www.liferaft.co Open in urlscan Pro
2606:4700:20::681a:a7a  Public Scan

Submitted URL: http://useliferaft.co/
Effective URL: https://www.liferaft.co/company/employers/
Submission: On November 13 via api from NL — Scanned from NL

Form analysis 1 forms found in the DOM

<form action="" onsubmit="LO.submit_chat(); return false;">
  <div id="lo_chat_input" style="position:relative; width: 100%; ">
    <div class="lo-fx-hr" style="height:0px; margin-bottom:0px; margin-top:0px; width:100%; border-top:1px solid #000000;border-bottom:1px solid #4f4f4f"></div>
    <div style="padding:10px;"><label for="lo_chat_textarea" style="display:none">Chat Input Box</label><textarea id="lo_chat_textarea" disabled="disabled" rows="2"
        style="color: black; background-color: rgb(255, 255, 255); border-radius: 5px; padding: 7px; height: auto; width: 100%; font-family: sans-serif; text-transform: none; resize: none;" dir="null" data-last-scroll-height="0"></textarea></div>
    <div id="lo_chat_sound_holder" style="position:absolute; right:0px; top:-25px; width:100%;">
      <div style="cursor: pointer; float:right; opacity:0.6; padding-right:10px; height:16px;" id="lo_chat_sound"><img alt="Click to mute chat sounds" src="https://d10lpsik1i8c69.cloudfront.net/graphics/sound-on-white.png"></div>
      <div id="lo_chat_status" style="padding-left:10px; font-size:11px; color:#6d6d6d"></div>
      <div style="clear:both;"></div>
    </div>
  </div>
</form>

Text Content

 * Products
   
   HRA
   
   Employee healthcare reimbursement
   
   Hospital
   
   Cash benefits for hospital stays
   
   Critical Illness
   
   Cash benefits for serious illness diagnoses
   
   Accident
   
   Reimbursement for medical expenses from an accident
   
   Dental
   
   Affordable, comprehensive dental care
   
   Vision
   
   Easy eye care at a low cost

 * Partnerships
   
   Broker (Ind.)
   
   Broker (Group)
   
   PEOs
   
   Digital Health Companies

 * For Employers
   
   HRA
   
   HRA Pricing
   
   Small Business Benefits
   
   HRAs for Large Groups
   
   Add-On Benefits

 * Company
   
   About
   
   Blog
   
   Careers
   
   Contact Us

Login


HEALTH REIMBURSEMENT ARRANGEMENT


COMPREHENSIVE BENEFITS AT A LOWER COST.

A Liferaft Health Reimbursement Arrangement (HRA) is fully customizable based on
what makes the most sense for your organization. With Liferaft, you can easily
start offering benefits for the first time, provide flexible individual plans to
remote or distributed teams, or expand your current coverage to include things
like mental healthcare, fertility care, and more.

Our team will handle all the documentation needed to properly set up your
account—making it easy for you to benefit from all available tax advantages.

Connect with Sales View HRA Pricing


CURIOUS HOW MUCH LIFERAFT BENEFITS CAN SAVE YOUR BUSINESS?

Our dedicated team will analyze your existing benefits offering and detail how
Liferaft can provide you the same level of benefits for less.

In your free analysis, you will receive:

 * A review of your current existing health insurance-related costs
 * Potential replacement plans and total cost
 * Optional additional benefits
 * Total savings per year and per employee




HOW A HEALTH REIMBURSEMENT ARRANGEMENT WORKS


CLEAR AND STRAIGHT TO THE POINT.


1



DESIGN YOUR EMPLOYEE BENEFITS

Decide how much tax-free money to offer each month, which expenses should be
eligible for reimbursement, or offer various benefits to different employee
groups.


2



EMPLOYEES PURCHASE QUALIFYING EXPENSES

Allowances can be used for qualifying medical expenses and healthcare services,
including prescription glasses, healthcare premiums, physical therapy, and more.


3



EMPLOYEES REIMBURSED

Our user-friendly 100% digital experience makes it easy for you and your
employees to submit a claim and get reimbursed for eligible expenses.


DOWNLOAD YOUR GUIDE TO FLEXIBLE & AFFORDABLE HEALTH INSURANCE.

