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Submitted URL: http://www.loandepot.com/rwardlow
Effective URL: https://www.loandepot.com/loan-officers/rwardlow
Submission: On October 13 via api from US — Scanned from DE
Effective URL: https://www.loandepot.com/loan-officers/rwardlow
Submission: On October 13 via api from US — Scanned from DE
Form analysis 6 forms found in the DOM
GET /search
<form action="/search" id="searchform" class="searchbox ng-pristine ng-valid" method="get">
<input type="search" class="searchbox-input search-input focus-outline" onkeyup="toggleSearchSubmitButton();" id="q" name="q" value="" aria-label="Search Field" data-page-size="10" data-page-number="1"
data-context-info="{A6DD44F6-0FB2-491C-9BCD-DA9C8D9124AA}" placeholder="">
<button class="searchbox-submit external-search-button" type="submit" id="searchicon" aria-haspopup="true" aria-expanded="false" aria-label="Search loanDepot website">
<span class="sr-only">Search</span>
<i class="icn-search" aria-hidden="true"></i>
</button>
<span class="searchbox-icon"></span>
</form>GET /search
<form action="/search" id="searchform" class="mobileSearchbox searchMobile ng-pristine ng-valid" method="get">
<input type="text" autocomplete="on" class="mobile-search-input search-input focus-outline" placeholder="" id="qMobile" name="q" value="" aria-label="Search" data-page-size="10" data-page-number="1"
data-context-info="{A6DD44F6-0FB2-491C-9BCD-DA9C8D9124AA}" onkeyup="toggleSearchSubmitMobile();">
<button class="searchbox-submit external-search-button" type="submit" id="searchMobile" aria-haspopup="true" aria-expanded="false" aria-label="Search loanDepot website">
<span class="sr-only">Search</span>
<i class="icn-search"></i>
</button>
<span class="mobile-searchbox-icon"></span>
</form>HomePurchaseCalculator
<form id="PurchaseCalculator" data-qa="calcHomePurchase" action="HomePurchaseCalculator" class="ng-pristine ng-valid">
<div class="row calculator">
<div class="col-xs-12 col-md-6">
<div class="form-group">
<label for="Purchase_LoanAmount">Home Price</label>
<input class="currency-control form-control" data-a-dec="." data-a-pad="2" data-a-sep="," data-a-sign="$" data-qa="HomePrice" id="Purchase_LoanAmount" name="Purchase.LoanAmount" placeholder="Home Price" type="text" value="250000">
</div>
<div class="form-group">
<label for="Purchase_TermInYears">Loan Term</label>
<select class="form-control" data-qa="Terms" id="Purchase_TermInYears" name="Purchase.TermInYears">
<option value="40">40 Year</option>
<option selected="selected" value="30">30 Year</option>
<option value="20">20 Year</option>
<option value="15">15 Year</option>
<option value="10">10 Year</option>
</select>
</div>
<div class="form-group">
<label for="Purchase_InterestRate">Interest Rate</label>
<input class="percent-control form-control" data-a-dec="." data-a-sep="," data-a-sign="%" data-qa="InterestRate" id="Purchase_InterestRate" name="Purchase.InterestRate" type="text" value="5">
</div>
<div class="form-group">
<label for="Purchase_DownPaymentAmount">Down Payment</label>
<input class="currency-control form-control" data-a-dec="." data-a-pad="2" data-a-sep="," data-a-sign="$" data-qa="DownPayment" id="Purchase_DownPaymentAmount" name="Purchase.DownPaymentAmount" type="text" value="50000">
</div>
</div>
<div id="PurchaseEstimate" class="col-xs-12 col-md-6 text-xs-center results">
<p class="purple cal_title">Mortgage Estimate</p>
<p>Mortgage Amount</p>
<p class="output green display-amount cal_amount">$200,000</p>
<p>Total Cost of Mortgage</p>
<p class="output green display-amount cal_amount">$386,512</p>
<p>Your Monthly Payment *</p>
<p class="output purple display-amount cal_amount cal_amount_final">$1,074</p>
</div>
</div>
<div class="row">
<div class="col-xs-12 text-xs-center">
<p class="legal">* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply</p>
<p>
<input type="submit" id="SubmitPurchaseCalculator" value="Calculate" class="btn btn-alt btn-lg">
</p>
</div>
</div>
</form>RefinanceMortgageCalculator
<form id="RefinanceCalculator" data-qa="calcRefinance" action="RefinanceMortgageCalculator" class="ng-pristine ng-valid">
<!-- Update the qa attribute on all form elements to match the name attribute -->
<div class="row calculator">
<div class="col-xs-12 col-md-6">
<div class="form-group">
<label for="Refinance_CurrentBalance">Current Mortgage Balance</label>
<input class="currency-control form-control" data-a-dec="." data-a-pad="2" data-a-sep="," data-a-sign="$" data-qa="CurrentMonthlyBalance" id="Refinance_CurrentBalance" name="Refinance.CurrentBalance" placeholder="Current Balance" type="text"
value="250000">
</div>
<div class="form-group">
<label for="Refinance_CurrentMonthlyPayment">Current Monthly Payment</label>
<input class="currency-control form-control" data-a-dec="." data-a-pad="2" data-a-sep="," data-a-sign="$" data-qa="CurrentMonthlyPayment" id="Refinance_CurrentMonthlyPayment" name="Refinance.CurrentMonthlyPayment"
placeholder="Current Monthly Payment" type="text" value="1950">
</div>
<div class="form-group">
<label for="Refinance_CurrentInterestRate">Current Interest Rate</label>
<input class="percent-control form-control" data-a-dec="." data-a-sep="," data-a-sign="%" data-qa="CurrentInterestRate" id="Refinance_CurrentInterestRate" name="Refinance.CurrentInterestRate" placeholder="Current Interest Rate" type="text"
value="6.5">
</div>
