www.fool.com Open in urlscan Pro
2606:4700::6812:1887  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Skip to main contentEnable accessibility for visually impairedOpen the
accessibility menu Open the Accessible Navigation Menu






Log In Help Join The Motley Fool
Our Services
Investing Basics
Premium Services
Stock Advisor
Our Flagship Service
Return
332%
S&P Return
110%
Rule Breakers
High-growth Stocks
Return
177%
S&P Return
94%
Returns as of 11/08/2022
View Our Services
Investing 101
 * How to Invest Money
 * What to Invest In
 * How to Invest in Stocks
 * How to Invest in Index Funds
 * How to Invest in ETFs
 * How to Invest in Real Estate

Best Accounts
 * Best Stock Brokers
 * Best Brokers for Beginners
 * Best IRA Accounts
 * Best Roth IRA Accounts
 * Best Options Brokers
 * Best Crypto Apps

Stock Market Basics
 * Stock Market 101
 * Types of Stocks
 * Stock Market Sectors
 * Stock Market Indexes
 * S&P 500
 * Dow Jones
 * Nasdaq Composite

Stock Market
Premium Services
Stock Advisor
Our Flagship Service
Return
332%
S&P Return
110%
Rule Breakers
High-growth Stocks
Return
177%
S&P Return
94%
Returns as of 11/08/2022
View Our Services
Stocks
 * Growth Stocks
 * Value Stocks
 * Dividend Stocks
 * Small Cap Stocks
 * Large Cap Stocks
 * Blue Chip Stocks

Industries to Invest In
 * Consumer Goods
 * Technology
 * Energy
 * Healthcare
 * Financial
 * Cryptocurrency
 * NFTs

News
 * Top Stocks to Buy in 2022
 * Stock Market News

Retirement
Getting Started
 * Retirement 101
 * Why to Start Saving Now
 * Types of Retirement Accounts
 * 401k Basics
 * IRA Basics
 * HSA Basics

Planning for Retirement
 * How Much Do I Need to Retire?
 * When To Retire
 * Factoring in Social Security
 * What is the Full Retirement Age?
 * Investing for Retirement
 * Retirement Strategies

Retired: What Now?
 * Retiring in 2022
 * Withdrawal Strategies
 * Healthcare in Retirement
 * Taxes in Retirement
 * Estate Planning

Personal Finance
Credit Cards
 * Best Credit Cards
 * Best Cash Back Cards
 * Best Balance Transfer Cards
 * Best Travel Credit Cards
 * Best 0% Credit Cards
 * Best Rewards Cards
 * Best Cards for Bad Credit

Bank & Loans
 * Best Savings Accounts
 * Best Checking Accounts
 * Best CD Rates
 * Best Personal Loans
 * Best Debt Consolidation Loans

Homebuying
 * Best Mortgage Lenders
 * Best Mortgage Refi Lenders
 * Best Lenders for First-time Buyers
 * Best FHA Mortgage Lenders
 * Current Mortgage Rates

Guides
 * Credit Cards 101
 * Bank Accounts 101
 * Home Loans 101
 * Pay Off Debt
 * Increase Your Credit Score

About Us
Our Purpose:
To make the world smarter, happier, and richer.

Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps
millions of people attain financial freedom through our website, podcasts,
books, newspaper column, radio show, and premium investing services.

Who Is the Motley Fool?
 * About Us
 * Investing Philosophy
 * Reviews
 * The Motley Fool Foundation
 * Media Inquiries
 * Contact Us

Fool Podcasts
 * Podcasts Home
 * Motley Fool Money
 * Rule Breaker Investing

Social Media +
 * Facebook
 * Twitter
 * YouTube
 * Discussion Boards
 * CAPS - Stock Picking Community

Other Services
 * The Ascent

Latest Stock Picks


 * Our Services
 * Investing Basics
   Investing 101
    * How to Invest Money
    * What to Invest In
    * How to Invest in Stocks
    * How to Invest in Index Funds
    * How to Invest in ETFs
    * How to Invest in Real Estate
   
   Best Accounts
    * Best Stock Brokers
    * Best Brokers for Beginners
    * Best IRA Accounts
    * Best Roth IRA Accounts
    * Best Options Brokers
    * Best Crypto Apps
   
   Stock Market Basics
    * Stock Market 101
    * Types of Stocks
    * Stock Market Sectors
    * Stock Market Indexes
    * S&P 500
    * Dow Jones
    * Nasdaq Composite
   
