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Submission: On September 13 via api from US — Scanned from DE
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Client Login About Us Overview Our Purpose and Values People and Leadership Our People Leadership Awards and Recognition Culture of Client Service History Stories of Progress Locations OVERVIEW The Goldman Sachs Group, Inc. is a leading global financial institution that delivers a broad range of financial services across investment banking, securities, investment management and consumer banking to a large and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world. OUR PURPOSE AND VALUES We advance sustainable economic growth and financial opportunity. Our purpose comes to life through our four core values: Client Service, Excellence, Integrity, and Partnership. PEOPLE AND LEADERSHIP Our people are our greatest asset – we say it often and with good reason. It is only with the determination and dedication of our people that we can serve our clients, generate long-term value for our shareholders and contribute to the broader public. Learn more about Our People, Diversity and Inclusion, and our Business Principles and Standards. 1 of 0 What We Do Overview Our Products and Services Investment Banking Consumer & Wealth Management Asset Management Global Markets Research OVERVIEW We deliver a broad range of financial services across investment banking, securities, investment management and consumer banking to a large and diversified client base that includes corporations, financial institutions, governments and individuals. OUR PRODUCTS AND SERVICES Across our divisions, digital platforms, and services, our clients and customers have access to the resources and reach of a unified global firm to help them achieve their goals. INVESTMENT BANKING Provides advice and services to help organizations with mergers and acquisitions, financing and other transactions. CONSUMER & WEALTH MANAGEMENT We work with clients to achieve investment goals and financial well-being and bring an innovative approach to traditional consumer banking activities. ASSET MANAGEMENT We provide investment management solutions across all major asset classes to a diverse set of institutional and individual clients. GLOBAL MARKETS Providing clients with insight, risk management and execution. RESEARCH Our Global Investment Research division provides original, fundamental insights and analysis for clients in the equity, fixed income, currency and commodities markets. 1 of 0 Our Commitments Diversity & Inclusion Overview When Women Lead Making Progress Towards Racial Equity Vendor Diversity Launch With GS Board Diversity Community Engagement Overview 10,000 Small Businesses 10,000 Women Goldman Sachs Gives Community TeamWorks Sustainability Sustainable Finance Sustainability Report One Million Black Women Our Operational Impact DIVERSITY & INCLUSION Our people are our greatest asset – we say it often and with good reason. It is only with the determination and dedication of our people that we can serve our clients, generate long-term value for our shareholders and contribute to the broader public. COMMUNITY ENGAGEMENT Learn how we put our people and capital to work helping women build businesses, entrepreneurs create jobs, volunteers improve their communities and help solve environmental issues. 