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      SIMPLIFYING INVESTING—FOR BEGINNERS TO PROS
      
      In as little as 10 minutes, you could be investing with Digital Investor’s
      automated or self-directed tools. Want personalized guidance? Our
      financial advisors can help you create an investing strategy that matches
      your needs and preferences.
      
      
      7 INVESTING STRATEGIES TO MULTIPLY YOUR EARNINGS
      
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      challenges and become a more confident investor.

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      CAREERS AT NAVY FEDERAL
      
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MILITARY APPRECIATION MONTH


 * Special Offers
 * Enter to Win $1,000
 * Membership Benefits

Join Now to become a Navy Federal member


CELEBRATING THOSE WHO GO ABOVE AND BEYOND




CELEBRATING THOSE WHO GO ABOVE AND BEYOND

Join us as we honor the military community May 1 - May 31. 

See Offersfor Military Appreciation Month




OUR MILITARY COMMUNITY GOES ABOVE AND BEYOND

It’s Military Appreciation Month, and we’re celebrating our Active Duty members
and the entire military community, who go above and beyond every day. Join us as
we honor the extraordinary achievements of members like you. 



For 90 years now, it’s been our mission to serve and support military members
and their families. We do that by offering award-winning products and services,
built with you in mind, to help you reach your goals at each stage of your
financial journey.

Our employees are part of the community we serve; many are military family
members, reservists or Veterans themselves. Together, we empower our members and
communities through intentional nonprofit partnerships, employee volunteerism
and philanthropic giving.


EXCLUSIVE OFFERS FOR OUR MEMBERS

 


CREDIT CARD BONUS ON NEW ACCOUNTS

You can earn a $50 bonus when you open a credit card within 14 days of joining
Navy Federal.1


Join Todayfor credit card bonus on new accounts




CREDIT CARD BONUS ON NEW ACCOUNTS

You can earn a $50 bonus when you open a credit card within 14 days of joining
Navy Federal.1


Join Todayfor credit card bonus on new accounts




FREE ACTIVE DUTY CHECKING® ACCOUNT

Join and open a Free Active Duty Checking account and earn a $10 bonus when you
make a debit card purchase within the first 30 days.2

Open Your Account 




FREE ACTIVE DUTY CHECKING® ACCOUNT

Join and open a Free Active Duty Checking account and earn a $10 bonus when you
make a debit card purchase within the first 30 days.2

Open Your Account 




AUTO LOAN REFINANCE  

You can earn a bonus when you refi today. Refinance your current auto loan from
another lender with us, and you could get $200.3

Refinance Your Auto Loan 




AUTO LOAN REFINANCE  

You can earn a bonus when you refi today. Refinance your current auto loan from
another lender with us, and you could get $200.3

Refinance Your Auto Loan 




LOAN RATE DISCOUNT

Active Duty and retired military with direct deposit can get a 0.25% loan rate
discount on select loans.4

See Details on our Loan Rate Discount




LOAN RATE DISCOUNT

Active Duty and retired military with direct deposit can get a 0.25% loan rate
discount on select loans.4

See Details on our Loan Rate Discount


 * 


 * BE PART OF THE CELEBRATION 
   
   Here’s your chance to go above and beyond by dedicating an act of service to
   a loved military member or branch of service. Submit your video entry by May
   31 for a chance to win $1,000!
   
   Here’s How to Enter about how we're celebrating


OUR TEAM MEMBERS GO ABOVE AND BEYOND

When Navy Federal's own Natasha J. saw a Veteran member in need of help beyond
banking, she was moved by compassion. Her extraordinary kindness made all the
difference for him and his wife.

Read the Story about how we're celebrating




MEMBERSHIP BENEFITS

It's our mission to put our members first by making your financial success a
priority.


THE VALUE OF MEMBERSHIP

Our members could earn and save $473 per year by banking with us.5 Our
market-leading regular savings rate is nearly two times the industry average.6
Our average credit card APR is 6% lower than the industry average.7

Explore Benefitsof Membership


FASTER SAVING WITH 18-MONTH EASYSTARTSM SHARE CERTIFICATES

Lock in a red-hot rate on a new or renewed 18-month EasyStart Share Certificate.
Open with as little as $50 and watch your savings grow. Plus, enjoy the
flexibility to withdraw one time only for no penalty.8

Open Nowan EasyStart Certificate


TOP VA LENDER9

We understand the unique needs of servicemembers and their families. To help you
make the most of every benefit you’ve earned—like VA loans—we offer a 100%
financing loan option with no PMI for Active Duty and Veterans.10

View Rateson VA loans


FREE ACTIVE DUTY CHECKING

Get ATM fee rebates (up to $240 a year)11 and early access to military pay!12
Plus, no minimum balance requirements and no monthly service charge. 

Get More Infoon Free Active Duty Checking

Still have questions? Visit our Membership FAQs.


DISCLOSURES

+ Show All
1

Offer valid May 01–May 31, 2024 and can expire anytime without prior notice. To
receive the $50 bonus to your share savings account, you must 1) be 18 or older
and eligible for membership, 2) join Navy Federal between 05/1/2024 and
05/31/2024, and 3) open a new Navy Federal Credit Card account within 14 days of
joining. Offer excludes Navy Federal Business and Home Equity Line Platinum
credit cards. Navy Federal membership is open to members of the Coast Guard, all
Department of Defense uniformed personnel, reservists, Active Duty, retired,
Veterans, Army and Air National Guard, DoD civilian employees, contractors, and
their immediate family. Limit one (1) bonus per member. $5 minimum balance is
required to open and maintain membership savings account and to obtain bonus. If
you have not funded your new membership savings account at the time the bonus is
credited, we will hold the minimum $5 share required for your membership. Annual
Percentage Yield (APY) 0.25%, effective 03/15/2024. Fees may reduce earnings,
and rates may change. Bonus deposited to your share savings account within 14
business days of credit card account opening. Accounts must be in good standing
for credit to be processed. Recipient is solely responsible for any personal tax
liability arising out of the acceptance of this incentive.

