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0344 770 8032
 * Foundation Home
 * Buy to let
   * Buy to let Welcome to the home of specialist buy to let mortgages for both
     individual landlords and limited companies.
   * Portfolio landlords We specialise in portfolio landlord clients. How does
     that benefit you?
   * Limited companies We are specialists in limited company buy to let. Our
     straightforward approach means we consider newly incorporated companies and
     we have generous ICRs.
   * Specialist property types Foundation is the home of buy to let mortgages
     for specialist properties such as HMOs (up to 6 occupants) and Short term
     lets, Holiday lets as well as flats, new builds and many other property
     types
   * Green mortgages A range of mortgages designed to support those portfolio
     landlords and limited company applicants making choices to reduce their
     impact on the environment.
   * Buy to let calculator How much can my client borrow?
   * Buy to let case studies Example borrower case studies
   * BTL News Our latest BTL News and updates
   * BTL documents Everything you need to know about our BTL products and
     criteria
 * Partners
   * How to access our products You can access our products via selected
     networks, packagers and mortgage clubs
   * How we work How to work with us
   * Fees overview Nobody likes to be surprised by fees. That's why our fees are
     set out right from the beginning, so that you and your clients know exactly
     what to expect.
   * Portal login Portal login
 * Documents
   * Documents Everything you need to know about our products and criteria
   * England and Wales legal documents Everything solicitors need for
     completions in England and Wales
   * Scotland legal documents Everything Solicitors need for completions in
     Scotland
   * Product and Criteria guides All our products and criteria guides
 * Broker Hub
   * Broker Hub home News in the FHL and mortgage world
   * Foundation updates Foundation Home Loans specific news and updates
   * Your business and industry Mortgage industry specific news
   * How to hub Helpful videos and checklists to help you do more business
   * All events Virtual and physical events
 * About us
   * About Foundation Why choose Foundation Home Loans?
   * Meet the team Our sales team will support you with your specialist buy to
     let and residential cases. Get in touch to find the best solution.
   * Mortgage FAQs Mortgage relates frequently asked questions
   * LIBOR FAQs Transition of mortgage accounts which referenced LIBOR to now
     reference Bank Base Rate is complete
 * Register
 * Portal login
 * Payment of app. fees
   

 * Foundation Home
 * Buy to let
    * Buy to let Welcome to the home of specialist buy to let mortgages for both
      individual landlords and limited companies.
    * Portfolio landlords We specialise in portfolio landlord clients. How does
      that benefit you?
    * Limited companies We are specialists in limited company buy to let. Our
      straightforward approach means we consider newly incorporated companies
      and we have generous ICRs.
    * Specialist property types Foundation is the home of buy to let mortgages
      for specialist properties such as HMOs (up to 6 occupants) and Short term
      lets, Holiday lets as well as flats, new builds and many other property
      types
    * Green mortgages A range of mortgages designed to support those portfolio
      landlords and limited company applicants making choices to reduce their
      impact on the environment.
    * Buy to let calculator How much can my client borrow?
    * Buy to let case studies Example borrower case studies
    * BTL News Our latest BTL News and updates
    * BTL documents Everything you need to know about our BTL products and
      criteria

 * Partners
    * How to access our products You can access our products via selected
      networks, packagers and mortgage clubs
    * How we work How to work with us
    * Fees overview Nobody likes to be surprised by fees. That's why our fees
      are set out right from the beginning, so that you and your clients know
      exactly what to expect.
    * Portal login Portal login

 * Documents
    * Documents Everything you need to know about our products and criteria
    * England and Wales legal documents Everything solicitors need for
      completions in England and Wales
    * Scotland legal documents Everything Solicitors need for completions in
      Scotland
    * Product and Criteria guides All our products and criteria guides

 * Broker Hub
    * Broker Hub home News in the FHL and mortgage world
    * Foundation updates Foundation Home Loans specific news and updates
    * Your business and industry Mortgage industry specific news
    * How to hub Helpful videos and checklists to help you do more business
    * All events Virtual and physical events

 * About us
    * About Foundation Why choose Foundation Home Loans?
    * Meet the team Our sales team will support you with your specialist buy to
      let and residential cases. Get in touch to find the best solution.
    * Mortgage FAQs Mortgage relates frequently asked questions
    * LIBOR FAQs Transition of mortgage accounts which referenced LIBOR to now
      reference Bank Base Rate is complete


COMPLEX BUY TO LET?

