwanted
      cost – while for others it means spending out on long-planned enhancements
      to a vehicle they love.
      
      
   
    * ValetingValeting
      
      
      
      Do you work in the valeting industry? If clients leave their vehicles with
      you, you need car and van valeting insurance from Road Runner. Get a quote
      today!
      
      
   
    * Vehicle RecoveryVehicle Recovery
      
      
      
      Do you need car and vehicle recovery insurance? We can make sure you’re
      covered from third-party claims that arise during the breakdown and
      recovery.
      
      
   
    * Vehicle Repairs & ServicingVehicle Repairs & Servicing
      
      
      
      If you work in car repairs or servicing, we have your back. Whether you
      work from home, are based at a premises or operate on a mobile basis,
      we’re here to help get you the right car servicing insurance to protect
      you from risk. From Liability insurance to Premises insurance and Road
      Risks insurance, we can sort it.
      
      
   
    * Vehicle SalesVehicle Sales
      
      
      
      From cars to vans to pick-ups, if you buy and sell either personal or
      commercial vehicles you’re going to have a lot of money tied up in stock.
      You need to make sure your investment is protected, whilst being able to
      sell vehicles on as quickly as you can.
      
      
   
    * VIEW ALL TRADES WE COVERVIEW ALL TRADES WE COVER
      
      
      
      Some insurance brokers don’t know their arch flares from their elbow
      pipes. Not us. We understand the motor trade covers a vast range of
      different activities, skills and businesses. That’s why our cover’s
      tailored to your exact needs.
      
      

 * Our ProductsOur Products
   
   
   
   From panel beaters to tyre fitters, we understand the range of risks
   independent motor traders face.
   
   
   
    * Road Risks InsuranceRoad Risks Insurance
      
      
      
      Get a motor trade road risk policy that works for you with Road Runner.
      Whether you buy, sell or repair cars for a living, we can get you the
      right cover.
      
      
   
    * Premises InsurancePremises Insurance
      
      
      
      Looking to insure your premises and assets? Road Runner have over 25 years
      of experience with the motor trade. Get a quote today to see how they can
      help.
      
      
   
    * Liability InsuranceLiability Insurance
      
      
      
      Motor trade liability insurance protects you and your business against
      employee claims, accidents, loss of and damage to customer vehicles.
      
      
   
    * SME Combined (Brokers only)SME Combined (Brokers only)
      
      
      
      Introducing Road Runner Plus, designed to be a standard & consistent data
      capture platform, providing a flexible, combined packaged insurance
      solution, ideal for your SME motor trade clients requiring a combined
      package quote.
      
      

 * Existing CustomersExisting Customers
   
   
   
   As one of our customers, you’re our number one priority. Here you should find
   everything you need to easily manage your account.
   
   
   
    * Managing your vehiclesManaging your vehicles
      
      
      
      We’ve made it as easy as possible to keep on top of your vehicle details
      with our 24/7 online vehicle management portal.
      
      
   
    * Make a ClaimMake a Claim
      
      
      
      If you need to make a claim, please get in touch as soon as possible. Your
      policy will explain exactly how to do this – dedicated phone numbers will
      take you directly to the right team at your insurance company.
      
      
   
    * Tell a MateTell a Mate
      
      
      
      Tell your mates in the motor trade about Road Runner Insurance and you’ll
      get £30 each if they take out a policy with us.
      
      
   
    * DocumentsDocuments
      
      
      
      Downloadable PDF Policy Documents
      
      

 * BrokersBrokers
   
   
   
   If you already have an existing agency with us, simply login. If you’re
   interested in applying for an agency, read on for more details.
   
   
   
    * Apply for an AgencyApply for an Agency
      
      
      
      All you need to do is complete our application form.
      
      
   
    * Vehicle Management/MID UpdateVehicle Management/MID Update
      
      
      
      Keep on top of your clients’ vehicle details quickly and easily with our
      24/7 vehicle management portal. Simply check your client’s policy number
      and date, which you can find on the Certificate of Insurance.
      
      
   
    * Account Change RequestAccount Change Request
      
      
      
      If you would like to make a change to your online Broker account, please
      complete and submit the below form.
      
      
   
    * Request a Quote BrokersRequest a Quote Brokers
      
      
      
      If you are a broker, when it comes to getting a quote from us, you have a
      couple of options.
      
