resource-center.sprucemoney.com Open in urlscan Pro
208.97.149.156  Public Scan

URL: https://resource-center.sprucemoney.com/
Submission: On December 13 via automatic, source certstream-suspicious — Scanned from DE

Form analysis 1 forms found in the DOM

<form id="ba-header--search-form">
  <input id="ba-global-search-field" type="search" name="global-search" class="bds--jumbo" required="">
  <label for="ba-global-search-field">Search</label>
  <input type="submit" name="s" value="" aria-label="Submit Search">
</form>

Text Content

Skip to Content
Spruce
 * Features
     
     Features
   * 
     Saving goals
     
     Take the stress out of saving.
   
   * 
     Cash back rewards
     
     Make money when you spend money.
   
   * 
     Early payday
     
     Get paid up to two days earlier.
   
   * Free credit score
   * Courtesy Coverage
   * Tax refund recommendation
   * Find fee-free ATMs
     
 * About
     
     About
   * 
     Security
     
     See how Spruce makes security a top priority.
   
     
 * FAQs
 * No Hidden Fees
 * Resources
     
     Resources
   * 
     Help Center
     
     Get help with Spruce online banking services
   
   * 
     Resource Center
     
     Discover money tips & financial resources
   
   * 
     Spruce News
     
     See the latest news & reviews.
   
   * Saving Goal Calculator
     

Sign in Get Started
Explore Categories
 * Planning
 * Savings
 * Spending
 * Building credit
 * Spruce News
 * All categories

Spruce
 * Planning
 * Savings
 * Spending
 * Building credit
 * Spruce News

Search
Search
Spruce



SPRUCE RESOURCE CENTER


SPENDING


HOLIDAY BUDGET STRESS? HOW TO SAVE MONEY DURING THE HOLIDAYS & SPEND LESS

You know it’s coming: The holiday spending season is just around the corner. But
if that reminder makes you and…


PLANNING


PROTECTING YOURSELF FROM A PHISHING ATTACK

Money management tips for a brighter financial future


PLAN FOR GOALS BIG AND SMALL.

Want to make better progress on your money goals? Learn how to make a financial
plan for life’s events and how Spruce can help you achieve more.


PLANNING


FINANCIAL AND MENTAL HEALTH: IT’S ALL CONNECTED. HERE’S WHERE YOU CAN GAIN
CONTROL

Worried that you have more bills due than money coming in? Feel anxious when you
check your account balance? Not…


PLANNING


MONTHLY BUDGETING TIPS FOR BEGINNERS

Maybe you’re newly starting out on your own, or maybe you’re just ready to get
your financial ship in shape.…


PLANNING


WHAT TO KNOW ABOUT STUDENT LOAN FORGIVENESS — RIGHT NOW

Student loan forgiveness is a hot topic, so by now you’ve probably heard about
debt being erased for millions of…

View all planning articles


MAKE SAVINGS A SNAP.

Start building up your nest egg. Get insights into how you can create a strategy
that fits your lifestyle and makes saving simpler.

View all saving articles


SAVINGS


HOW MUCH SHOULD I SAVE EACH MONTH?


SAVINGS


GETTING STARTED: CREATING AN EMERGENCY FUND


SAVINGS


MONEY SAVINGS APPS: HELP FOR BEING BETTER WITH MONEY


SMART WAYS TO SPEND.

Discover spending resources that can help you learn to spend money smarter and
improve your budgeting habits.


PLANNING


COLLEGE STUDENT BUDGET TIPS

College represents many firsts – including the first time living on your own,
having a roommate, living out of state,…


SPENDING


HOW MUCH SHOULD I SPEND ON A CAR WITHOUT BUSTING MY BUDGET?

While you may see clear benefit to owning a car, the price you should pay for a
new set of…


SPENDING


MONEY MANAGEMENT TIPS FOR A BRIGHTER FINANCIAL FUTURE

Managing money with guidelines in mind can seem overwhelming, even impossible.
With endless to-dos, juggling your work and personal life,…

View all spending articles

 


CAN’T FIND WHAT YOU’RE LOOKING FOR?

Check out the Help Center for additional support, including more FAQs, how-to
guides, account troubleshooting, product assistance, and more.

Visit the Spruce Help Center


MORE FROM SPRUCE.

Most Recent
Most Popular

--------------------------------------------------------------------------------


SPENDING


HOW MUCH WILL A CAR LOAN DROP MY CREDIT SCORE?

Buying a car is a big financial milestone for many — it means freedom from
having to ask for a…


PLANNING


PROTECTING YOURSELF FROM A PHISHING ATTACK

As information technology has evolved throughout the years, so have the scams
used by fraudsters to steal funds and even…


SPENDING


HOW TO BUY A HOUSE WITH BAD CREDIT – IS IT POSSIBLE?

