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INSURANCE COVERAGE Q&A: LOSS ASSESSMENT AND DATE OF DAMAGE

WHEN AN INSURED IS ASSESSED FOR DAMAGES TO THE CONDO PROPERTY, WHAT DATE SHOULD
BE USED?

März 18, 2024 at 05:58 AM

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In this type of HO6 loss assessment coverage, is the “event” that it says
coverage applies to A) the occurrence of the hoa levying the assessment, or B)
the original precipitating covered loss it says must have caused the assessment?
Another way to phrase the question, would the “date of loss” on the HO6 claim be
the day the ho6 holder was assessed or the day the original event that caused
the damage occurred?




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When an insured is assessed for damages to the condo property, what date should
be used?



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