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Are you a veterinarian or practice manager? Learn how Pawlicy Advisor can help
your patients

Pawlicy Advisor for Veterinary Practices

For Veterinary Practices

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 * PET INSURANCE
 * TOOLS & RESOURCES
 * ABOUT US

 * 
 * 
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Get Quotes


COMPARE TOP PET INSURANCE QUOTES AND COVERAGE ALL IN ONE PLACE. INSTANTLY.

 * Personalized recommendations
 * Compare top providers side-by-side
 * Uncover hidden savings
   on pet insurance

Get my pet's quote
→
Return to existing quote
Check out our Pawlicy Advisor buyer's guarantee.



FEATURED IN

Excellent


Out of 100% reviews
on


HOW TO GET THE BEST PET HEALTH INSURANCE PLAN THROUGH PAWLICY ADVISOR IN 5 MIN

1

USE ONE SIMPLE FORM (1 MIN) TO GET OVER 100+ QUOTES IN ONE PLACE

 * Trigger analysis across hundreds of policies
 * Get quotes from ASPCA, Pets Best, Embrace, Pumpkin, and more
 * Uncover savings hidden in fine-print


2

COMPARE TOP PET INSURANCE COMPANIES SIDE-BY-SIDE (2 MINS)

 * Personalized comparison charts
 * See recommendations based on your pet's unique data
 * Easily filter by lowest price, most coverage, and more


3

BUY YOUR PERFECT PET INSURANCE POLICY (2 MINS)

 * Customize your policy and see price changes instantly
 * Enter your payment info and enroll before your next vet bill
 * Access your policy immediately



OVER 2,438,795+ DOGS AND CATS HAVE PET INSURANCE ACROSS THE U.S.

Get Quotes →


UNDERSTAND DIFFERENCES BETWEEN INSURANCE & ROUTINE CARE ADD-ONS

Pet Insurance
Companies
Routine Care
(Wellness Coverage)
100% Free
Company
Rating
Pet Age
Claims
Reimbursement
4.1 | 4964 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

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4.0 | 4005 Reviews
Minimum to enroll
7 weeks
Expiration date
180 days
Average wait time
7 days

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4.2 | 4964 Reviews
Minimum to enroll
6 weeks
Expiration date
60 days after next policy renewal date
Average wait time
10 days

--------------------------------------------------------------------------------

4.6 | 891 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days after date of service
Average wait time
7 days

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4.3 | 637 Reviews
Minimum to enroll
0 weeks
Expiration date
90 days
Average wait time
10 days

--------------------------------------------------------------------------------

4.8 | 1016 Reviews
Minimum to enroll
8 weeks
Expiration date
90 days after end of policy term
Average wait time
1-7 days

--------------------------------------------------------------------------------

4.0 | 1552 Reviews
Minimum to enroll
8 weeks
Expiration date
180 days
Average wait time
8 days

--------------------------------------------------------------------------------

4.3 | 282 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

--------------------------------------------------------------------------------

4.3 | 1367 Reviews
Minimum to enroll
6 weeks
Expiration date
90 days
Average wait time
6 days

Compare and buy pet
health
insurance from top providers in minutes.
Get quotes →
Check out our Pawlicy Advisor buyer's guarantee.


THOUSANDS OF PET PARENTS TRUST PAWLICY ADVISOR

JAMIE M, PET OWNER

Pawlicy Advisor is the coolest thing ever! There is so much pet insurance
information overload out there, yet not enough specificity based on your/your
pet's individual circumstances. Pawlicy Advisor asks you a few simple questions
and they helped me boil down the important information about various plans,
compare plans based on a number of differe...
Read more

KATHLEEN M, PET OWNER

I'm so glad my vet recommended Pawlicy Advisor! I was able to compare plans
without going to a multitude of sites to get the same information. I chose the
insurance plan that I could afford and my rates are exactly the same as if I had
bought it from their website. I'm very happy that Abby Rose has insurance. She's
a 7 year old rescue in good healt...
Read more

BRETT B, PET OWNER

Great experience and value for coverage in my three pets. Auto applied the
discounts and gave me a better price than what I found attempting direct and
other websites. Thanks!
Excellent


Out of 100% reviews on


FREQUENTLY ASKED QUESTIONS

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FREQUENTLY ASKED QUESTIONS

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Still have questions?

