www.deltadental.com Open in urlscan Pro
2a02:e980:43::23  Public Scan

Submitted URL: https://www.deltadental.vision/
Effective URL: https://www.deltadental.com/us/en/product/individual-and-family.html
Submission: On June 30 via api from US — Scanned from DE

Form analysis 3 forms found in the DOM

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          <p> The Dental Care Cost Estimator provides an estimate and does not guarantee the exact fees for dental procedures, what services your dental benefits plan will cover or your out-of-pocket costs. Estimates should not be construed as
            financial or medical advice. For more detailed information on your actual dental care costs, please consult your dentist or your Delta Dental. </p>
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Text Content

 * Skip to content
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Find my Delta Dental company
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Find your Delta Dental
Find my Delta Dental company

The national network of Delta Dental companies protects more smiles than any
other insurance company. Have a question about coverage or looking for dental
insurance? Connect with your Delta Dental company to learn more.

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LOOKING FOR A DENTIST?



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COST MATTERS



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office? Get started here. Our Dental Care Cost Estimator tool provides estimated
cost ranges for common dental care needs.




CALCULATE COST

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The Dental Care Cost Estimator provides an estimate and does not guarantee the
exact fees for dental procedures, what services your dental benefits plan will
cover or your out-of-pocket costs. Estimates should not be construed as
financial or medical advice. For more detailed information on your actual dental
care costs, please consult your dentist or your Delta Dental.


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Sign in / Register
 * Insurance products
   * Individual dental insurance
   * Senior dental insurance
 * Member tools
   * Member dashboard
     Login required
   * Dentist finder
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   * Member FAQ
 * For dentists
   * Dentist dashboard
     Login required
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 * Employers & brokers
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   * Small business
   * Broker
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   * Dental procedures
   * Overall health
   * Grin! magazine
   * Tooth fairy
   * State of America's Oral Health Report
 * Shop mouthguards

 * Home
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 * Individual and family dental insurance plans


Dental insurance


INDIVIDUAL AND FAMILY

A healthy smile can make all the difference. That's why keeping smiles healthy
is what we do. Whether enabling you to take care of small dental concerns before
they become big problems or making complex dental treatments more affordable, a
dental plan from Delta Dental can help you and your family achieve better
overall health.

For a quote, call 1-800-434-9128


FOR A QUOTE OR TO LEARN MORE,

Please call 1-800-434-9128

or shop for a plan by the state you live in.    

 

 


THE VALUE OF DENTAL INSURANCE

Dental insurance makes dental care more affordable! With a focus on prevention,
dental insurance typically covers professional services like routine check-ups,
cleanings and exams at 100%. This helps reduce out-of-pocket costs, so you pay
less for the dental care you need.

 * Improved overall health: Research shows good oral health has a positive
   effect on overall health and well-being. During an oral exam, your dentist
   can detect signs of 120+ diseases just by examining your mouth!

 * Encourage routine dental care for long term benefit: During preventive
   check-ups, your dentist is better able to detect problems early on and help
   you avoid more costly and complex procedures in the future.

 * Cost savings and budget management: Dental insurance helps you save money by
   covering up to 100% of preventive cleanings and check-ups and portions of
   more extensive procedures.

 * Coverage for the unexpected: Oral health problems can appear unexpectedly.
   Dental insurance makes it easier and more cost-effective to get the care you
   need so you don’t have to worry about the future.



 

 


INDIVIDUAL DENTAL INSURANCE PLANS

At Delta Dental, we offer a wide variety of affordable individual dental
insurance plan options. Explore our PPO, Dental HMO, managed, and discount
dental plans, and learn about the different types of dental insurance coverage
we offer using the chart below.

 

 

Delta Dental PPO™

Delta Dental PPO is our preferred-provider option program. With Delta Dental PPO
you have access to a network of dentists who accept reduced fees for covered
services, giving you the lowest out-of-pocket costs.

Read more +less -
Compare Plan

Dental plan type PPO Dentist network size Insurance premium Annual max Yes
Deductible Yes Copayment Yes Potential savings

Delta Dental Premier®

Delta Dental Premier is our original fee-for-service plan that offers the
largest network of dentists. These dentists have agreed to contracted fees with
Delta Dental, so for covered services, you pay no more than your copay and
deductible.

Read more +less -
Compare Plan

Dental plan type Managed fee for service Dentist network size Insurance premium
Annual max Yes Deductible Yes Copayment Yes Potential savings

Delta Dental PPO Plus Premier™

Delta Dental PPO Plus Premier combines the Delta Dental PPO and Delta Dental
Premier networks, which gives you the benefits of Delta Dental PPO and more.
With this plan, even if your Delta Dental Premier dentist is not in the PPO
network, you still receive the benefit of that dentist's contracted fee.