<div class="form-group">
<label for="Refinance_NewInterestRate">New Interest Rate</label>
<input class="percent-control form-control" data-a-dec="." data-a-sep="," data-a-sign="%" data-qa="NewInterestRate" id="Refinance_NewInterestRate" name="Refinance.NewInterestRate" placeholder="New Interest Rate" type="text" value="5">
</div>
<div class="form-group">
<label for="Refinance_NewTerms">New Loan Term</label>
<select class="form-control" data-qa="NewTerms" id="Refinance_NewTerms" name="Refinance.NewTerms">
<option value="40">40 Year</option>
<option selected="selected" value="30">30 Year</option>
<option value="20">20 Year</option>
<option value="15">15 Year</option>
<option value="10">10 Year</option>
</select>
</div>
</div>
<div id="RefinanceEstimate" class="col-xs-12 col-md-6 text-xs-center results">
<p class="purple cal_title">Savings Estimate</p>
<p>New Monthly Payment *</p>
<p class="output green display-amount cal_amount">$1,342</p>
<p>Your Monthly Savings</p>
<p class="output purple display-amount cal_amount cal_amount_final">$608</p>
</div>
</div>
<div class="row">
<div class="col-xs-12 text-xs-center">
<p class="legal">* Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply</p>
<p>
<input type="submit" id="SubmitRefinanceCalculator" value="Calculate" class="btn btn-alt btn-lg">
</p>
</div>
</div>
</form>Name: MessageForm — POST
<form id="MessageForm" name="MessageForm" method="post" autocomplete="on" class="ng-pristine ng-valid-mask ng-invalid ng-invalid-required ng-valid-maxlength ng-valid-email ng-valid-pattern" novalidate="">
<div class="alert-danger ng-hide ng-binding" ng-show="$globals.submitError != null"></div>
<input type="hidden" id="formID" name="FormID" value="{A80CDD49-22ED-4504-B3E1-AF41E70A6946}" autocomplete="off">
<input type="hidden" id="leadId" name="leadId" ng-model="$globals.leadId" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty">
<input type="hidden" id="itemID" name="itemID" value="{A6DD44F6-0FB2-491C-9BCD-DA9C8D9124AA}" autocomplete="off">
<input type="hidden" id="UniversalLeadId" name="UniversalLeadId" autocomplete="off" value="AFCC4F95-693B-7816-A146-9F03C9294C04">
<script type="text/javascript">
$(document).ready(function() {
if ($("#AssignedToOwnerEmail").length && $('#IsBranchForm').val()) {
$("#AssignedToOwnerEmail").val("RWardlow@loandepot.com");
}
if ($('#IsBranchForm').val() && $("#tcpa").length) {
$('#contact-form p#tcpa-disclaimer').html($('#tcpa').val());
}
});
app.controller("LOBranchMessageController", ["$scope", "$injector", function($scope, $injector) {
var $ctrl = this;
$ctrl.formId = "{62CBA113-B9B8-4111-8B6B-84DFE3EC15DA}";
$scope.$parent.$on("leadValid", function(e, lead) {
$ctrl.loadedFromServer = lead.loadedFromServer;
assignObject($ctrl.model, $ctrl.model, lead);
});
$ctrl.states = states;
$ctrl.initialModel = {
FirstName: null,
LastName: null,
Email: null,
Mobile: null,
AssignedToOwnerEmail: null,
IsBranchForm: "true",
RecordTypeName: "Retail Mortgage",
TcpaOptIn: "true",
LoanTypeValues: [{
value: "Refinance",
text: "Refinance"
}, {
value: "Purchase",
text: "Purchase"
}],
LoanType: null,
Description: null,
Submit: "Message Me",
tcpa: "By submitting this form, you are authorizing loanDepot.com, LLC and its corporate parents, affiliates and partners to deliver or cause to be delivered to you (including through agents and authorized third-parties) telemarketing promotions for products or services in addition to those about which you are applying, but that may be of interest to you using an automatic telephone dialing system or an artificial or prerecorded voice and text messages to the phone numbers you provided above. You are not required to sign this agreement as a condition of purchasing any property, goods, or services.",
};
$ctrl.init = function() {
$ctrl.model = angular.copy($ctrl.initialModel);
if ($injector.has("formService")) {
$injector.get("formService").modelInitialized(this, $ctrl.model);
}
}
$ctrl.init();
}]);
</script>
<ng-form id="LOBranchMessageForm" name="LOBranchMessageForm" autocomplete="on" ng-controller="LOBranchMessageController as $simpleForm" ng-show="$globals.canShowForm('LOBranchMessageForm')"
class="ng-pristine ng-scope ng-valid-mask ng-invalid ng-invalid-required ng-valid-maxlength ng-valid-email ng-valid-pattern">
<div class="">
<div class="form-group">
<div class="row ">
<div class="col-md-6 col-lg-6 p16">
<label for="FirstName" id="lbl_FirstName">First Name *</label>
<input type="text" id="FirstName" class="form-control required ng-pristine ng-untouched ng-empty ng-invalid ng-invalid-required ng-valid-maxlength" required="" name="FirstName" ng-model="$simpleForm.model.FirstName" maxlength="40"
autocomplete="given-name">
<span role="alert" class="help-block ng-hide text-ruby-200" aria-invalid="true" ng-show="LOBranchMessageForm['FirstName'].$invalid && LOBranchMessageForm['FirstName'].$touched">Error: First Name Required</span>
</div>
<div class="col-md-6 col-lg-6 p16">
<label for="LastName" id="lbl_LastName">Last Name *</label>
<input type="text" id="LastName" class="form-control required ng-pristine ng-untouched ng-empty ng-invalid ng-invalid-required ng-valid-maxlength" required="" name="LastName" ng-model="$simpleForm.model.LastName" maxlength="60"
autocomplete="family-name">
<span role="alert" class="help-block ng-hide text-ruby-200" aria-invalid="true" ng-show="LOBranchMessageForm['LastName'].$invalid && LOBranchMessageForm['LastName'].$touched">Error: Last Name Required</span>