Group health can be complex, restrictive, and costly — Liferaft offers something
different. Liferaft’s 2023 Whitepaper on HRAs is the most comprehensive guide
available, giving you what you need to determine if an HRA makes sense for your
business.



Guide Contents

What is an HRA? | HRA Requirements & Features | Eligible HRA Expenses | When an
HRA Makes Sense | Different HRA Types | States Where HRA Works Best


  WHY EMPLOYERS MANAGE THEIR  
  BENEFITS WITH LIFERAFT  

Learn more about our HRA pricing and features:

View HRA Pricing


GROUP HEALTH INSURANCE FOR ALL EMPLOYERS

With an HRA, employers can set up affordable benefits regardless of their
underwriting status. Each employer chooses a monthly benefit allowance and
employees can use their benefits on any qualified medical expense they choose —
including insurance premiums — without facing annual rate hikes or strict
requirements.


COST-EFFECTIVE HEALTH INSURANCE

Many states offer more affordable insurance plans on the individual market than
on the small group market. With a Liferaft HRA, you can fund all or part of your
employees' health insurance costs with pre-tax dollars, freeing up budget
without sacrificing benefits.


A FLEXIBLE BENEFIT FOR EMPLOYEES

Employees choose how to use their benefits, rather than being stuck in a
one-size-fits-all group health insurance plan. This flexibility allows employees
to tailor their coverage to fit their personal health, budget, and family
situation.


HRA ADMINISTRATION


HOW BUSINESSES ARE USING LIFERAFT TO RETHINK HEALTH BENEFITS.

COST SAVINGS

THE SAME COVERAGE FOR $150K LESS

This business used a Liferaft HRA to reimburse employees for their
individually-purchased health insurance premiums—ultimately providing the same
level of coverage for $150,000 less each year.

Read more

SUPPLEMENTING COVERAGE

SUPPORTING FERTILITY AND MENTAL HEALTH CARE COSTS

This business used a Liferaft HRA to reimburse employees for their
individually-purchased health insurance premiums—ultimately providing the same
level of coverage for $150,000 less each year.

Read more

FLEXIBLE BENEFITS

GIVING REMOTE TEAMS MORE FLEXIBILITY IN THEIR HEALTH PLAN

With a remote workforce all around the country, finding a plan everyone liked
was challenging. With Liferaft, employees purchased plans that worked for them,
then were directly reimbursed through our 100% digital platform.

Read more

FIRST TIME

JUST BEGINNING TO OFFER HEALTH BENEFITS

With only three employees, this business struggled to find a group plan that
would accept them. But, with Liferaft, they quickly started offering health
insurance to the team and their dependents. Plus, they were able to easily add
new employees as their business grew.

Read more


READY TO GET STARTED?

Input Company Size & State

Get started with your Liferaft HRA

Meet with our HRA expert and review your current plan, replacement plan options,
optional additional benefits, and total savings per year and per employee.

×


OUR PRODUCTS

HRA

Accident

Critical

Hospital

Dental

Vision

Products FAQ

PARTNERS

Brokers (Ind.)

Brokers (Group)

PEOs

Employers

Digital Health Companies

FOR EMPLOYERS

HRA

HRA Pricing

Small Business Benefits

HRAs for Large Groups

Add-On Benefits

COMPANY

About

Blog

Careers

Licenses

Contact Us



--------------------------------------------------------------------------------

INSURANCE PRODUCTS ARE SOLD BY LIFERAFT INSURANCES SERVICES, LLC A LICENSED
INSURANCE PRODUCER WITH CALIFORNIA LICENSE #6003070 AND NATIONAL PRODUCER NUMBER
#17313354. LIFERAFT INSURANCE SERVICES, LLC IS A LICENSED PRODUCER IN ALL 50
U.S. STATES AND DC WITH ITS PRINCIPAL PLACE OF BUSINESS AT 8605 SANTA MONICA
BLVD PMB 38776, WEST HOLLYWOOD, CA 90069.



PRIVACY POLICY

 | 

TERMS OF SERVICE

 * 
 * 
 * 

Help


Live Chat is Online 
Chatting
0
×
–

undefined



Chat Input Box

Chat
Powered by
Closecross-small