↵
2

Offer valid May 1–May 31, 2024. Navy Federal reserves the right to end or modify
this offer at any time. Navy Federal Credit Union employees, contractors, and
their immediate family members are not eligible to participate in this
promotion. To receive this offer, you must be a new member and open a new Free
Active Duty Checking® account during the promotion period and make a purchase
using your Navy Federal Debit Card associated with the new account within 30
days of account opening. Purchases must be more than $0 and made by June 30,
2024. Please allow 10–12 weeks for the credit to post to your account and appear
on your periodic statement. This offer is not transferable. Transactions are not
earned for gambling or cash-equivalent transactions, such as the purchase,
loading, or reloading of gift and prepaid cards. Limit one (1) $10 bonus per
member and must be 18 or older. Members should consult a tax consultant or
obtain legal advice regarding any tax implications related to the bonus. Taxes
related to the bonus are the member's responsibility. Navy Federal does not
provide tax advice.

↵
3

Credit and collateral subject to approval. Existing Navy Federal loans are not
eligible for this offer. Auto refinance loan must be at least $5,000. Loan must
be open for at least 60 days with first scheduled payment made to be eligible
for the $200, which will be credited to the primary applicant’s savings account
between 61 and 65 days of the loan origination date. Offer may end at any time.
Recipient is solely responsible for any personal tax liability arising out of
this incentive.

↵
4

Direct deposit is required. This military special may expire at any time.
Applicants must contact Navy Federal by phone or visit a branch to receive the
discount. Active Duty rate discounts (which are also available for retired
military members) can be applied, subject to certain restrictions.

↵
5

Dollar value shown represents the results of the 2022 Navy Federal Member
Giveback Study. The Member Giveback Study takes into consideration internal
market analyses comparing Navy Federal products with industry national averages,
as well as member discounts, incentives, and other savings.

↵
6

Savings rate value claim based on an internal comparative analysis of the
average regular savings rate in the industry to the average regular savings rate
at Navy Federal in 2022. The 2022 industry average data was obtained from
fdic.gov.

↵
7

Credit card value claim based on an internal analysis of Navy Federal's average
credit card APR assigned to members compared to the average advertised credit
card industry APR in 2022. The 2022 industry average data was obtained from
creditcards.com.

↵
8

This 18-Month EasyStart Share Certificate “one no-penalty withdrawal” offer is
effective April 8, 2024. Navy Federal reserves the right to end or modify this
offer at any time. The offer is applicable to any 18-Month EasyStart Share
Certificate opened or renewed starting April 8. Waived penalty will only apply
to the first withdrawal from an eligible 18-Month EasyStart Share Certificate.
Withdrawals are permitted starting seven days after new certificate account
opening date. The 18-Month EasyStart Share Certificate has a minimum purchase
amount of $50. Other restrictions may apply. APY may change before an 18-Month
EasyStart Share Certificate is opened and funded. Offer not available for IRA or
ESA certificates.

↵
9

Navy Federal Credit Union was included in 9 Best VA Lenders in March 2024
by money.com.

↵
10

100% financing subject to all VA rules, guidelines, and additional program
requirements. All loans subject to approval. VA loans may include a funding fee,
which may be financed up to the maximum allowed loan amount. Navy Federal has no
affiliation with U.S. Department of Veterans Affairs or any other government
agency.

↵
11

Up to $20.00 in ATM fee rebates per statement period.

↵
12

Members with Free Active Duty Checking® accounts will receive their Direct
Deposit one business day early.

↵

The Contactless Symbol is a trademark owned by and used with permission of
EMVCo, LLC.

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NAVY FEDERAL INFORMATION


MISSION STATEMENT

Since 1933, Navy Federal Credit Union has grown from 7 members to over 13
million members. And, since that time, our vision statement has remained focused
on serving our unique field of membership: 

"Be the most preferred and trusted financial institution serving the military
and their families."


ABOUT NAVY FEDERAL

 * About Us
 * Careers
 * Newsroom
 * Navy Federal Events
 * Become a Member


MEMBER SUPPORT

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 * Branches & ATMs
 * Current Rates
 * FAQs
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 * Forms & Brochures


MORE SERVICES

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 * Business Solutions
 * Mobile Banking

24/7 Member Services: 1-888-842-6328 Routing Number: 256074974

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POLICY & DISCLAIMERS

Navy Federal Credit Union
 * Privacy
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 * Browser Support
 * Site Map

© 2024 Navy Federal Credit Union. All rights reserved

 * Navy Federal Credit Union is federally insured by NCUA
 * Equal Housing Lender
 * Equal Opportunity Employer

NMLS ID 399807

Navy Federal conducts all member business in English. All origination,
servicing, collections, and marketing materials are provided in English only. As
a service to members, we will attempt to assist members who have limited English
proficiency where possible. Military images are used for representational
purposes only; do not imply government endorsement. Terms and conditions are
applied to gift cards.

 * APY = Annual Percentage Yield, APR = Annual Percentage Rate
 * +Rates are based on an evaluation of credit history, so your rate may
   differ. 
 * *Message and data rates may apply. Terms and Conditions are available. 
 * ♦Terms and conditions are applied to gift cards.

 


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