</div>
</div>
</div>
<div class="form-group">
<div class="row ">
<div class="col-md-6 col-lg-6">
<label for="Email" id="lbl_Email">Email *</label>
<input autocomplete="email" type="email" id="Email" class="form-control required ng-pristine ng-untouched ng-empty ng-valid-email ng-invalid ng-invalid-required ng-valid-pattern ng-valid-maxlength" required="" name="Email"
ng-model="$simpleForm.model.Email" maxlength="68"
ng-pattern="/^(?=.{1,254}$)(?=.{1,64}@)[-!#$%&'*+/0-9=?A-Z^_`a-z{|}~]+(\.[-!#$%&'*+/0-9=?A-Z^_`a-z{|}~]+)*@[A-Za-z0-9]([A-Za-z0-9-]{0,61}[A-Za-z0-9])?(\.[A-Za-z0-9]([A-Za-z0-9-]{0,61}[A-Za-z0-9])?)+$/">
<span role="alert" class="help-block ng-hide text-ruby-200" aria-invalid="true" ng-show="LOBranchMessageForm['Email'].$invalid && LOBranchMessageForm['Email'].$touched">Error: Email required</span>
</div>
<div class="col-md-6 col-lg-6">
<label for="Mobile" id="lbl_Mobile">Phone *</label>
<input autocomplete="tel" type="tel" id="Mobile" class="form-control required ng-pristine ng-untouched ng-valid-mask ng-empty ng-invalid ng-invalid-required" required="" name="Mobile" ng-model="$simpleForm.model.Mobile"
ui-mask="(999) 999-9999" ui-mask-placeholder="" ui-mask-placeholder-char="X" placeholder="(XXX) XXX-XXXX">
<span role="alert" class="help-block ng-hide text-ruby-200" aria-invalid="true" ng-show="LOBranchMessageForm['Mobile'].$invalid && LOBranchMessageForm['Mobile'].$touched">Error: Phone Required</span>
</div>
</div>
</div>
<div class="form-group">
<div class="row ">
<div class="">
<input type="hidden" id="AssignedToOwnerEmail" class="ng-pristine ng-untouched ng-valid ng-empty" name="AssignedToOwnerEmail" ng-model="$simpleForm.model.AssignedToOwnerEmail" autocomplete="off" value="RWardlow@loandepot.com">
</div>
<div class="">
<input type="hidden" id="IsBranchForm" class="ng-pristine ng-untouched ng-valid ng-not-empty" name="IsBranchForm" ng-model="$simpleForm.model.IsBranchForm" value="true" autocomplete="off">
</div>
<div class="">
<input type="hidden" id="RecordTypeName" class="ng-pristine ng-untouched ng-valid ng-not-empty" name="RecordTypeName" ng-model="$simpleForm.model.RecordTypeName" value="Retail Mortgage" autocomplete="off">
</div>
<div class="">
<input type="hidden" id="TcpaOptIn" class="ng-pristine ng-untouched ng-valid ng-not-empty" name="TcpaOptIn" ng-model="$simpleForm.model.TcpaOptIn" value="true" autocomplete="off">
</div>
</div>
</div>
<div class="form-group">
<div class="row ">
<div class="col-md-12 col-lg-12 loantype-wrapper">
<label for="LoanType" id="lbl_LoanType">I'm looking for a</label>
<div class="form-radio" id="LoanType" role="radiogroup" aria-labelledby="rad_LoanType">
<fieldset>
<span class="sr-only" id="rad_LoanType">I'm looking for a</span>
<legend></legend>
<input type="radio" role="radio" id="RefinanceLoanType" class="ng-pristine ng-untouched ng-valid ng-empty" name="LoanType" ng-model="$simpleForm.model.LoanType" value="Refinance" aria-label="Refinance">Refinance <input type="radio"
role="radio" id="PurchaseLoanType" class="ng-pristine ng-untouched ng-valid ng-empty" name="LoanType" ng-model="$simpleForm.model.LoanType" value="Purchase" aria-label="Purchase">Purchase
</fieldset>
</div>
<span role="alert" class="help-block ng-hide text-ruby-200" aria-invalid="true" ng-show="LOBranchMessageForm['LoanType'].$invalid && LOBranchMessageForm['LoanType'].$touched"></span>
</div>
</div>
</div>
<div class="form-group">
<div class="row ">
<div class="col-md-12 col-lg-12">
<label for="Description" id="lbl_Description">Message</label>
<textarea id="Description" class="form-control ng-pristine ng-untouched ng-valid ng-empty ng-valid-maxlength" name="Description" ng-model="$simpleForm.model.Description" maxlength="31000" placeholder="How can I help you today?"
rows="10"></textarea>
<span role="alert" class="help-block ng-hide text-ruby-200" aria-invalid="true" ng-show="LOBranchMessageForm['Description'].$invalid && LOBranchMessageForm['Description'].$touched"></span>
</div>
</div>
</div>
<div class="form-group">
<div class="row ">
<div class="btn-cta-wrapper col-md-12">
<input class="button ng-pristine ng-untouched ng-valid ng-not-empty" id="Submit" type="submit" value="Message Me" ng-disabled="LOBranchMessageForm.$invalid|| $globals.isLoading()" ng-click="$globals.SubmitJson($event); " name="Submit"
ng-model="$simpleForm.model.Submit" data-track-button-click="true" data-mixpanel="true" data-adobe="true" data-action="Message Submit Button Clicked MBE" disabled="disabled">
</div>
</div>
</div>
<div class="form-group">
<div class="row ">
<div class="">
<input type="hidden" id="tcpa" class="ng-pristine ng-untouched ng-valid ng-not-empty" name="tcpa" ng-model="$simpleForm.model.tcpa"
value="By submitting this form, you are authorizing loanDepot.com, LLC and its corporate parents, affiliates and partners to deliver or cause to be delivered to you (including through agents and authorized third-parties) telemarketing promotions for products or services in addition to those about which you are applying, but that may be of interest to you using an automatic telephone dialing system or an artificial or prerecorded voice and text messages to the phone numbers you provided above. You are not required to sign this agreement as a condition of purchasing any property, goods, or services."