   Premium Services
   Stock Advisor
   Our Flagship Service
   Return
   332%
   S&P Return
   110%
   Rule Breakers
   High-growth Stocks
   Return
   177%
   S&P Return
   94%
   Returns as of 11/08/2022
   View Our Services
 * Stock Market
   Stocks
    * Growth Stocks
    * Value Stocks
    * Dividend Stocks
    * Small Cap Stocks
    * Large Cap Stocks
    * Blue Chip Stocks
   
   Industries to Invest In
    * Consumer Goods
    * Technology
    * Energy
    * Healthcare
    * Financial
    * Cryptocurrency
    * NFTs
   
   News
    * Top Stocks to Buy in 2022
    * Stock Market News
   
   Premium Services
   Stock Advisor
   Our Flagship Service
   Return
   332%
   S&P Return
   110%
   Rule Breakers
   High-growth Stocks
   Return
   177%
   S&P Return
   94%
   Returns as of 11/08/2022
   View Our Services
 * Retirement
   Getting Started
    * Retirement 101
    * Why to Start Saving Now
    * Types of Retirement Accounts
    * 401k Basics
    * IRA Basics
    * HSA Basics
   
   Planning for Retirement
    * How Much Do I Need to Retire?
    * When To Retire
    * Factoring in Social Security
    * What is the Full Retirement Age?
    * Investing for Retirement
    * Retirement Strategies
   
   Retired: What Now?
    * Retiring in 2022
    * Withdrawal Strategies
    * Healthcare in Retirement
    * Taxes in Retirement
    * Estate Planning
 * Personal Finance
   Credit Cards
    * Best Credit Cards
    * Best Cash Back Cards
    * Best Balance Transfer Cards
    * Best Travel Credit Cards
    * Best 0% Credit Cards
    * Best Rewards Cards
    * Best Cards for Bad Credit
   
   Bank & Loans
    * Best Savings Accounts
    * Best Checking Accounts
    * Best CD Rates
    * Best Personal Loans
    * Best Debt Consolidation Loans
   
   Homebuying
    * Best Mortgage Lenders
    * Best Mortgage Refi Lenders
    * Best Lenders for First-time Buyers
    * Best FHA Mortgage Lenders
    * Current Mortgage Rates
   
   Guides
    * Credit Cards 101
    * Bank Accounts 101
    * Home Loans 101
    * Pay Off Debt
    * Increase Your Credit Score
 * About Us
   Who Is the Motley Fool?
    * About Us
    * Investing Philosophy
    * Reviews
    * The Motley Fool Foundation
    * Media Inquiries
    * Contact Us
   
   Fool Podcasts
    * Podcasts Home
    * Motley Fool Money
    * Rule Breaker Investing
   
   Social Media +
    * Facebook
    * Twitter
    * YouTube
    * Discussion Boards
    * CAPS - Stock Picking Community
   
   Other Services
    * The Ascent
   
   Our Purpose:
   To make the world smarter, happier, and richer.
   
   Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps
   millions of people attain financial freedom through our website, podcasts,
   books, newspaper column, radio show, and premium investing services.
 * Log In
 * Help
 * Join The Motley Fool

Latest Stock Picks


THE MOTLEY FOOL'S RULES – TERMS OF USE & CONDITIONS OF SALE



Welcome to The Motley Fool! We hope you'll enjoy being a part of our Foolishness
-- such as Fool.com, our subscription newsletters and their special websites,
our discussion boards, CAPS, and whatever else we come up with (each a
“Service,” and collectively, the "Services"). But first things first: By using
the Services, you're agreeing to be bound by these Terms and Conditions (“Terms
and Conditions” or “Terms”) INCLUDING THE BINDING ARBITRATION AND CLASS ACTION
WAIVER DETAILED IN SECTION 13. These Terms govern your use and access to the
website and all our Services. We may change these terms at any time, but we will
post a notice on this website of any material changes. Your continued use of The
Motley Fool and its Services means that you accept any new or modified terms and
conditions. So please check back here from time to time.

Some Services are works in progress. We reserve the right to change or even
eliminate them with no notice, at our sole discretion.


1. REGISTRATION

Except as expressly provided in these Terms and Conditions, members may only
maintain one active registration with The Motley Fool. In other words, it's one
registration per person. The only exception to this rule is if you wish to
create more than one CAPS profile, in which case you may have a corresponding
number of registrations. Any other use of multiple accounts or aliases on our
Services, including attempts to mislead, defraud, confuse, or otherwise trick us
or our members, is a breach of these Terms and Conditions.

