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   Insurance Overview
   
   Innovative insurance solutions powered by advanced data analytics,
   technology, scientific research, and deep industry knowledge. 
   
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   Property & Casualty Insurance
   
   Create innovative P&C insurance programs, streamline data reporting to
   regulators, and leverage analytics to assess and price risks with speed and
   precision.
   
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   Life and Annuities
   
   Refine life, annuity, and pension plans from the individual to the portfolio
   level, driving value across individual life and annuity lines. 
   
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   Improve combined ratios and unlock greater reinsurance profitability by
   managing your risk on global, commercial, and enterprise levels.
   
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   Compete in new markets with solutions for specialties such as professional
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 * Our Solutions
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    * Underwriting and Rating
       * Underwriting and Rating
       * Overview of Underwriting and Rating
       * Personal Property
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         Personal Property
         
         Maintain underwriting and pricing discipline and uncover profitable
         opportunities in the fast-paced personal property market. 
         
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         Research, Development & Pricing
         
         Drive critical research, benchmarking, and pricing decisions with
         personal property risk assessment tools and software. 
         
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         Risk Selection and Underwriting
         
         Capitalize on actionable underwriting data for personal property
         insurance at point of sale and renewal to guide smarter risk
         selection. 
         
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         Portfolio Assessment & Compliance
         
         Understand and evaluate your personal property insurance portfolio and
         maintain regulatory compliance with powerful data tools and services. 
         
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       * Commercial Property
          * Commercial Property
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         Commercial Property Overview
         
         Assess risk and exposure quickly with comprehensive, insurance-ready
         data and analytics for every commercial property address.
         
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         Research, Development & Pricing
         
         Identify new commercial property insurance markets, develop innovative
         products, and keep forms and rates up to date with flexible,
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         Risk Selection and Underwriting
         
         Streamline commercial property risk selection and underwriting with
         robust data drawn from on-site expertise, advanced computer modeling,
         and real-world claims. 
         
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         Portfolio Assessment & Compliance
         
         Gain deep insights about your commercial property insurance portfolio
         and streamline compliance with robust analytics and automation. 
         
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          * Personal Auto
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         Personal Auto Overview
         
         Discover a range of personal auto solutions spanning underwriting and
         rating, fraud, telematics, and predictive analytics. 
         
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         Research, Development & Pricing
         
         Find opportunities in personal auto insurance, create innovative
         products, and price them with precise data, analytics, and expertise. 
         
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         Risk Selection & Underwriting
         
         Sharpen segmentation and combat personal auto insurance fraud and
         premium leakage with risk selection tools for driver and vehicle
         information. 
         
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         Portfolio Assessment & Compliance
         
         Run your personal auto insurance team smarter with market-ready
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       * Commercial Auto
          * Commercial Auto
          * Overview of Commercial Auto
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         Commercial Auto Overview
         
         Commercial auto insurance solutions that span underwriting, risk
         selection, and rating with robust data and analytics on businesses,
         vehicle fleets, and drivers.
         
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         Research, Development & Pricing
         
         Overcome profitability challenges with market-ready essentials to
         identify opportunities, manage smart growth, and adapt to the changing
         commercial auto landscape. 
         
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         Risk Selection & Underwriting
         
         Capture a full range of underwriting and pricing factors for commercial
         auto insurance with granular data, analytics, and advanced technology.
         
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         Portfolio Assessment & Compliance
         
         Leverage your data to streamline compliance, measure performance, and
         refine strategy across your commercial auto insurance portfolio. 
         
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       * General Liability
          * General Liability
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          * Research, Development & Pricing
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         General Liability Overview
         
         Cover known and emerging business liability risks and access diverse
         data, analytics, and compliance tools to drive your business forward.
         
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         Research, Development & Pricing
         
         Detect opportunities, launch new products, and price coverage precisely
         with market-ready programs and solutions for general liability
         insurance. 
         
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         Risk Selection and Underwriting
         
         Be responsive to your customers and true to your risk appetite with
         powerful data, insights, and technology—and a support team focused on
         you.
         
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         Portfolio Assessment & Compliance
         
         Leverage your data to manage your general liability insurance portfolio
         strategically and streamline regulatory compliance. 
         