autocomplete="off">
</div>
</div>
</div>
</div>
</ng-form>
</form>Name: wizardForm —
<form class="wizard-steps ng-pristine ng-invalid ng-invalid-required ng-valid-pattern ng-valid-minlength ng-valid-maxlength ng-valid-email" name="wizardForm" novalidate="" ld-register-masks="">
<!--
Description: Product Selection
-->
<div class="not-step" data-step="1" data-step-name="mortgage-product">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-3 product-selection">
<h2 class="heading ng-binding" role="alert" id="loantype_rg"> What type of loan? <span class="sr-only">Use tab key to navigate between radio buttons.</span>
</h2>
<div class="card-options" role="radiogroup" aria-labeledby="loantype_rg">
<!-- ngRepeat: (cardName, card) in productCards --><a class="radio-card product purchase" ng-repeat="(cardName, card) in productCards" data-product="purchase" aria-label="Purchase Loan Option" ng-click="selectCard(card, productCards)" ng-class="{ 'selected': product === card.slug }" role="radio" tabindex="0" aria-checked="false" ng-keyup="($event.keyCode === 13 || $event.keyCode === 32) && selectCard(card, productCards)">
<div class="icon-wrapper">
<img ng-src="/Areas/LoanDepot/Images/icons/purchase.svg" alt="choose purchase loan product" src="/Areas/LoanDepot/Images/icons/purchase.svg">
<img ng-src="/Areas/LoanDepot/Images/icons/purchase-color.svg" alt="choose purchase loan product" aria-hidden="true" src="/Areas/LoanDepot/Images/icons/purchase-color.svg">
</div>
<div class="title ng-binding">Purchase</div>
<div class="checkbox">
<img width="100%" src="/Areas/LoanDepot/Images/icons/checkmark.svg" alt="Checkmark">
</div>
</a><!-- end ngRepeat: (cardName, card) in productCards --><a class="radio-card product refinance" ng-repeat="(cardName, card) in productCards" data-product="refinance" aria-label="Refinance Loan Option" ng-click="selectCard(card, productCards)" ng-class="{ 'selected': product === card.slug }" role="radio" tabindex="0" aria-checked="false" ng-keyup="($event.keyCode === 13 || $event.keyCode === 32) && selectCard(card, productCards)">
<div class="icon-wrapper">
<img ng-src="/Areas/LoanDepot/Images/icons/refinance.svg" alt="choose refinance loan product" src="/Areas/LoanDepot/Images/icons/refinance.svg">
<img ng-src="/Areas/LoanDepot/Images/icons/refinance-color.svg" alt="choose refinance loan product" aria-hidden="true" src="/Areas/LoanDepot/Images/icons/refinance-color.svg">
</div>
<div class="title ng-binding">Refinance</div>
<div class="checkbox">
<img width="100%" src="/Areas/LoanDepot/Images/icons/checkmark.svg" alt="Checkmark">
</div>
</a><!-- end ngRepeat: (cardName, card) in productCards -->
</div>
<div>
<button type="button" ng-click="goForward()" ng-disabled="!product" class="btn btn-primary ng-binding" disabled="disabled">Continue</button>
</div>
</div>
</div>
<!--
Description: Loan Officer
-->
<div class="not-step" data-step="2" data-step-name="loan-officer-question">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-0 loan-officer" aria-labelledby="loanofficer_question">
<p class="kicker ng-binding"></p>
<h2 class="heading ng-binding" role="alert" id="loanofficer_question">Are you currently working with anyone at loanDepot?</h2>
<p class="paragraph ng-binding">If you're already working with a loan officer, this will save you time by connecting you with the right person.</p>
<div class="two-button-group">
<button type="button" class="btn-ghost ng-binding" ng-click="openModal('#loan-officer', 'open')" ng-keyup="($event.keyCode === 13 || $event.keyCode === 32) && openModal('#loan-officer', 'open')"
ng-class="{'selected': loanOfficer === 'Yes'}" aria-label="Yes Option" tabindex="0">Yes</button>
<button id="selectLoanOfficerNo" type="button" class="btn-ghost g-recaptcha ng-binding" data-sitekey="6LcNOK4dAAAAANH4CTEP5p_KHJfDELhsqjkX94dW" data-callback="recaptchaNoCallback" data-size="invisible"
ng-class="{'selected': loanOfficer === 'No'}" aria-label="No Option">No</button>
</div>
</div>
</div>
<!--
Description: Zip Code
-->
<div data-step="3" data-step-name="zip-code" role="alert">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-0 zip-code">
<p class="kicker ng-binding">: of </p>
<h2 class="heading ng-binding" id="zipcode" role="alert">Where is the property located?</h2>
<div class="zip-field" aria-labelledby="zipcode">
<input type="text" autocomplete="on" class="form-control zipField ng-pristine ng-untouched ng-empty ng-invalid ng-invalid-required ng-valid-pattern ng-valid-minlength ng-valid-maxlength" name="zip" ng-model="form.zip" ng-minlength="5"
ng-maxlength="5" valid-zip-required="" required="" ng-pattern="/^\d{5}$/" placeholder="5-digit zip code" aria-label="5-digit zip code" aria-describedby="zipcode_digits" ng-change="getPostalData($event)"
ng-keyup="$event.keyCode === 13 && form.city && form.state && goForward()"
ng-class="{ 'complete': form.city && form.state, 'error': !wizardForm.zip.$error.minlength && !wizardForm.zip.$error.required && wizardForm.zip.$invalid }" maxlength="5">
<span class="city-state ng-binding ng-hide" ng-show="form.city && form.state">, </span>
<span id="zipcode_digits" role="alert" class="error-text ng-binding ng-hide" ng-show="!wizardForm.zip.$error.minlength && !wizardForm.zip.$error.required && wizardForm.zip.$invalid">Please enter a valid ZIP code to
continue.</span>
</div>
<div class="help-text ng-binding" ng-show="!form.city && !form.state"> Location is used to determine rates and allows us to connect you with a loan officer in your area. </div>
<button type="button" class="btn btn-primary ng-binding" ng-disabled="!form.city && !form.state && !form.zip.length" ng-click="goForward()" disabled="disabled">Continue</button>
</div>
</div>
<!--
Description: Finance Amount
