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 * CURRICULUM
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 * ABOUT ETHICA
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   * Testimonials
   * Download Brochure
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 * ENROLL NOW


 * “ETHICA’S CIFE™ HAS ALREADY OPENED DOORS FOR ME…“
   BOYD RUFF, CIFE™ GRADUATE, ESQ., USA
   
   TRUSTED BY MORE PROFESSIONALS FOR ISLAMIC FINANCE CERTIFICATION, ETHICA HAS
   TRAINED OVER 15,000 PAYING PROFESSIONALS, NOW WORKING IN OVER 160 FINANCIAL
   INSTITUTIONS IN 65 COUNTRIES AROUND THE WORLD.
   
   Learn more
 *  
   
   
   CELEBRATING 20 YEARS OF
   ISLAMIC FINANCE EXCELLENCE
   
   • Official recognition from AAOIFI, the world’s leading standard-setting body
   for Islamic finance
   • 15,000 paying professionals in 65 countries from over 160 institutions
   • +$350,000 given in financial aid
   • +100 countries and thousands receive free courses and ebooks
   • Ranked #1 on Google for “Best Islamic Finance Certification” regularly
   • 69 industry awards

 *  
   
   
   COMPARE ETHICA WITH THE COMPETITION
   
   
   
   Ask yourself these 3 questions when comparing Ethica with the competition...
   
   
   
   Learn More
 *  
   
   
   ETHICA'S RECENT AWARDS
   
   
   
    * 2024 Best Islamic Finance Qualification—Global (Corporate America Today
      Annual Awards New York, US)
    * 2024 Best Islamic Finance Qualification—Global (Global 100 Awards, UK)
    * 2024 Best Islamic Finance Qualification—Global (M&A Today Global Awards,
      UK)
    * 2023 Outstanding Finance Education Provider—Dubai (Gazet International,
      Singapore)
    * 2023 Best Training Institution—Dubai (Gazet International, Singapore)
    * 2023 Best Islamic Finance Qualification—Global (Global 100 Awards, UK)
   
   

 *  
   
   
   PAY IN EASY MONTHLY INSTALMENTS
   
   CIFE™ and ACIFE™ programs
   starting at only $149.5/month
   
   
   ENROLL NOW


 * OFFICIALLY AAOIFI RECOGNIZED
   
   
   OFFICIALLY RECOGNIZED BY AAOIFI (PRONOUNCED “A-YO-FEE”), THE WORLD’S LEADING
   STANDARD-SETTING BODY IN ISLAMIC FINANCE, ETHICA'S AWARD-WINNING CERTIFIED
   ISLAMIC FINANCE EXECUTIVE (CIFE) AND ADVANCED CIFE (ACIFE) EARN YOU
   CONTINUING PROFESSIONAL DEVELOPMENT (CPD) CREDIT
   
   Learn more
 *  
   
   
   ACCESS YOUR FREE 2,000+ PAGE E-BOOK
   
   • Mufti Taqi Usmani’s “Introduction to Islamic Finance“
   • AAOIFI’s Shariah Standards
   • Sample Islamic finance contracts
   • CIFE™ Study Notes
   • Recommended reading lists
   • Over 1,000 Islamic finance Q&As
   
   
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 * FINANCIAL AID FOR STUDENTS, SCHOLARS, AND ISLAMIC FINANCE GRADUATES
   
   Our graduates perform better because Ethica's courses  find their roots in
   the cut-and-thrust of on-the-ground execution. Recruiters know that
   you'll  bring more Islamic finance know-how to the job than most around.
   
   Learn more


 * THE FASTEST WAY TO LEARN ISLAMIC FINANCE. GUARANTEED.
   
   Ethica's CIFE™ and ACIFE™ give you only the most essential, practical Islamic
   finance knowledge distilled into an accelerated program.
   
   Learn more
 *  
   
   
   ETHICA’S CIFE™ NOW EARNS YOU 20 CPD CREDITS
   
   Ethica’s CIFE™ is now NASBA-compliant. That means you earn 20 CPD credits
   right away once you complete your CIFE™
   
   LEARN MORE

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ETHICA CERTIFICATES: 3 MONTHS OR LESS ONLINE


CERTIFIED ISLAMIC FINANCE EXECUTIVE (CIFE)

Practical Islamic finance training, taking newcomers to an advanced level of
knowledge rapidly.

