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* Home * Our products * Our team * About us * News * Contact us Bernina Re is a specialist reinsurance and retrocession provider. We offer our clients risk transfer products and solutions underpinned by disciplined and prudent underwriting, superior analytical capabilities, and a culture of professional excellence. Our capital is provided by funds managed by Credit Suisse Insurance Linked Strategies Ltd . (Credit Suisse ILS). Bernina Re is registered in Bermuda and is licensed as a Class 3A reinsurer. OUR PRODUCTS Significant capacity for Cat XL, Risk XL and proportional treaty PROPERTY Marine, Engineering, Energy, Space, Aviation, Agriculture SPECIALITY Capacity for man made risk MAN MADE RISK Other classes such as Lottery OTHER KEY CONTACTS MICHAEL DENNIS Chief Executive Officer Hamilton, Bermuda Find out more > Michael Dennis Michael joined Bernina Re in 2019 and assumed the role of Chief Executive Officer in 2022. He was previously Chief Executive Officer for Humboldt Re Limited in Guernsey. Michael started his career at EY in London and subsequently held technical accounting and audit roles with Amlin plc in London and EY in Bermuda. Michael holds a Bachelor’s degree in Economics and Finance from the University of York and is a member of the Institute of Chartered Accounts of Scotland. Hamilton, Bermuda Mail michael.dennis@berninare.com WILL HADDRELL Chief Underwriting Officer and Head of US & Retro Hamilton, Bermuda Find out more > Will Haddrell Will joined Bernina Re as Chief Underwriting Officer and Head of US & Retro in 2022. He has over 15 years’ experience in the reinsurance industry. Before joining Bernina Re he was Chief Underwriting Officer for Kettle Limited and Kettle Re. Prior to this he held underwriting and modeling roles at Sompo International, Blue Capital and RenaissanceRe. Will holds a Bachelor’s degree in Finance and an MBA from Texas Tech University. Hamilton, Bermuda Mail will.haddrell@berninare.com FILIPE DA CRUZ Head of Swiss Branch and Head of International Underwriting Zurich, Switzerland Find out more > Filipe da Cruz Filipe serves as the Head of Swiss Branch and Head of International Underwriting. He joined Bernina Re in 2019 from Credit Suisse ILS, where he was a Senior Underwriter. He has 20 years' experience in the insurance industry, of which more than 13 years have been in reinsurance underwriting roles. Prior to joining Credit Suisse ILS, he held underwriting positions at Exin Re AG, Sompo Japan Canopius Reinsurance AG and Arch Re Europe Ltd. in Zurich, and Hannover Reinsurance AG in Germany. Filipe holds a Master of Science degree in Business Development from the University of Applied Sciences in Hannover, Germany and is qualified as Chartered Financial Analyst (CFA) and Chartered Property Casualty Underwriter (CPCU). Zurich, Switzerland Mail filipe.dacruz@berninare.com ABOUT US Bernina Re was launched in 2017 as a Solvency II equivalent Class 3A reinsurer. It was established as a transformer to underwrite traditional reinsurance business for the exclusive benefit of funds managed by Credit Suisse Insurance Linked Strategies Ltd. (Credit Suisse ILS) on a fully collateralized basis. In 2019 Bernina Re achieved its development into a fully staffed reinsurer, sourcing and underwriting reinsurance business via its head office in Bermuda as well as its branch office in Switzerland. You can find out more about us in our most recent Financial Condition Report ESTABLISHED IN A LEADING REINSURANCE HUB Bernina Re is headquartered in Bermuda, which has long been a well-known and highly respected global hub for insurance capacity. In particular, reinsurance has been one of the fastest growing sectors in recent years. As one of the top three reinsurance centers in the world, Bermuda is best known for its market-leading position in the property-catastrophe reinsurance sector. Bermuda has made a lot of effort over the last decade to achieve and maintain Solvency II equivalence. It is one of only two jurisdictions worldwide, along with Switzerland, to have this distinction. Solvency II-equivalent Top 3 reinsurance center Headquartered in Bermuda NEWS BERNINA RE ANNOUNCES FULL YEAR 2022 RESULTS Bernina Re Ltd. today announced its results for the year ended 31 December 2022 May 10, 2023 BERNINA RE ANNOUNCES Q3 YEAR-TO-DATE UNDERWRITING PROFIT Bernina Re Ltd. today announced an underwriting profit for the nine-months ended 30 September 2022. November 10, 2022 BERNINA RE ANNOUNCES APPOINTMENT OF WILL HADDRELL AS CHIEF UNDERWRITING OFFICER AND HEAD OF US & RETRO Bernina Re Ltd. today announced the appointment of Will Haddrell as Chief Underwriting Officer and Head of US & Retro August 20, 2022 CONTACT US HAMILTON Park Place 55 Par-la-Ville Road Hamilton HM11 Bermuda +1 441 542 8600 ZURICH BRANCH Schützengasse 14 8001 Zurich Switzerland +41 44 244 32 32 Email us Privacy & Terms Privacy Policy Website Terms of Use 1. BACKGROUND Bernina Re Ltd. ("Bernina Re"), acompany headquartered in Hamilton, Bermuda with a branch office in Switzerland,understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.berninare.com (“Website”) and (subject to the limited exceptions in section 5, below) we do not collect personal data about you unless you contact us (see section 6, below). Any personal data we do collect will only be used as permitted by law. Please read this Privacy Policy("Policy") carefully and ensure that you understand it. Your acceptance of the Policy is deemed to occur upon your first use of the Website.If you do not accept and agree with this Policy, you must stop using the Website immediately. 