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       * Small Commercial
          * Small Commercial
          * Overview of Small Commercial
          * Research, Development & Pricing
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         Small Commercial Overview
         
         Target your best opportunities in small commercial insurance with
         better risk assessment and straight-through processing using automated
         Verisk solutions.
         
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         Research, Development & Pricing
         
         Small commercial insurance program, data, and analytic solutions to
         identify new markets, build innovative products, and keep policy
         language and rates current. 
         
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         Risk Selection and Underwriting
         
         Use data-driven analytics and risk insights backed by deep expertise to
         streamline and automate small commercial insurance risk selection and
         underwriting. 
         
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         Portfolio Assessment & Compliance
         
         Manage small commercial insurance programs and maintain compliance with
         automation and portfolio insights powered by data, analytics, and
         unmatched expertise.
         
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       * Other Lines of Business
      
      Underwriting & Rating Overview
      
      Make informed product development and underwriting decisions to generate
      more revenue while minimizing premium leakage and unnecessary expenses.
      
      Learn more
      
      Other Lines of Business
      
      Transform your approach to product development and underwriting for
      multiple lines of business while adhering to compliance and rating
      standards.
      
      Learn more
   
    * Claims
       * Claims
       * Overview of Claims
       * FNOL
       * Investigation
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         Investigation Overview
         
         Streamline record review and validate key claim information such as
         weather information to ensure greater accuracy while reducing
         processing time.
         
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         Weather Response
         
         Whether you’re looking at a property’s history of weather damage or
         looking ahead to an incoming storm, Verisk solutions convert weather
         into useable data.  
         
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         Workflow Automation
         
         Advanced AI, data parsing, image/video, and messaging solutions
         streamline claims processing, increasing satisfaction for employees and
         customers.  
         
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         Decision Support and Analytics
         
         Fill in data gaps and get industry-leading insights to make claims more
         accurate, combat fraud, and improve customer service.
         
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         Catastrophe Claims Data
         
         Access the insurance industry’s trusted source for independent property
         loss estimates covering a range of catastrophe and global large loss
         specialty lines.
         
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       * Anti-Fraud
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         Compliance Overview
         
         Satisfy state and federal claims reporting requirements automatically
         within your workflow with comprehensive reporting to help you stay
         compliant and prevent fraud. 
         
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         Workers' Compensation State Reporting
         
         Data-driven claims management solutions let you streamline workers'
         compensation data reporting and improve compliance with advanced
         analytics.
         
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         Medicare Compliance and Reporting
         
         Navigate changing regulations, manage complex recovery demands, and
         mitigate rising costs with an array of solutions to support every step
         of the process.
         
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       * Estimation and Valuation
          * Estimation and Valuation
          * Overview of Estimation and Valuation
          * Property Estimating & Restoration
          * Validation and Valuation
         
         Estimation and Valuation Overview
         
         Our claims estimation and workflow capabilities help you assess the
         value of a claim quickly and accurately, leading to faster settlements
         and improved customer satisfaction. 
         
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         Property Estimating & Restoration
         
         Optimize your property claims process with advanced solutions to
         estimate structural and personal property claims seamlessly.  
         
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         Validation and Valuation
         
         State-of-the-art tools help you anticipate and handle unexpected costs
          from liability, medical costs, extreme weather, and other
         catastrophes.
         
         Learn more
      
       * Resolution
      
      Claims Overview
      
      Re-imagine your end-to-end claims experience to reduce costs, improve
      accuracy, and deliver a great customer experience from FNOL through
      resolution. 
      
      Learn more
      
      FNOL
      
      Accelerate the claims process with solutions that automatically populate
      key data and help route claims to the right areas, saving time on the
      front end. 
      
      Learn more
      
      Anti-Fraud
      
      Identify and prevent fraudulent claims by finding the critical data you
      need. Close the information gap and stop fraud leakage with robust
      industry analytics. 
      
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      Resolution
      
      Facilitate fast, fair claims resolution with automated tools and
      data-driven insights that help deliver better outcomes for you and your
      customers. 
      
      Learn more
   
    * Life Solutions
       * Life Solutions
       * Overview of Life Solutions
       * Individual Life and Annuities
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      Life Overview
      
      Reimagine life and annuity products, workflows, and customer experiences
      with simple and flexible life insurance technology and analytics.  
      
