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Please read this information before proceeding to our website. View Legal
information in PDF format.


TERMS AND CONDITIONS

These Terms and Conditions (defined below) set out the terms on which you may
make use of our website (the "Site"). For the avoidance of doubt, "use" of the
Site includes, without limitation, accessing, browsing, linking to, posting
material on or registering to use our Site.

Use of this Site is offered to you on condition of your acceptance, without
modification, of the Terms and Conditions (defined below). By using the Site,
you confirm that you agree to be bound by these terms and conditions and any
additional terms which are set out on the Site including, but not limited to,
the Privacy Policy and Cookie Policy as amended by us from time to time
(collectively, the "Terms and Conditions").

If you do not accept the Terms and Conditions, then please do not use the Site.

We may amend the Terms and Conditions, without notice, at any time. Please check
this page from time to time to take notice of any changes, as any use of the
Site after such amendments have been made shall be treated as signifying your
acceptance of the applicable Terms and Conditions at the time you access the
Site.


INFORMATION ABOUT US

Throughout the Terms and Conditions, unless expressly stated otherwise,
references to "Legal & General", "We" or "Us" shall mean all of the companies
mentioned below. The following companies are all authorised and regulated by the
Financial Conduct Authority and have their registered office at One Coleman
Street, London EC2R 5AA.:

Legal & General Investment Management Limited ("LGIM"), a company incorporated
in England & Wales (Registered No. 2091894) and entered on the Financial
Services Register number 119272.

LGV Capital Limited, a company incorporated in England & Wales (Registered No.
02091268) and entered on the Financial Services Register number 121912.

GO ETF Solutions LLP, a limited liability partnership incorporated in England &
Wales (Registered No. OC329482) and entered on the Financial Services Register
number 477266.

LGIM Real Assets (Operator) Limited, a company incorporated in England & Wales
(Registered Number 05522016) and entered on the Financial Services Register
number 447041.

Legal & General (Unit Trust Managers) Limited, a company incorporated in England
& Wales (Registered Number 01009418) and entered on the Financial Services
Register number 1119273.

The following company is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority:
Legal & General Assurance (Pensions Management) Limited ("PMC"), a company
incorporated in England & Wales (Registered No. 01006112) and entered on the
Financial Services Register number 202202.

Each of these companies is entered on the Financial Services Register which you
can verify by visiting the Financial Conduct Authority’s website
http://www.fca.org.uk or by contacting the Financial Conduct Authority on 0800
111 6768.

The following company is authorised and regulated by the Central Bank of
Ireland:
LGIM Managers (Europe) Limited, authorised by the Central Bank of Ireland as a
UCITS management company (pursuant to European Communities (Undertakings for
Collective Investment in Transferable Securities) Regulations, 2011 (S.I. No.
352 of 2011), as amended) and as an alternative investment fund manager with
“top up” permissions which enable the firm to carry out certain additional MiFID
investment services (pursuant to the European Union (Alternative Investment Fund
Managers) Regulations 2013 (S.I. No. 257 of 2013), as amended). Registered in
Ireland with the Companies Registration Office (No. 609677). Registered Office:
33/34 Sir John Rogerson’s Quay, Dublin, 2, Ireland. Regulated by the Central
Bank of Ireland (No. C173733).

LGIM Managers (Europe) Limited operates a branch network in the European
Economic Area, which is subject to supervision by the Central Bank of Ireland.
In Italy, the branch office of LGIM Managers (Europe) Limited is subject to
limited supervision by the Commissione Nazionale per le società e la Borsa
(“CONSOB”) and is registered with Banca d’Italia (no. 23978.0) with registered
office at Via Uberto Visconti di Modrone, 15, 20122 Milan, (Companies’ Register
no. MI - 2557936). In Germany, the branch office of LGIM Managers (Europe)
Limited is subject to limited supervision by the German Federal Financial
Supervisory Authority (“BaFin”). In the Netherlands, the branch office of LGIM
Managers (Europe) Limited is subject to limited supervision by the Dutch
Authority for the Financial Markets (“AFM“) and it is included in the register
held by the AFM and registered with the trade register of the Chamber of
Commerce under number 74481231.

Details about the extent of our authorisation and regulation are available from
us upon request.

The company can be verified by visiting the Central Bank of Ireland’s website
www.centralbank.ie

The ultimate holding company of all of the above companies is Legal & General
Group plc, a company incorporated in England & Wales (Registered No 01417162).

In the United Kingdom and outside the European Economic Area, this Site is
issued by Legal & General Investment Management Limited. In the European
Economic Area, this Site is issued by LGIM Managers (Europe) Limited.


INTENDED AUDIENCE AND USE OF INFORMATION

This Site is intended solely for the use of professional clients only. It is not
intended for use by retail clients.

You are not authorised to copy, distribute or otherwise make use of any logo,
trademark, copyright material or other intellectual property of Legal & General
which appears on the Site, except as expressly permitted in the Terms and
Conditions.

The contents of this Site are provided for general information only and do not
constitute advice of any kind (including investment, tax or legal) on which you
should rely, or a recommendation to buy or sell any product, service or
investment.

These Terms and Conditions are in addition to any terms of business which you
may have in place with Legal & General as a direct customer ("Direct Terms") and
in the event of any conflict between these Terms and Conditions and any Direct
Terms, the terms and conditions of the Direct Terms will prevail.

Please note that any services or products offered by Legal & General will be
subject to their own terms and conditions, which you must also read.

The services or products on this Site are not available to persons in any
jurisdiction where Legal & General is not registered or authorised to engage in
any investment business or activity requiring registration or authorisation
("Unauthorised Jurisdiction"). Use of this Site in an Unauthorised Jurisdiction
is entirely at your own risk. You should seek advice on your position from your
professional advisers.

In particular, this Site and its contents are not directed at any person that is
resident in the United States ("US person"), and no offer or invitation is made
to any US person to acquire or sell any service, product or security referred
to. The provision of any information in this Site does not constitute an offer
to US persons to purchase securities.

If you choose to access information on this Site, it is your responsibility to
comply with applicable local, national or international laws. Specific
variations to these Terms and Conditions apply to each jurisdiction in which
Legal & General is authorised or registered to engage in investment business or
activities, and these variations can be found below. You must comply with these
Terms and Conditions, as varied by the applicable terms below, in relation to
the jurisdiction in which you are accessing and using the Site.


PROFESSIONAL INVESTMENT ADVISER AND INVESTMENT RISK

You should consult a professional adviser on your particular financial
circumstances before taking, or refraining from taking, any action on the basis
of the content of our Site, and you should not rely on the material on this
Site. Before making an investment, you should read the appropriate fund
prospectus (if applicable) or other terms and conditions as may be appropriate
and raise any questions you have on this documentation with your professional
adviser.