2. DEFINITIONS AND INTERPRETATION In this Policy, the following terms shall have the following meanings: * “personal data” means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to us via the Website. This definition shall, where applicable, incorporate the definitions provided in the Bermuda Personal Information Protection Act (“PIPA”), Swiss Data Protection Act (as revised from time to time) ("DPA"), and/or the General Data Protection Regulation (“GDPR”); * "sensitive personal data" means any personal information relating to an individual's place of origin, race, colour, national or ethnic origin, sex, sexual orientation, sexual life, marital status, physical or mental disability, physical or mental health, family status, religious beliefs, political opinions, trade union membership, biometric information or genetic information; and * “we/us/our” means Bernina Re Ltd., including Bernina Re Ltd. Swiss Branch, a limited company registered in Bermuda. 3. WHAT DOES THIS POLICY COVER? This Policy applies only to your use of the Website. The Website may contain links to other websites. Please note that we have no control over how your data is collected, stored, or used by other websites and we advise you to check the privacy policies of any such websites before providing any data to them. 4. YOUR RIGHTS * 4.1 As a data subject, you have the following rights under PIPA, DPA and/or GDPR: * 4.1.1 The right to be informed about our collection and use of personal data; * 4.1.2 The right of access to the personal data we hold about you (see section 5); * 4.1.3 The right to rectification if any personal data we hold about you is inaccurate or incomplete (please contact us using the details in section 9); * 4.1.4 The right to be forgotten – i.e., the right to ask us to delete any personal data we hold about you; * 4.1.5 The right to restrict (i.e., prevent) the processing of your personal data; * 4.1.6 The right to data portability (obtaining a copy of your personal data to re-use with another service or organization); * 4.1.7 The right to object to us using your personal data for particular purposes; and * 4.1.8 Rights with respect to automated decision making and profiling. * 4.2 If you have any cause for complaint about our use of your personal data, please contact us using the details provided in section 9 and we will do our best to solve the problem for you. If we are unable to help, you also have the right to lodge a complaint with the Bermuda Privacy Commissioner, Swiss Federal Data Protection and Information Officer ("FDPIC"), and/or any competent EU supervisory authority (as the case may be). 5. WHAT DATA DO WE COLLECT? * 5.1 Subject to section 6.2, we do not collect any personal data from you. * 5.2 If you send us an email, we may collect your name, your email address, and any other information which you choose to give us. 6. HOW DO WE USE YOUR DATA? * 6.1 If we do collect any personal data, it will be processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with our obligations and safeguard your rights under PIPA, the DPA and/or GDPR at all times. For more details on security see section 7.2, below. * 6.2 As noted above, we do not generally collect any personal data. If you contact us and we obtain your personal details from your email, we may use them as follows: * 6.2.1 To reply to your email; * 6.2.2 To reply to any other request submitted by you. * 6.3 Personal data is only shared with employees of Bernina Re on a need to know basis. * 6.4 Personal data will not be transferred to overseas third parties for use by the overseas third parties. * 6.5 You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it. * 6.6 Personal data used by Bernina Re will be adequate, relevant and not excessive to the purpose for which it is used. 7. HOW AND WHERE DO WE STORE YOUR PERSONAL DATA? * 7.1 We only keep your personal data for as long as we need to in order to use it as described above in section 6, and/or for as long as we have your permission to keep it. * 7.2 Data security is very important to us, and to protect your data we have taken suitable measures to safeguard and secure any data we hold about you (even if it is only your email address). * 7.3 We make sure your personal data is kept up to date once you send us new information. 8. BREACH OF SECURITY Incase of a breach of security, the company will proceed according to its defined Incident Management Plan and where necessary the Privacy Officer will notify any affected individuals and the Privacy Commissioner. 9. HOW CAN YOU ACCESS YOUR PERSONAL DATA? * 9.1 You have the right to ask for a copy of any of your personal data held by us (where such data is held). Please contact us for more details at info@berninare.com. * 9.2 Bernina Re will respond to a request for a copy of personal data held by use within 45 days of receipt of the request. Where we are not permitted by law to provide you with the personal data requested, Bernina Re will notify you in writing. 10. CONTACTING US If you have any questions about the Website or this Policy, please contact our Privacy Officer, Michael Dennis,by email at info@berninare.com. Please ensure that your query is clear,particularly if it is a request for information about the data we hold about you. 11. CHANGES TO OUR POLICY We may change this Policy fromtime to time (for example, if the law changes). Any changes will be immediately posted on the Website and you will be deemed to have accepted the terms of the Policy on your first use of the Website following the alterations. We recommend that you check this page regularly to keep up-to-date. Copyright © 2023 Bernina Re Ltd. - All Rights Reserved Bernina Re is a specialist reinsurance and retrocession provider. We offer our clients risk transfer products and solutions underpinned by disciplined and prudent underwriting, superior analytical capabilities, and a culture of professional excellence. Our capital is provided by funds managed by Credit Suisse Insurance Linked Strategies Ltd . (Credit Suisse ILS)Bernina Re is registered in Bermuda and is licensed as a Class 3A reinsurer.”