annuitiesfraud.com
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Submitted URL: https://www.annuitylitigation.com/
Effective URL: https://annuitiesfraud.com/
Submission: On August 24 via api from US — Scanned from DE
Effective URL: https://annuitiesfraud.com/
Submission: On August 24 via api from US — Scanned from DE
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1 forms found in the DOMName: form1 — POST https://www.annuitiesfraud.com/contactus_form.php
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<h3 style="font-size:12px; font-weight:bold">LET US EVALUATE YOUR CASE</h3>
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<p class="normal"><b><br></b>As a securities law firm dedicated to helping public investors obtain compensation from stockbrokers, financial advisers and insurance salesmen, we will gladly give you a free email consultation and
opinion about the likelihood of success of your claim. Just fill out the questionnaire below and email us, and an experienced securities lawyer will respond to you.</p>
<p class="normal">Answer as many questions as you can. The more information we have, the better we can advise you.</p>
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<p align="RIGHT"><span class="normal"><b>Name of Brokerage Firm In Question</b></span></p>
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<p align="RIGHT"><span class="normal"><b>Name of Broker</b></span></p>
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<p><span class="normal"><b>What were your investment objectives?</b></span></p>
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<p><span class="normal"><input id="FormsCheckbox23" type="CHECKBOX" name="Kinds_of_Investment_Requested" value="Long Term Growth"></span><span class="normal">Long term growth</span></p>
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<p><span class="normal"><input id="FormsCheckbox3" type="CHECKBOX" name="Kinds_of_Investment_Requested" value="Speculation"></span><span class="normal">Speculation</span></p>
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<p><span class="normal"><input id="FormsCheckbox5" type="CHECKBOX" name="Kinds_of_Investment_Requested" value="Income Return"></span><span class="normal">Income return</span></p>
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<p><span class="normal"><input id="FormsCheckbox4" type="CHECKBOX" name="Kinds_of_Investment_Requested" value="Conservative"></span><span class="normal">Conservative</span></p>
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<P><SPAN CLASS="normal"><B>What investments were purchased in your account?</B></SPAN></P>
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<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox6" TYPE=CHECKBOX NAME="I_Bought" VALUE="IPO"></SPAN><SPAN CLASS="normal">IPO</SPAN></TD>
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<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox7" TYPE=CHECKBOX NAME="I_Bought" VALUE="Stocks"></SPAN><SPAN CLASS="normal">Stocks </SPAN></TD>
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<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox8" TYPE=CHECKBOX NAME="I_Bought" VALUE="Bonds"></SPAN><SPAN CLASS="normal">Bonds </SPAN></TD>
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<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox9" TYPE=CHECKBOX NAME="I_Bought" VALUE="MF"></SPAN><SPAN CLASS="normal">Mutual Funds </SPAN></TD>
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<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox11" TYPE=CHECKBOX NAME="I_Bought" VALUE="Stocks and Bonds"></SPAN><SPAN CLASS="normal">Options</SPAN></TD>
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<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox10" TYPE=CHECKBOX NAME="I_Bought" VALUE="Whatever I was told to"></SPAN><SPAN CLASS="normal">Whatever the broker suggested I Bought</SPAN></TD>
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<p><span class="normal"><b>How much did you lose? </b></span></p>
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<p><span class="normal"><input id="FormsRadioButton16" type="RADIO" name="Loss" value="<50K"></span><span class="normal">Under $50,000</span></p>
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<p><span class="normal"><input id="FormsRadioButton17" type="RADIO" name="Loss" value="50K-150K"></span><span class="normal">Between $50,000 to $150,000</span></p>
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<p><span class="normal"><input id="FormsRadioButton18" type="RADIO" name="Loss" value="150K-500K"></span><span class="normal">Between $150,000 to $500,000</span></p>
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<p><span class="normal"><input id="FormsRadioButton7" type="RADIO" name="Loss" value="500K-1M"></span><span class="normal">Between $500,000 to $1,000,000 </span></p>
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<p><span class="normal"><input id="FormsRadioButton19" type="RADIO" name="Loss" value="1M-5M"></span><span class="normal">Between $1,000,000 to $5,000,000</span></p>
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<p><span class="normal"><input id="FormsRadioButton20" type="RADIO" name="Loss" value="5M-10M"></span><span class="normal">Between $5,000,000 to $10,000,000 </span></p>