If you subscribe to one of our premium Services, you will be asked to create a
password, which you'll need to access the Service. Should you wish to post a
message on the discussion boards or comment on an article or a blog, you'll also
be required to choose a user name.

As a registered user, you can update your account settings, including your email
address, by going to the My Fool tab up top. There, you can also change your
password at any time and your user name up to three times in a calendar year.
Also, if you forget either your password or user name, you can go to this page
for help.


2. PREMIUM SERVICES

When subscribing to a premium Service such as one of our newsletters, you will
need to provide us with your name, email address, and billing and shipping
addresses, as well as your credit card information. You agree to pay the
applicable subscription fee as set forth on this site. Sales taxes may be
charged in addition to the subscription fee. BY PLACING YOUR ORDER, YOU PROVIDE
YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON
FILE UNLESS YOU CANCEL.

You certify that all information you provide is accurate. You also agree to
maintain and update your information as necessary so that it remains accurate
and current. In the event that any information you provide is inaccurate or not
up to date, The Motley Fool reserves the right to cancel your subscription.

We reserve the right to refuse or discontinue the supply of a Service to any
user at any time at our sole discretion.

Unless stated otherwise, membership to any Service is for online and/or
electronic access only. Certain promotions may offer features that are issued in
physical form. Shipping of any goods or service associated with these promotions
is limited to the U.S./APO. Physical fulfillment of goods or services not
specifically mentioned in a promotion is at the sole discretion of the Fool.

Our Services generally deliver their content via email including trade alerts or
recommendations, recent actionable investing guidance, Best Buys Now, and other
important stock news. There is no opt-out choice available for these emails
(unless you cancel your subscription). Of course, you can always opt out of our
marketing emails on the settings page.

Trial Terms, Automatic Billing and Cancellation Policy

Some Services may provide a free trial or introductory offer. If such an offer
is provided, only one per person or household is allowed at any given point in
time. In addition, there is a limit of one trial per person and household in any
given six-month period unless otherwise stated in the offer.

Upon signing up for a free trial, you will have access to the Service for the
promotional trial period. If you cancel prior to the end of the promotional
offer period, your credit card will not be charged. If you don't cancel your
subscription within the trial offer period, we will charge the primary credit
card you provided during the sign-up process. You may contact Member Support at
membersupport@fool.com to terminate your trial enrollment.

Your membership will automatically renew at the then-current rate, until you
notify us of your decision to terminate your membership. Most subscriptions will
renew for one-year terms, regardless of the offer under which the subscription
was initiated. For subscription terms greater than three months we will email
you about the length and price for your renewal before we charge you. Monthly
subscription terms will be notified annually regarding future renewals. If you
would like to turn off automatic renewal, or extend your subscription for
additional years, please contact Member Support. BY ALLOWING FOR YOUR RENEWAL,
YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT
CARD ON FILE OR APPLE PAY. Accordingly, you agree that your membership fee or
subscription will be billed automatically at the beginning of each renewal
period at the then-current rate (plus sales tax, if applicable) to the credit
card you used in your most recent transaction with us. Any subscription
purchased using Apple Pay will continue to renew on Apple Pay.

The Motley Fool reserves the right to increase a Service's fees or institute new
charges upon reasonable notice. Service fees are due in advance.

Refunds

Different Services (and sometimes specific offers) have different refund
policies (including some that offer no refunds). Please review the specific
terms of your offer before signing up as you are agreeing to be bound those
terms. If you are unsure of your cancellation rights, please contact Member
Support.

Please note that most refunds are only available to first-time subscribers. If
you subscribe to a Service that allows for refunds beyond 30 days, and cancel
(and receive a refund) and then subscribe again, you will not receive a refund
after the first 30 days.

From time to time, The Motley Fool offers its premium services through
third-party vendors. In such cases, the vendor’s refund policy would apply and
may differ from your Service (or specific offer).

Transfer; Discontinuing a Service

You cannot transfer your subscription to someone else, except through
bequeathment or by a court order. In the event a subscription is transferred, it
will continue through the end of its term and can be renewed at the then-current
price and conditions. For assistance in this situation, please contact Member
Services.

In the event that we discontinue a Service, you agree that The Motley Fool may
transfer your subscription to another Service of equal or greater value.