All investments involve a degree of risk. In particular note:

 * Past performance is not a guide to future performance;
 * The value of investments and the income from them may go down as well as up
   and you may not get back the amount invested; and
 * Where the investment has exposure to overseas assets, changes in exchange
   rates between currencies may cause the value of the investment and the level
   of income to rise and fall.


DISCLAIMER AND LIABILITY

This Site is provided "as is" and “as available” and no representations or
warranties are given with respect to this Site or its contents (including
without limitation warranties of merchantability and fitness for a particular
purpose). In addition, Legal & General does not represent or warrant that the
information accessible from or via the Site is accurate, complete or current.

To the fullest extent permitted by law, we exclude all conditions, warranties,
representations or other terms which may apply to our Site or any content on it,
whether express or implied. Your use of the Site and any of its content or
features is at your own risk.

In no event shall Legal & General be responsible for any loss or damage of
whatever kind arising out of access to or use of or reliance on any information
posted on the Site or any information contained in or accessed through the Site.

Legal & General excludes all liability for any loss or damage and whether in
tort (including without limitation negligence), contract or otherwise in
connection with:

i. your use of, inability to use, or the results of use of the Site;

ii. your use of or reliance on any content displayed on our Site;

iii. any websites linked to the Site or the material on such websites; and

iv. any failure or performance error, omission, interruption, defect, delay in
operation or transmission, system failure, unavailability or suspension of the
Site, virus, distributed denial-of-service attack or other technologically
harmful material that may infect your computer equipment, software, data or
other proprietary material on account of your use of the Site or your
downloading of any material from the Site or any websites linked to the Site,
including, without limitation, loss of profits, loss of income, loss of
anticipated savings, loss of revenues, loss of data, loss of goodwill or loss of
contracts or business (in each case whether direct or indirect) or for any
indirect, economic, consequential or special loss resulting from whatever cause.

Nothing in the Terms and Conditions shall exclude or limit Legal & General's
liability for death or personal injury arising from our negligence, for fraud or
fraudulent misrepresentation or for any other liability to the extent that such
liability cannot be limited and/or excluded by applicable law.


ACCESSING OUR SITE

Our Site is made available free of charge.

We do not guarantee that our Site, or any content on it, will always be
available or be uninterrupted. Access to our Site is permitted on a temporary
basis. We may suspend, withdraw, discontinue or change all or any part of our
Site without notice. We will not be liable to you if for any reason our Site is
unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access
to our Site.

You are also responsible for ensuring that all persons who access our Site
through your internet connection are aware of the Terms and Conditions, and that
they comply with them.


CHANGES TO CONTENT OF THE SITE

Legal & General reserves the right in its absolute discretion at any time and
without notice to update, remove, amend or vary any of the content which appears
on any page of this Site. However, please note that any of the content on our
Site may be out of date at any given time, and we are under no obligation to
update it.


USING AND SHARING OUR CONTENT

You may:

(i) view our Site for your personal use on any device that is compatible
(including a PC, laptop, smartphone, tablet or other mobile device);

(ii) print off one copy and download extracts of any page(s) from our Site
solely for your own personal use;

(iii) draw the attention of others within your organisation to content posted on
our Site; and

(iv) share links to specific content or information on our Site by using any
sharing tools we make available.

If you wish to share the content of our Site with others, we are happy for you
to do the following, provided you comply with the terms set out in this section:

(i) publish online, the original headline and a link to the article and the
first 100 words of an article ("Article Summary");

(ii) forward the original headlines, links and an Article Summary to other
individuals.

Other than in accordance with the paragraph above and unless stated on our Site
or as indicated by a social sharing icon, you are not permitted to publish,
re-transmit, re-distribute or otherwise re-produce any of the content which
appears on any page of this Site in any format to anyone else, and you are
prohibited from using any such content from the Site in connection with any
business or commercial enterprise without obtaining a licence to do so from us
or our licensors.

If you wish to re-produce in full any article on the Site, you should contact us
directly for authorisation and if granted, we will require you to include an
attribution to us when re-producing that article.

Further, you must not modify the paper or digital copies of any materials you
have printed off or downloaded in any way, and you must not use any
illustrations, photographs, video or audio sequences or any graphics separately
from any accompanying text.

If you fail to comply with the paragraph above, we reserve the right to
immediately terminate your right to link to our Site and to share the content of
our Site, your right to use our Site will cease immediately and you must, at our
option, return or destroy any copies of the materials you have made.


LINKING AND POSTING MATERIAL TO OUR SITE

You may link to, or post material to this Site, provided that you do not:

(i) in any manner to imply that Legal & General is endorsing your investment
strategies or policies or any statement made by you; or

(ii) post or transmit material that is libelous, defamatory, obscene,
fraudulent, misleading, harmful, that violates the property rights of others
(including without limitation infringing use of any third party's intellectual
property rights), that violates the privacy of others, or that is in violation
of any applicable laws.

If you post material to our Site, we reserve the right to make editorial
adjustments before publishing and reserve the right to remove or block any
comments or materials posted to the Site which:

(i) contain profanity or other language likely to cause offence;

(ii) break the law or condone or encourage unlawful activity (including, without
limitation, breach of any intellectual property right, defamation and contempt
of court);

(iii) are seen to impersonate or falsely claim to be, someone else or represent
an organisation;

(iv) repeatedly post the same or similar messages, i.e. spamming;

(v) are unrelated to the topic the message is posted under;

(vi) include contact details such as phone numbers, postal or email addresses;

(vii) constitute advertising of products and / or services;

(viii) contain links to websites deemed to be unsuitable by us; and/or

(ix) we do not feel are otherwise suitable or appropriate for the Site.


THIRD PARTY LINKS AND RESOURCE IN OUR SITE

The Site may contain links to third party websites and/or the content of third
parties ("Third Party Content"). The Third Party Content has been made available
solely for your convenience or information. The Third Party Content should not
be interpreted as an endorsement by us and we have no control over such Third
Party Content. Accordingly, Legal & General makes no representation, warranty or
guarantee with respect to the Third Party Content whatsoever (including, as to
its accuracy, completeness, suitability or reliability). If you access or use
the Third Party Content, you do so entirely at your own risk. To the extent
permitted by law, Legal & General excludes any liability arising from any use or
reliance by you on the Third Party Content.


SECURITY

We do not guarantee that our Site will be secure or free from bugs, viruses or
other malicious code.

You are responsible for configuring your information technology, computer
programs and platforms in order to access our Site. You should use your own
virus protection software.

You must not:

 * misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs
   or other material which is malicious or technologically harmful;
 * attempt to gain unauthorised access to our Site, the server on which our Site
   is stored or any server, computer or database connected to our Site; or
 * attack our Site via a denial-of-service attack or a distributed denial-of
   service attack.