Read more +less -
Compare Plan

Dental plan type PPO Dentist network size Insurance premium Annual max Yes
Deductible Yes Copayment Yes Potential savings

DeltaCare® USA (HMO)

DeltaCare USA is Delta Dental’s dental HMO, which offers low-cost dental
coverage with a focus on preventive care. Enjoy minimal or no copayments for
preventive care and choose from a network of dentists to manage your dental
needs.

Read more +less -
Compare Plan

Dental plan type Dental HMO Dentist network size Insurance premium Annual max No
Deductible No Copayment Yes Potential savings

Delta Dental Patient Direct®

Delta Dental Patient Direct is a dental service discount plan. You choose from a
panel of participating dentists who charge discounted fees for their services.
You pay the discounted fee directly to your dentist at the time of treatment -
with no paperwork to file

Read more +less -
Compare Plan

Dental plan type Discount plan Dentist network size Insurance premium Annual max
No Deductible No Copayment Not applicable Potential savings

Dental plan type PPO Managed fee for service PPO Dental HMO Discount plan
Dentist network size Insurance premium Annual max Yes Yes Yes No No Deductible
Yes Yes Yes No No Copayment Yes Yes Yes Yes Not applicable Potential savings


Choose up to 3 plans to compare
Compare selected plans (X)
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Delta Dental PPO™

Delta Dental Premier®

Delta Dental PPO Plus Premier™

DeltaCare® USA (HMO)

Delta Dental Patient Direct®

Dental plan type PPO Managed fee for service PPO Dental HMO Discount plan
Dentist network size Insurance premium Annual max Yes Yes Yes No No Deductible
Yes Yes Yes No No Copayment Yes Yes Yes Yes Not applicable Potential savings


Please rotate

 

Plans and rates vary by state. Dental benefits are administered by the
independent Delta Dental companies.

 

 

DeltaVision®: DeltaVision is a vision plan, that offers pre-negotiated discounts
on eye exams, glasses, contact lenses and laser vision correction. DeltaVision
may be available separately or as a part of your dental insurance.





SHOP FOR A PLAN FOR YOU AND YOUR FAMILY.



Delta Dental companies offer individual and family dental plans in most states.
Enter your state to learn more.



Go

You will be directed to your local Delta Dental website.

 

 


FAQ


WHY DO I NEED A DENTAL PLAN?

Dental insurance helps you get the professional care you need to maintain your
oral health, including regular teeth cleanings, fluoride and sealant treatments,
and other types of preventive and restorative care. Routine brushing and
flossing at home is a great place to start, but care from dental professionals
is critical to achieving and maintaining a healthy smile and better overall
health. 


WHAT SHOULD I LOOK FOR WHEN SHOPPING FOR DENTAL INSURANCE?

When shopping for dental insurance there are a number of factors to consider in
order to choose the best plan for you and your family. First, evaluate your
individual needs and understand your budget. Then, take a look at the different
kinds of dental plans available in your area and what’s covered in each plan.
You will also want to look at network size and applicable restrictions. 


WHAT IS THE BEST DENTAL PLAN FOR ME?

There are many factors to consider when choosing a dental plan, and one size
does not fit all. Consider and try to anticipate the specific coverage needs of
each member of your family and evaluate which plan is financially feasible by
looking at things like annual maximums and deductibles, along with the type of
services that are covered, to ensure that you will receive the level of care
your family needs. 


CAN I EXPECT A WAITING PERIOD?

Delta Dental encourages prevention, so generally, services like cleanings,
x-rays, and exams are covered from day one. Some services such as fillings,
crowns, or bridges may have a waiting period depending on your dental plan.
Please review the details of your plan or contact our customer service team for
specific information. 


DOES DENTAL INSURANCE COVER COSMETIC PROCEDURES?

For cosmetic dental procedures like teeth whitening, coverage is usually not
provided by employer plans and is rarely provided by any type of dental
insurance.


WHAT IS SOME DENTAL INSURANCE TERMINOLOGY I SHOULD KNOW?

The following are dental terms that are helpful to be familiar with:

 * Premium: The monthly, quarterly, or annual amount you pay for dental
   benefits.
 * Deductible: The dollar amount that a member must pay towards covered services
   before insurance benefits are paid. This can also be referred to as
   out-of-pocket costs.
 * Coinsurance: The percentage of the costs you pay for a dental treatment after
   you meet your deductible.
 * Copay: The fixed dollar amount you pay for a service covered under your
   dental plan.

 

 


DENTAL PLAN RESOURCES


TIPS FOR CHOOSING THE BEST DENTAL INSURANCE COMPANY

- Sep 20 2019


WHAT ARE THE DIFFERENT TYPES OF DENTAL INSURANCE PLANS?