-->
<div data-step="4" data-step-name="finance-amount">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-0 finance-amount" aria-labelledby="sliderLabel-global">
<p class="kicker ng-binding">: of </p>
<h2 class="heading" role="alert" id="sliderLabel-global">
<span ng-show="product === 'purchase'" class="ng-binding ng-hide"> What is the estimated purchase price? </span>
<span ng-show="product === 'refinance'" class="ng-binding ng-hide"> How much is remaining on your mortgage? </span>
</h2>
<div class="range-selector">
<div class="rzslider ng-isolate-scope" id="slider-global" rz-slider-model="slider.value" rz-slider-options="slider.options" aria-label="Remaining Mortgage Slider"><span class="rz-bar-wrapper"><span class="rz-bar"></span></span> <span
class="rz-bar-wrapper" style="visibility: hidden; width: 0px; left: 0px;"><span class="rz-bar rz-selection" ng-style="barStyle"></span></span> <span class="rz-pointer rz-pointer-min" ng-style="minPointerStyle" role="slider"
aria-valuenow="260000" aria-valuetext="$260,001 to 280,000" aria-valuemin="0" aria-valuemax="2000000" tabindex="0" aria-labelledby="sliderLabel-global" style="left: 0px;"></span> <span class="rz-pointer rz-pointer-max"
ng-style="maxPointerStyle" style="display: none;"></span> <span class="rz-bubble rz-limit rz-floor" style="visibility: hidden; left: 0px;">$1 to 20,000</span> <span class="rz-bubble rz-limit rz-ceil"
style="visibility: hidden; left: 0px;">$2,000,001 to 2,020,000</span> <span class="rz-bubble" style="visibility: visible; left: 0px;">$260,001 to 280,000</span> <span class="rz-bubble" style="visibility: hidden;"></span> <span
class="rz-bubble" style="visibility: hidden;"></span>
<ul ng-show="showTicks" class="rz-ticks ng-hide"><!-- ngRepeat: t in ticks track by $index --></ul>
</div>
<div class="limit-labels">
<div class="min ng-binding">$0</div>
<div class="max ng-binding">$2M+</div>
</div>
</div>
<div>
<button type="button" class="btn btn-primary ng-binding" ng-disabled="false" ng-click="goForward()">Continue</button>
</div>
</div>
</div>
<!--
Description: Down Payment (only applies to purchase journey)
-->
<div data-step="5" ng-class="{'not-step': product === 'refinance'}" data-step-name="down-payment">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-0 down-payment" aria-labelledby="downPaymentSliderLabel-global">
<p class="kicker ng-binding">: of </p>
<h2 class="heading ng-binding" role="alert" id="downPaymentSliderLabel-global">How much will you pay as your down payment?</h2>
<div class="range-selector">
<div class="rzslider ng-isolate-scope" id="downPaymentSlider-global" rz-slider-model="downPaymentSlider.value" rz-slider-options="downPaymentSlider.options" aria-label="Down Payment Slider"><span class="rz-bar-wrapper"><span
class="rz-bar"></span></span> <span class="rz-bar-wrapper" style="visibility: hidden; width: 0px; left: 0px;"><span class="rz-bar rz-selection" ng-style="barStyle"></span></span> <span class="rz-pointer rz-pointer-min"
ng-style="minPointerStyle" role="slider" aria-valuenow="20" aria-valuemin="0" aria-valuemax="100" tabindex="0" aria-labelledby="downPaymentSliderLabel-global" style="left: 0px;"></span> <span class="rz-pointer rz-pointer-max"
ng-style="maxPointerStyle" style="display: none;"></span> <span class="rz-bubble rz-limit rz-floor" style="visibility: hidden; left: 0px;">undefined</span> <span class="rz-bubble rz-limit rz-ceil"
style="visibility: hidden; left: 0px;">undefined</span> <span class="rz-bubble" style="visibility: visible; left: 0px;">undefined</span> <span class="rz-bubble" style="visibility: hidden;"></span> <span class="rz-bubble"
style="visibility: hidden;"></span>
<ul ng-show="showTicks" class="rz-ticks ng-hide"><!-- ngRepeat: t in ticks track by $index --></ul>
</div>
<div class="limit-labels">
<div class="min ng-binding">0%</div>
<div class="max ng-binding">100%</div>
</div>
</div>
<div class="loan-amount">
<div class="loan-amount-copy ng-binding"> Estimated Loan Amount </div>
<div class="loan-amount-value ng-binding"> $ </div>
</div>
<div>
<button type="button" class="btn btn-primary ng-binding" ng-disabled="false" ng-click="goForward()">Continue</button>
</div>
</div>
</div>
<!--
Description: Estimate Credit
-->
<div data-step="6" data-step-name="credit">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-7 offset-lg-0 estimate-credit">
<p class="kicker ng-binding">: of </p>
<h2 class="heading ng-binding" role="alert" id="credit-estimate"> How is your credit? <span class="sr-only">Use tab key to navigate between radio buttons.</span>
<!-- ngRepeat: (cardName, card) in creditCards --><span ng-repeat="(cardName, card) in creditCards" class="ng-scope">
<!-- ngIf: card.selected -->
</span><!-- end ngRepeat: (cardName, card) in creditCards --><span ng-repeat="(cardName, card) in creditCards" class="ng-scope">
<!-- ngIf: card.selected -->
</span><!-- end ngRepeat: (cardName, card) in creditCards --><span ng-repeat="(cardName, card) in creditCards" class="ng-scope">
<!-- ngIf: card.selected -->
</span><!-- end ngRepeat: (cardName, card) in creditCards --><span ng-repeat="(cardName, card) in creditCards" class="ng-scope">
<!-- ngIf: card.selected --><span ng-if="card.selected" class="sr-only ng-binding ng-scope">Excellent radio button checked</span><!-- end ngIf: card.selected -->
</span><!-- end ngRepeat: (cardName, card) in creditCards -->
</h2>
<div class="credit-cards" role="radiogroup" aria-labelledby="credit-estimate">
<!-- ngRepeat: (cardName, card) in creditCards --><a class="radio-card credit ng-scope" ng-repeat="(cardName, card) in creditCards" credit="" option"="" role="radio" ng-click="selectCard(card, creditCards)" ng-keyup="($event.keyCode === 13 || $event.keyCode === 32) && selectCard(card, creditCards)" ng-class="{ 'selected': card.selected || card.title === form.creditScore }" tabindex="0" aria-label="Poor" aria-checked="false">