We will report any breach of this section to the relevant law enforcement
authorities and we will co-operate with those authorities by disclosing your
identity to them. In the event of such a breach, your right to use our Site will
cease immediately.


INTELLECTUAL PROPERTY

Legal & General is the owner or licensee of all copyrights and other
intellectual property rights in the Site and all material published on this
Site. Those works are protected by copyright laws and other intellectual
property laws and treaties around the world. All such rights are reserved to
Legal & General and its third party licensors.

All trade marks, service marks, company names or logos are the property of their
respective rights-holders and no permission is given by Legal & General in
respect of the use by you of any such trademarks, service marks, company names
and logos and any such use may constitute an infringement of the rights-holders’
intellectual property rights.

All copyright in any indices values and constituents lists which may be
published on the Site, from time to time, may belong to a third party licensor.
Where such indices feature on the Site, Legal & General has obtained full
license from the relevant licensor to use such copyright in the creation of the
contents of the Site.


PRIVACY AND COOKIES

Legal & General is committed to protecting your privacy and keeping your
personal information secure. Any personal information you supply to Legal &
General via this Site will be treated in accordance with the data protection
legislation relevant to your jurisdiction. When you use our Site, you consent to
Legal & General collecting and using your personal data in the manner described
in our Privacy Policy and Cookie Policy.

 * Our Privacy Policy can be accessed at
   www.legalandgeneralgroup.com/services/privacy-policy/.
 * Our Cookie Policy can be accessed at www.lgim.com/cookie-policy.


INVALIDITY

If any part of our Terms and Conditions is determined to be illegal, invalid or
otherwise unenforceable (including, without limitation, any provisions in which
we exclude or limit our liability to you), then to the extent of such
illegality, invalidity or unenforceability, such terms or conditions shall be
deleted and severed from the Terms and Conditions and the enforceability of the
remaining Terms and Conditions will survive in full force and effect.


COMMUNICATIONS

Applicable laws may require that certain information or communications be in
writing. When using the Site, you accept and agree that communication with Legal
& General may be electronic. Legal & General may contact you by email or provide
you with information by posting notices on this Site. This does not impact your
marketing communication preferences. For any contractual purposes, you agree to
electronic means of communication and you acknowledge that all contracts,
notices, information and other communications that Legal & General sent to you
electronically comply with any legal requirements that such communication be in
writing. This provision does not affect your statutory rights.


TELEPHONE RECORDING

As required under applicable laws, Legal & General will record all telephone and
electronic communications and conversations with you that result or may result
in the undertaking of transactions in financial instruments on your behalf. Such
records will be kept for a period of five years (or up to seven years upon
request from the Financial Conduct Authority and/ or the Central Bank of Ireland
(or such successor from time to time)) and will be provided to you upon request.


WAIVER

If Legal & General fails at any time to insist upon strict performance of any of
your obligations under the Terms and Conditions, or if Legal & General fails to
exercise any of its rights or remedies to which Legal & General is entitled
under these Terms and Conditions, this shall not constitute a waiver of such
rights or remedies and shall not relieve you from compliance with such
obligations.


ENTIRE AGREEMENT

The Terms and Conditions set out the whole agreement between you and Legal &
General in relation to the use of the Site. Each party acknowledges that in
entering into the Terms and Conditions it does not do so on the basis of or in
reliance upon any representations, or promises undertakings, warranties or other
statements (whether written or oral) of any nature whatsoever except as may be
expressly provided in these Terms and Conditions.


LAW AND JURISDICTION

The Terms and Conditions and any dispute or claim arising out of or in
connection with them or their subject matter or formation (including
non-contractual disputes or claims) shall be governed by and construed in
accordance with the laws in the applicable jurisdiction.

The parties irrevocably agree that the courts in the applicable jurisdiction
shall have exclusive jurisdiction to settle any dispute or claim that arises out
of or in connection with the Terms and Conditions or their subject matter or
formation (including non-contractual disputes or claims).


LANGUAGE

This agreement is drafted in the English language. If this agreement is
translated into any other language, the English language text shall prevail.


CONTACTING US

Questions comments and requests are welcomed and should be sent to Web
Marketing: Email us

In addition to the terms and conditions above, the following terms apply to the
jurisdictions listed above them.

ABU DHABI GLOBAL MARKET, UNITED ARAB EMIRATES

This Site is intended for the use of Professional Clients only, as defined by
the Abu Dhabi Global Market Conduct of Business Handbook. It is not intended for
use by individuals.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, prospectus or other documents contained or made
available on this Site shall be construed as an offer, invitation, solicitation,
advice or a recommendation for subscription or purchase by Legal & General to
acquire or sell any products or securities referred to in this Site.

The "Telephone Recording" paragraph shall be deleted and replaced with "Legal &
General will record all telephone and electronic communications and
conversations with you that result or may result in the undertaking of
transactions in financial instruments on your behalf. Such records will be kept
for a period of five years (or such other period as is required by a relevant
regulator or applicable law) and will be provided to you upon request."

We are not licensed or authorised to carry on any regulated activity (as defined
by the Financial Services Regulatory Authority) in the Abu Dhabi Global Market.

In the "Law and Jurisdiction" section, the words "applicable jurisdiction" shall
be deleted and replaced with "Abu Dhabi Global Market."

AUSTRALIA

To the extent that any services or products on this Site are not used for
personal, domestic or household use, then, subject to section 64A of the
Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010
(Cth)) and section 12EC of the Australian Securities and Investment Commission
Act 2001 (Cth), which is not otherwise disclaimed or limited under these Terms
and Conditions is restricted to:-

 1. for goods, replacement or repair or the cost of replacement or repair; or
 2. for services, re-supply or the cost of re-supplying the services.

Under the Privacy Act 1988, an investor or any person may request access to the
personal information (if any) we or you hold about them.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "in force in the state of New
South Wales, Australia."

AUSTRIA

LGIM Managers (Europe) Limited ("LGIM Europe") is registered with the Austrian
Financial Market Authority ("FMA") to provide cross-border investment services
in Austria in accordance with article 34 Directive 2014/65/EU (at the time of
notification: Article 31 Directive 2004/39/EC).

Registered Address of LGIM Europe is:

33/34 Sir John Rogerson’s Quay, Dublin 2, Ireland

LGIM Europe is registered with Companies Registration Office under 609677.