LEARN MORE


ADVANCED CIFE (ACIFE) FINANCIAL ANALYSIS

Learn to perform the most commonly used Islamic financial calculations in the
industry.

LEARN MORE


ADVANCED CIFE (ACIFE) ACCOUNTING

AAOIFI’s accounting standards distilled into an accelerated certificate.

LEARN MORE





COURIERED TO YOUR DOORSTEP AT NO EXTRA CHARGE, YOUR FRAMED CERTIFICATE WILL
HANDSOMELY ADORN YOUR OFFICE OR STUDY FOR YEARS TO COME. CUSTOM-MOUNTED AND
FRAMED BY HAND, THIS BEAUTIFUL CERTIFICATE WAS DESIGNED BY CLASSICALLY-TRAINED
ISLAMIC ARTISTS AND THIRD-PARTY ACCREDITED TO COMPLY WITH AAOIFI, THE WORLD’S
LEADING ISLAMIC FINANCE STANDARD.


OFFICIALLY AAOIFI RECOGNIZED


Officially recognized by AAOIFI (pronounced “a-yo-fee”), the world’s leading
standard-setting body in Islamic finance, Ethica's award-winning Certified
Islamic Finance Executive (CIFE) and Advanced CIFE (ACIFE) earn you continuing
professional development (CPD) credits

“The role Ethica has played in promoting the cause of standardization of best
practices in Islamic finance, especially in the fields of Shari'ah and
accounting, that too for the last two decades, is indeed praiseworthy. They have
always put AAOIFI standards at the heart of all their certification and training
programs for which we are grateful.”

Omar Mustafa Ansari
Secretary General, AAOIFI

Learn more


START YOUR CIFE NOW…FIRST 7 DAYS FREE

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START CIFE NOW!

We value your privacy. We will never rent, sell, or spam email addresses.

Welcome to the Certified Islamic Finance Executive (CIFE) program, trusted by
more professionals for Islamic finance, with 15,000+ learners now working in
over 160 financial institutions in 65 countries around the world.

 * Day1
 * Day2
 * Day3
 * Day4
 * Day5
 * Day6
 * Day7

WHY ISLAMIC FINANCE? (PLAY VIDEO NOW)

What makes Islamic finance different from conventional finance? And what makes
it better?

IN YOUR INTEREST (PDF)

Is Islamic banking a viable alternative to interest-based conventional banking?
Is it really any different from conventional finance?

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PLEASE SIGN UP USING THE FORM TO START YOUR CIFE NOW

UNDERSTANDING IJARAH 1 - ISLAMIC LEASING (VIDEO)

How does Islamic leasing — or Ijarah — work? Learn here, along with step-by-step
practical explanations.

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UNDERSTANDING IJARAH 2 - ISLAMIC LEASING (VIDEO)

Learn the rights and obligations of the lessor and the lessee and try your hand
at the quiz.

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HOW TO CALCULATE AN IJARAH SCHEDULE 1 (ADVANCED VIDEO)

How do Islamic banks calculate leases? In these two teaser modules from the
ACIFE program you find out. We hold your hand through calculations, tables, and
formulas.

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HOW TO CALCULATE AN IJARAH SCHEDULE 2 (ADVANCED VIDEO)

You continue learning about Islamic leases with more practical information from
this ACIFE module along with a quiz.

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RIBA & MORTGAGES — 20 COMMONLY ASKED QUESTIONS (PDF)

Ethica’s most popular article: 20 of the most commonly asked questions about
conventional home mortgages.

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ETHICA’S ALUMNI WORK EVERYWHERE




ARE YOU A BANK? GET 20 COMPLIMENTARY LICENSES AND EXPERIENCE THE CIFE™ FIRST
HAND!

START YOUR TRIAL – TODAY!
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BANKS — 7 DAY FULL-ACCESS CORPORATE TRIAL

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FROM INDIVIDUALS TO ENTIRE BANKS. ANYTIME, ANYWHERE.

 * Individuals
 * Banks
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"I chose Ethica for its excellent market reputation. And now I understand
why..."

Daniel Rasqui, CIFE Graduate
Director, SIX Financial, Luxembourg


ETHICA'S HANDBOOK OF ISLAMIC FINANCE
(2,000+ PAGE E-BOOK)

Includes..

Mufti Taqi Usmani’s “Introduction to Islamic Finance”

AAOIFI’s Shariah Standards

Sample Islamic finance contracts

CIFE™ Study Notes

Recommended reading lists

1,000+ Islamic finance Q&As

Access Now


WHY ISLAMIC FINANCE?