Homeownership is a dream for many Americans. It can represent not just financial
stability, but also a major life goal.…


BUILDING CREDIT


BENEFITS OF A BALANCE TRANSFER AND THE IMPACT ON YOUR CREDIT SCORE

Consider this scenario: You’ve had a credit card for a few years, but you open a
letter and see an…


PLANNING


DEPOSIT CHECKS ONLINE WITH MOBILE CHECK DEPOSIT

Innovation is making daily tasks easier everywhere — and banking is no
exception. In fact, an H&R Block study* showed…


PLANNING


ONLINE AND MOBILE BANKING 101

In the simplest terms, mobile banking offers convenience so you can take care of
your banking tasks from the comfort…


SAVINGS


BACK-TO-SCHOOL SHOPPING TAX-FREE WEEKENDS AND 10 MORE SAVING TIPS

One minute it seems like you just got in your groove, living your summer life —
and the next you…


SAVINGS


HOW TO SAVE MONEY ON A LOW INCOME

Putting aside money for savings is sound advice. But if you’re not making a lot
of income, trying to save…


SAVINGS


PAY YOURSELF FIRST: A SMART BUDGETING APPROACH TO REACHING SAVINGS GOALS

Do you have the best intentions to save money, but end the month with virtually
nothing left? We get it.…


BUILDING CREDIT


HOW TO CHECK YOUR CREDIT SCORE WITHOUT HURTING IT

Reviewing your credit is an important habit. Whether you’re planning on
borrowing money for major purchases like a car or…


PLANNING


HOW TO BUDGET FOR AN APARTMENT: DETERMINING HOW MUCH RENT YOU CAN AFFORD

Striking out on your own for the first time? Or maybe you’re moving to a new
town? No matter the…


PLANNING


FAMILY FINANCIAL PLANNING: STEPS TO GET YOUR HOUSEHOLD FINANCES ON TRACK

Managing your own finances can be tough enough. Pile on the finances of your
whole household and things can get…


SPENDING


HOW MUCH DOES A WEDDING COST?

Are you recently engaged and hear a faint ringing in your head? Is that church
bells chiming or a cash…


PLANNING


HOW TO CREATE A BUDGET

You’ve heard it before — a budget is a crucial step on the path to financial
stability. But what does…


BUILDING CREDIT


WHAT IS A GOOD CREDIT SCORE?

Your credit score is based on your credit history and your ability to pay your
debts on time. Good credit…


PLANNING


WHAT DOES APR MEAN?

APR means Annual Percentage Rate. It’s a common acronym you’ll hear related
to borrowing money. In simple terms, you can think of APR as the…


BUILDING CREDIT


HOW TO START BUILDING CREDIT — OR REBUILD IT — WITH CONFIDENCE

Building credit may seem like a huge hurdle if you’re trying to gain financial
stability. It’s a tricky topic. That’s…


SAVINGS


MONEY SAVING TIPS: 9 WAYS TO TAKE CHARGE OF YOUR FINANCES

While saving money might not be as fun as spending it, learning money saving
tips can empower you to take…

Load more


PLANNING


DEPOSIT CHECKS ONLINE WITH MOBILE CHECK DEPOSIT

Innovation is making daily tasks easier everywhere — and banking is no
exception. In fact, an H&R Block study* showed…


PLANNING


HOW TO CREATE A BUDGET

You’ve heard it before — a budget is a crucial step on the path to financial
stability. But what does…


BUILDING CREDIT


HOW TO START BUILDING CREDIT — OR REBUILD IT — WITH CONFIDENCE

Building credit may seem like a huge hurdle if you’re trying to gain financial
stability. It’s a tricky topic. That’s…


PLANNING


WHAT DOES APR MEAN?

APR means Annual Percentage Rate. It’s a common acronym you’ll hear related
to borrowing money. In simple terms, you can think of APR as the…


PLANNING


HOW TO BUDGET FOR AN APARTMENT: DETERMINING HOW MUCH RENT YOU CAN AFFORD

Striking out on your own for the first time? Or maybe you’re moving to a new
town? No matter the…


SPENDING


HOW MUCH DOES A WEDDING COST?

Are you recently engaged and hear a faint ringing in your head? Is that church
bells chiming or a cash…


SAVINGS


MONEY SAVING TIPS: 9 WAYS TO TAKE CHARGE OF YOUR FINANCES

While saving money might not be as fun as spending it, learning money saving
tips can empower you to take…


BUILDING CREDIT


WHAT IS A GOOD CREDIT SCORE?

Your credit score is based on your credit history and your ability to pay your
debts on time. Good credit…


BUILDING CREDIT


HOW TO CHECK YOUR CREDIT SCORE WITHOUT HURTING IT

Reviewing your credit is an important habit. Whether you’re planning on
borrowing money for major purchases like a car or…


SAVINGS


BACK-TO-SCHOOL SHOPPING TAX-FREE WEEKENDS AND 10 MORE SAVING TIPS

One minute it seems like you just got in your groove, living your summer life —
and the next you…


PLANNING


FAMILY FINANCIAL PLANNING: STEPS TO GET YOUR HOUSEHOLD FINANCES ON TRACK

Managing your own finances can be tough enough. Pile on the finances of your
whole household and things can get…


