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PERSONAL & COMMERCIAL BANKING, CREDIT CARDS, LOANS & INVESTMENTS


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WHAT CAN WE HELP YOU WITH?

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TRAVEL REWARDS

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Enjoy Travel cardholders get 20,000 bonus miles when you spend $1,500 within 90
days of account opening.



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HOME MORTGAGE

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MAKE YOUR SAVINGS SHINE.

Choices you make today could change everything. So, commit to yourself and save
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KNOWLEDGE + CARE

AN UNSTOPPABLE PAIR

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ZELLE

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YOU KNOW WHERE YOU WANT TO GO.



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Transcript

The Tightrope - Media Alternative Transcript

7.18.24

Visual description: Truist logo

Visual description: An athlete falls into a creek, water splashing him. His
coach reaches down and pulls him up to his feet, and puts a reassuring hand on
his shoulder.

Coach: Let's go again.

Visual description: The athlete tries running across a log that connects both
sides of the creek, but he falls off again. The coach motions for him to keep
going.

Coach: Again.

Visual description: The athlete runs across the log again.

Music: Energetic music starts.

Visual description: The athlete falls off the log again. During a break, the
coach gives the athlete some inspiring wisdom.

Coach: Don't look at the log. Look at where you want to go.

Voice over: When you work with someone who knows a lot and cares even more...

Athlete: I got this.

Visual description: The athlete makes one final attempt to run across the log,
giving it everything he's got.

Voice over: You're unstoppable.

Visual description: The moment the athlete is half-way across the log, we cut to
the same athlete running in the exact same way down the sideline of a football
field dodging defenders for a big play. The crowd goes wild.

Music: I guess you're just what I needed.

Visual description: We zoom in to see the coach celebrating on the sideline with
the team. He's excited and proud, and he points towards the athlete. The athlete
catches his coach's praise and smiles back, acknowledging the coach's unwavering
support.

Visual description: We see a Truist teammate and a professional-looking

 

client standing at a communal working table in a place of business. The client
points towards a computer screen.

Client: Here's where I want to go.

Visual description: The teammate turns towards her client, nods, and smiles
affirmingly.

Teammate: Great, let's get started.

Voice over: At Truist, we believe the same is true for banking.

Visual description: Truist logo

Music: Just what I needed.

Onscreen text: Leaders in banking. Unwavering in care.

Onscreen text: Truist Bank, Member FDIC. © 2024 Truist Financial Corporation.
Leading based on Truist ranking as a top 10 U.S. commercial bank as of 12/31/23.









MONEY AND MINDSET

Reach your goals. Feel good doing it.



It’s time to upgrade your money mindset. Learn new skills, change your point of
view, and take control of your finances.

View Money and Mindset



YOUR GUIDE TO BECOMING A SUPER SAVER

When it comes to saving, it’s OK to put yourself first. Because when you build
money habits that align to your unique goals, it makes for a smoother and more
rewarding journey.




HOW AN ATHLETE’S MINDSET CAN HELP YOUR FINANCIAL FITNESS

Some of the same mental strategies favored by top athletes can be a part of your
journey toward greater financial confidence.


Play to win on your finances.










Forbes Best Employers for Diversity 2023





Forbes Best Large Employers 2023





JUST 100 List, #14 –2024, which highlights companies that excel at the issues
that Americans care most deeply about: paying higher, family-sustaining wages,
more parental leave, paid training, doing better by their customers, and more.





Fortune’s Most Admired Companies 2023




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Eligibility requirements apply for the Negative Balance Buffer



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Disclosures

† Terms and Conditions for the 2024 Truist One Checking $400 Online Only
Offer: TRUIST400DC24

Offer Information: Open a new Truist One Checking account online from 2/28/24
through 10/30/24, complete the following activities within 90 days of the
account opening and earn $400. You must open the account online and enter the
promo code to be eligible to participate in the promotion.

 * Receive at least one qualifying Direct Deposit* of $500 or more AND
 * Complete at least 15 qualifying debit card purchases** within 90 days of
   account opening. All debit purchases must be posted to your account to
   qualify.

Account must be opened online. Enrollment in the promotion is required at the
time of account opening using promo code TRUIST400DC24. Please refer to the
Account Opening and Enrollment section below for full instructions.

*The definition of a qualifying Direct Deposit is an electronic credit (greater
than $0.00) of your salary, pension, Social Security or other regular monthly
income deposited into your new checking account by your employer or outside
agency. Transfers made from one account to another, or deposits made via a
branch, ATM, online transfer, mobile device, debit/prepaid card number or the
mail are not eligible direct deposits.

**Qualifying Debit Card purchases include purchase transactions, including PIN
Point of Sale (POS), recurring transactions, transactions made via tap or
through a digital wallet, and signature-based purchases. These transactions must
be posted within 90 days of the new checking account opening. ATM withdrawals at
a branch using your debit card are not qualifying transactions. Zelle®
transactions are not qualifying transactions. Bank fees are not included.

Offer Eligibility:  Clients that are the primary account holder on an existing
personal checking account with Truist or who have closed a personal checking
account with Truist on or after 2/28/23 are not eligible to participate. Offer
valid for Truist One Checking accounts only. Primary account holder must be 18
or older at the time of account opening. Truist employees, Directors, Officers,
and Local Boards/Advisors are not eligible. Offer available only to US residents
with a valid US taxpayer identification number. The qualifying checking account
must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD,
MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new checking account
within 4 weeks after the qualification requirements have been met and verified.
 The new checking account must be open and in good standing with a balance of at
least $0.01 at the time of Truist verification and until the reward is deposited
to receive the reward. Promotion is only applicable once per checking account
and per client. Truist may report the value of any offer reward received to the
IRS as required by law. Any applicable taxes are the responsibility of the
recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is
changed to an account type not included in this client offer, (2) the checking
account is closed prior to the reward being deposited, or (3) the new checking
account has a $0.00 or negative available balance at the time of qualification
validation. 

Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may
not be combined with any other checking offers, is subject to change, and may be
discontinued at any time. Truist reserves the right in our sole discretion to
prohibit a reward payout to non-eligible individuals for any offers claimed
through third-party websites with no affiliation or prior authorization from
Truist. All promotional payouts will be processed no later than 6/30/25 at which
point this promotion (and any related disbursements) will be considered final,
and no further disbursements will be made.

Account Opening & Enrollment Instructions: To open and enroll your new account
in the promotion, visit the offer website and click on "Open an account online."
Enter TRUIST400DC24 into the promo code field provided, review the offer Terms
and Conditions, and then select "Accept Offer". Accounts opened without the
promo code applied will not be eligible to participate in the offer.

Version 6 04252024 TRUIST400DC24

Disclosure 1 For your protection, Zelle® should only be used to send money to
friends, family, other people or businesses you trust. Neither Truist nor Zelle®
offers a protection program for payments that you authorize in Zelle®.
Enrollment with Zelle® through Truist Online or Mobile banking is required. U.S.
checking or savings account required to use Zelle®. Transactions typically occur
in minutes when the recipient’s email address or U.S. mobile number is already
enrolled with Zelle®. For more information, view the Truist Online and Mobile
Banking Agreement.

Your mobile carrier’s message and data rates may apply. Zelle® and the Zelle®
related marks are wholly owned by Early Warning Services, LLC and are used
herein under license.





DISCLOSURES

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the
Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender


INVESTMENT AND INSURANCE PRODUCTS:

 * Are Not FDIC or any other Government Agency Insured
 * Are Not Bank Guaranteed
 * May Lose Value

Services provided by the following affiliates of Truist Financial Corporation
(Truist): Banking products and services, including loans and deposit accounts,
are provided by Truist Bank, Member FDIC. Trust and investment management
services are provided by Truist Bank, and Truist Delaware Trust Company.
Securities, brokerage accounts and /or insurance (including annuities) are
offered by Truist Investment Services, Inc., which is a SEC registered
broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment
advisory services are offered by Truist Advisory Services, Inc., GFO Advisory
Services, LLC., each SEC registered investment advisers.

Mortgage products and services are offered through Truist Bank. All Truist
mortgage professionals are registered on the Nationwide Mortgage Licensing
System & Registry (NMLS), which promotes uniformity and transparency throughout
the residential real estate industry. Search the NMLS Registry, opens in new
tab.

Comments regarding tax implications are informational only. Truist and its
representatives do not provide tax or legal advice. You should consult your
individual tax or legal professional before taking any action that may have tax
or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following
affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory
Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy,
Business Owner Specialty Group, Sports and Entertainment Group, and Legal and
Medical Specialty Groups are trade names used by Truist Bank, Truist Investment
Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist
Securities is a trade name for the corporate and investment banking services of
Truist Financial Corporation and its subsidiaries. All rights reserved.
Securities and strategic advisory services are provided by Truist Securities,
Inc., member FINRA, opens in new tab and SIPC, opens in new tab. Lending,
financial risk management, and treasury management and payment services are
offered by Truist Bank. Deposit products are offered by Truist Bank.


LIMITED ENGLISH PROFICIENCY SUPPORT:

Applications, agreements, disclosures, and other servicing communications
provided by Truist Bank and its subsidiary businesses will be provided in
English. As a result, it will be necessary for customers to speak, read and
understand English or to have an appropriate translator assisting them. Truist
offers the following resources for consumers that have Limited English
Proficiency:

 * Multilingual teammates available at our Multicultural Banking Centers
 * Materials for some products and services are available in Spanish, Korean,
   Vietnamese, Mandarin, and other languages spoken in the communities we serve.
 * Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For
   assistance in other languages please speak to a representative directly.


NEW YORK CITY RESIDENTS:

Translation or other language access services may be available. When calling our
office regarding collection activity, if you speak a language other than English
and need verbal translation services, be sure to inform the representative. A
description and translation of commonly-used debt collection terms is available
in multiple languages at http://www.nyc.gov/dca., opens in new tab

 * Limited English Proficiency Support
 * New York City residents


BORROWERS WITH LIMITED ENGLISH PROFICIENCY (LEP) NEEDING INFORMATION CAN USE THE
FOLLOWING RESOURCES:

 * The Consumer Financial Protection Bureau (CFPB) offers help in more than 180
   languages, call 855-411-2372 from 8 a.m. to 8 p.m. ET, Monday through Friday
   for assistance by phone.
 * CFPB additional resources for homeowners seeking payment assistance in 7
   additional languages: Spanish, Traditional Chinese, Vietnamese, Korean,
   Tagalog, and Arabic.
   www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/help-for-homeowners/,
   opens in new tab






SITE FOOTER

 * Privacy
 * Limit the use of my sensitive personal information , opens in new tab
 * Fraud & security
 * Terms and conditions


FOOTER NAVIGATION

Banking products
 * Checking
 * Commercial
 * Credit cards personal
 * Loans personal
 * Mortgage
 * Online & mobile
 * Open an account
 * Savings personal
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About Truist
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Resources
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 * Diversity and inclusion
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 * Money and Mindset
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 * Supplier diversity

Support
 * Accessibility
 * Client emergency resources
 * Consumer payment relief hub
 * Find a banker or advisor
 * Find a branch or ATM
 * Help Center
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 * 844-4TRUIST (844-487-8478)
 * AdChoices
 * Do not sell or share my personal information

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© 2024, Truist. All Rights Reserved.