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<p align="CENTER"><span class="normal"><input id="FormsRadioButton21" type="RADIO" name="Loss" value=">10M"></span><span class="normal">Over $10,000,000</span></p>
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<p><span class="normal"><b>How many years ago did the loss occur? </b></span></p>
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<p><span class="normal"><input id="Forms Radio Button10" type="RADIO" name="Number_of_years_of_Loss" value="<1"></span><span class="normal">Less than one year. </span></p>
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<p><span class="normal"><input id="FormsRadioButton11" type="RADIO" name="Number_of_years_of_Loss" value="1-4"></span><span class="normal">Between one year and four years. </span></p>
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<p><span class="normal"><input id="FormsRadioButton13" type="RADIO" name="Number_of_years_of_Loss" value="4-6"></span><span class="normal">Between four and six years ago. </span></p>
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<p><span class="normal"><input id="FormsRadioButton12" type="RADIO" name="Number_of_years_of_Loss" value=">6"></span><span class="normal">More than six years ago. </span></p>
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<P><SPAN CLASS="normal"><B>What do you think the broker did wrong? </B></SPAN></P>
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<P><SPAN CLASS="normal"><INPUT ID="Forms Checkbox15" TYPE=CHECKBOX NAME="What_the_Broker_did_wrong" VALUE="bought without permission"></SPAN><SPAN CLASS="normal">Bought stock without my permission. </SPAN></TD>
<TD WIDTH=255 ALIGN="LEFT" VALIGN="TOP">
<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox16" TYPE=CHECKBOX NAME="What_the_Broker_did_wrong" VALUE="bought too risky"></SPAN><SPAN CLASS="normal">Bought stocks which were too risky. </SPAN></TD>
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<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox18" TYPE=CHECKBOX NAME="What_the_Broker_did_wrong" VALUE="churnning"></SPAN><SPAN CLASS="normal">Churned my account with a lot of "in and out trades". </SPAN></TD>
<TD WIDTH=255 ALIGN="LEFT" VALIGN="TOP">
<P><SPAN CLASS="normal"><INPUT ID="FormsCheckbox20" TYPE=CHECKBOX NAME="What_the_Broker_did_wrong" VALUE="refused to sell"></SPAN><SPAN CLASS="normal">Failed to follow my instructions with regard to specific investments</SPAN></TD>
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<P><SPAN CLASS="normal"> </SPAN></P>
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<P><SPAN CLASS="normal"> </SPAN></P>
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<p><span class="normal"><b>If the attorneys feel I have a meritorious claim, I may be willing to file an action to recover my losses. </b></span></p>
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<p><span class="normal"><input id="Forms Radio Button14" type="RADIO" name="I_want_to_sue" value="Yes"></span><span class="normal">Yes <input id="FormsRadioButton15" type="RADIO" name="I_want_to_sue"
value="No">No</span></p>
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<td width="520"><textarea wrap="PHYSICAL" name="Comments" rows="6" cols="73">Include any additional information or comments that may help us in
reviewing your questionnaire</textarea></td>
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<br>
<p align="LEFT"><span class="normal">By submitting this form, I am stating that all information provided is honest and accurate to my best recollection. By no means does this form constitute a contract for action.</span></p>
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Text Content
WALLSTREETFRAUD.COM 1-800-510-STOCK 7 8 6 2 Variable annuities are a form of life insurance that includes a lump-sum death benefit and one or more tax-deferred investments, often mutual funds, which are supposed to provide income during a client's lifetime. They can be particularly lucrative for insurers because of high upfront commissions, plus ongoing “trailer” commissions and the underlying fees for the mutual funds included in them. However, high surrender fees, high administrative costs and commisions and a variable return rate dependent on the stock market may cause investors in these products significant and unneccessary losses. Furthermore, while variable annuities may be appropriate for investors who can maintain the investment for twenty or thirty years, older investors often sustain losses as their remaining years are ususally much fewer. Because these annuities are not liquid, the elderly often pay hefty fees when they need to access their own monies. Worse still, many of the elderly who purchase them do so because they are told they are safe investments. There is recent scrutiny of variable annuity sales practices by the NASD and others. Recently, Forbes reported that Morgan Stanley had been served earlier with a subpoena by Massachusetts Secretary of the Commonwealth William Galvin seeking details of its variable annuity sales, including revenue-sharing arrangements, compensation, whether the products receive preferred sales treatment, commission schedules, prospectuses and documents for internal use only. A recent lawsuit claims that variable annuity underwriters and Morgan Stanley maintained “secret contingent fee sharing arrangements” in which a portion of commission revenue was paid to the brokerage as an incentive to