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   SOLUTIONS FOR BANK ATMS, SELF-SERVICE KIOSKS AND BANK BRANCH NETWORKS
   
   KAL's multivendor ATM software enables banks to take control of their ATM
   networks to reduce costs, increase functionality and improve competitiveness.
   We specialize in solutions for bank ATMs, self-service kiosks and bank branch
   networks.
   
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   WORLD-CLASS MULTIVENDOR ATM SOFTWARE
   
   The Kalignite software suite integrates with and controls ATM networks that
   vary widely in complexity, size and location – from banks with just a small
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   AT THE CORE OF ALL KALIGNITE SOLUTIONS
   
   Built on the XFS standard and available for Windows 10, Windows 8, Windows 7
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   multivendor applications for ATMs and all types of self-service systems.
   
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   ADVANCED ATM FUNCTIONALITY
   
   The Kalignite Advanced ATM Application includes all of the ATM functionality
   required by the most advanced banks, including a full set of ATM
   transactions, cash and check deposits with imaging, cash recycling,
   transaction preferences, targeted and general marketing, advertising, and
   many other features.
   
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   A 'DROP-IN' SOLUTION
   
   Kalignite NDC is a modern application that supports the legacy NDC protocol.
   It upgrades any NDC network to the newest generation of multivendor NDC
   technology.
   
   Kalignite NDC product overview
   
   
   
   ENTERPRISE-WIDE ATM MANAGEMENT
   
   Kalignite Terminal Controller provides a direct secure connection from each
   ATM in the network to the KTC server. This connection provides immediate,
   real-time access to information needed to effectively manage and monitor the
   ATMs.
   
   KTC product overview
   
   
   
   DRIVES ATMS, KIOSKS AND POS DEVICES
   
   KTH is KAL’s Terminal Handler for driving bank ATMs. It is designed to be
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   KTH product overview
   
   
   
   ATM OS-VIRTUALIZATION
   
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   hardware upgrades when Windows support ends for older versions.
   
   
   Kalignite Hypervisor product overview
   
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Powered by Kalignite
Transform your ATM network with increased functionality, faster transaction
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Break free with Kalignite Hypervisor
Kalignite Hypervisor solves the long-standing problem of costly, enforced and
disruptive ATM hardware upgrades


KAL - A WORLD LEADER IN ATM SOFTWARE

KAL's multivendor ATM software enables banks to take control of their ATM
networks to reduce costs, increase functionality and improve competitiveness.




LATEST NEWS


16 November 2022

HOW CAN ATMS HELP BANKS ‘BRANCH OUT’ AND OPTIMIZE COSTS IN AN INCREASINGLY
BRANCHLESS WORLD?



This article was originally published in the September 2022 issue of Polish
banking magazine Miesięcznik Finansowy BANK. The English translation is
available below and th...





27 October 2022

INSIDE THE 2022 ATM & SELF-SERVICE SOFTWARE TRENDS REPORT



We are delighted to confirm that the 15th edition of KAL and ATM Marketplace’s
industry-leading report is now available. This top-rated resource equips global
colleagues with fresh...





20 September 2022

KAL AND ATM MARKETPLACE ANNOUNCE THE 15TH ANNUAL ATM SOFTWARE TRENDS WEBINAR



After co-producing the 2022 edition of the ATM industry’s number one report, KAL
and ATM Marketplace are hosting a webinar that provides a detailed, first-time
look at this year’s...





31 August 2022

ČESKÁ SPOŘITELNA BECOMES THE FIRST CZECH BANK TO SUPPORT CARDLESS CASH
WITHDRAWALS VIA QR CODE



Česká spořitelna’s ATM network now supports transactions via QR code – providing
customers with a ‘cardless’ approach to withdrawing cash. This pioneering
accomplishment marks the...





29 June 2022

RECAP: KAL’S REGIONAL ATM WEBINARS EMPOWER GLOBAL COLLEAGUES



KAL presented world-class ATM insights to attendees in EMEA, the Americas and
APAC via a series of live-streamed regional webinars in June, 2022. KAL’s
senior-level experts hosted...