- Aug 11 2020


WHAT DOES MY DENTAL INSURANCE COVER?

- May 17 2019


WHAT IS THE VALUE OF DENTAL INSURANCE?

- Jun 03 2018




IS YOUR SMILE WINNING?

Check out your LifeSmile® Score.

Are you at risk for oral health problems like gum disease and tooth decay?

Answer a few questions, get results and share them with your dentist.


Check your score

 

 


COMPANY INFO

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ABOUT US



© Copyright 2024 Delta Dental Plans Association. All Rights Reserved. "Delta
Dental" refers to the national network of 39 independent Delta Dental companies
that provide dental insurance.

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COST ESTIMATOR TERMS OF USE

 

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INFORMATION REGARDING THE COST ESTIMATOR CONTENT


If you are experiencing a medical or dental emergency, you should seek
appropriate emergency medical or dental assistance, such as calling "911."

To begin using the Dental Care Cost Estimator tool, click the Agree button
below. By clicking, you agree that you have read the information below, are
accessing this information for purposes of determining treatment cost estimates
for dental care services you are considering receiving, and will not use the
information in this tool for a commercial or anti-competitive purpose. The costs
provided in this tool are estimates only and are not a guarantee of payment or
benefits. Your actual cost may be higher or lower than the estimate for various
reasons.


GENERAL INFORMATION REGARDING YOUR HEALTH CARE

The information and content (collectively, "Content") on this website is for
your general educational information only. The Content cannot, and is not
intended to, replace the relationship that you have with your health
care professionals. The Content on this website is not medical advice. You
should always talk to your health care professionals for information concerning
diagnosis and treatment, including information regarding which drugs or
treatment may be appropriate for you. None of the information on this website
represents or warrants that any particular drug or treatment is safe,
appropriate or effective for you. Health information changes quickly. Therefore,
it is always best to confirm information with your health care professionals.

The Dental Care Cost Estimator sometimes groups together, into "treatment
categories," services that are often delivered together to address a particular
dental problem. The description of different treatment categories, and the
inclusion of particular services in a treatment category, is not advice that any
particular treatment category is the right treatment for you or that you should
not obtain any particular treatment. All of those matters are things that you
should decide, in consultation with your dental care professionals. This cost
estimator is intended for use in the 50 states, Puerto Rico and other U.S.
territories. If you live outside the U.S., you may see information on this cost
estimator about products or services that are not available or authorized in
your country.


GENERAL INFORMATION REGARDING YOUR DENTAL BENEFITS

 * Nothing on this website guarantees eligibility, coverage, or payment, or
   determines or guarantees the benefits, limitations or exclusions of your
   coverage. For a complete description of the details of your coverage, please
   refer to your coverage documents. Estimates may vary depending on your
   benefit plan and the state you live in. Claims will be processed when
   received according to your plan provisions. 
 * You may be responsible for the cost of procedures or services not covered by
   your plan. 
 * Use of this website in no way increases or decreases the benefits available
   under a dental benefit plan. If there is any conflict or discrepancy between
   the Content on this website and your coverage documents, your coverage
   documents will control. 
 * Pre-authorizations or referrals are required for certain benefit plans and
   certain dental care providers. Refer to your benefit plan to determine
   whether these requirements apply to you. 
 * Preventive services are included in this tool. Preventive care coverage
   varies by plan and by demographic considerations such as age. Refer to your
   benefit plan to determine whether preventive services are covered for you. 


GENERAL INFORMATION REGARDING COST ESTIMATES

 * Do not avoid getting dental care based on the cost information provided on
   this website.
 * This website shows estimates of certain dental care costs.
 * The version of the Cost Estimator that is available publicly (does not
   require sign-in credentials) uses aggregated historical cost data for the
   procedure in question.  The secure version (available only after you sign in)
   uses procedure costs or cost ranges as reflected in provider fee schedules
   and aggregated historical cost data.
 * The cost estimates provided may be different from your actual costs for
   several reasons, including but not limited to, your unique dental
   circumstances and the decisions made by you and your dental professionals as
   to what services you will receive, deviations between the anticipated scope
   of services and the services actually provided, and the characteristics of
   your particular plan.


MORE INFORMATION REGARDING HOW COST ESTIMATES ARE CALCULATED

Cost estimates for services provided by out-of-network dentists (available in
the out-of-network estimator) are based upon submitted claims data for
out-of-network providers. The data is based on actual, non-discounted charges
that providers have billed.

Cost estimates are specific to geographic areas, as defined by the first three
digits of a ZIP code (e.g., the geo ZIP for 12345 is 123).

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DENTISTS FOUND WITH LAST NAME STARTING WITH . SELECT THE DENTIST NAME FOR COST
ESTIMATES.





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