SAVINGS


PAY YOURSELF FIRST: A SMART BUDGETING APPROACH TO REACHING SAVINGS GOALS

Do you have the best intentions to save money, but end the month with virtually
nothing left? We get it.…


SAVINGS


HOW TO SAVE MONEY ON A LOW INCOME

Putting aside money for savings is sound advice. But if you’re not making a lot
of income, trying to save…


PLANNING


ONLINE AND MOBILE BANKING 101

In the simplest terms, mobile banking offers convenience so you can take care of
your banking tasks from the comfort…


BUILDING CREDIT


BENEFITS OF A BALANCE TRANSFER AND THE IMPACT ON YOUR CREDIT SCORE

Consider this scenario: You’ve had a credit card for a few years, but you open a
letter and see an…


SPENDING


HOW TO BUY A HOUSE WITH BAD CREDIT – IS IT POSSIBLE?

Homeownership is a dream for many Americans. It can represent not just financial
stability, but also a major life goal.…


PLANNING


PROTECTING YOURSELF FROM A PHISHING ATTACK

As information technology has evolved throughout the years, so have the scams
used by fraudsters to steal funds and even…


SPENDING


HOW MUCH WILL A CAR LOAN DROP MY CREDIT SCORE?

Buying a car is a big financial milestone for many — it means freedom from
having to ask for a…

 


GET BETTER WITH MONEY.

Spruce is mobile banking to help you set saving goals, earn cash back
offers,Disclaimer number1. Go to disclaimer for more details. and get paychecks
up to two days early.Disclaimer number2. Go to disclaimer for more details. Get
a $20 bonus when you sign up and receive your first direct deposit. See offer
details.

Get started

Spruce℠ is a financial technology platform built by H&R Block, which is not a
bank. Banking products provided by Pathward, N.A., Member FDIC.

 1. Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary by
    user, merchant location and offer period. Check the Spruce app for offer
    availability. Cash back earned by qualifying purchases will be deposited in
    your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for
    details.
 2. Early access to funds depends on the timing of the payer’s submission of the
    payment. These funds are generally made available the day the payment
    instruction is received, which may be up to 2 days earlier than the payer’s
    scheduled payment date. To be eligible, you must receive $200 in direct
    deposits over the relevant 35-day period, not including tax refunds.

The Spruce℠ Spending and Savings Accounts are established at, and the Spruce
debit card is issued by, Pathward, N.A., Member FDIC, pursuant to license by
Mastercard®. Mastercard and the circles design are registered trademarks of
Mastercard International Incorporated.


NEED SUPPORT?

1-855-977-7823

Features

 * Spruce features
 * Saving goals
 * Cash back rewards
 * Early payday
 * Courtesy Coverage
 * Tax refund recommendation
 * Free Credit Score
 * Find fee-free ATMs

About Spruce

 * What is Spruce
 * No hidden fees
 * Security
 * Careers

Access your account

 * Sign in
 * Sign up

Resources

 * Help Center
 * Resource Center articles
 * Spruce News
 * Saving Goal Calculator
 * FAQs

Legal

 * Terms
 * Privacy Notice
 * Pathward Privacy Notice
 * Disclosures and Agreements


Twitter Facebook Instagram

Copyright © 2021-2022 HRB Digital LLC. All Rights Reserved.
Bank products and services are offered by Pathward, N.A.
All deposit accounts through Pathward are FDIC insured




We use cookies on this site in accordance with our Privacy Notice. You may
review and/or modify your cookie selection by clicking "Cookie Preferences"

Cookie Preferences Accept Cookies


Your Opt Out Preference Signal is Honored


COOKIE PREFERENCE CENTER

Below are the cookie categories for H&R Block
Allow All


MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function, count visits and
traffic sources to improve the performance of our site and enhance functionality
and personalization. These cookies cannot be switched off in our systems. You
can set your browser to block or alert you about these cookies, but some parts
of the site will not then work.

ANALYTICAL/PERFORMANCE COOKIES

Analytical/Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us to know which pages are the
most and least popular and see how visitors move around the site. All
information these cookies collect is aggregated and therefore anonymous. If you
do not allow these cookies we will not know when you have visited our site and
will not be able to monitor its performance.

USE FUNCTIONALITY/PERSONALIZATION COOKIES

Use Functionality/Personalization Cookies

These cookies enable the website to provide enhanced functionality and
personalization. They may be set by us or by third party providers whose
services we have added to our pages. If you do not allow these cookies then some
or all of these services may not function properly.

SOCIAL MEDIA COOKIES

Social Media Cookies

These cookies are set by a range of social media services that we have added to
the site to enable you to share our content with your friends and networks. They
are capable of tracking your browser across other sites and building up a
profile of your interests. This may impact the content and messages you see on
other websites you visit. If you do not allow these cookies you may not be able
to use or see these sharing tools.

TARGETING/ADVERTISING COOKIES

Targeting/Advertising Cookies

These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and show you
relevant adverts on other sites. If you do not allow these cookies, you will
experience less targeted advertising.

Back Button


PERFORMANCE COOKIES



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
Switch Label label
Switch Label label
Switch Label label

Confirm My Choices