3. CREDITS AND CREDIT TRANSFER INFORMATION

Some of our services provide the option to transfer your credit towards a
different Motley Fool service. Depending on the terms of your purchase, you may
be allowed to transfer the full or pro-rated credit from your purchase. Most
services eligible for a credit transfer will allow a swap within 30 days of the
initial purchase, there are services that do not allow for credit transfers of
any kind.

If you are unsure whether or not your service is eligible for a credit transfer
please contact membersupport@fool.com.

All credit must be swapped at the list price of the product being transferred
into, and it cannot be combined with any promotional offers or discounts.
Members may utilize any available swap or refund once per service. If you take
advantage of a money-back guarantee or a credit-transfer guarantee into a new
subscription, you will no longer be eligible to perform further action with that
credit.

If you take advantage of a credit transfer guarantee, please also note that you
will lose access to any product(s) and benefits included in the original
promotional offer, including additional services or reports that were included
as a bonus for taking advantage of the offer.

From time to time we offer report-style services, which are not renewable and
require a one-time purchase. To qualify for a credit transfer into a report of
this type, you must have enough credit to cover the full list price of the
report.

When implementing a credit transfer, the term length of the service being
transferred into cannot extend beyond three years.

If the list price of the service you would like to transfer into is more than
the amount of credit you have, you will receive a partial term of the service -
the usual automatic renewal notice will be emailed a month prior to the adjusted
end-date.

If the amount of credit you have is higher than the list price of the service
you would like to transfer into, the subscription will be extended for the
appropriate time frame to match the rate.

The Motley Fool reserves the right to disallow transfer into certain services
depending on insufficient credit, product openings, investment timelines, a
member's history of transfers or prior refunds, or for any other reason at The
Motley Fool’s sole discretion.

At certain times we may offer subscriptions or upgrades to services that may
contain components of other services you might currently subscribe to. These
offers may include prorated credit value for your existing subscriptions. If you
purchase one of these subscriptions or upgrades, and the prorated credit value
from an existing subscription on your account is used towards the purchase, the
prior-existing subscription will be cancelled upon purchase of the new
subscription.


4. AFFILIATE MARKETING PROGRAMS

Some of our brands such as The Ascent and The Blueprint, review various products
and services. We may be compensated by third parties whose products we review.
This compensation may impact where reviews and offers appear, with higher paying
partners appearing higher on a page or in a more prominent position. None of our
brands can or does promise to be comprehensive with their reviews of any
particular marketplace, and the companies covered may heavily tilt towards
partners.

That being said, we take try to make sure that our editorial opinions are not
affected by our compensation, and no partner or advertiser will review, edit,
endorse, or approve editorial content. We also make sure that the editorial
teams of any brand remains distinct from the editorial team writing content for
Fool.com or our premium services.

No reviews of products or services should be construed as an endorsement or
guarantee of any kind. We do the best we can to make sure that the information
we rely upon for our reviews is true and current, but we cannot and will not
warranty that it actually is, or that we have not been confused or misled before
or after publication.

Any service or product not offered by The Motley Fool is subject to its own
terms and conditions, including about how they may use the information you
provide to them, which should be provided by the company through which you are
receiving the product or service, and any use of a product or service not
offered by The Motley Fool is done so at your own risk.


5. ADDITIONAL AND THIRD-PARTY TERMS OF USE

Please note that certain individual Services or products may have their own, or
additional, terms and conditions. In the event of a conflict, the terms for the
individual Service will control with respect to the Service in question. So
please be sure to review any additional terms and conditions with respect to any
specific Service before subscribing.

Some portions of our site use Google Maps APIs, or other Google APIs. If you use
those parts of our site, you are also bound by the Google Terms of Service. If
you do not wish to be bound by these terms, or any of the terms contained within
these Rules, please do not use our site.


6. CAPS

CAPS is The Motley Fool's service that allows you to make predictions about
stocks, see others' predictions, aggregate community opinions, and track their
accuracy. By putting together lots of information from a variety of sources, we
hope to provide participants with a way to a) have fun and b) learn to make
better investment decisions.

You should not assume that the opinions that people express in CAPS are the
opinions of The Motley Fool or anything other than the opinions of the
individuals expressing them.