1 of 0 Insights Overview The Daily Check-In Talks at GS Exchanges at Goldman Sachs Top of Mind Infographics Briefly... Goldman Sachs Research Explore by Topic OVERVIEW Goldman Sachs economists and experts share insights on macro trends shaping the global economy. THE DAILY CHECK-IN As the implications of coronavirus reverberate across markets, industries and the global economy, we’ve launched a daily video series to highlight the latest insights from Goldman Sachs experts around the world, recorded from wherever they are working. TALKS AT GS Goldman Sachs convenes leading thinkers to share insights and ideas shaping the world. EXCHANGES AT GOLDMAN SACHS Exchanges at Goldman Sachs is a podcast where experts from around the firm discuss developments shaping industries, markets and the global economy. TOP OF MIND Allison Nathan of Goldman Sachs Research dives into macro developments that are top of mind for investors, executives and policymakers. INFOGRAPHICS Explore our insights on the economy, industries and emerging trends through interactive infographics. BRIEFLY... Briefly… provides an in-depth look at trends and events shaping markets and the economy, with experts inside and outside of Goldman Sachs. GOLDMAN SACHS RESEARCH Goldman Sachs Research features original insights on the economy, markets and industries, drawn from research teams around the world. EXPLORE BY TOPIC See all our topics that may interest you. 1 of 0 Careers Overview Possibilities Stories Our People Divisions Overview Asset Management Conflicts Resolution Group Consumer and Wealth Management Controllers Corporate and Workplace Solutions Corporate Treasury Engineering Executive Office Finance Firmwide Strategy Global Compliance Global Investment Research Global Markets Human Capital Management Internal Audit Investment Banking Legal Operations Risk Tax Students Students Overview Explore Prepare Programs and Internships Apply Professionals Professionals Overview Explore Prepare Search Jobs and Apply Careers Blog OVERVIEW At Goldman Sachs, we think who you are makes you better at what you do. POSSIBILITIES STORIES See how we are making things possible for our people, clients and communities. OUR PEOPLE Meet our people and learn more about our commitment to diversity. DIVISIONS Goldman Sachs provides a range of investment banking, investment management and securities services for our clients. These services are delivered by teams working across multiple divisions. STUDENTS At Goldman Sachs we turn ideas into reality for our clients and communities around the world. PROFESSIONALS We look for experienced professionals with a passion for excellence who believe in the power of the team, integrity and leadership. CAREERS BLOG Stay on top of what’s happening, get information, and learn about our people and career opportunities. 1 of 0 Investor Relations Overview Corporate Governance Overview Board and Governance Sustainability and Other Reporting Proxy Materials Proxy Materials Annual Report Integrity Hotlines Financials Presentations Creditor Information Contacts 1 of 0 Media Relations Overview Press Releases In the News 1 of 0 Worldwide Office Locations > Australia & New Zealand Brazil France Germany Greater China India Indonesia Italy Japan Korea Mexico Poland Russia Saudi Arabia Spain Switzerland Our Vendor Program LAUNCH WITH GS LEARN MORE GS ACCELERATE LEARN MORE Learn More About Our Use of Cookies exit menu * About Us * Overview * Our Purpose and Values * People and Leadership * Our People * Leadership * Board of Directors * Executive Officers * Management Committee * Awards and Recognition * Culture of Client Service * History * Stories of Progress * Locations * What We Do * Overview * Our Products and Services * Investment Banking * Consumer & Wealth Management * Asset Management * Global Markets * Research * Our Commitments * Diversity & Inclusion * Overview * When Women Lead * Making Progress Towards Racial Equity * Vendor Diversity * Launch With GS * Overview * In the News * Our Perspectives * Advisory Council * The Entrepreneur Cohort * Overview * The 2021 Cohort * Board Diversity * Community Engagement * Overview * 10,000 Small Businesses * United States * United Kingdom * France * 10,000 Women * Goldman Sachs Gives * Community TeamWorks * Sustainability * Sustainable Finance * Sustainability Report * One Million Black Women * Our Operational Impact * Insights * Overview * The Daily Check-In * Talks at GS * Exchanges at Goldman