<div class="copy">
<div class="title ng-binding">
Poor
</div>
<div class="description ng-binding">
≤619
</div>
</div>
<div class="checkbox">
<img width="100%" ng-src="/Areas/LoanDepot/Images/icons/checkmark.svg" alt="Checkmark" src="/Areas/LoanDepot/Images/icons/checkmark.svg">
</div>
</a><!-- end ngRepeat: (cardName, card) in creditCards --><a class="radio-card credit ng-scope" ng-repeat="(cardName, card) in creditCards" credit="" option"="" role="radio" ng-click="selectCard(card, creditCards)" ng-keyup="($event.keyCode === 13 || $event.keyCode === 32) && selectCard(card, creditCards)" ng-class="{ 'selected': card.selected || card.title === form.creditScore }" tabindex="0" aria-label="Fair" aria-checked="false">
<div class="copy">
<div class="title ng-binding">
Fair
</div>
<div class="description ng-binding">
620-679
</div>
</div>
<div class="checkbox">
<img width="100%" ng-src="/Areas/LoanDepot/Images/icons/checkmark.svg" alt="Checkmark" src="/Areas/LoanDepot/Images/icons/checkmark.svg">
</div>
</a><!-- end ngRepeat: (cardName, card) in creditCards --><a class="radio-card credit ng-scope" ng-repeat="(cardName, card) in creditCards" credit="" option"="" role="radio" ng-click="selectCard(card, creditCards)" ng-keyup="($event.keyCode === 13 || $event.keyCode === 32) && selectCard(card, creditCards)" ng-class="{ 'selected': card.selected || card.title === form.creditScore }" tabindex="0" aria-label="Good" aria-checked="false">
<div class="copy">
<div class="title ng-binding">
Good
</div>
<div class="description ng-binding">
680-719
</div>
</div>
<div class="checkbox">
<img width="100%" ng-src="/Areas/LoanDepot/Images/icons/checkmark.svg" alt="Checkmark" src="/Areas/LoanDepot/Images/icons/checkmark.svg">
</div>
</a><!-- end ngRepeat: (cardName, card) in creditCards --><a class="radio-card credit ng-scope selected" ng-repeat="(cardName, card) in creditCards" credit="" option"="" role="radio" ng-click="selectCard(card, creditCards)" ng-keyup="($event.keyCode === 13 || $event.keyCode === 32) && selectCard(card, creditCards)" ng-class="{ 'selected': card.selected || card.title === form.creditScore }" tabindex="0" aria-label="Excellent" aria-checked="true">
<div class="copy">
<div class="title ng-binding">
Excellent
</div>
<div class="description ng-binding">
720+
</div>
</div>
<div class="checkbox">
<img width="100%" ng-src="/Areas/LoanDepot/Images/icons/checkmark.svg" alt="Checkmark" src="/Areas/LoanDepot/Images/icons/checkmark.svg">
</div>
</a><!-- end ngRepeat: (cardName, card) in creditCards -->
</div>
<div class="help-text ng-binding"> Estimating your score will not harm your credit and will help us provide a range of available rates. </div>
<div>
<button type="button" class="btn btn-primary ng-binding" ng-disabled="!form.creditScore" ng-click="goForward()">Continue</button>
</div>
</div>
</div>
<!--
Description: First and Last Name
-->
<div data-step="7" data-step-name="name">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-0 first-last-name">
<p class="kicker ng-binding">: of </p>
<h2 class="heading ng-binding" role="alert" id="loan_for">Who is the loan for?</h2>
<input class="form-control ng-pristine ng-untouched ng-empty ng-invalid ng-invalid-required ng-valid-minlength" type="text" name="firstName" autocomplete="on" placeholder="First Name" required="" aria-label="First Name"
aria-labelledby="loan_for" aria-invalid="false" autocapitalize="words" ng-model="form.firstName" minlength="1"
ng-keyup="$event.keyCode === 13 && wizardForm.firstName.$valid && wizardForm.lastName.$valid && goForward()">
<input class="form-control ng-pristine ng-untouched ng-empty ng-invalid ng-invalid-required ng-valid-minlength" type="text" name="lastName" autocomplete="on" placeholder="Last Name" required="" aria-label="Last Name" aria-labelledby="loan_for"
aria-invalid="false" autocapitalize="words" ng-model="form.lastName" minlength="1" ng-keyup="$event.keyCode === 13 && wizardForm.firstName.$valid && wizardForm.lastName.$valid && goForward()">
<div class="help-text ng-binding" ng-show="wizardForm.firstName.$invalid || wizardForm.lastName.$invalid"> You'll have a chance to add a co-borrower at a later time, if you like. </div>
<div>
<button type="button" class="btn btn-primary ng-binding" ng-disabled="wizardForm.firstName.$invalid || wizardForm.lastName.$invalid" ng-click="goForward()" disabled="disabled">Continue</button>
</div>
</div>
</div>
<!--
Description: Phone Number
-->
<div data-step="8" data-step-name="phone-number">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-0 phone-number">
<p class="kicker ng-binding">: of </p>
<h2 class="heading ng-binding" role="alert" id="phone-number">Where can we reach you?</h2>
<input class="form-control phoneField ng-pristine ng-untouched ng-empty ng-invalid ng-invalid-required ng-valid-pattern ng-valid-maxlength" type="tel" autocomplete="on" name="phone" placeholder="Phone"
ng-pattern="/^(\([0-9]{3}\) |[0-9]{3}-)[0-9]{3}-[0-9]{4}$/" required="" aria-label="Phone" aria-labelledby="phone-number" aria-invalid="false" maxlength="14" ng-model="form.phone"
ng-keyup="$event.keyCode === 13 && wizardForm.phone.$valid && goForward()">
<div class="help-text ng-binding" ng-show="wizardForm.phone.$invalid"> We'll use this number to connect you with a loan officer in your area. It will not be shared or sold. </div>
<div>
<button type="button" class="btn btn-primary" ng-disabled="wizardForm.phone.$invalid" ng-click="goForward()" disabled="disabled">Continue</button>
</div>
</div>
</div>
<!--
Description: Email Address