When you look at other people's predictions, you should remember that those
people may have interests in the stocks that they're making predictions about.
For example, some people may hope a company's stock will go up because they own
many shares of it; others may hope that it will rise because they (or their
sister) work for the company; others may hope that the stock will rise because
that will increase their CAPS score and their international prestige. When you
review people's predictions (or the stock tips you see on television or hear in
the supermarket), you should not assume that the person making a prediction is
unbiased or independent. One of the beauties of CAPS, though, is that you can
see the performance of people's predictions over time and, we hope, distinguish
sound analysis from self-serving nonsense.

Motley Fool employees may participate in CAPS and they may have interests in the
stocks about which they make predictions. Employees display their positions in
their online TMF profiles at Fool.com. Any predictions made by Fool employees
are their own. They are not speaking on behalf of our company and these
predictions are not Motley Fool recommendations.


7. INTELLECTUAL PROPERTY

All of the Content on our websites and any Service we provide is protected by
U.S. and international copyright laws and is the property of The Motley Fool
and/or providers of the content under license. By "Content" we mean any
information, mode of expression, or other materials and services found on The
Motley Fool. This includes message boards, blogs, CAPS picks, ratings, podcasts,
chats, software, our writings, graphics, videos, and any and all other features.
You can find out more information on copyright law and the Internet at
www.templetons.com/brad/copymyths.html.

You may make one copy of the Content for your personal, non-commercial use,
provided that any material copied remains intact and includes the following
notice: "Copyright 1995-2018 [or whatever the current year is] The Motley Fool.
All rights reserved." Any other copying, distribution, storing, or transmission
of any kind, or any commercial use of our Content, is prohibited without The
Fool's prior written permission. That means you may not sell, auction, transfer
or barter your subscription or any individual publication. You can make or end
your own CAPS picks at any time, but those picks, their scoring history, your
scoring history, and data aggregated by CAPS remain the property of The Motley
Fool.

You also may not republish, post, transmit, or distribute the Content to online
bulletin and message boards, blogs, chat rooms, intranets, or anywhere else
without our consent. You further agree not to create abstracts from or scrape
our Content, including CAPS ratings, for use on another website or service
(including our own personal forums and blogs). In short, you may not post our
Content anywhere else online. Aside from opening yourself up to liability,
distributing our premium Services, stock picks, and performance data to other
sites and forums is unfair to our members who pay good money to receive our
Content. So please don't do it.

Please note that notwithstanding the foregoing, when you post content (such as a
message-board post or CAPS pitch), you are not somehow surrendering your
copyright in your expression, but you are granting us an unlimited license to
use it. Specifically, by posting content, you agree that The Motley Fool has an
irrevocable, perpetual, and worldwide license to use republish, distribute,
reproduce, display, communicate to the public, adapt, perform, store, translate,
sublicense, and promote anything you post on our websites. This includes the
rights to syndicate and make derivative works out of your content. If you don't
want us to use or republish your content, then please don't post it on our
websites. We'll only republish your content in context, and we'll credit you as
author (unless we're using small quotations). We won't republish your posts in
advertising without your permission. And we promise not to mock you unless it
would amuse us.

We also ask that you only upload or include on our Services materials you have
the right to use. While we don’t mind if Peter Parker posts photos he’s taken on
our platform, we do ask that he not repost images he’s already sold or licensed
to The Daily Bugle. If you have a good faith belief that your work has been
copied in a way that constitutes copyright infringement, please notify our
Copyright Agent.



You agree not to display any of The Motley Fool's trademarks or use them in any
manner without our express written permission. You can find the list of our
trademarks here.

Some features of our site are patented under U.S. Patent No. 7,813,986 and U.S.
Patent No. 7,882,006.


8. CONDUCT

The Motley Fool champions active and open debate among our members. All we ask
is that it's done in a lawful and civil manner -- be it posting on our boards,
commenting on blogs or articles, replying to CAPS pitches, or using our system
to contact a fellow member in any way.

Accordingly, you agree to use The Motley Fool for lawful purposes only. You may
not use or allow others to use your Fool membership to:

 * Post or transmit any content that is disruptive, uncivil, abusive, vulgar,
   profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or
   which discloses private or personal matters concerning any person;
   • Post or transmit any material that you don't have the right to transmit
   under law (such as copyrights, trade secrets, or securities) or under
   contractual or fiduciary relationships (such as nondisclosure agreements);
   • Post, transmit, or link to sexually explicit material;
   • Impersonate any person, or falsely state or otherwise misrepresent your
   affiliation with a person or entity;
   • Post or transmit any advertising, promotional materials, or other forms of
   solicitation, including chain letters and pyramid schemes;
   • Violate any applicable law or regulation while accessing and using our
   sites, including, without limitation, the rules and regulations of the U.S.
   Securities and Exchange Commission and the national or other securities
   exchanges (especially and including the rule against making false or
   misleading statements to manipulate the price of any security);
   • Offer, sell, or buy any security;
   • Post or transmit any file that contains viruses, corrupted files, "Trojan
   Horses," or any other contaminating or destructive features that may damage
   someone's computer;
   • Forge headers or manipulate identifiers or other data in order to disguise
   the origin of any content transmitted through our sites or to manipulate your
   presence on our sites;
   • Use any automated means, including, without limitation, agents, robots,
   scripts, or spiders, to access, monitor, copy or harvest data from any part
   of our sites;
   • Take any action that imposes an unreasonably or disproportionately large
   load on our infrastructure or disrupts the functioning of our systems or
   Services; and
   • Take any action that damages or disrupts the functioning of our systems or
   Services.
   
   Unauthorized access of our sites is a breach of these Terms and Conditions
   and a violation of the law. You agree not to access our sites by any means
   other than through the interfaces we provide for use in our accessing our
   sites.

The Motley Fool may at any time, without prior notice and at our sole
discretion, remove any post, terminate any membership, remove any individual
CAPS picks, delete any CAPS players, remove any CAPS scorecards, or take any
action for violating the above (and, if we may say so, sensible) provisions or
otherwise taking an action disruptive to a Service. In the event TMF terminates
your premium Service, you will receive a prorated refund at our discretion.

You are responsible for statements made and actions taken through the use of
your password, so please maintain the confidentiality of your password. You
agree to immediately notify Member Support of any actual or suspected
unauthorized use of your username and password. We will not be responsible for
any loss to you arising from unauthorized use of your data. For more information
on posting, please see our Posting Guidelines.

If you see something that you feel is a violation of the Fool's Rules, please
notify us by emailing FoolAlert@fool.com.


9. NO PERSONALIZED ADVICE

We want to help you make money. However, The Motley Fool is not in the business
of rendering personalized investment advice. We can't know all the relevant
facts about you and your individual needs, and we cannot claim or represent that
any particular Services are suitable for you. Accordingly, you agree that any
recommendation or action taken by a Service does not constitute a recommendation
that a particular security, strategy, or action is suitable for you. If you want
personal advice, then you should seek a registered investment advisor.

The Motley Fool may partner with third parties in order to make buying our
Services' recommendations easier for you. We will not, and cannot, trade on your
behalf at your brokerage. Only you can decide whether or not a stock is right
for you and you agree to be liable for any trades you initiate at your brokerage
using tools that we or our partners provide.

Affiliates of The Motley Fool provide individualized investment advice and
investment products. These companies may recommend or hold securities mentioned
in our publications. Editorial personnel have no nonpublic knowledge of our
affiliates' holdings and/or specific recommendations, and the affiliates’
personnel have no knowledge of any editorial content before it is published.


10. YOU BEAR RESPONSIBILITY FOR YOUR FINANCIAL AND INVESTMENT DECISIONS

One of the principal tenets here at the Fool is that the best person to handle
your finances is you. By your use of our Services, you're agreeing that you bear
responsibility for your own investment research and investment decisions. You
also agree that The Motley Fool, its directors, its employees, and its agents
will not be liable for any investment decision made or action taken by you and
others based on news, information, opinion, or any other material published
through our Services.


11. DISCLAIMER OF WARRANTIES AND LIABILITIES

Please read The Motley Fool's Disclaimer, which is incorporated herein by
reference.

The Motley Fool provides a very broad range of information and commentary via
its many Services. Consequently, as a result of the diverse opinions of our
staff, a Fool Service may, from time to time, take actions or issue
recommendations with regard to specific securities that are different from those
taken or issued by another Service we provide.

The Motley Fool does not warrant the completeness or accuracy of the Content
found in our Services or its usefulness for any particular purpose. And although
we have the hardest-working, most talented techies in the business, The Motley
Fool makes no promises that our content or any of the Services will be delivered
to you on an uninterrupted, timely, secure, or error-free basis. In fact, we're
not making any promises or warranties except that we'll do our best to provide
interesting and helpful information, education, and entertainment. Other than
that, we reserve the right to be wrong, stupid, or even foolish (with a small
"f").

