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 * Buy A Home
 * Refinance
 * Today’s Rates
 * Loan Options
    * 30 Year Fixed Mortgage
    * 15 Year Fixed Mortgage
    * Adjustable Rate Mortgage
    * FHA Loans
    * VA Loans
    * Jumbo Loans
    * 203K Loans
    * HECM Mortgage

 * Popular Tools
    * Pre-Approval Letter
    * Refinance Analysis
    * Mortgage Calculator

 * About
    * Blog
    * AdvantageFirst Lending, Inc.
    * Our Team
    * Reviews
    * Contact Us

   
   
   
 * Apply
 * (888) 966-4892

(888) 966-4892 apply now


SHOP MORTGAGE OPTIONS & COMPARE RATES FOR FREE!

Whether you’re a first-time buyer or want to refinance at a lower rate, my team
can help.

Home Purchase Qualifier Refinance Rate Checker

4.9
Out of5 Stars

Overall rating of 1,941 3rd-party reviews
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1 out of 5 stars

Daniel Redding February 27, 2024

AdvantageFirst murders trees to send unsolicited spam using information they
purchased about people who don't do business with them. That's how you can tell
real quality.


5 out of 5 stars

Jackie Lee February 27, 2024

I just closed on a refinance with Advantage First Lending Inc. I consider myself
blessed to have had the opportunity to work with James Arus. His comm...

I just closed on a refinance with Advantage First Lending Inc. I consider myself
blessed to have had the opportunity to work with James Arus. His communication
skills are magnificent. He was punctual in returning my calls or text and his
mannerism is superb. I had a few rather complicated situations but with his help
and guidance I was able to conquer all of the obstacles facing me. I never felt
overwhelmed or alone. I felt like a team member from start to finish. It was an
amazing journey but in the end I was able to reap the fruits of our hard labor.
Thank you James for your dedication and determination to see me through all of
the stumbling rocks I encountered!

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1 out of 5 stars

Lisa Springsteen February 27, 2024

I was connected with an individual named Chris Moreno back in January who took
my information and was optimistic he could help us. Now it is almost M...

I was connected with an individual named Chris Moreno back in January who took
my information and was optimistic he could help us. Now it is almost March and I
have done nothing but struggle to get follow up from him. No farther today than
I was the day we started communicating. He claimed his brother erased all of his
Google calendar appointments and once ge got that straight he would reach out.
Crickets. If you cannot help someone just be honest.

Read More Read Less


5 out of 5 stars

Chris Pederson February 8, 2024

Advantage 1st made our refi simple and easy. Great customer service, good
communication and transparency throughout. Thank you to Jamie for getting ev...

Advantage 1st made our refi simple and easy. Great customer service, good
communication and transparency throughout. Thank you to Jamie for getting
everything situated and Ashley for helping get it all wrapped up. I recommend
this company!

Read More Read Less


5 out of 5 stars

Alicia Hutchinson December 31, 2023

I was so pleased with the service I received from AdvantageFirst Lending Inc
.Caleb Martinez and Ashley Adams went above and beyond to help me obtain ...

I was so pleased with the service I received from AdvantageFirst Lending Inc
.Caleb Martinez and Ashley Adams went above and beyond to help me obtain my
loan. They were always so very kind, and responsive to my multiple questions and
calls. I was hesitant to seek out an equity loan at first, but I’m so glad I
did! The quality of customer service I received was amazing, and I would
recommend their establishment to anyone seeking a home loan and looking for over
the top customer service.

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5 out of 5 stars

Craig Ahrens December 12, 2023

Robert helped us complete a refinance and he answered questions, was easy to
contact, and insured the process went smoothly and according to plan.


5 out of 5 stars

The Santos Family December 7, 2023

Great and friendly especially Jamie who helped us so much during
the refinancing.


5 out of 5 stars

Denise West December 4, 2023

We had a great experience with AdvantageFirst Lending Company! Angelo was great
and made the process really easy and go very smoothly. He was always...

We had a great experience with AdvantageFirst Lending Company! Angelo was great
and made the process really easy and go very smoothly. He was always available
for questions and explained things very thoroughly in an easy to understand
manner. I highly recommend him and the company!

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5 out of 5 stars

Heather Younger November 30, 2023

Travis was amazing to work with. He kept us informed throughout the process. He
helped us during a very stressful time to get things back on track. I...

Travis was amazing to work with. He kept us informed throughout the process. He
helped us during a very stressful time to get things back on track. I would
highly recommend working with him. I know we will for all our future needs.

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5 out of 5 stars

Heriberto Bejarano November 30, 2023

Ashley was so understanding and helpful in guiding us through the process to
follow. She assisted above and beyond in helping us gather the necessary ...

Ashley was so understanding and helpful in guiding us through the process to
follow. She assisted above and beyond in helping us gather the necessary
documents throughout. Us senior citizens not thoroughly familiar with the
process, she was a godsend. We highly recommend her.!!

Read More Read Less


5 out of 5 stars

Anna Mendoza November 29, 2023

The easiest and fastest refinance ever!!! Kory Bennion and Ashley Adam’s were a
pleasure to work with!!


5 out of 5 stars

Orlando Zayas November 28, 2023

I contacted your company and Lucas Anderson was the person that assisted me. His
customer service and knowledge was excellent. My wife and I are very ...

I contacted your company and Lucas Anderson was the person that assisted me. His
customer service and knowledge was excellent. My wife and I are very pleased
with the service we received and will continue to do business with your company.
Mr. Anderson was very helpful explaining every step and available to answer all
our questions.

Read More Read Less


5 out of 5 stars

Justine Green November 16, 2023

Ante was absolutely incredible to work with! We were first time home buyers and
as usual ran into so many hiccups and he went above and beyond for us....