Supervisory Authority: Central Bank of Ireland

VAT Identification Number: IE 3544433VH

You can contact LGIM Europe, as follows:

T: + 44 02031243000

E: webmarketing@lgim.com

In the Chapter "Intended Audience and Use of Information", the first sentence
shall read:

This Site is intended solely for the use of (i) "professional clients"
(Professionelle Kunden) as such term is defined in section 66 Austrian
Securities Supervision Act 2018 (Wertpapieraufsichtsgesetz 2018), (ii) entities
or persons who have been qualified as professional clients in accordance with
section 67 of the Austrian Securities Supervision Act 2018 and (iii) "eligible
counterparties" (Geeignete Gegenparteien) as such term is defined in section 68
of the Austrian Securities Supervision Act 2018. Hence, for the avoidance of any
doubt, this Site is not intended and must not be relied on by (i) "private
clients" (Privatkunden) as such term is defined in section 1 item 36 of the
Austrian Securities Supervision Act 2018 and (ii) "qualified private clients"
(Qualifizierte Privatkunden) as such term is defined in section 2 para 1 item 42
of the Austrian Alternative Investment Fund Managers Act (Alternative
Investmentfonds Manager-Gesetz).

The third paragraph ("The contents of this Site…") shall be amended with the
following sentence:

Nothing contained herein must be considered as financial analysis nor shall
contents of this Site or part of it form the basis of, or be relied on, in
connection with any contract or commitment whatsoever.

In the "Disclaimer and Liability" section the last paragraph shall be amended as
follows:

Nothing in the Terms and Conditions shall exclude or limit Legal & General's
liability for death or personal injury arising from our negligence, for fraud or
fraudulent misrepresentation, or blatant gross negligence [krass grobe
Fahrlässigkeit] or for any other liability to the extent that such liability
cannot be limited and/or excluded by applicable law.

The wording in section "Telephone Recording" shall be read as follows:

"As required under applicable laws, LGIM Europe will record all telephone and
electronic communications and conversations with you that result or may result
in the execution of transactions in financial instruments on your behalf. LGIM
will, however, prior to such recording inform you about it and your data
protection rights. Pursuant to art 16 para 7 Directive 2014/65/EU and the
applicable laws of England and Wales (implementing Directive 2014/65/EU) such
records will be kept for a period of five years (or up to seven years upon
request from the Financial Conduct authority (or such successor from time to
time)) and will be provided to you upon request.

In the "Law and Jurisdiction" section, the words "in applicable jurisdiction"
shall be deleted and replaced with "substantive Austrian law under the exclusion
of its conflict of laws rules and the United Nations Convention on Contracts for
the International Sale of Goods".

BAHRAIN

This Site and any material or information published thereon has not been
approved by the Central Bank of Bahrain which takes no responsibility for its
contents. No offer to the public to purchase any financial products or services
will be made in the Kingdom of Bahrain and this Site must not be made accessible
to or shown to the public generally in Bahrain. The content provided on this
Site is for information purposes only. None of the information, opinion,
reports, or other documents contained or made available on this Site shall be
construed as an offer, invitation, solicitation, advice or a recommendation for
subscription or purchase by Legal & General to acquire or sell any products or
services.

The "Telephone Recording" paragraph shall be deleted and replaced with "Legal &
General will record all telephone and electronic communications and
conversations with you that result or may result in the undertaking of
transactions in financial instruments on your behalf. Such records will be kept
for a period of five years (or such other period as is required by a relevant
regulator or applicable law) and will be provided to you upon request."

We are not licensed or authorised to carry on any regulated activity in the
Kingdom of Bahrain.

If you do not understand the contents of this Site, you should consult an
authorised financial advisor.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

BELGIUM

LGIM Managers (Europe) Limited has passported its MiFID top up permissions to
Belgium on the basis of free provision of services with the Belgian Financial
Services and Markets Authority (the “FSMA”). In particular, it is allowed to
provide the following services and activities on a cross border basis in
Belgium:

 1. reception and transmission of orders in relation to one or more financial
    instruments;
 2. portfolio management; and
 3. investment advice.

The use of the Site is intended only for investors that (A) qualify both as
“professional investors ” (as defined by article 3, 30° of the Act of 19 April
2014 on alternative investment funds and their managers, as amended from time to
time or any successive legislation that may enter into force, and by article 5,
§3 the Act of 3 August 2012 on undertakings for collective investment that
fulfil the conditions set out in the UCITS Directive and undertaking for
investment in receivables, as amended from time to time or any successive
legislation that may enter into force) and as “qualified investors” (as defined
by article 10, §1 of the Act of 16 June 2006 concerning the public offering of
investment instruments and the admission to the trading on a regulated market of
investment instruments, as amended from time to time or any successive
legislation that may enter into force), i.e. “qualified investors” in the
meaning of Article 2, (e) of the EU Regulation 2017/1129 on the prospectus to be
published when securities are offered to the public or admitted to trading on a
regulated market, as amended from time to time or any successive legislation
that may enter into force (each, a “Qualified Investor”), and (B) do not qualify
as “consumers” defined by article I.1.2° of the Code of Economic Law of 28
February 2013 [optional: referring to “any natural person who is acting for
purposes which are outside his trade, business, craft or profession”], and (C)
any such Qualified Investor shall act in its own name and for its own account
and shall not act as intermediary, or otherwise sell or transfer, to any other
investor, unless any such other investor would also qualify as a Qualified
Investor.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of Belgium."

BRUNEI

This Site is intended solely for the use of investment professionals only. It is
not intended for use by individuals or the public in Brunei. The term
“investment professional” used in the Site generally refers to a person who is
either an institutional investor or a person who holds a capital market services
licence under the Securities Market Order, 2013.

The Site and its contents are not directed at any person that is resident in
Brunei Darussalam (“Brunei Person”), and no offer is made to any Brunei Person
to provide or acquire or sell any investment business service, product or
security. The provision of any information in this Site is for general
information only and it does not constitute a recommendation, an offer or
invitation to offer to Brunei Person to invest or purchase securities.

CHINA

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall in each case be deleted and replaced with "of England and
Wales."

By providing personal information in the course of your use of the Site, you
expressly consent to the transfer of that information overseas in accordance
with the terms of the Privacy Policy.

DENMARK

LGIM Managers (Europe) Limited is registered with the Danish Financial
Supervisory Authority to provide cross-border investments services in Denmark in
accordance with Article 31 in MiFID-Directive and Danish legislation.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of Denmark”.

DUBAI INTERNATIONAL FINANCIAL CENTRE, UNITED ARAB EMIRATES

This Site is intended for the use of ‘Deemed’ Professional Clients only, as
defined by the Dubai Financial Services Authority (“DFSA”) Conduct of Business
Rulebook. It is not intended for use by individuals.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, or other documents contained or made available on
this Site shall be construed as an offer, invitation, solicitation, advice or a
recommendation for subscription or purchase by Legal & General to acquire or
sell any products or services.