Our customer service team is here to help!

Pawlicy Advisor
2 Overhill Rd Ste 400
Scarsdale, NY 10583
fetch@pawlicy.com
Live Chat
Available when you need us
How does Pawlicy Advisor make it easy to buy the right pet insurance plan?

We partner with leading pet insurance companies to help pet owners find a great
deal on the right coverage - so you don’t have to spend hours comparing
companies to find the best pet insurance.

By analyzing each unique pet, hundreds of policy variations, and each plan’s
fine print, Pawlicy Advisor provides:

 * Data-driven advice from neutral, licensed insurance experts

 * Personalized recommendations to best protect against your breed’s specific
   health risks

 * Customizable policy options to fit your budget

By comparing coverage and pricing differences, we can help your pet get the care
they need and save you money.

What's the best pet insurance?

Every pet is different. There is no one-size-fits-all pet insurance. This means
it’s important to find a plan that covers your pet’s unique health risks, fits
your budget, and comes from a reputable company.

For example, the best pet insurance for a dog in New York is going to be very
different from the best pet insurance for a cat in California.

Additionally, some plans that look to be the cheapest today may not be the
cheapest across the lifespan of your pet, and some providers even offer
discounts for insuring multiple pets (automatically added when you use Pawlicy
Advisor).

There are also your personal preferences. How important is it to cover the exam
fee? What reimbursement rate, annual deductible, and coverage limit best suit
your needs? Are you looking for the best coverage, the lowest cost, or something
balanced in between?

Use Pawlicy Advisor to automatically analyze top-rated pet insurance companies,
compare quotes, and customize coverage all in one place.

Compare Quotes →
How are Pawlicy Advisor’s services free? How does Pawlicy make money?

As a licensed insurance brokerage, Pawlicy is paid a commission by the pet
insurance company when we help you buy a plan for your pet – you're not paying a
cent extra to work with us.

Pawlicy Advisor is 100% free to use. No commitment. No fees.

How is Pawlicy Advisor different from other insurance websites?

Most websites - whether they’re tailored to a specific company or a publisher
with insurance pages - negotiate different commission fees with each partner.
This can lead to a bias to recommend one partner over another.

At Pawlicy Advisor, we’ve standardized our payment model - so when we recommend
one partner over another, it’s because we truly believe it’s a great fit for
you.

Our data-driven approach and objective education is one reason why Pawlicy
Advisor is the Preferred Business Provider of pet insurance recommended by the
American Animal Hospital Association.

Is Pawlicy Advisor an insurance company?

Pawlicy Advisor is an independent marketplace, comparison tool, and education
platform - not an insurance carrier. In other words, we don’t sell our own
insurance - we help pet owners learn about which options are best for them, we
help them compare quotes and offer licensed advice, and we help them save money
with a great deal from a top brand.

Some of the top brands we’ve integrated into our platform to help provide pet
owners with personalized recommendations and transparency include:

 * Embrace Pet Insurance
 * Pets Best Pet Insurance
 * ASPCA Pet Health Insurance
 * Pumpkin Pet Insurance
 * Fetch by the Dodo (previously Petplan)
 * Figo Pet Insurance
 * Hartville Pet Insurance
 * Metlife Pet Insurance (previously PetFirst)
 * Prudent Pet Insurance

We also recognize that pet insurance may not be right for everyone, and provide
a spectrum of payment solutions to make veterinary care more affordable. Some of
our veterinary financing and discount plan partners include:

 * Care Credit

 * PetAssure

Because we’re an independent third party, our advice and support services remain
unbiased toward any one partner.

Shouldn't I buy directly from the pet insurance company?