Sachs * Top of Mind * Infographics * Briefly... * Goldman Sachs Research * Explore by Topic * Careers * Overview * Possibilities Stories * Our People * Divisions * Overview * Asset Management * Conflicts Resolution Group * Consumer and Wealth Management * Controllers * Corporate and Workplace Solutions * Corporate Treasury * Engineering * Executive Office * Finance * Firmwide Strategy * Global Compliance * Global Investment Research * Global Markets * Human Capital Management * Internal Audit * Investment Banking * Legal * Operations * Risk * Tax * Students * Students Overview * Explore * Prepare * Programs and Internships * Apply * Professionals * Professionals Overview * Explore * Prepare * Search Jobs and Apply * Careers Blog * Investor Relations * Overview * Corporate Governance * Overview * Board and Governance * Sustainability and Other Reporting * Proxy Materials * Proxy Materials * Annual Report * Integrity Hotlines * Financials * Presentations * Creditor Information * Contacts * Media Relations * Overview * Press Releases * In the News * Worldwide * Office Locations > * Australia & New Zealand * Brazil * France * Germany * Karriere * Greater China * 概观 * 高盛中国简介 * 招贤纳士 * 履行公民义务 * 我们的观点 * India * Overview * About Goldman Sachs * Careers in India * Citizenship in India * Indonesia * Italy * Japan * Korea * Mexico * Poland * Russia * Saudi Arabia * Spain * Switzerland * Our Vendor Program Search here... Go exit search SELECT YOUR SITE Agency Securities Lending Ayco Personal Financial Management Equity Execution Services Client Communications Goldman.com (Private Wealth Management) GSAM.com GS Research Portal Liquidity Investing Marcus Marquee Personal Financial Management Private Bank Select Transaction Banking ARE YOU A STUDENT OR PROFESSIONAL? + more MARKETS IN FINANCIAL INSTRUMENTS DIRECTIVE MIFID II DISCLOSURES The Market in Financial Instruments Directive and Markets in Financial Instruments Regulation (“MiFID II”) comes into effect from 3 January 2018. MiFID II replaces the original Markets in Financial Instruments Directive (“MiFID”) which has been in force since 2007. MiFID II introduces a broad range of provisions, which includes among them: * Building on MiFID market structure provisions, prescribing rules relating to the operation of Regulated Markets, Multilateral Trading Facilities and the newly specified Organised Trading Facilities and requiring mandatory venue trading for certain in-scope equities and OTC derivatives; * Enhancing the Systematic Internaliser regime and pre- and post-trade price transparency rules for equity financial instruments and extending these to equity-like and non-equity financial instruments; * Expanding the transaction reporting requirements to a broader set of financial instruments, introducing quality of execution and top 5 venue reporting requirements and commodities position limit monitoring and reporting requirements; * Enhancing rules on product governance, suitability and appropriateness, client assets, inducements (including research) and costs and charges disclosure; * Introducing obligations relating to indirect clearing and straight through processing of cleared derivatives, algorithmic/high frequency trading systems and controls and increased record keeping requirements. MiFID II requires Goldman Sachs to provide certain information and disclosures to its clients. These disclosures are set out below. Please note that this information may be updated from time-to-time. Disclosures for Goldman Sachs Legal Entities regulated under MiFID II Complaints Handling Policy [PDF, 120 KB] Conflicts of Interest Policy [PDF, 7 KB] Information Statement Relating to Risks in Connection with Title Transfer Collateral Arrangements [PDF, 163 KB] Third Party Inducements [PDF, 18 KB] Goldman Sachs International General Disclosures Systematic Internaliser Commercial Policy – Equity/Equity-like Instruments [PDF, 134 KB] Systematic