      
   
    * Broker LoginBroker Login
      
      
      
      Our new online Road Runner platform provides a quick and simple Vehicle
      Management solution to ensure the Motor Insurance Database is kept
      up-to-date
      
      
   
    * Road Runner PlusRoad Runner Plus
      
      
      
      Introducing Road Runner Plus, designed to be a standard & consistent data
      capture platform, providing a flexible, combined packaged insurance
      solution, ideal for your SME motor trade clients requiring a combined
      package quote.
      
      

 * News and ViewsNews and Views
   
   
   
   The latest news and insight, hints, tips, and other helpful information from
   the Road Runner motor trade insurance team.
   
   

 * Contact UsContact Us
   
   
   
   We’re here to support you if you need us. And if for any reason we can’t open
   when we normally would, we’ll always do our best to let you know beforehand.
   
   
   
    * FAQsFAQs
      
      
      
      Whatever part of the motor trade you work in, we’re here to help you.
      
      
   
    * Meet the TeamMeet the Team
      
      
      
      Meet the Road Runner team.
      
      

 * Managing your vehiclesManaging your vehicles
   
   
   
   We’ve made it as easy as possible to keep on top of your vehicle details with
   our 24/7 online vehicle management portal.
   
   

 * Contact UsContact Us
   
   
   
   We’re here to support you if you need us. And if for any reason we can’t open
   when we normally would, we’ll always do our best to let you know beforehand.
   
   


MOTOR TRADE INSURANCE

GET A QUOTE

• Securing motor trade insurance for independent traders
• Tailored policies to suit your business needs
• Over 500 verified reviews on Feefo



Find out moreget a quote

BROKERS

Are you a broker looking to place insurance for motor traders? We offer the same
service and products, with the same available team to help you. Apply for an
agency or simply log in.

Find out moreLogin


ROAD RUNNER: THE ORIGINAL MOTOR TRADE INSURANCE BROKERS

At Road Runner, we’ve been providing independent and commercial motor trade
insurance for over 25 years. We were one of the very first brokers to specialise
in this area and we’ve developed a breadth of experience that enables us to
offer a wide range of motor trade car insurance services.

From roadside rescue to workshop repairs and second-hand sales, we understand
all the moving parts of the motor trade. That’s why our cover is tuned to your
specific needs. We know there’s no one-size-fits-all policy in this business.

Whether you need expert Road Risks, Liability or Premises cover, you can quickly
find and compare motor trade insurance quotes and policies tailored to your
business. Take a look at our cover options to find out more.


WHAT IS MOTOR TRADE INSURANCE?

Motor trade insurance is specialist cover for anyone who works with vehicles as
part of their business. This applies to a whole range of trades, from a used car
dealer to those running servicing and repair workshops.

It’s important to compare motor trade insurance by different providers so that
you get the best value for money – and that’s something we can help you with.
We’ll help you find the cheapest motor trade insurance that meets your business
requirements.




WHY GET MOTOR TRADE INSURANCE?

Having commercial motor trade insurance means you and your business will be
protected financially, whether from third-party claims or under other
circumstances such as accidental damage of customer vehicles or theft on your
premises.

Your motor trade insurance policy could mean you’re covered for:

 * Damage to vehicles
 * Loss of the insured vehicle(s)
 * Liability insurance, including Employers’ Liability, Public Liability and
   Products Liability
 * Third-party legal liability
 * Contents insurance

The type of policy you need will come down to how your business operates.

Certain types of motor trade insurance will be a legal requirement depending on
your trade. If you drive vehicles that aren’t your own, Road Risks motor trade
car insurance is the minimum legal cover level needed. Driving without insurance
can have  Similarly, if you employ staff, you are legally required to have
Employers’ Liability insurance.




HOW MUCH DOES MOTOR TRADE INSURANCE COST?

Our team members take pride in getting to know you and your business so that we
can build you a flexible and competitive policy focused on your exact needs. If
you’re looking specifically for cheap motor trade insurance, we can advise you
on only our most essential cover.

Whether you’re full-time or part-time or you just need motor trade Road Risks
insurance, our cover is designed to support you – whichever part of the trade
you work in. If you’d like to get your new motor trade insurance certificate
today, simply get in touch.

“Have been insured with Road Runner for 20+ years, highly recommend”
Paul, on Facebook


OUR CORE MOTOR TRADE INSURANCE PRODUCTS



Road Risks →

Whether you take the wheel of your customers’ vehicles or drive your own for
your day-to-day business, our motor trade Road Risks insurance is for you. And
that’s exactly what we offer.