25 May 2022

KAL SEEKS LOCAL TALENT AT CCIFV’S FRANCE-VIETNAM JOB FAIR IN HO CHI MINH CITY



KAL is attending a Vietnam-based job fair hosted by Chambre de Commerce et
d'Industrie France-Vietnam (CCIFV). This announcement comes just two months
after the opening of KAL’s ne...





30 March 2022

NEW KAL OFFICE IN HO CHI MINH CITY



KAL is delighted to announce that we have opened a new business and engineering
office in Vietnam’s primary economic center - Ho Chi Minh City. By opening this
office, KAL is well-...





09 March 2022

KAL’S XFS4IOT SP-DEV WORKGROUP CELEBRATES A PHENOMENAL YEAR OF PROGRESS



2021 was a remarkable year for KAL’s XFS4IoT SP-Dev workgroup in its mission to
jumpstart the latest API standard for ATMs. The year began with the first ever
workgroup meeting and...





18 January 2022

THE XFS4IOT SPEC IS READY – A HUGE MOMENT FOR THE GLOBAL ATM INDUSTRY



The Global CEN XFS Committee has released the official version of XFS4IoT to the
European CEN organization for publication. The latest API standard for ATMs
promises to propel the...





20 December 2021

KAL AND EVO PAYMENTS’ INNOVATIVE ATM SERVICE IS SHOWCASED IN BUSINESS TRENDS
MAGAZINE



What happens when a world-class ATM software company joins forces with a leading
global payments technology and services provider? Unrivalled knowledge,
innovation and efficie...






14 December 2021

KAL EXPLAINS THE IMPORTANCE OF THE NEW XFS4IOT STANDARD – WATCH THE VIDEO
ON-DEMAND NOW



It may seem that cryptographic keys give the ATM industry’s latest XFS
standard a somewhat mysterious quality. However, KAL experts were on hand...





04 November 2021

2021 ATM AND SELF-SERVICE SOFTWARE TRENDS: REPORT AND WEBINAR AVAILABLE NOW



For the 14th year, KAL and ATM Marketplace have joined forces to produce the ATM
industry’s most influential annual report: ATM and Self-service Software Trends
and Analysis. The f...





11 October 2021

KAL 2021 ATM SOFTWARE TRENDS WEBINAR



Join KAL ATM Software and ATM Marketplace for a webinar discussing the findings
of the ATM industry’s most influential annual report: ATM and Self-service
Software Trends and Analy...





07 October 2021

KAL AND IDENTITÉ JOIN FORCES TO FIGHT ATM FRAUD



KAL, the leading independent ATM software company, and authentication solution
specialist Identité have joined forces to eliminate bank ATM fraud. This has
been achieved by integra...





13 September 2021

BNF BANK ROLLS OUT KAL ATM SOFTWARE



BNF Bank in Malta has completed the rollout of KAL’s world-class ATM software
suite as part of an ambitious drive to revamp its retail banking strategy. In
addition to using KAL’s...












WHY KAL?

KAL gives you world-class ATM software

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WORLD LEADER

KAL retains position as world’s #2 MV ATM software supplier

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WORLD FIRSTS

Kalignite software is driving ATM innovation

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XFS4IOT

XFS4IoT is the new major version of the XFS global standard for ATMs

Learn more


KAL INSIGHT

Expert opinion on industry matters

Learn more


THE KAL RTM



A revolution in branchless banking

Learn more


CASE STUDIES

Learn how KAL delivers robust ATM solutions to our partners


PRESENTATIONS

View all the latest ATM software news and latest industry events


KNOWLEDGE

The latest ATM insights, opinion and thinking


2021 TRENDS

Get your copy of the 2021 ATM Software Trends Report


MEET THE SENIOR TEAM

Meet the experts at KAL delivering software solutions for all types of
self-service solutions




CAREERS AT KAL

KAL is one of the world's leading ATM software providers. Come and work with us!




DID YOU KNOW?

The world's largest multivendor ATM network is powered by Kalignite


DID YOU KNOW?

Kalignite has supported ATM multivendor cash recycling since 2004


DID YOU KNOW?

The ATM network of the world's oldest bank is powered by Kalignite


DID YOU KNOW?

80% of Norway's ATMs are powered by Kalignite


NAVIGATE

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CALL US

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+44 131 659 4900


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