Now what does all this mean? It means that you agree that under no circumstances
will The Motley Fool, its employees, or its agents be liable for direct,
indirect, incidental, consequential, punitive, or any other type of damages
resulting from your use, purchase, or downloading of any material on our
Websites, or arising from or related to these Terms or the Privacy Policy, even
if we have been advised of the possibility of such damages. This includes, but
is no way limited to, loss or injury caused in whole or in part by our
negligence or by stuff beyond our control in creating or delivering any of our
Services. This disclaimer of liability does not apply in New Jersey.

The Fool relies on various sources of information that we believe to be accurate
and reliable. There are also literally thousands of contributors here -- most,
we believe, with incredibly interesting and insightful information and opinions
to share. But we can't and won't take responsibility for, or make any claims or
representations about, the accuracy, completeness, or even the truth of every
bit of data, information, and opinion provided through our Services. Remember:
All information and content provided on or by The Motley Fool is to be used on
an "as is, with all faults, we're not perfect" basis.

Obligatory Capitalized Disclaimers of Liability:

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THE WEBSITE AND
PRODUCTS AND SERVICES CONTAINED AND OFFERED ON THE WEBSITE ARE PROVIDED “AS IS”
AND ON AN “AS AVAILABLE” BASIS. NEITHER THE MOTLEY FOOL NOR ANY OF OUR PARTNERS
MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR
OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL
MEET YOUR EXPECTATIONS OR THAT AND ANY ERRORS WILL BE IMMEDIATELY CORRECTED.
NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER
EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR
IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH
RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS,
OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO
THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS
OF THEIR CONTENT.

SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF
LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR
EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR
THIRD-PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED
BY LAW. THIS DISCLAIMER OF WARRANTIES DOES NOT APPLY IN NEW JERSEY.

That was tiresome, but important.


12. COMMUNICATION

Federal or state law may require that we notify you of certain events. You
hereby acknowledge and consent that such notices will be effective upon our
posting them on our websites or sending them to you via email (another reason to
please keep your account settings current). If you do not provide us with
accurate information, we cannot be held liable if we fail to notify you. You may
request that we provide such notices to you in paper format by writing to
General Counsel, The Motley Fool, LLC, 2000 Duke Street, Alexandria, VA 22314.


13. DISPUTE RESOLUTION BY BINDING ARBITRATION AND CLASS ACTION WAIVER

If a dispute arises in connection with your use of our Services or in relation
to any of these Terms (collectively, “Disputes”) our hope is that we can resolve
the matter informally. Accordingly, in the event of a Dispute, we agree to first
contact each other via email with a description of the Dispute and any proposed
resolution. You will email membersupport@fool.com with your concern and The
Motley Fool will contact you via the email address we have on file for you.

If a Dispute cannot be resolved informally, we each agree that except as
provided below, the Dispute will be submitted to final and binding arbitration
before a panel of three arbitrators of the American Arbitration Association
(“AAA”) in a location convenient to you. Either party may commence the
arbitration process by submitting a written demand for arbitration with the AAA,
and providing a copy to the other party. The arbitration will be conducted in
accordance with the provisions of the AAA’s Commercial Dispute Resolutions
Procedures, Supplementary Procedures for Consumer-Related Disputes, in effect at
the time of submission of the demand for arbitration. We will pay all of the
filing costs, including arbitrator fees. Judgment on the award rendered by the
arbitrator may be entered in any court of competent jurisdiction. You expressly
agree to refrain from bringing or joining any claims in any representative or
class-wide capacity, including but not limited to bringing or joining any claims
in any class action or any class-wide arbitration.

YOU UNDERSTAND THAT YOU ARE WAIVING YOUR RIGHT TO HAVE A JUDGE OR JURY DECIDE
YOUR CASE AND TO BE PARTY TO A CLASS OR REPRESENTATIVE ACTION. YOU UNDERSTAND
AND AGREE TO HAVE ANY CLAIMS DECIDED INDIVIDUALLY AND ONLY THROUGH ARBITRATION.

EXCEPTIONS

Notwithstanding the foregoing, the following will not be subject to arbitration
and may be adjudicated only in the state and federal courts of Virginia: (i) any
dispute, controversy, or claim related to or contesting the validity of our
proprietary rights, including without limitation, trademarks, service marks,
copyrights, patents, or trade secrets; or (ii) an action by a party for
temporary, preliminary, or permanent injunctive relief, whether prohibitive or
mandatory, or other provisional relief. You may also file an individual action
in a small claims court in lieu of arbitration.