Neither the Dubai International Financial Centre Authority (“DIFCA”) nor the
DFSA has any responsibility for reviewing or verifying this Site or information
published thereon. Accordingly, neither the DIFCA nor the DFSA has approved this
Site or taken any steps to verify the information set out on this Site and has
no responsibility for it.The "Telephone Recording" paragraph shall be deleted
and replaced with "Legal & General will record all telephone and electronic
communications and conversations with you that result or may result in the
undertaking of transactions in financial instruments on your behalf. Such
records will be kept for a period of five years (or such other period as is
required by a relevant regulator or applicable law) and will be provided to you
upon request."

We are not licensed or authorised to carry on any regulated activity (as defined
by the DFSA) in the Dubai International Financial Centre.

If you do not understand the contents of this Site, you should consult an
authorised financial advisor.

In the "Law and Jurisdiction" section, the words "applicable jurisdiction" shall
be deleted and replaced with "Dubai International Financial Centre."

EGYPT

This Site is intended for the use of qualified investors only. It is not
intended for use by individuals.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, prospectus or other documents contained or made
available on this Site shall be construed as an offer, invitation, solicitation,
advice or a recommendation for subscription or purchase by Legal & General to
acquire or sell any products or securities referred to in this Site.

The "Telephone Recording" paragraph shall be deleted and replaced with "Legal &
General will record all telephone and electronic communications and
conversations with you that result or may result in the undertaking of
transactions in financial instruments on your behalf. Such records will be kept
for a period of five years (or such other period as is required by a relevant
regulator or applicable law) and will be provided to you upon request."

We are not licensed or authorised to carry on any regulated activity in the Arab
Republic of Egypt.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

FINLAND

In the "Information About Us" section, the following shall be inserted at the
end of such section:

"Of the entities listed above as being authorised and regulated by the Financial
Conduct Authority, the Prudential Regulation Authority and/or the Central Bank
of Ireland, the following have been notified to the Finnish Financial
Supervisory Authority and may provide services into Finland:

 * Legal & General Investment Management Limited
 * LGIM Managers (Europe) Limited

Of the entities listed above as being authorised and regulated by the Financial
Conduct Authority, the following have not been notified to the Finnish Financial
Supervisory Authority and do not offer services into Finland:

 * LGV Capital Limited
 * LGIM Managers (Europe) Limited
 * LGIM Real Assets (Operator) Limited
 * Legal & General Assurance (Pensions Management) Limited

In the "Using and Sharing Our Content" section, the following shall be inserted
at the end of such section: "This provision does not affect your statutory
rights."

In the "Privacy and Cookies" section, the following shall be inserted at the end
of such section: "You have the right to withdraw your consent at any time, but
you may thereafter not make any further use of the Site."

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales".

FRANCE

All copyright in the indices values and constituents lists which may be
published on the Site, from time to time, may belong to a third party licensor
including, without limitation, FTSE International Limited ("FTSE"). Legal &
General has obtained full license from the relevant licensor to use such
copyright in the creation of the contents of the Site.

The FTSE indices used within the Site are calculated by FTSE. FTSE does not
sponsor, endorse or promote any Legal & General funds.

"FTSE®", "FT-SE®"; and "Footsie®" are trade marks of the London Stock Exchange
Plc and The Financial Times Limited and are used by FTSE under license.
"All-Share®", "All-World®" and "FTSE4Good®" are the trade marks of FTSE.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of France".

In the "Information About Us" section the following shall be inserted;
LGIM Managers (Europe) Limited ("LGIM Europe") authorised by the Central Bank of
Ireland as a UCITS management company (pursuant to European Communities
(Undertakings for Collective Investment in Transferable Securities) Regulations,
2011 (S.I. No. 352 of 2011), as amended) and as an alternative investment fund
manager with “top up” permissions which enable the firm to carry out certain
additional MiFID investment services (pursuant to the European Union
(Alternative Investment Fund Managers) Regulations 2013 (S.I. No. 257 of 2013),
as amended). Registered in Ireland as a private company limited by shares with
the Companies Registration Office (No. 609677). Registered Office: 33/34 Sir
John Rogerson’s Quay, Dublin, 2, Ireland. Regulated by the Central Bank of
Ireland (No. C173733).

The publication manager is LGIM. Please direct any queries to: LGIM Marketing,
One Coleman Street, London, EC2R 5AA,
IB Distribution email

The Site is hosted with LGIM Europe. Please direct any queries to: One Coleman
Street, London, EC2R 5AA.

LGIM Europe is authorized to carry out business in France under a cross-border
services passport into France."

In the section "Linking and Posting Material to our Site" the following words
shall be inserted; "You shall hold us harmless from any and all claims,
injuries, damages, losses or suits including attorney fees, arising out of or in
connection with any link and material that you post to this Site."

GERMANY

In the "Information About Us" section, the following wording is inserted;

"The Site is operated by LGIM Europe. LGIM Managers (Europe) Limited, authorised
by the Central Bank of Ireland as a UCITS management company (pursuant to
European Communities (Undertakings for Collective Investment in Transferable
Securities) Regulations, 2011 (S.I. No. 352 of 2011), as amended) and as an
alternative investment fund manager with “top up” permissions which enable the
firm to carry out certain additional MiFID investment services (pursuant to the
European Union (Alternative Investment Fund Managers) Regulations 2013 (S.I. No.
257 of 2013), as amended). Registered in Ireland as a private company limited by
shares with the Companies Registration Office (No. 609677). Registered Office:
33/34 Sir John Rogerson’s Quay, Dublin, 2, Ireland. Regulated by the Central
Bank of Ireland, N Wall Quay, North Dock, Dublin, D01 F7X3, Ireland (No.
C173733). VAT number: IE 3544433VH.

In Germany, the branch office of LGIM Managers (Europe) Limited is subject to
limited supervision by the German Federal Financial Supervisory Authority
(“BaFin”).

LGIM Europe is represented by: Notices for the attention of: LGIM General
Counsel, LGIM Legal, One Coleman Street, London, EC2R 5AA

You can contact LGIM, as follows: Email Web Marketing or + 44 02031243000.

LGIM's monitoring authority is: Central Bank of Ireland

The person responsible for editorial content (sec. 55 (2) rstv) is: LGIM
Marketing, One Coleman Street, London, EC2R 5AA,
IB Distribution email"

In the "Intended audience and use of information" section the first paragraph
shall the replaced with the following; "This Site is intended solely for the use
of German professional as well as semi-professional investors and consultants
only. It is not intended for use by private investors in particular in
accordance with section 1 no.31 of the German Investment Code ("KAGB").

In the "Disclaimer and Liability" section the following wording is inserted;
"LGIM shall also be liable for any damage in the case of a culpable violation of
a material contractual duty or cardinal duty; however, in the event of a
violation of a material contractual duty or cardinal duty based on simple
negligence, the liability of LGIM shall be limited to the typically foreseeable
damage. A “cardinal duty” in the sense of this provision shall be a duty of LGIM
whose fulfilment enables the proper performance of the agreement, whose
infringement jeopardizes achieving the purpose of the agreement and in whose
compliance you may normally trust. Any further-reaching liability on part of
LGIM shall be excluded."