-->
<div data-step="9" data-step-name="email">
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-0 email-address">
<p class="kicker ng-binding">: of </p>
<h2 class="heading ng-binding" role="alert" id="email-address">What's your email?</h2>
<input class="form-control ng-pristine ng-untouched ng-empty ng-valid-email ng-invalid ng-invalid-required ng-valid-pattern" type="email" name="email" placeholder="Email" ng-model="form.email" required="" aria-label="Email"
aria-labelledby="email-address" aria-invalid="false" ng-pattern="/^(([^<>()\[\]\\.,;:\s@"]+(\.[^<>()\[\]\\.,;:\s@"]+)*)|(".+"))@((\[[0-9]{1,3}\.[0-9]{1,3}\.[0-9]{1,3}\.[0-9]{1,3}])|(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,}))$/"
ng-keyup="$event.keyCode === 13 && wizardForm.email.$valid && goForward(null, true)" ng-blur="wizardForm.email.$valid && goForward()">
<div class="help-text ng-binding" ng-show="wizardForm.email.$invalid"> We are committed to protecting your personal information. We only use this information to contact your regarding your inquiry. </div>
<div>
<button id="btn-wizard-submit" type="button" class="btn btn-primary ng-binding" ng-disabled="wizardForm.email.$invalid" ng-click="goForward(null, true)" disabled="disabled">See If I'm Approved</button>
</div>
</div>
</div>
<!-- Loader to display after submit -->
<div class="loading ng-hide" ng-show="isLoading" style="z-index: 1;">
<i class="fa fa-spinner fa-spin fa-3x" aria-hidden="true" style="color: #501283"></i>
</div>
<!-- Mobile Back Button -->
<a class="col-xs-12 wizard-back-button mobile ng-hide" ng-hide="step === 1" ng-click="goBack()" ng-keyup="($event.keyCode ===13 || $event.keyCode === 32) && goBack()" aria-label="Back" tabindex="0">
<div class="btn-text">Back</div>
</a>
<!-- Phone FAB -->
<a class="phone-fab" href="tel:(630) 824-3655" target="_blank" aria-label="Call (630) 824-3655" tabindex="0">
<img src="/Areas/LoanDepot/Images/icons/phone-fab.svg" width="100%" alt="(630) 824-3655">
</a>
<!-- Disclaimer(s) -->
<div class="col-xs-12 col-md-8 offset-md-2 col-lg-6 offset-lg-3 ng-hide" ng-show="step === 8">
<p class="disclaimer phone ng-binding"> By clicking "continue", you are authorizing loanDepot.com, LLC and its corporate parents, affiliates and partners to deliver or cause to be delivered to you (including through agents and authorized
third-parties) telemarketing promotions for products or services in addition to those about which you are applying, but that may be of interest to you using an automatic telephone dialing system or an artificial or prerecorded voice and text
messages to the phone numbers you provided above. You are not required to sign this agreement as a condition of purchasing any property, goods, or services. </p>
</div>
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Chairman's Elite
RICCARDO WARDLOW
Sr. Loan Consultant · NMLS: 219402
Apply Now Opens in a new window Contact Me
Knowledge Cafe
9 easy steps to buying your first home
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Calculator
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Run the numbers
Video
Comparing Home Loan Options
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Our Process
WHAT TO EXPECT
We understand that purchasing a home is one of the biggest purchases in a
lifetime. We've streamlined our process to ensure that the experience of
obtaining your mortgage is as smooth and stress-free as possible. Typically,
once the loan documents are signed and delivered back to us, you’ll receive your
funding in 5 to 7 days!
Step 1
Apply online
Step 2
Connect & verify documents
Step 3
Contact your loan officer & lock your rate
Step 4
Loan closes & funding is received!
1.
2.
3.
4.
‹ ›
Client Testimonials
WHY WE SHOULD WORK TOGETHER
"Knowledgeable staff who answered our questions with confidence. They knew what
they were doing."
Vivian G.
"Immediately from the onset of the online application the experience was
pleasurable and professional."
Daniel Q.
"loanDepot helped my wife and I purchase our retirement home. Being on a fixed
budget, our loan officer took that into consideration and help us choose the
right loan for our needs. Great customer service!"
David T.
← →
* About Riccardo
* Mortgage Education Videos
ABOUT
ABOUT RICCARDO
As your trusted loanDepot sr. loan consultant, I will walk you through every
step of the loan process and support you from pre-approval through your closing
date. This website will be a useful resource for you throughout your loan
process and provides many tools for you to utilize to ensure this is a
stress-free experience. Whether you are a first time home buyer or seasoned
buyer, you can trust me and my team with all of your home financing needs. Don’t
hesitate to reach out using the direct contact information located on this page.
I appreciate your business and look forward to working with you!
CA LIC# CA-DBO219402 | IL LIC# 031.0004219
MORTGAGE EDUCATION VIDEOS
MORTGAGE EDUCATION VIDEOS
Comparing Home Loan Options 1:39
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Why Credit Matters 1:21
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30-Year Fixed Rate Mortgage 1:03
Read Transcript Link opens in a tab
15-Year Fixed Rate Mortgage 1:22
Read Transcript Link opens in a tab
Cash-Out Refinance 0:36
Read Transcript Link opens in a tab
Renovation Financing 1:00
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Calculators
CALCULATE YOUR PAYMENT
Crunch your own numbers with our mortgage calculators. Run as many different
scenarios as you’d like to see how much home you can afford.
* Purchase Calculator
* Refinance Calculator
Use this mortgage loan calculator to generate a mortgage estimate. Press the
"Calculate" button to find out.