Internaliser Commercial Policy – Non-Equities Instruments [PDF, 139 KB] EMEA Equity Trading Venue – Rules and Regulations Securities Division and/or Investment Banking Division Clients EMEA Global Markets Division Best Execution Policy [PDF, 293 KB] Best Execution RTS 28 Report 2021 – Professional Qualitative Commentary [PDF, 950 KB] Best Execution RTS 28 Report 2021 – Retail Qualitative Commentary [PDF, 875 KB] Best Execution RTS 28 Report 2021 – Professional Report [XLSX], 23 KB] Best Execution RTS 28 Report 2021 – Retail Report [XLSX], 21 KB] Best Execution RTS 28 Report 2020 – Professional Qualitative Commentary [PDF, 940 KB] Best Execution RTS 28 Report 2020 – Qualitative Commentary [PDF, 927 KB] Best Execution RTS 28 Report 2020 – Professional Report [ZIP, 19 KB] Best Execution RTS 28 Report 2020 – Retail Report [ZIP, 16 KB] Best Execution RTS 28 Best Efforts Report 30 April 2018 – Professional Report [PDF, 674 KB] Best Execution RTS 28 Best Efforts Report 30 April 2018 – Retail Report [PDF, 617 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report [PDF, 564 KB] Best Execution RTS 28 Report 30 April 2019 – Retail Report [PDF, 526 KB] Best Execution RTS 28 Report 30 April 2019 – Retail Report – RFQ Venues [PDF, 322 KB] Best Execution RTS 27 Execution Quality Report Q1 (Jan) 2018 – GSI Revised Report [ZIP, 15 MB] Best Execution RTS 27 Execution Quality Report Q1 (Feb) 2018 – GSI Revised Report [ZIP, 16 MB] Best Execution RTS 27 Execution Quality Report Q1 (Mar) 2018 – GSI Revised Report [ZIP, 16 MB] Best Execution RTS 27 Execution Quality Report Q2 (Apr) 2018 [ZIP, 14 MB] Best Execution RTS 27 Execution Quality Report Q2 (May) 2018 [ZIP, 16 MB] Best Execution RTS 27 Execution Quality Report Q2 (Jun) 2018 [ZIP, 17 MB] Best Execution RTS 27 Execution Quality Report Q3 (Jul) 2018 [ZIP, 26 MB] Best Execution RTS 27 Execution Quality Report Q3 (Aug) 2018 [ZIP, 27 MB] Best Execution RTS 27 Execution Quality Report Q3 (Sep) 2018 [ZIP, 25 MB] Best Execution RTS 27 Execution Quality Report Q4 (Oct) 2018 [ZIP, 28 MB] Best Execution RTS 27 Execution Quality Report Q4 (Nov) 2018 [ZIP, 26 MB] Best Execution RTS 27 Execution Quality Report Q4 (Dec) 2018 [ZIP, 23 MB] Best Execution RTS 27 Execution Quality Report Q1 (Jan) 2019 [ZIP, 28 MB] Best Execution RTS 27 Execution Quality Report Q1 (Feb) 2019 [ZIP, 27 MB] Best Execution RTS 27 Execution Quality Report Q1 (Mar) 2019 [ZIP, 29 MB] Best Execution RTS 27 Execution Quality Report Q2 (Apr) 2019 [ZIP, 21 MB] Best Execution RTS 27 Execution Quality Report Q2 (May) 2019 [ZIP, 23 MB] Best Execution RTS 27 Execution Quality Report Q2 (Jun) 2019 [ZIP, 22 MB] Best Execution RTS 27 Execution Quality Report Q3 (Jul) 2019 [ZIP, 25 MB] Best Execution RTS 27 Execution Quality Report Q3 (Aug) 2019 [ZIP, 24 MB] Best Execution RTS 27 Execution Quality Report Q3 (Sep) 2019 [ZIP, 22 MB] Best Execution RTS 27 Execution Quality Report Q4 (Oct) 2019 [ZIP, 29 MB] Best Execution RTS 27 Execution Quality Report Q4 (Nov) 2019 [ZIP, 27 MB] Best Execution RTS 27 Execution Quality Report Q4 (Dec) 2019 [ZIP, 24 MB] Best Execution RTS 27 Execution Quality Report Q1 (Jan) 2020 [ZIP, 28 MB] Best Execution RTS 27 Execution Quality Report Q1 (Feb) 2020 [ZIP, 26 MB] Best Execution RTS 27 Execution Quality Report Q1 (Mar) 2020 [ZIP, 34 MB] Best Execution RTS 27 Execution Quality Report Q2 (Apr) 2020 [ZIP, 20 MB] Best Execution RTS 27 Execution Quality Report Q2 (May) 2020 [ZIP, 20 MB] Best Execution RTS 27 Execution Quality Report Q2 (Jun) 2020 [ZIP, 30 MB] Best Execution RTS 27 Execution Quality Report Q3 (Jul) 2020 [ZIP, 31 MB] Best Execution RTS 27 Execution Quality Report Q3 (Aug) 2020 [ZIP, 29 MB] Best Execution RTS 27 Execution Quality Report Q3 (Sep) 2020 [ZIP, 32 MB] Cash Equity Venues in EMEA [PDF, 461 KB] FICC Venues in EMEA [PDF, 190 KB] Information on Nature and Risks of Investments for Professional Clients [PDF, 208 KB] Goldman Sachs