LIABILITY INSURANCE →

If you’ve got people working for you, or if you have customers regularly
visiting your site, you’ll need to think about motor trade Public Liability
insurance. We’re here to help keep you covered.


PREMISES INSURANCE →

If you work from a premises, it’s likely you’ll have spent a lot on your tools,
equipment, or vehicle stock – and the last thing you want is any loss or damage.
That’s where we can keep you safe.


FIND OUT MORE ABOUT THE TRADES WE COVER, OUR PRODUCTS, AND OUR LATEST OFFERS –
INCLUDING THOSE FOR EXISTING CUSTOMERS.



Tell a Mate, share £60

Mobile Mechanic

Auto Electricians

Liability

Road Risks

Premises

View all the trades we cover


WHY CHOOSE ROAD RUNNER FOR YOUR MOTOR TRADE INSURANCE?

Whether you operate a car repairs service, a car dealership or a valeting
service, it’s important to have the correct motor trade insurance in place for
your business to be protected. Here’s why you can trust Road Runner to get the
job done:

 * We’re specialist motor trade insurance brokers with over two decades of
   experience to our name.
 * Choose from a range of insurance products, including Road Risks, Premises and
   Liability insurance.
 * We offer motor trade insurance for sole traders, partnerships and limited
   companies across a range of motor trades.
 * Our dedicated team of motor trade insurance experts are on hand to help you
   get sorted.
 * Thanks to our online vehicle management portal, you can check policy
   documents and add vehicle details 24/7.
 * You can check out our handy


GET MOTOR TRADE INSURANCE WITH ROAD RUNNER TODAY

GIVE US A CALL

03301 00 87 20

MAKE AN ENQUIRY

SEND US A MESSAGE


MOTOR TRADE INSURANCE FAQS

We understand that you might have a few more questions if you’re thinking about
buying motor trade insurance. See some of our most common queries below.

DO I NEED MOTOR TRADE INSURANCE?

If you’re responsible for your own or your customers’ vehicles, it’s important
that you get some motor trade Road Risks insurance. Even if you’re not
full-time, you can still find some of the best and cheapest part-time motor
trade insurance with Road Runner.

You need comprehensive motor trade insurance when a customer leaves their
vehicle in your care. Their individual motor policy will no longer cover the
vehicle, leaving you responsible and vulnerable. You need to have your own cover
in place, tailored to how you trade, to keep you and your business protected.

Request a motor trade insurance quote today.

CAN I PROTECT MY MOTOR TRADE NO CLAIMS BONUS?

With Road Runner motor trade insurance, you can still protect any no claims
discount or bonus you’ve accrued with us. Just make sure you ask us when you
either buy or renew your policy, since it can’t be added during the policy
period.

CAN I PAY FOR MOTOR TRADE INSURANCE IN INSTALMENTS?

You can pay for your policy by splitting it into either six or 10 instalments,
or you can choose to pay in full if you’d prefer. If you’d like to learn more,
check out our how to pay page.

WHAT DOES MOTOR TRADE INSURANCE COVER?

You’ll need to get a competitive quote for motor trade insurance if you work in
any of these areas:

VEHICLE SALES

Whether it’s your career or just a part-time side-business, buying and selling
vehicles means you need Road Risks cover. If you work on-site, we offer combined
cover to protect your premises too. Contact us for a unique motor trade combined
insurance quote.

VEHICLE RECOVERY

If you’re a breakdown and recovery operator, you’ll need a policy that covers
both your own vehicles and any third-party vehicles that you work on. We offer
insurance that’s tailored to the needs of vehicle recovery operators. Plus,
we’ll happily insure trade plates to make sure that your private and commercial
vehicles are dealt with entirely separately.

MOBILE MECHANICS

We know you’ll want to protect your own tools and machinery, as well as other
contents in your premises. Since you work on customer vehicles, Public Liability
protection is important too. Discover our insurance cover available for mobile
mechanics.

ACCESSORY AND PARTS FITTERS

From fitting an exhaust to changing a tyre, you need insurance that covers you
to carry out work on customers’ vehicles. Liability insurance covers both the
work you do and the parts you fit.

Some of the above are subject to requirements, so it’s worth looking at our
motor trade FAQs page if you’d like to learn more.


WHERE CAN I FIND YOUR MOTOR TRADE INSURANCE POLICY DOCUMENTS?

You can find our motor trade insurance policy wording and other handy documents
here.

LET'S GET YOU COVERED

Ask for a quote

ROAD RUNNER. WE’RE WITH YOU.

Specialists in Motor Trade Insurance

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised
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