OPTING OUT

You will have thirty (30) days from the date you submit your personally
identifiable information to opt out of this arbitration agreement. To opt out of
arbitration, you must contact us at The Motley Fool, LLC, 2000 Duke Street,
Alexandria, VA 22314, Attention: Legal Department. If more than thirty (30) days
have passed, you are not eligible to opt out of arbitration.


14. YOUR AGREEMENT TO THESE TERMS

You acknowledge and agree that by agreeing to these Terms electronically you are
expressly agreeing to the terms set forth herein. You acknowledge that your
electronic submission constitutes your agreement and intent to be bound by these
Terms and Conditions.


15. EVERYTHING ELSE

If any provision in these Terms and Conditions is found to be invalid,
unenforceable, or nonsensical, the remaining provisions will continue in full
force and effect. This agreement is and always will be governed by the laws of
the United States of America and the Commonwealth of Virginia (except with
respect to choice of law).You agree that the proper forum for any claim arising
thereunder will be the U.S. Court for the Eastern District of Virginia or the
appropriate Virginia court.

Our Services are directed at a U.S. audience. We cannot warrant that the
Services are appropriate for users outside the United States or that use of the
Services is permitted under the laws of other jurisdictions. All personal data
is maintained in the United States under the terms of our Privacy Policy, which
is also incorporated by reference.

Except as otherwise expressly stated in these Terms and Conditions, there are no
third-party beneficiaries to this agreement.

These Terms and Conditions, including those that are incorporated by reference,
constitute the entire and only agreement between you and The Motley Fool and
govern your use of our sites.

Last Updated: February 25th, 2022https://www.fool.com/legal/stuff-we-own/


PREMIUM INVESTING SERVICES

Invest better with The Motley Fool. Get stock recommendations, portfolio
guidance, and more from The Motley Fool's premium services.

View Premium Services

Making the world smarter, happier, and richer.

 * Facebook
 * Twitter
 * Linked In
 * Pinterest
 * YouTube
 * Instagram
 * Tiktok

© 1995 - 2022 The Motley Fool. All rights reserved.


Market data powered by Xignite.


ABOUT THE MOTLEY FOOL

 * About Us
 * Careers
 * Research
 * Press Inquiries
 * Contact
 * Advertise


OUR SERVICES

 * Stock Advisor
 * Rule Breakers
 * Rule Your Retirement
 * The Ascent
 * All Services


AROUND THE GLOBE

 * Fool UK
 * Fool Australia
 * Fool Canada
 * Fool Deutschland


FREE TOOLS

 * CAPS Stock Ratings
 * Discussion Boards
 * Calculators


OUR AFFILIATES

 * Motley Fool Asset Management
 * Motley Fool Wealth Management
 * Motley Fool Ventures
 * Lakehouse Capital
 * 1623 Capital

 * Terms of Use
 * Privacy Policy
 * Disclosure Policy
 * Accessibility Policy
 * Copyright, Trademark and Patent Information
 * Terms and Conditions
 * Do Not Sell My Personal Information

Current
Globe with Americas shown Caret Up Caret Down angle-left angle-right angle-down
angle-up chevron-left chevron-right Times Bars Search signal Lightbulb Dollar
Alternate Trophy trophy Heart Monitor Heart Rate University University Alternate
Headphones Alternate Headphones Apple Facebook F Twitter LinkedIn In YouTube
Pinterest Instagram rss chevron-right arrow-left arrow-right Tools flag Check
Circle Play Circle Alternate Calendar Clock Envelope Envelope Light User User
Tie User Ninja User Crown signal light rocket Lightning Bolt Lightning Bolt Star
Star Star Exchange Exchange table table SIM Card Dollar Sign Dollar Sign US
Dollar Circle US Dollar Circle Volume Alternate Pencil Question Circle Question
Circle Alternate Sign In Sign In Alternate Sign In Search Grid Grid List-UL
Comments Thumbs up Cog Sign Out Search City LinkedIn Facebook TikTok Arrows-In
Arrows-Out Arrow-Thin-Down Circle-X-Mark Video File-Lines Newspaper Abacus
Icon-Guidance Icon-Investing Icon-Retirement Icon-Broker Icon-Podcast

By clicking “Accept All Cookies”, you agree to the storing of cookies on your
device to enhance site navigation, analyze site usage, and assist in our
marketing efforts. Privacy Policy

Reject All Accept All Cookies
Cookies Settings