International, Goldman Sachs Bank Europe SE and Goldman Sachs Paris Inc. et Cie Cost Disclosure Statement (Direct Clearing) [PDF, 431 KB] Goldman Sachs International Clearing Member Risk Disclosures (Direct and Indirect Clearing) [PDF, 358 KB] Goldman Sachs International Direct Client Risk Disclosures (Indirect Clearing) [PDF, 376 KB] Goldman Sachs International Clearing Member Indirect Clearing General Terms and Conditions [PDF, 192 KB] Goldman Sachs International Direct Client Indirect Clearing General Terms and Conditions [PDF, 312 KB] Summary of the Product Governance Policy [PDF, 82 KB] Summary of the Goldman Sachs Allocation Policy [PDF, 80 KB] Private Wealth Management (PWM) Clients * Private Wealth Management Best Execution Policy for Goldman Sachs International, Goldman Sachs Bank Europe SE , Goldman Sachs International Bank and any other trading subsidiary of The Goldman Sachs Group, Inc. in the European Economic Area * English * Italian * Spanish * Private Wealth Management Product Information and Risks Booklet * English * Italian * Spanish Goldman Sachs International Bank EMEA Global Markets Division Best Execution Policy [PDF, 293 KB] Best Execution RTS 28 Report 2021 – Qualitative Commentary [PDF, 549 KB] Best Execution RTS 28 Report 2021 – Professional Report -SFTs [PDF, 13 KB] Best Execution RTS 28 Report 2020 – Qualitative Commentary [PDF, 736 KB] Best Execution RTS 28 Report 2020 – Professional Report [ZIP, 11 KB] Best Execution RTS 28 Report 2020 – Professional Report - SFTs [ZIP, 11 KB] Best Execution RTS 28 Best Efforts Report 30 April 2018 – Professional Report [PDF, 514 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report [PDF, 476 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report - SFTs [PDF, 412 KB] Best Execution RTS 27 Execution Quality Report Q1 2018 – Sigma X MTF Revised Report [ZIP, 6 MB] Best Execution RTS 27 Execution Quality Report Q2 2018 – Sigma X MTF [ZIP, 8 MB] Best Execution RTS 27 Execution Quality Report Q3 2018 – Sigma X MTF [ZIP, 9 MB] Best Execution RTS 27 Execution Quality Report Q4 2018 – Sigma X MTF [ZIP, 10 MB] Best Execution RTS 27 Execution Quality Report Q1 2019 – Sigma X MTF [ZIP, 11 MB] Best Execution RTS 27 Execution Quality Report Q2 2019 – Sigma X MTF [ZIP, 10 MB] Best Execution RTS 27 Execution Quality Report Q3 2019 – Sigma X MTF [ZIP, 10 MB] Best Execution RTS 27 Execution Quality Report Q4 2019 – Sigma X MTF [ZIP, 10 MB] Best Execution RTS 27 Execution Quality Report Q1 2020 – Sigma X MTF [ZIP, 10 MB] Best Execution RTS 27 Execution Quality Report Q2 2020 – Sigma X MTF [ZIP, 9 MB] Best Execution RTS 27 Execution Quality Report Q3 2020 – Sigma X MTF [ZIP, 11 MB] Cash Equity Venues in EMEA [PDF, 461 KB] FICC Venues in EMEA [PDF, 190 KB] Information on Nature and Risks of Investments for Professional Clients [PDF, 208 KB] Goldman Sachs Asset Management International (GSAMI) GSAMI Execution Policy [PDF, 417 KB] Best Execution RTS 28 Report 2021 – Qualitative Commentary [PDF, 743 KB] Best Execution RTS 28 Report 2021 – Professional Report [XLSX], 22 KB] Best Execution RTS 28 Report 2021 – Professional Report – RFQ Venues [XLSX], 18 KB] Best Execution RTS 28 Report 2021 – Professional Report – SFT [XLSX], 18 KB] Best Execution RTS 28 Report 2021 – Professional Report – SFT RFQ [XLSX], 14 KB] Best Execution RTS 28 Report 2020 – Qualitative Commentary [PDF, 839 KB] Best Execution RTS 28 Report 2020 – Professional Report [ZIP, 20 KB] Best Execution RTS 28 Report 2020 – SFT Report [ZIP, 12 KB] Best Execution RTS 28 Report 2020 – Professional Report – RFQ Venues [ZIP, 15 KB] Best Execution RTS 28 Best Efforts Report 30 April 2018 – Professional Report [PDF, 494 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report [PDF, 692 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report - SFTs [PDF, 494 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report – RFQ Venues [PDF, 325 KB] Goldman