      Learn more
      
      Individual Life and Annuities
      
      Leverage a unified system for increased agility, innovation, and market
      responsiveness in individual life and annuity lines. 
      
      Learn more
      
      Employee Benefits & Institutional Annuities
      
      Get end-to-end group life insurance plan administration and optimize
      group-based offerings with the FAST software solution from Verisk. 
      
      Learn more
   
    * Extreme Event Risk
       * Extreme Event Risk
       * Overview of Extreme Event Risk
       * Risk Models
       * Software Solutions
       * Consulting Services
       * Natural Hazard Risk and Response
       * Atmospheric & Environmental Research (AER)
      
      Extreme Event Risk Overview
      
      Industry-leading catastrophe risk modeling software that incorporates
      global loss indexes and advanced analytics, from the company that
      pioneered catastrophe risk modeling.
      
      Learn more
      
      Risk Models
      
      Catastrophe risk models manage risk from natural catastrophes, man-made
      threats, and more. Discover what catastrophe risk modeling is and how it
      works. 
      
      Learn more
      
      Software Solutions
      
      Understand and manage your catastrophe risk and uncover new insights with
      flexible catastrophe modeling software that enhances smart
      decision-making.
      
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      Consulting Services
      
      Verisk offers bespoke extreme event risk modeling services to meet your
      unique needs. Learn more about how our industry experts can help you
      manage your risk. 
      
      Learn more
      
      Natural Hazard Risk and Response
      
      Detailed analytics and solutions for weather and environmental perils to
      help you mitigate risk, make quicker business decisions, and support
      profitability. 
      
      Learn more
      
      Atmospheric & Environmental Research
      
      AER helps businesses and governments manage climate- and weather-related
      risks with research and development reports, databases and software
      solutions. 
      
      Learn more
   
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    * Additional Solutions
    * Construction
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    * View All Products
   
   Solutions Overview
   
   Assess risk, improve outcomes, build resilience, and seize strategic
   opportunities with our innovative solutions designed for insurers and
   reinsurers.
   
   Explore our solutions
   
   Construction
   
   Make smarter business decisions for construction and remodeling with
   data-driven insights and streamlined workflows.
   
   Learn more
   
   Consumer Insights
   
   Find the right customers at the right time among current and potential auto,
   home, health, and life policyholders seeking a home and its related services.
   
   Learn more
   
   Sustainability and Resilience
   
   Global risk intelligence tools by Verisk Maplecroft provide unmatched data
   and insights into climate, social, and government indices.
   
   Learn more
   
   Government and Municipalities
   
   Robust data tools provide necessary resources for governments, industries &
   law officials. Explore how to mitigate climate, cargo & commercial losses.
   
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   Real Estate and Mortgage Servicing
   
   Make informed property decisions backed by unparalleled insights and
   comprehensive data on market values, key property characteristics, and
   historical trends, all in real time.
   
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   Transportation
   
   Drive success across your supply chain with solutions that track complex
   risks, manage driver hiring, simplify compliance, and improve logistics.
   
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   View All Products
   
   Browse all our available products, across all lines, industries, and stages
   of the insurance life cycle.
   
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   Verisk Resources
   
   Stay informed about industry trends and innovative solutions with our events,
   webinars, FAQs, and thought leadership, including the Visualize blog.
   
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   About Verisk
   
   Learn who we are, explore our history as a a strategic partner to the
   insurance industry, and how we're continuously evolving to support resilience
   and sustainability for individuals, businesses, and communities.
   
   Learn more
   
   
   
   
   
   
   
   
   



 1. Home
 2. Solutions
 3. Claims
 4. Estimation and Valuation
 5. Property Estimating Solutions

Claims Solutions


PROPERTY ESTIMATING SOLUTIONS

Generate highly accurate local estimates and task assignments for property
insurance claims using our customizable solutions. Designed for adaptability,
our tools empower you to achieve maximum efficiency in managing jobs and
settling claims.

Contact us 
Order now 


INCREASE PROPERTY ESTIMATING EFFICIENCY WITH POWERFUL DATA INSIGHTS

Inaccurate estimations negatively impact your bottom line. Our data-driven
approach to property loss estimation and restoration ensures precise and
reliable assignments.