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "German law".

HONG KONG

References to "Legal & General", "We" or "Us" in the Terms and Conditions shall
also include Legal & General Investment Management Asia Limited (“LGIM Asia
Ltd”), a Licensed Corporation (CE Number: BBB488) regulated by the Hong Kong
Securities and Futures Commission ("SFC") to conduct regulated activities of
dealing in securities and asset management in Hong Kong. The registered address
of LGIM Asia Ltd is Room 902, 9/F, Chinachem Tower, 34-37 Connaught Road,
Central, Hong Kong.

The Site has not been reviewed by the SFC and is provided to you on the basis
that you are a Professional Investor as defined in the Securities and Futures
Ordinance (Cap. 571) (the "Ordinance"). By accepting using the Site, you
acknowledge and agree that the Site is provided for your use only and that you
will not distribute or otherwise make this material available (except as
specified in the Terms and Conditions) to a person who is not a Professional
Investor as defined in the Ordinance.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of the Hong Kong Special
Administrative Region of the People's Republic of China."

In our Privacy Policy, under the "Information we collect" section, the following
additional terms apply:

We intend to use your personal data in direct marketing and may not do so
without your consent.

Any promotional emails that we may periodically send about new products, special
offers or other information that we think you may find interesting shall relate
to the investment products and/or services offered by Legal & General.

Your personal data may be transferred outside of Hong Kong and/or to a Legal &
General group company for the reasons set out in this section.

INDONESIA

You represent and warrant that you are entitled to enter into a binding
agreement under the laws of the Republic of Indonesia, in particular to the
Terms and Conditions, and that you are at least 21 years old or are married and
not under guardianship.

Please be informed that Otoritas Jasa Keuangan (the Indonesian Financial Service
Authority) or Bank Indonesia does not declare its approval or disapproval of our
services and products offered nor do they guarantee the accuracy or adequacy of
its services and products, nor do they supervise the use of our products.
Therefore your use of our Site will be purely contractual relationship with us
as set out in these Terms and Conditions.

This Site or other related documents and information shall not be considered as
an offer to our services and products in investment sector; consequently such
documents and information shall not be considered an offer.

Some of the information on this Site may contain projections or other
forward-looking statements regarding future events or future financial
performance of countries, markets or companies. These statements are only
predictions and actual events or results may differ materially. You must make
your own assessment of the relevance, accuracy and adequacy of the information
contained in this Site and to make such independent investigations as you may
consider necessary or appropriate for the purpose of such assessment. Any
opinion or estimate contained in this Site is made on a general basis and is not
to be relied on by you as advice.

The collection and use of personal data under these Terms and Conditions have
been in compliance with the collection and use of personal data under the
prevailing laws and regulations in Indonesia.

For the use in Indonesia, these Terms and Conditions are drawn up in both the
English and the Indonesian languages, both of which versions are binding on you
and us. In the event of any inconsistency between the Indonesian language
version and the English language version, to the extent permitted by the
prevailing laws and regulations, the English language version will prevail.

IRELAND

LGIM Managers (Europe) Limited is authorised by the Central Bank of Ireland as a
UCITS management company (pursuant to European Communities (Undertakings for
Collective Investment in Transferable Securities) Regulations, 2011 (S.I. No.
352 of 2011), as amended) and as an alternative investment fund manager with
“top up” permissions which enable the firm to carry out certain additional MiFID
investment services (pursuant to the European Union (Alternative Investment Fund
Managers) Regulations 2013 (S.I. No. 257 of 2013), as amended). Registered in
Ireland with the Companies Registration Office (No. 609677). Registered Office:
33/34 Sir John Rogerson’s Quay, Dublin, 2, Ireland. Regulated by the Central
Bank of Ireland (No. C173733).

LGIM Managers (Europe) Limited operates a branch network in the European
Economic Area, which is subject to supervision by the Central Bank of Ireland.
In Italy, the branch office of LGIM Managers (Europe) Limited is subject to
limited supervision by the Commissione Nazionale per le società e la Borsa
(“CONSOB”) and is registered with Banca d’Italia (no. 23978.0) with registered
office at Via Uberto Visconti di Modrone, 15, 20122 Milan, (Companies’ Register
no. MI - 2557936). In Germany, the branch office of LGIM Managers (Europe)
Limited is subject to limited supervision by the German Federal Financial
Supervisory Authority (“BaFin”). In the Netherlands, the branch office of LGIM
Managers (Europe) Limited is subject to limited supervision by the Dutch
Authority for the Financial Markets (“AFM“) and it is included in the register
held by the AFM and registered with the trade register of the Chamber of
Commerce under number 74481231.

Details about the extent of our authorisation and regulation are available from
us upon request.

The company can be verified by visiting the Central Bank of Ireland’s website
www.centralbank.ie

ITALY

In the section “Information about us” the definition of “Legal & General” shall
include: “LGIM Managers (Europe) Limited, a company incorporated in Ireland
(Registered no. 609677) and authorised by the Central Bank of Ireland as a
management company pursuant to Directive 2009/65/EC and as an alternative
investment fund manager pursuant to Directive 2011/61/EU (Central Bank of
Ireland Register no. C173733), as well as its Italian branch, which is enrolled
in the Registry of EU Management Companies and Alternative Investment Funds
Managers held by the Bank of Italy pursuant to art. 35 of Legislative Decree no.
58/1998 under no. 23978”.

In the Section “Intended Audience and Use of Information”, the term “investment
professionals” shall be intended to be referred to Italian resident or domiciled
legal entities falling within the definition of “clienti professionali o
investitori professionali” set out under Legislative Decree no. 58/1998, as
implemented by the Consob Issuers Regulation no. 11971/1999 and the Consob
Intermediaries Regulation no. 20307/2018.

The “Law and Jurisdiction” section shall read as follows: “The Terms and
Conditions and any dispute or claim arising out of or in connection with them or
their subject matter or formation (including non-contractual disputes or claims)
shall be governed by and construed in accordance with the laws of Italy.

The parties irrevocably agree that the courts in Italy shall have exclusive
jurisdiction to settle any dispute or claim that arises out of or in connection
with the Terms and Conditions or their subject matter or formation (including
non-contractual disputes or claims).

JAPAN

The Site is intended solely for the use of institutional investment
professionals only. Please do not use the Site if you are not on behalf of an
institutional investment professional. Accordingly, the Consumer Contract Act of
Japan (Act No. 61 of 2000, as amended) does not apply to the use of the Site.