Includes..

The Problem with Artificial Wealth Creation

How is Islamic Finance Different?

3 Real-World Examples

How Does Islamic Finance Make Money?

PLAY NOW


ETHICA’S AWARDS & RECOGNITION

BEST RESEARCH AND
EDUCATION COMPANY
DUBAI, UAE

BEST ISLAMIC FINANCE TRAINING INSTITUTION MENA
BEST ISLAMIC FINANCE EDUCATION PROVIDER MENA
BEST ONLINE ISLAMIC FINANCE PROGRAM MENA
LONDON, UK

BEST ONLINE ISLAMIC
FINANCE PROGRAM
LONDON, UK

BEST ISLAMIC FINANCE
QUALIFICATION
LONDON, UK

EDUCATION LEADERSHIP AWARD
DUBAI, UAE

ISLAMIC FINANCE EDUCATION PROVIDER OF THE YEAR
LONDON, UK

BEST GLOBAL ONLINE ISLAMIC FINANCE EDUCATION PROVIDER
LONDON, UK

ISLAMIC FINANCE EDUCATION PROVIDER OF THE YEAR – GOLD AWARD ISLAMIC FINANCE
FORUM OF SOUTH ASIA,
SRI LANKA

BEST ISLAMIC FINANCE TRAINING PROVIDER OF THE YEAR MEA MARKETS
UK


DOWNLOAD BROCHURE




WHAT PEOPLE ARE SAYING ABOUT ETHICA

Marwa El Messidi, CIFE Graduate

Economic Development Professional, Richmond, USA

"I first became interested in Islamic finance as a graduate student at UC Davis.
Ethica's CIFE was the first course I have taken completely online and I loved
it! I learnt a great deal regarding the practical application, benefits, and
risks involved. The course was an excellent mix of theory and practice. Highly
recommended"

Waqas Zafar, CIFE Graduate

Senior Associate, KPMG, UAE

"Ethica's tutorials are an absolute game changer. Through excellent examples
they explain how Islamic banking gets done inside an Islamic bank. The personnel
at Ethica are devoted, professional and above all extremely helpful. My job
entails dealing with the mergers and acquisitions sector and with Ethica’s CIFE
I was able to accomplish what I had set out to achieve."

Pradeep Varma

Director, Pennant Technologies, India

"Ethica’s training and certification programs have benefited Pennant's Islamic
banking product engineering and implementation staff — tremendously"

Read all Testimonials


ASK AN ISLAMIC FINANCE QUESTION

Each question is reviewed by an Islamic finance expert and approved by a
scholar.

Ask Now »


SEARCH ISLAMIC FINANCE Q&AS

Browse one of the world's largest database of Islamic finance Q&As available
online.

View details »


WHAT’S NEW AT ETHICA

Press releases, live events, book recommendations, discount offers, and more

View details »




TRAINING & CERTIFICATION

100% AAOIFI Compliant

ِAwards

Learners

Certified Islamic Finance Executive™ (CIFE™)

Advanced CIFE (ACIFE™) Financial Analysis

Advanced CIFE (ACIFE™) Accounting

Earn CPE Credits

Ethica Advisory

Case Study: How Ethica Trains Entire Banks

Case Study: How Ethica Helps Universities

Face-to-Face Training & Conference Provider


KNOWLEDGE & CAREER

Why Islamic Finance Video

7 Day Free Course

Career Advancement Package

1-on-1 Career Counseling

How To Get Your Next Job In Islamic Finance

Access Your 2,000+ Page E-Book — FREE!

Articles and Recommended Readings

Webinars and Interviews

Search Islamic Finance Answers

Ask Islamic Finance Questions

Sample Islamic Finance Contracts

Answering Your Questions About Islam


FREQUENTLY ASKED QUESTIONS

Compare Ethica with the Competition

Does Ethica’s CIFE Get Me a Job?

Before Getting Certified, Ask Yourself This...

How Does Ethica's Online Training Work

Examination

Course Fee And Payments

Financial Aid

Study Period Extension

Certificate Delivery

Technical Support

All Other Questions


ABOUT ETHICA

Manifesto

Company

Management

Testimonials

Download Brochure

Training and Certification Capabilities (PDF)

Best of Weekly Mailshots

Press Releases

Become an Ethica Affiliate or Reseller

Contribute to the ‘Train-a-Scholar’ Program

User Safety Guidelines

Contact Us


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