Home Price
Loan Term 40 Year 30 Year 20 Year 15 Year 10 Year
Interest Rate
Down Payment
Mortgage Estimate
Mortgage Amount
$200,000
Total Cost of Mortgage
$386,512
Your Monthly Payment *
$1,074
* Monthly payments only include principal and interest and are not an offer to
lend. Tax, insurance, and other fees may apply
Use this mortgage loan calculator to generate a savings estimate. Press the
"Calculate" button to find out.
Current Mortgage Balance
Current Monthly Payment
Current Interest Rate
New Interest Rate
New Loan Term 40 Year 30 Year 20 Year 15 Year 10 Year
Savings Estimate
New Monthly Payment *
$1,342
Your Monthly Savings
$608
* Monthly payments only include principal and interest and are not an offer to
lend. Tax, insurance, and other fees may apply
CONTACT RICCARDO
Riccardo Wardlow
Bolingbrook Branch
Direct:
Cell:
Fax:
Email:
loan officer phone number (630) 824-3655
loan officer mobile number (630) 670-8266
(833) 856-1636
loan officer email address RWardlow@loandepot.com
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I'll be in touch shortly, and look forward to helping you find the right loan to
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By submitting this form, you are authorizing loanDepot.com, LLC and its
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to you (including through agents and authorized third-parties) telemarketing
promotions for products or services in addition to those about which you are
applying, but that may be of interest to you using an automatic telephone
dialing system or an artificial or prerecorded voice and text messages to the
phone numbers you provided above. You are not required to sign this agreement as
a condition of purchasing any property, goods, or services.
WHAT TYPE OF LOAN? USE TAB KEY TO NAVIGATE BETWEEN RADIO BUTTONS.
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: of
WHERE IS THE PROPERTY LOCATED?
, Please enter a valid ZIP code to continue.
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: of
WHAT IS THE ESTIMATED PURCHASE PRICE? HOW MUCH IS REMAINING ON YOUR MORTGAGE?
$1 to 20,000 $2,000,001 to 2,020,000 $260,001 to 280,000
$0
$2M+
Continue
: of
HOW MUCH WILL YOU PAY AS YOUR DOWN PAYMENT?
undefined undefined undefined
0%
100%
Estimated Loan Amount
$
Continue
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RADIO BUTTON CHECKED
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≤619
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620-679
Good
680-719
Excellent
720+
Estimating your score will not harm your credit and will help us provide a range
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: of
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that may be of interest to you using an automatic telephone dialing system or an
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purchasing any property, goods, or services.
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and is for display purposes only.
Refinance disclosure - By refinancing the existing loan, the total finance
charges may be higher over the life of the loan.
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Rate Assumptions — Rates displayed are subject to change and assumes that you
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ratios of 35% or lower, asset and reserve requirements are met, and your
property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is
based on the loan amount and may include up to 3 points. (Points include any
origination, discount and lender fees.) On adjustable-rate loans, interest rates
are subject to potential increases over the life of the loan, once the initial
fixed-rate period expires. Please contact one of our Licensed Lending Officers
at (888) 983-3240 for a customized rate and payment quote.
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loanDepot Lifetime Guarantee ("Guarantee") — Subject to the conditions and
contact requirements outlined below, the Guarantee applies to the refinancing of
an outstanding loan originated by loanDepot that is secured by the same property
upon which that borrower previously received from loanDepot a loan and
“loanDepot Lifetime Guarantee” certificate. The Guarantee is non-transferable
and does not apply to loans obtained to purchase a new property, new loans that
result in the creation of a separate lien on the current property (i.e., a “home
equity loan”), renovation loans, bond loan programs and down payment assistance
programs. The Guarantee also does not apply to loans applied for through third
parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale
division. The Guarantee may only be used by submitting an application directly
to loanDepot.
For Guarantees issued on or after January 1, 2019, the Guarantee may not be
redeemed within 12 calendar months of the Date Issued. The ability to redeem the
Guarantee in part or in whole also is subject to future changes in Federal or
state law, or investor or guarantor restrictions on refinancing the existing
loan. loanDepot cannot guarantee that the borrower will be approved for a future
loan, the interest rate for a future loan, or the future appraised value of the
home. The borrower’s ability to qualify for a future loan will be subject to the
loan program terms and conditions available at that time. For future loans
meeting the above requirements and which are successfully closed, the appraisal
fee will be reimbursed at the closing of the loan transaction and no lender fees
will be charged. “Lender fees” do not include discount points associated with
the loan transaction. “Appraisal fee” includes only the fee associated with the
first appraisal on the loan transaction and does not include any ancillary
appraisal fees that may be charged in connection with the loan transaction
(e.g., second appraisal fee, appraisal re-inspection fee, appraisal
recertification fee, etc.). Terms and conditions are subject to change without
notice.
Future applicants must contact loanDepot directly via the website:
www.loandepot.com/lifetime-guarantee or via telephone (877-395-7381) to qualify
for the Guarantee. Applying for a loanDepot loan indirectly through a third
party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.
Testimonial disclosure — Compensation was not paid in exchange for any
testimonial on this site. Individuals pictured may not be that of the endorsers
and is for display purposes only.
Refinance disclosure - By refinancing the existing loan, the total finance
charges may be higher over the life of the loan.
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Rate Assumptions — Rates displayed are subject to change and assumes that you
are buying or refinancing an owner-occupied single family home, debt-to-income
ratios of 35% or lower, asset and reserve requirements are met, and your
property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is
based on the loan amount and may include up to 3 points. (Points include any
origination, discount and lender fees.) On adjustable-rate loans, interest rates
are subject to potential increases over the life of the loan, once the initial
fixed-rate period expires. Please contact one of our Licensed Lending Officers
at (888) 983-3240 for a customized rate and payment quote.
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©2009-2022 loanDepot.com, LLC all rights reserved
Riccardo Wardlow
Sr. Loan Consultant
NMLS: 219402
Loan Officer phone number (630) 824-3655
Email Me
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560 W Boughton Rd
Bolingbrook, IL 60440