The Site and its contents are not directed at any person that is resident in
Japan ("Japanese person"), and no offer or invitation is made to any Japanese
person to acquire or sell any service, product or security referred to. The
provision of any information in this Site does not constitute an offer to
Japanese persons to purchase securities.

In the "Intellectual Property" section the following shall be inserted; "If you
post material to the Site, we are deemed to be authorised to use such material
on the Site."

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

In the "Intended Audience and Use of Information" section, the first sentence
shall be replaced with, "This Site is intended solely for the use of
institutional investment professionals only. Please do not use the Site if you
are not on behalf of an institutional investment professional. It is not
intended for use by individuals. Accordingly, the Consumer Contract Act of Japan
(Act No. 61 of 2000, as amended) does not apply to the use of the Site."

JORDAN

This Site is intended for the use of professional investors only. It is not
intended for use by individuals.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, prospectus or other documents contained or made
available on this Site shall be construed as an offer, invitation, solicitation,
advice or a recommendation for subscription or purchase by Legal & General to
acquire or sell any products or securities referred to in this Site.

The "Telephone Recording" paragraph shall be deleted and replaced with "Legal &
General will record all telephone and electronic communications and
conversations with you that result or may result in the undertaking of
transactions in financial instruments on your behalf. Such records will be kept
for a period of five years (or such other period as is required by a relevant
regulator or applicable law) and will be provided to you upon request."

We are not licensed or authorised to carry on any regulated activity in the
Hashemite Kingdom of Jordan.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

KINGDOM OF SAUDI ARABIA

This Site is intended for use only by such persons as are permitted under the
Investment Fund Regulations issued by the Saudi Capital Market Authority
(“CMA”). It is not intended for use by individuals.

The CMA does not make any representation as to the accuracy or completeness of
this Site, and expressly disclaims any liability whatsoever for any loss arising
from, or incurred in reliance upon, any part of this Site. Users of the Site
should conduct their own due diligence on the accuracy of the information
contained on the Site. If you do not understand the contents of this Site you
should consult an authorised financial adviser.

Interests in investment funds may only be offered and sold in the Kingdom of
Saudi Arabia in accordance with Article 94 of the Investment Funds Regulations
issued on December 24, 2006 (the “Regulations”). Article 94(a) of the
Regulations states that, if investment fund units are offered to sophisticated
investors, as specified in article 74(b) of the regulations, or the minimum
amount payable per offeree is not less than Saudi Riyals 1 million or an
equivalent amount in another currency, such offer of investment fund units shall
be deemed a private placement for the purposes of the Regulations. Investors are
informed that article 101 of the Regulations places restrictions on secondary
market activity with respect to such investment fund units.

By accessing the Site, the user acknowledges and agrees that this Site has not
been approved by the Capital Market Authority or any other authority in the
Kingdom of Saudi Arabia, nor has Legal & General or our affiliates received
authorisation from, or been licensed by, the Capital Market Authority or any
other authority in the Kingdom of Saudi Arabia.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, or other documents contained or made available on
this Site shall be construed as an offer, invitation, solicitation, advice or a
recommendation for subscription or purchase by Legal & General to acquire or
sell any products or services.

The "Telephone Recording" paragraph shall be deleted and replaced with "Legal &
General will record all telephone and electronic communications and
conversations with you that result or may result in the undertaking of
transactions in financial instruments on your behalf. Such records will be kept
for a period of five years (or such other period as is required by a relevant
regulator or applicable law) and will be provided to you upon request."

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

KUWAIT

This Site should not be made available to the general public in Kuwait. It is
not intended for use by individuals.

We have not licensed any of our products or services for offering in Kuwait by
the Kuwait Capital Markets Authority or any other relevant Kuwaiti government
agency. The offering of interests in investment funds in Kuwait on the basis of
a private placement or public offering is, therefore, restricted in accordance
with Decree Law No. 31 of 1990 and the implementing regulations thereto (as
amended) and Law No. 7 of 2010 and the bylaws thereto (as amended).

No private or public offering of financial products or services is being made in
Kuwait, and no agreement relating to the sale of financial products or services
will be concluded in Kuwait. No marketing or solicitation or inducement
activities are being used to offer or market financial products or financial
services in Kuwait.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, or other documents contained or made available on
this Site shall be construed as an offer, invitation, solicitation, advice or a
recommendation for subscription or purchase by Legal & General to acquire or
sell any products or services.

The "Telephone Recording" paragraph shall be deleted and replaced with "Legal &
General will record all telephone and electronic communications and
conversations with you that result or may result in the undertaking of
transactions in financial instruments on your behalf. Such records will be kept
for a period of five years (or such other period as is required by a relevant
regulator or applicable law) and will be provided to you upon request."

We are not licensed or authorised to carry on any regulated activity in the
State of Kuwait.

If you do not understand the contents of this Site, you should consult an
authorised financial advisor.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

LEBANON

This Site is intended for the use of Professional Clients (as defined by the
Capital Markets Authority) only. It is not intended for use by individuals.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, prospectus or other documents contained or made
available on this Site shall be construed as an offer, invitation, solicitation,
advice or a recommendation for subscription or purchase by Legal & General to
acquire or sell any products or securities referred to in this Site.

The "Telephone Recording" paragraph shall be deleted and replaced with "Legal &
General will record all telephone and electronic communications and
conversations with you that result or may result in the undertaking of
transactions in financial instruments on your behalf. Such records will be kept
for a period of five years (or such other period as is required by a relevant
regulator or applicable law) and will be provided to you upon request."

We are not licensed or authorised to carry on any regulated activity in the
Lebanese Republic.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

LUXEMBOURG

In the "Law and Jurisdiction" section, the words “the laws in the applicable
jurisdiction” shall be construed as meaning the Laws of Luxembourg.

MACAU

LGIM and the companies listed in the Section “Information About Us” are not
authorized by the Macau Monetary Authority to act as financial institutions
and/or provide financial services pursuant to the provisions of Decree-Law No.
32/93/M in the Macau Special Administrative Region of the People’s Republic of
China.

MALAYSIA

None of the information, opinion, reports, prospectus or other documents
contained or made available on this Site shall be construed as an offer for
subscription or purchase, or an invitation to subscribe for or purchase, or a
recommendation or solicitation by Legal & General to acquire or sell any
products or securities referred to in this Site.

By accepting the Terms and Conditions or otherwise using this Site, you confirm
and represent to us that you are a person who comes within one of the categories
of persons set out in Part 1 Schedule 6 and 7 of the Capital Markets and
Services Act 2007 of Malaysia, as amended from time to time (“CMSA”).

We are not licensed or authorised to carry on any regulated activity (as defined
in the CMSA) in Malaysia and none of the information or documents contained or
made available on this Site shall be construed as advice of any kind (including
financial, investment, tax or legal).