Welcome to the home of specialist buy to let mortgages for both individual
landlords and limited companies.



Portfolio landlords

Borrower case studies

Limited company

BTL News

Specialist property types

Buy to let calculator

Green mortgages

BTL guides and documents




SPECIALIST BUY TO LET MORTGAGES

Foundation Home Loans is the home of specialist buy to let mortgages, offering
criteria to meet a wide range of specialist mortgage needs, available to
portfolio landlords, individual landlords and those buying or remortgaging via
Limited Companies.

Ready to start? Why not try our BTL max loan calculator to find out how much we
can lend?

Try our Calculator
 * Buy To Let Product Guide
 * Buy To Let Criteria Guide
 * Decision in Principle
 * Register


SEE OUR LATEST RATES

Buy To Let Product Guide


BUY TO LET BY FOUNDATION AT A GLANCE

 * Portfolio and non-portfolio landlords
 * Limited companies and individuals
 * Specialist property types - HMOs, short term lets and Holiday lets
 * Large loan products available
 * Early remortgage available
 * First Time Landlords accepted for standard HMOs


BUY TO LET FOR PORTFOLIO LANDLORDS

 * Portfolio assessment valid for 6 months
 * No limit to the background portfolio size, subject to a maximum of £5m with
   us
 * No business plans or asset and liability statements needed

Read more


BUY TO LET FOR LIMITED COMPANIES

 * Newly incorporated limited companies acceptable
 * Complex company structures considered
 * No maximum age

Read more


BUY TO LET FOR HOLIDAY LETS

 * For holiday lets where the holiday let income can be utilised
 * Using high, medium, low rental figures average taken over 39 weeks
 * Maximum loan up to £3 million
 * Up to 70% LTV max ICR at 125% - just key average monthly income into the
   calculator!
 * 7 and 10 Year Fixed Rate options available
 * Early remortgage available


 * 
 * 

 * For intermediaries only.

 * Looking for the customer website?

 * About us
 * Meet the Team
 * 
 * Documents
 * England & Wales Legal Documents
 * Scotland Legal Documents

 * Buy to Let
 * Buy to Let Calculator
 * Portfolio Landlords
 * Limited Companies
 * 
 * Residential
 * Affordability Calculator

 * Products
 * How to Access Our Products
 * How We Work
 * Fees Overview
 * FAQs

 * Broker Hub
 * Foundation Updates
 * Your Business & Industry
 * How To Hub
 * 
 * Contact Us
 * * 
   * 

 * Quick Links
 * Broker Payment Portal
 * Legal Statement
 * Cookies Policy
 * Complaints
 * Modern Slavery Policy
 * Gender Pay Gap Report

© 2024 Foundation Home Loans is a trading style of Paratus AMC Limited.
Registered Office: No.5 Arlington Square, Downshire Way, Bracknell, Berkshire
RG12 1WA.

Registered in England with Company No. 3489004. Paratus AMC Limited is
authorised and regulated by the Financial Conduct Authority.

Our registration number is 301128.
Buy to let mortgages are not regulated by the Financial Conduct Authority.
Calls may be monitored and recorded.

The Financial Ombudsman Service is an agency for arbitrating on unresolved
complaints between regulated firms and their clients. Full details of the FOS
can be found on its website at www.financial-ombudsman.org.uk

Our latest terms and conditions can be found here