When you shop through Pawlicy Advisor, Pawlicy.com connects directly to the pet
insurance company to make it easy to complete your purchase.

We understand that some people may still prefer to check out the provider’s
site, so we offer a link to each site within the platform, it’s entirely up to
you.

Of course, when customers purchase on pawlicy.com they support our free services
and help spread the word to other pet parents.

How does pet insurance coverage work?

Pet insurance helps provide peace of mind for unexpected vet bills. Most pet
insurance plans work on a reimbursement model, which means they pay you back for
veterinary care after your deductible is met, depending on the policy you have.

Pet insurance can cover unexpected accidents & illnesses, including surgery,
tests & diagnostics, emergency treatment, hospitalization fees, foreign object
ingestion, cancer treatment, and some even cover hereditary conditions,
prescription medication, and alternative therapies. Since 1 in 3 pets will need
emergency veterinary treatment every year, this could save you thousands in
veterinary expenses.

Pet insurance plans that work on a reimbursement model can be used at any
licensed veterinary practice or animal hospital.

Some things that are generally not covered include pre-existing conditions,
elective procedures (like unnecessary cosmetic surgeries), and
routine/preventive care. As pre-existing conditions are not covered, most people
enroll within 6 months of adopting before any conditions arise. This is
especially important for breeds that tend to suffer from hereditary conditions
like hip dysplasia. If you’re interested in reimbursement for routine/preventive
care, look for a Wellness Plan add-on.

Some key terms to know:

 * Reimbursement rate: The percentage of covered costs you’ll be reimbursed for
   a claim after your deductible is met. Some plans do offer 100% reimbursement
   rates.

 * Deductible: The amount you need to pay before your reimbursement rate kicks
   in. Some plans do offer $0 deductibles.

 * Coverage Limit: The limit on the amount the insurance company will pay you.
   Some plans do offer unlimited coverage limits.

 * Premium: The amount you pay each month to maintain your coverage. You can
   lower your premium by decreasing your reimbursement rate, increasing your
   deductible, or decreasing your coverage limit. Some plans do offer a discount
   if you pay annually.

 * Pre-existing conditions: Conditions that have arisen before your coverage
   kicks in. If your pet has a diagnosis, or if symptoms are present before your
   coverage is active, that specific condition will not be covered (nor will any
   issues related to that condition).

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18 minute read

HOW PET INSURANCE WORKS: YOUR ESSENTIAL GUIDE

--------------------------------------------------------------------------------

17 minute read

HOW TO COMPARE PET INSURANCE PLANS

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5 minute read

WHY PAWLICY ADVISOR IS THE BEST TOOL FOR BUYING PET INSURANCE


GET YOUR PET THE PROTECTION IT NEEDS, TODAY

Get quotes →
Check out our Pawlicy Advisor buyer's guarantee.

The Pet Insurance Marketplace

ABOUT PET INSURANCE
How Pet Insurance Works
Is Pet Insurance Worth It?
How To Compare Plans
Pet Insurance Advice
Why Pawlicy Advisor
Dog Insurance
Cat Insurance
TOOLS & RESOURCES
Get Quotes
Compare Providers
Pet Insurance by State
Find Vets Near Me
Pet Health Tips
Pet Insurance Dictionary
Charitable Grants
For Veterinary Practices

OUR PARTNERS
ASPCA Pet Health Insurance
Embrace Pet Insurance
Fetch Pet Insurance
Figo Pet Insurance
Hartville Pet Insurance
MetLife Pet Insurance
Pets Best Pet Insurance
Prudent Pet Insurance
Pumpkin Pet Insurance
ABOUT PAWLICY ADVISOR
About Us
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Terms Of Use
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Your Privacy Choices

Pawlicy Advisor

2 Overhill Rd Ste 400 Scarsdale, NY 10583
(866) 729-5429 | fetch@pawlicy.com
© 2024 Pawlicy Advisor Inc, All Rights Reserved
Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the
state of California.
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