Ante was absolutely incredible to work with! We were first time home buyers and
as usual ran into so many hiccups and he went above and beyond for us. He even
helped us find new realtors as the ones we first started with, didn't go so
well. His communication and promptness to everything helped us close on our
first home SO QUICKLY! We could not have been happier with our experience and
will definitely be giving him a call when we want to refinance :)

Read More Read Less


5 out of 5 stars

Meghan Devlin November 5, 2023

Lucas Anderson helped us out and was great to work with! Friendly, knowledgeable
and would recommend.


5 out of 5 stars

Saldanareuben October 2, 2023

Larry was always there when needed! He went above and beyond for me. Weeks after
we closed he still would call to check up on me and ask how everythin...

Larry was always there when needed! He went above and beyond for me. Weeks after
we closed he still would call to check up on me and ask how everything went.
Highly recommend Larry, you won’t be disappointed!

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KNOW YOUR OPTIONS & GET PRE-APPROVED WITH OUR QUICK & EASY TOOLS


GET YOUR FREE PRE−APPROVAL LETTER

Find out how much home you can afford by getting pre-approved for your next home
loan now.


GET YOUR FREE PRE−APPROVAL LETTER

Find out how much home you can afford by getting pre-approved for your next home
loan now.

Get Started Now


ANALYZE YOUR REFINANCE OPTIONS

This free calculator crunches the numbers for you. Find out exactly how much
money you can save by refinancing.


ANALYZE YOUR REFINANCE OPTIONS

This free calculator crunches the numbers for you. Find out exactly how much
money you can save by refinancing.

Refinance


COMPARE TODAY'S MORTGAGE RATES

Browse today's rate comparisons to see which individual mortgage terms make the
most sense for you.


COMPARE TODAY'S MORTGAGE RATES

Browse today's rate comparisons to see which individual mortgage terms make the
most sense for you.

Get Started Now


6 WAYS WE HELP YOU LOCK IN LOWER RATES

Let our experienced team of Mortgage Advisors guide you through the buying or
refinancing process quickly, efficiently, and confidently.

1


SECURE YOUR HOME PURCHASE LOANS

Rates are competitive — so it’s a great time to buy! We’ll help you apply for,
compare, and choose a home purchase loan that makes your dream home an
affordable reality.

2


REFINANCE FOR BETTER RATES

Take advantage of today’s great terms to significantly lower your monthly
payment, the interest you pay over the life of your loan, or both. How will you
use the money we put back in your pocket?

3


COMPARE RATES & PICK THE BEST

You wouldn’t accept the first offer at the car lot, so don’t just take your
first mortgage offer. Use our rate comparison tool to shop around and find the
terms that work best for you.

4


GET YOUR LOAN FUNDED FASTER

Other lenders giving you the runaround? Our fast funding options mean you’ll
never miss out on the house you really want.

5


EVALUATE YOUR PROPERTY

Know where you stand. With your up-to-date property evaluation in hand, you’ll
be better equipped to choose the loan terms that fit your goals.

6


GET A CASH-OUT REFINANCE

Take advantage of your home’s equity with a cash-out refinance — and put your
home loan to
work for you.

Get a FREE Personalized Rate Quote Now!


YOUR HOME LOAN COULD BE
FULLY FUNDED 21 DAYS FROM NOW

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online
loan application. Move through the approval process quickly and seamlessly. When
you work with AdvantageFirst Lending Inc. for your home loan or refinance, you
can get your money and do what you want with it - usually in less than 30 days..


PICK THE RIGHT HOME PURCHASE LOAN FOR YOU

Becoming a homeowner all depends on finding the best possible loan scenario for
your unique situation. We’re here to help you make that choice.


ACCOMPLISH YOUR STRATEGIC REFINANCE

Want some financial wiggle room? Planning to upgrade your home? We’ll help you
choose a refinance rate that saves you meaningful money. What you do with it is
up to you.


SHOP AROUND FOR THE BEST RATE

As the potential homeowner, YOU hold all the power. Before signing your first
loan offer, browse our rate comparisons to make sure you’re getting the best
deal and the right-fit terms.

Get Started Now

> We truly appreciate the work you provided for our family! Crystal Raiford

> Whole process took 1 month from beginning to close. Mathew Helms

> Had a great experience working with Ashley Adams & Michael Iacouzze
> at AdvantageFirst. Christine Shiomi

> We found our experience with AdvantageFirst lending to be a very
> positive experience. Melanie Harley

> I highly recommend working with Chris Daniel. Cindy R.


GET YOUR MORTGAGE RATE QUOTE IN JUST 30 SECONDS!

Mortgage rates change every day, and your rate will vary based on your location,
finances, and other factors. Get your FREE customized rate comparison below:

Get My FREE Rate Quote Now

AdvantageFirst Lending, Inc. offering personalized mortgage solutions, fast
customized quotes, great rates, & service with integrity.

GENERAL

 * Purchase
 * Refinance
 * Today’s Rates

SUPPORT

 * AdvantageFirst Lending, Inc.
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CONTACT INFO

 * 22342 Avenida Empresa, Ste. 100
   Rancho Santa Margarita, CA 92688
 * info@advantage1st.com
 * (888) 966-4892

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 * NMLS CONSUMER ACCESS

Copyright © 2024 | AdvantageFirst Lending, Inc.
NMLS #1209177 Licensed In: AZ, CA, CO, FL, GA, ID, IL, MD, ME, MI, NJ, NC, OH,
OR, PA, SC, TN, TX & WA | BRE: #01957524

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5 Star Rating by Christopher P. 02/09/24 close