sell the product, and limited its variable annuity sales to underwriters who participated in fee-sharing deals. The suit further claims that Morgan Stanley brokers received bonuses based on sales volume and that the prospectuses Morgan Stanley provided clients included “misreprentations and omissions” of its financial interests. The lawsuits come at a particularly sensitive time for Morgan Stanley and the brokerage industry which recently came through a separate pay-to-play scandal involving mutual funds. Only 14 months ago Morgan Stanley agreed to pay $50 million in a Securities and Exchange Commission settlement charging it with failing to disclose to its mutual fund clients that its brokers were receiving extra payments to sell certain products. In May of 2003, the National Association of Securities Dealers (NASD) issued an alert regarding Annuities Fraud: > "The marketing efforts used by some variable annuity sellers deserve scrutiny > — especially when seniors are the targeted investors. Sales pitches for these > products might attempt to scare or confuse investors. One scare tactic used > with seniors is to claim that a variable annuity will protect them from > lawsuits or seizures of their assets. Many such claims are not based on facts, > but nevertheless help land a sale. > > "While variable annuities can be appropriate as an investment under the right > circumstances, as an investor, you should be aware of their restrictive > features, understand that substantial taxes and charges may apply if you > withdraw your money early, and guard against fear-inducing sales tactics." > > We are dedicated to aggressively recovering annuities losses and stock market > losses caused by brokerage firms and investment counselors. LET US EVALUATE YOUR CASE As a securities law firm dedicated to helping public investors obtain compensation from stockbrokers, financial advisers and insurance salesmen, we will gladly give you a free email consultation and opinion about the likelihood of success of your claim. Just fill out the questionnaire below and email us, and an experienced securities lawyer will respond to you. Answer as many questions as you can. The more information we have, the better we can advise you. First Name Last Name Address City State Zip Code E-Mail Address Telephone Age Under 30 30-40 40-50 50-60 60-70 over 70 Name of Brokerage Firm In Question Name of Broker Location of Firm What were your investment objectives? Long term growth Speculation Income return Conservative How much did you lose? Under $50,000 Between $50,000 to $150,000 Between $150,000 to $500,000 Between $500,000 to $1,000,000 Between $1,000,000 to $5,000,000 Between $5,000,000 to $10,000,000 Over $10,000,000 How many years ago did the loss occur? Less than one year. Between one year and four years. Between four and six years ago. More than six years ago. If the attorneys feel I have a meritorious claim, I may be willing to file an action to recover my losses. Yes No Include any additional information or comments that may help us in reviewing your questionnaire By submitting this form, I am stating that all information provided is honest and accurate to my best recollection. By no means does this form constitute a contract for action. ABOUT THE WALL STREET FRAUD LAW FIRM Wall Street Fraud is a law firm dedicated to aggressively recovering investor stock market and other losses caused by brokerage firm fraud or mismanagement. We represent clients throughout the United States and Europe, we handle all types of stock market loss cases, and we are well versed in all aspects of investment and securities law and investment practices. Wall Street Fraud was founded in 1990 by investment fraud and elder fraud attorney Debra G. Speyer, whose earlier work was as an attorney with an international brokerage firm and as a prosecutor with the NASD, prosecuting brokerage firms and stockbrokers for fraud. Our firm is committed to the principle of providing clients with prompt personal attention and outstanding legal services. We believe our individualized treatment of each and every client determines the success of our firm. We understand that our clients have spent many years earning and accumulating the money they have invested, and we are dedicated to helping them recover it. Because there are statutes of limitations which cut off a person's right to bring a claim against a brokerage firm, it is important that, if you believe you have recoverable losses, you contact us as soon as possible so that we can evaluate your claim. There is no charge for evaluating cases. Cases are handled on a contingency fee basis so that there is no legal fee unless we recover money for you. Clients do pay out-of-pocket costs such as court or arbitration filing fees. Public service is an integral part of our firm. We provide service to the community by educating the public and other lawyers about investment fraud, elder fraud, and elder law. We also provide extensive pro bono service to the indigent elder community. We welcome new clients, as well as referrals from present clients and other lawyers and law firms. At Wall Street Fraud, we are dedicated to offering assistance to those who have been hurt by improper corporate or investment practices. Our talented and aggressive legal and professional staff is eager to help you recover your losses. We look forward to working with you.