Sachs Bank Europe SE EMEA Equity Trading Venue – Rules and Regulations EMEA Global Markets Division Best Execution Policy [PDF, 293 KB] Best Execution RTS 28 Report 2021 – Professional Qualitative Commentary [PDF, 940 KB] Best Execution RTS 28 Report 2021 – Retail Qualitative Commentary [PDF, 863 KB] Best Execution RTS 28 Report 2021 – Professional Report [PDF, 25 KB] Best Execution RTS 28 Report 2021 – Retail Report [PDF, 21 KB] Best Execution RTS 28 Report 2020 – Professional Qualitative Commentary [PDF, 925 KB] Best Execution RTS 28 Report 2020 – Qualitative Commentary [PDF, 901 KB] Best Execution RTS 28 Report 2020 – Professional Report [ZIP, 16 KB] Best Execution RTS 28 Report 2020 – Retail Report [ZIP, 14 KB] Best Execution RTS 28 Best Efforts Report 30 April 2018 – Professional Report [PDF, 692 KB] Best Execution RTS 28 Best Efforts Report 30 April 2018 – Retail Report [PDF, 676 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report [PDF, 516 KB] Best Execution RTS 28 Report 30 April 2019 – Retail Report [PDF, 526 KB] Best Execution RTS 27 Execution Quality Report Q1 2019 [PDF, 56 KB] Best Execution RTS 27 Execution Quality Report Q2 2019 [ZIP, 475 KB] Best Execution RTS 27 Execution Quality Report Q3 2019 [ZIP, 500 KB] Best Execution RTS 27 Execution Quality Report Q4 2019 [ZIP, 494 KB] Best Execution RTS 27 Execution Quality Report Q1 2020 [ZIP, 218 KB] Best Execution RTS 27 Execution Quality Report Q2 2020 [ZIP, 298 KB] Best Execution RTS 27 Execution Quality Report Q3 2020 [ZIP, 660 KB] Cash Equity Venues in EMEA [PDF, 461 KB] FICC Venues in EMEA [PDF, 190 KB] Information on Nature and Risks of Investments for Professional Clients [PDF, 208 KB] Goldman Sachs Bank Europe SE Clearing Member Risk Disclosures (Direct and Indirect Clearing) [PDF, 373 KB] Goldman Sachs Bank Europe SE Direct Client Risk Disclosures (Indirect Clearing) [PDF, 328 KB] Goldman Sachs Bank Europe SE Direct Client Indirect Clearing General Terms and Conditions [PDF, 194 KB] Goldman Sachs Bank Europe SE Clearing Member Indirect Clearing General Terms and Conditions [PDF, 341 KB] Important Information for IBD Retail Clients [PDF, 34 KB] Important Information for IBD Professional Clients [PDF, 34 KB] Important Information for GM Clients [PDF, 216 KB] Systematic Internaliser Commercial Policy – Equity/Equity-like Instruments [PDF, 28 KB] Systematic Internaliser Commercial Policy – Non-Equity Instruments [PDF, 135 KB] Wichtige Informationen für PWM Kunden [PDF, 228 KB] Summary Client Asset Protection PWM [PDF, 122 KB] Goldman Sachs Paris et Cie EMEA Global Markets Division Best Execution Policy [PDF, 293 KB] Best Execution RTS 28 Report 2021 – Qualitative Commentary [PDF, 460 KB] Best Execution RTS 28 Report 2021 – Professional Report [PDF, 11 KB] Best Execution RTS 28 Report 2020 – Qualitative Commentary [PDF, 457 KB] Best Execution RTS 28 Report 2020 – Professional Report [ZIP, 9 KB] Best Execution RTS 28 Best Efforts Report 30 April 2018 – Professional Report [PDF, 556 KB] Best Execution RTS 28 Report 30 April 2019 – Professional Report [PDF, 483 KB] Cash Equity Venues in EMEA [PDF, 461 KB] FICC Venues in EMEA [PDF, 190 KB] Information on Nature and Risks of Investments for Professional Clients [PDF, 208 KB] Goldman Sachs Paris et Cie Clearing Member Risk Disclosures (Direct Clearing) [PDF, 366 KB] Other Goldman Sachs Entities Goldman Sachs & Co. LLC – Clearing Member Risk Disclosures and General Terms and Conditions [PDF, 267 KB] Goldman Sachs & Co. LLC – Direct Client Risk Disclosures and General Terms and Conditions [PDF, 251 KB] Goldman Sachs Bank AG - Direct Client Disclosure Document [PDF, 488 KB] * Privacy and Cookies * Ad Choices * Terms & Conditions * Security & Fraud Awareness * Regulatory Disclosures * Site Map * Client Logins * Employee Login * Alumni Network * Mobile View * * * * * * @GoldmanSachs * @GSCareers * @GS10KWomen * @GS10KSmallBiz © 2021 Goldman Sachs