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Money made easier with Prefr
Get ₹5 lakhs in 5 minutes
No hidden charges | No collateral
Hassle-free process
+91-


Apply Online
I agree to Prefr's T&C and Privacy Policy, consent to CKYC and authorize Prefr
to retrieve my credit report





ISO 27001 Certified
4.4 Stars in Google Play
Our story so far
1,50,000+ Happy families
1 crore+ Trusted users
₹2000 crore+ Loan disbursed
₹150 crore+ Loan disbursed p.m.

Prakash Pawar
Instant Loan
The entire loan process was as easy and the amount was credited in a flash!
Kudos to Prefr for paperless process and seamless transaction. Thank you guys!

Saroja Narayana
Great Service
I am happy with the overall service provided by Prefr. They were always in touch
and kept me updated on the loan status.Glad to have Prefr for my loan.

Mohana Kumar G
Fast Process
Very good, fast, and easy documentation process. Support from the calling team
is good as well as the interest rate.

Priyanka Iyer
Quick Process
They credited loan amount without much of phone calls and documents. The process
was quick and smooth. Keep up the good work 👍

Vimal G V
Great Service
It's an excellent site and outstanding service provided by Prefr. I got the
amount in 24 hrs. Thanks a lot, Prefr, for your great support!

Tanya Panesar
Customer Service
I do not know much about banks or technology. But, Prefr support team helped
alot. It was a smooth experience. They guided me all the way. Thank you guys.

Nagendra Reddy
Instant Loan
Awesome service provided by Prefr. Loan disbursements in just one day. Overall
fast process. Executives are very responsive and managed entire process well.

Sudhamani P.S
Trustworthy Process
It's really a genuine place to get hassle free and paperless loan and money gets
transferred into the account soon after verification. Their customer service
team is really helpful.

Ashok Patidar
Great Service
Good service provided by Prefr, easily disbursal and easy EMI, very transparent
site. Immediate respose by customer care services, overall good services. Thanks
Prefr
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Eligibility criteria
CIBIL  
650+
Age  
21+ years
Income  
₹15,000+
Documents required
Photo check Selfie
Identity check PAN
KYC check Aadhar
Optional
Income check Bank Statement
Get started quick and easy
Check
eligibility
Complete
KYC
Cash loan
disbursed
Why prefer Prefr?
100% Digital No paperwork, no site/bank visits, and no physical documents
needed.
Safe & Secure We value your privacy! We will never share your data with people
outside.
Hassle-Free Loan No collaterals, no hidden charges added to keep things
transparent.
Instant Disbursal Apply online, complete your KYC, and post-approval, get money
credited instantly.
Easy Repayments Multiple repayment options include Auto Debit, Net Banking,
Debit Card, UPI, and Bank Transfer.
Quick Support Need assistance with your loan application? We are just a call
away.
Frequently asked questions
What is Prefr? What kind of loans can I avail from Prefr?
Prefr is an instant loan-providing platform for salaried employees and business
individuals. You can apply for a quick loan of up to ₹ 5 Lakh. Prefr acts as a
technology intermediary that facilitates your Loans from regulated and credible
lenders like Hero FinCorp (HFC) and LiquiLoans. Trusted by over 1 crore users,
we have successfully disbursed over ₹2000 crore.
How long will it take to get money credited to my bank account?
Once the entire loan application process is completed and approved, the offered
amount gets credited within 24 hours.
How can I calculate my repayment?
Let’s say you are a salaried employee and have borrowed ₹1,00,000 @ 18% per
annum for 12 months (interest rate on reducing balance method) with a processing
fee of 3%.You would pay:
Loan amount
₹1,00,000
Processing fee
₹3,000
GST on proc. fee
₹540
Stamp duty charges
₹275
Actual disbursal amount
₹96,185
Monthly EMI
₹9,168
Total Amount Repaid in 12 months
₹1,10,016

Are there any other charges, interests and fees?
Yes, there are a certain additional charges, late fees, and bounce charges which
are applied as and when applicable.

Fees and charges
Bounce charges
(inclusive of GST)
₹350
Penal charges
3% per month on overdue amount (accrued on a daily basis)
Prepayment/
Foreclosure charges
5% of POS + GST (or) If loan is closed within 6 months from the date of
disbursement, then interest on loan amount for 6 months plus foreclosure charges
will be applicable.
Pre-EMI
As applicable

Can I reach out to you for assistance while applying?
Yes, you certainly can. We are happy to help you facilitate a smooth loan
process. You can call us at +91-9988027772 or can mail us at wecare@prefr.com.
We are available
From Monday to Saturday, between 10 AM to 6 PM
Call us at:
+91-9988027772
Write us at:
wecare@prefr.com
© 2024 InfoCredit Services Pvt. Ltd. All Rights Reserved
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If you wish to know more, you can contact us on
040 4852 1334
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wecare@prefr.com
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