NETHERLANDS

LGIM Managers (Europe) Limited is authorised by the Central Bank of Ireland as a
UCITS management company (pursuant to European Communities (Undertakings for
Collective Investment in Transferable Securities) Regulations, 2011 (S.I. No.
352 of 2011), as amended) and as an alternative investment fund manager with
“top up” permissions which enable the firm to carry out certain additional MiFID
investment services (pursuant to the European Union (Alternative Investment Fund
Managers) Regulations 2013 (S.I. No. 257 of 2013), as amended). Registered in
Ireland with the Companies Registration Office (No. 609677). Registered Office:
33/34 Sir John Rogerson’s Quay, Dublin, 2, Ireland. Regulated by the Central
Bank of Ireland (No. C173733).

In the Netherlands, the branch office of LGIM Managers (Europe) Limited is
subject to limited supervision by the Dutch Authority for the Financial Markets
(“AFM“) and it is included in the register held by the AFM and registered with
the trade register of the Chamber of Commerce under number 74481231.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

NEW ZEALAND

In the “Intended Audience and Use of Information” section, after the words
“investment professionals”, there shall be inserted “(including ‘wholesale
investors’, as defined in the Financial Markets Conduct Act 2013 of New Zealand
(the “FMCA”))”.

No use by you of the Site shall activate the provisions of any consumer
protection laws of New Zealand, including, without limitation, the Consumer
Guarantees Act 1993; the Fair Trading Act 1986; and the Credit Contracts and
Consumer Finance Act 2003, the operation of which you agree shall hereby be
excluded to the fullest extent permitted by law.”

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of England and Wales."

The provision of any information in this Site does not constitute an offer of or
invitation to subscribe for any financial products to any person in New Zealand,
nor does it constitute a ‘regulated offer’ to retail investors within the
meaning of the FMCA. The Site is intended for use by persons who are 'wholesale
investors' within the meaning of the FMCA only. ‘Wholesale investors’ include:

 * any persons who are required to pay a minimum upfront subscription amount of
   at least NZ$750,000 each on acceptance of any offer of financial products
   made to those persons and before the allotment of those financial products;
   or
 * any persons who are otherwise categorised as 'wholesale investors’ pursuant
   to the FMCA.

If you are not a ‘wholesale investor’ you shall immediately cease any access to
or use of the Site and any services and/or products on the Site.

NORWAY

LGIM Managers (Europe) Limited is registered with the Norwegian Financial
Supervisory Authority to provide cross-border investments services in Norway in
accordance with Article 31 in MiFID-Directive and Norwegian legislation.

In the "Law and Jurisdiction" section, the words "in the applicable
jurisdiction" shall be deleted and replaced with "of Norway”.

OMAN

The information contained on this Site neither constitutes a public offer of
securities in the Sultanate of Oman as contemplated by the Law of Commercial
Companies (Royal Decree 18/2019) or the Capital Market Law of Oman (Royal Decree
80/98), nor does it constitute an offer to sell, or the solicitation of any
offer to buy Non-Omani securities in the Sultanate of Oman as contemplated by
Article 139 of the Executive Regulations to the Capital Market Law (issued by
Decision No.1/2009). Additionally, this Site is not intended to lead to the
conclusion of any contract of whatsoever nature within the territory of the
Sultanate of Oman.

Financial products may not be advertised, marketed, distributed or otherwise
made available to any person in Oman other than by an entity licensed to market
non-Omani securities by the Capital Markets Authority (“CMA”) and then only in
accordance with any terms and conditions of such license. No prospectus has been
filed with the CMA by us in connection with any of our products. This Site is
not intended to lead to any offer or sale of financial products or services of
whatsoever nature within the territory of the Sultanate of Oman.

This Site is only being made accessible to a limited number of financially
solvent and experienced investors, and may not be reproduced, used for any other
purpose or provided to any other person that is not the intended recipient
thereof. Users of the Site acknowledge that none of our financial products or
services have been licensed by or registered with the CMA.

The content provided on this Site is for information purposes only. None of the
information, opinion, reports, or other documents contained or made available on
this Site shall be construed as an offer, invitation, solicitation, advice or a
recommendation for subscription or purchase by Legal & General to acquire or
sell any products or services. Legal & General does not advise persons or
entities resident or based in Oman as to the appropriateness of investing in or
purchasing or selling securities or other financial products. No information
contained on this Site is intended to constitute Omani investment, legal, tax,
accounting or other professional advice.

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SWISS REPRESENTATIVE AND PAYING AGENT

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General will record all telephone and electronic communications and
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INVESTOR RIGHTS

Below is a summary of rights afforded to you as a Shareholder whose name appears
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L&G Euro Buy and Maintain Credit Fund

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L&G Euro High Alpha Corporate Bond Fund

LGIM Euro Liquidity Fund

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L&G Europe Equity (Responsible Exclusions) UCITS ETF

L&G Europe ex UK Equity Index Fund

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L&G FTSE 100 Leveraged (Daily 2x) UCITS ETF

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L&G Future World Global Credit Fund

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L&G ROBO Global Robotics and Automation UCITS ETF

L&G Russell 2000 US Small Cap Quality UCITS ETF

LGIM Sterling Liquidity Fund

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L&G UK Core Plus Bond Fund

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IMPORTANT INFORMATION

This information is intended for investment professionals only and is for
information purposes only. It should not be distributed without our permission.

No investment decisions should be made without first reviewing the key investor
information document and prospectus (and any supplements thereto) of the
relevant product which includes information on certain risks associated with an
investment.

Unless otherwise agreed in writing, the Information on this website (a) is for
information purposes only and we are not soliciting any action based on it, and
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Any trading or investment decisions taken by you should be based on your own
analysis and judgment (and/or that of your professional advisers) and not in
reliance on us or the Information.

This information is only directed at investors resident in jurisdictions where
each fund is registered for sale. It is not an offer or invitation to persons
outside of those jurisdictions. We reserve the right to reject any applications
from outside of such jurisdictions.

All information detailed on this website is current at the time of publication
and may be changed in the future.


SOURCE AND THIRD PARTY DATA

Source: Unless otherwise indicated all data contained on this website is sourced
from Legal & General Investment Management Limited.

Where this document contains third party data ('Third Party Data’), we cannot
guarantee the accuracy, completeness or reliability of such Third Party Data and
accept no responsibility or liability whatsoever in respect of such Third Party
Data


ISSUER

Issued by Legal & General Investment Management Limited as promoter and
distributor for this fund in the UK.

Legal & General Investment Management Limited has been appointed as the
discretionary investment manager for these Funds and is Registered in England
and Wales No. 02091894. Registered Office: One Coleman Street, London, EC2R 5AA,
United Kingdom. Authorised and regulated by the Financial Conduct Authority, No.
119272.





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