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ZA SAVINGS GO, EASY DEPOSIT, 5 SECONDS RECALL, FACIAL AUTHENTICATION,CREATE
TOGETHER, BE DIFFERENT TOGETHER


OPEN ACCOUNT IN AS FAST AS 5 MINUTES, CASHBACK, INTEREST, RATE UP COUPON, GREEN
CARDS, FPS

Get an Account


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Terms & Conditions

You got an Invitation Code

Use my invitation code to get HKD 100 cash reward upon account opening and
deposit HKD 10,000 within 7 days and keep the balance for at least 1 day. You
can also enjoy the 0.31% Savings Go annual interest rate. Terms and Conditions
apply. The above Interest Rate is effective on 5 Nov 2020. Interest Rate is
subject to change as per prevailing market conditions.



How to Open Account?

1. Copy Invitation Code

W4Q8

Copy

Invitation code copied

2. Download ZA Bank app

Search “ZA Bank” from Apple App Store or Google Play Store. To install directly
via apk, please visit and download from bank.za.group. Please switch the store
to Hong Kong if no results were found.

3. Open account / Start the loan application and paste the invitation code!

Remember to input the invitation during the account opening or loan application.
If you see a page “Invitation code is valid” , then you are all set!

*The referee would receive an HKD 500 Loan Cash Coupon when applying for
Instalment Loan, Card Statement Instalment Plan or Debt Consolidation Program
with the invitation code. Upon successful application and drawdown of Instalment
Loan, Card Statement Instalment Program or Debt Consolidation Program with loan
amount of HKD 80,000 or above and tenor of 12 months or above with the coupon,
as well as completion of 7-day cooling-off period, the referee will earn HKD 500
cash reward. Terms and conditions apply. For Instalment Loan, the APR is as low
as 1.8% which is calculated based on a loan amount of HKD1,000,000. Taking a
loan with 12-month tenor as example, the monthly flat rate is 0.081%. Please
refer to the interest rate & monthly repayment table in loan application for
the monthly flat rate of other tenors. The APR is calculated using the method
specified in relevant guidelines issued by the Hong Kong Associations of Banks,
and is rounded up or down to the nearest two decimal places. The APR is a
reference rate, which includes the basic interest rates and other fees and
charges (if applicable) of a product expressed as an annualised rate.

Learn more

 * Hong Kong’s No.1 Virtual Bank
   
   Eligible deposits taken by this Bank are protected by the Deposit Protection
   Scheme (up to a limit of HKD 500,000 or equivalent per depositor). “No. 1
   Virtual Bank” refers to ZA Bank’s leading position derived from the total
   number of users, deposits, assets and income as of 31 December 2022 among the
   eight licensed virtual banks that provides digital banking services (Source:
   Annual reports of eight virtual banks).

 * Account opening as fast as5 minutes

 * Enjoy 0.31% p.a. Savings Go rate
   
   The above Interest Rates are effective on 25 March 2022. They are subject to
   change as per prevailing market conditions. Terms and Conditions apply.

 * Free cash withdrawal at all local VISA ATMs with ZA Card
   
   Supported by Visa, you can enjoy free cash withdrawal at over 3,000 local
   banks' ATMs in HK, and access to almost 3 million ATMs worldwide with the
   physical card.