With a streamlined end-to-end claims management solution, you can save time and
resources and reduce the costly errors that can create policyholder
disputes.Delivering fair claim settlements improves customer satisfaction and
benefits your bottom line.


INCREASE PROPERTY ESTIMATING EFFICIENCY WITH POWERFUL DATA INSIGHTS


A PARTNER-BASED APPROACH

We strive know and serve our customers every day. See how we’ve partnered with
Emergency Packout Company to first understand their challenges, and then deliver
solutions that improve their operations at every step.


A PARTNER-BASED APPROACH



Xactware solutions are used and trusted by 80% of the top property insurance
carriers. Discover why industry leaders rely on us for accurate and efficient
claims management.

Speak with an expert 


XACTWARE FAMILY OF PRODUCTS

See how our solutions can meet your property claims management needs.

PROPERTY CLAIMS ESTIMATION

The most powerful and comprehensive solution for property claims estimating.

Learn about Xactimate 

START A CLAIM IN THE FIELD AND FINISH IT IN THE OFFICE

Work across platforms—desktop, online, and mobile—and ensure effectiveness in
your team's workflow.

Learn about Xactimate Pro 

STREAMLINE JOB COST TRACKING TO ELIMINATE PROJECT BOTTLENECKS

Save time, reduce administrative burden and minimize human error by accurately
tracking and reporting job costs instantly

Learn about Xactimate Time and Materials 

REAL-TIME QUALITY ASSURANCE FOR RELIABLE ESTIMATES

Customize and deploy rules that enforces estimating practices in real-time,
eliminating time-intensive post-claim review.

Learn about XactXpert 

PROPERTY INSURANCE CLAIMS MANAGEMENT

Tap into the largest and only full-cycle property insurance claims management
solution.

Learn about XactAnalysis 

INDEPENDENTLY RESEARCHED RECONSTRUCTION PRICING DATABASE

Verisk does research and reports on pricing data from a variety of sources to
guarantee accurate prices for the restoration industry.

Learn about Pricing Data Services 

CONTENTS TRACKING FOR PACK-OUT AND PACK-BACK

Keep customers in the loop on the pack-out and pack-back process and keep track
of everything.

Learn about ContentsTrack 

AUTO-MATCH ESTIMATES TO LOCAL AND NATIONAL SUPPLIERS

Streamline procurement by sourcing and submitting orders directly from your
estimates.

Learn about Direct Supplier 

CONTENTS ESTIMATING

Accelerate personal property claims estimation for contents claims adjusters and
contents replacement service providers with XactContents.

Learn more about XactContents 

CLAIMS COLLABORATION TOOLS

Accelerate the claims cycle with the collaborative portal that helps streamline
the claims process and elevates the policyholder experience.

Learn about ClaimXperience 

CLAIMS SOLUTIONS WEATHER VERIFICATION REPORTS

Property-specific hail, straight-line wind, hurricane wind, and lightning data
to help you verify damage and date of loss.

Learn about Benchmark 

RESTORATION JOB MANAGEMENT

Enhance your workflow by streamlining job management for your restoration
projects.

Learn about Restoration Manager 



Select from a variety of training options, including Xactware Classroom to
access hours of training at your own pace. Learn from Verisk-certified
instructors and engage in certifications to validate your training level.

Learn about training options 


RELATED RESOURCES

Learn more about property claims. Stay up to date on the latest insights with
the latest from our industry experts.

White paper

XACTIMATE TIME & MATERIALS

Streamline job cost tracking with Time & Materials

Download the white paper 

Video


XACTIMATE PROFESSIONAL: WE KNOW A PROFESSIONAL WHEN WE SEE ONE

Learn more about Xactimate Professional's robust features and solutions.


 
 


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CONTACT US TO LEARN MORE

For product information, pricing, or account status, our sales team is available
Monday through Friday, 7 a.m. - 5 p.m. Mountain Time.

SALES

1-800-424-9228



SUPPORT

1-800-710-9228



FOR SERVICE OR SUPPORT:

Free live chat (via the eService Center) is available 24/7 (except Christmas Day
and New Year's Day) to assist customers in real time.

Phone support for a $20 fee is available 6 a.m. to 6 p.m. Mountain Time, Monday
- Friday (except Christmas Day and New Year's Day).





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