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Here's how much you can expect to pay Explore all auto resources Arrow Right Bankrate SearchClose X Submit Search THE 15 LARGEST BANKS IN THE US Banking Advertiser Disclosure SHARE: * Share this article on Facebook Facebook * Share this article on Twitter Twitter * Share this article on LinkedIn Linkedin * Share this article via email Email On This Page * 1. JPMorgan Chase * 2. Bank of America * 3. Citigroup * 4. Wells Fargo * 5. U.S. Bancorp * 6. PNC Financial Services * 7. Truist Financial * 8. Goldman Sachs * 9. Capital One Financial * 10. TD Group Holdings * 11. Bank of New York Mellon * 12. State Street * 13. BMO * 14. Citizens Financial * 15. First Citizens Bank On This Page Jump to Menu List Photo by Adobe Stock, Illustration by Bankrate 5 min read Published September 11, 2023 CheckmarkExpert verified Written by Matthew Goldberg Written by Matthew GoldbergArrow Right Consumer banking reporter Matthew Goldberg is a consumer banking reporter at Bankrate. Matthew has been in financial services for more than a decade, in banking and insurance. * Connect with Matthew Goldberg on Twitter Twitter * Connect with Matthew Goldberg on LinkedIn Linkedin * Get in contact with Matthew Goldberg via Email Email Matthew Goldberg Edited by Marc Wojno Edited by Marc WojnoArrow Right Senior banking editor Marc Wojno is a seasoned and accomplished finance editor and writer with more than two decades of experience editing and writing across a variety of news platforms including newswires, newsletters, magazines and online news sites. Before joining Bankrate, Marc was Senior Editor at CNET Money and Senior Editor of Finance for ZDNet, both Red Ventures companies, where he wrote and edited news articles and features on a variety of topics including banking, blockchain, credit cards, cryptocurrency, fintech, home equity, investing and taxes. Marc Wojno Reviewed by Robert R. Johnson Reviewed by Robert R. JohnsonArrow Right Professor of finance, Creighton University Robert R. Johnson, Ph.D., CFA, CAIA, is a professor of finance at Creighton University and chairman and CEO of Economic Index Associates, LLC. About our review board Robert R. Johnson Bankrate logo THE BANKRATE PROMISE Info More info At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money . On This Page Jump to Menu List The 15 largest banks in the United States hold a combined total of $11.9 trillion in assets as of June 30, 2023. Every so often there are changes to this exclusive club of top banks in the U.S. Larger banks trade places with one another and smaller banks drop out, replaced by faster-growing rivals. Mergers and acquisitions also might play a part in this. Or a bank failure could cause consolidation of the largest banks in the U.S., like on May 1 when JPMorgan Chase assumed all of First Republic Bank’s deposits and nearly all of its assets. First Republic was the 14th largest bank, based on consolidated assets, as of March 31, 2023. First Republic was the second-largest bank failure since Washington Mutual in 2008, which JPMorgan Chase also acquired. But, Silicon Valley Bank was the second-largest bank to fail in U.S. history and the first to fail since October 2020. It was the 16th largest bank in the U.S., based on consolidated assets, as of Dec. 31, 2022, placing it just outside this list. Earlier in 2022, it was on this list as the 14th largest bank as of Sept. 30, 2022. Signature Bank, the second bank to fail in 2023 and the third-largest bank failure ever, was the 29th largest bank in the U.S., based on total assets, as of March 31, 2023. Here are the biggest banks in the U.S. by consolidated assets, according to the latest numbers from the Federal Reserve. RANK BANK NAME TOTAL ASSETS PREVIOUS RANK Note: First Republic Bank was 14th as of March 31, 2023. But on May 1, the bank failed and JP Morgan Chase acquired nearly all of its assets and all of the bank’s deposits. 1 JPMorgan Chase $3.38 trillion 1 2 Bank of America $2.45 trillion 2 3 Citigroup $1.71 trillion 3 4 Wells Fargo $1.67 trillion 4 5 U.S. Bancorp $669.9 billion 5 6 PNC Financial Services $554.1 billion 7 7 Truist Bank $546.8 billion 6 8 Goldman Sachs $517.1 billion 8 9 Capital One Financial $465.0 billion 9 10 TD Group US Holdings $374.3 billion 10 11 Bank of New York Mellon $348.6 billion 11 12 State Street $290.9 billion 12 13 BMO $263.3 billion N/A 14 Citizens Financial $222.8 billion 15 15 First Citizens Bank $209.4 billion N/A 1. JPMORGAN CHASE Chase Bank is the consumer banking division of JPMorgan Chase. It currently has more than 4,700 branches and more than 16,000 ATMs. Chase has branches in all of the 48 states in the continental U.S. and has more branches than any other bank in the U.S. Read Bankrate’s review of Chase Bank. Assets: $3.38 trillion Headquarters: New York 2. BANK OF AMERICA Bank of America serves about 67 million consumers and small business clients worldwide. Like many of the biggest banks, it offers robust digital tools that include a versatile mobile app. In early 2022, Bank of America eliminated its nonsufficient funds (NSF) fee and reduced its overdraft fee, following an industry trend. Read Bankrate’s review of Bank of America. Assets: $2.45 trillion Headquarters: Charlotte, North Carolina 3. CITIGROUP Citigroup is a global financial services corporation. Its retail banking division has about 673 locations in the U.S. and more than 1,800 branches outside of the country. U.S. customers can also access more than 65,000 fee-free ATMs. Read Bankrate’s review of Citibank. Assets: $1.71 trillion Headquarters: New York 4. WELLS FARGO Wells Fargo was founded in 1852. In addition to its main app, Wells Fargo has introduced a savings app and a mobile banking app geared toward millennials. The bank has rebranded and is focusing on repairing its fractured relationship with customers after a series of missteps. Read Bankrate’s review of Wells Fargo. Assets: $1.67 trillion Headquarters: San Francisco 5. U.S. BANCORP U.S. Bancorp is the bank holding company and parent company of U.S. Bank. What we’ve come to know as the fifth-largest commercial bank by assets began in 1863 as the First National Bank of Cincinnati. Multiple mergers led to the formation of the bank known today for its extensive branch network and investment in improving its digital offerings. U.S Bank has branches in more than half of the 50 states. Read Bankrate’s review of U.S. Bank. Assets: $669.9 billion Headquarters: Minneapolis 6. PNC FINANCIAL SERVICES PNC was founded as Pittsburgh Trust and Savings Co. in 1852. That transaction roughly doubled the bank’s size. Today, the bank has around 2,570 locations in 28 states and Washington, D.C. PNC agreed to acquire BBVA USA for $11.6 billion in November 2020 and the deal closed June 1, 2021. Read Bankrate’s review of PNC Bank. Assets: $554.1 billion Headquarters: Pittsburgh 7. TRUIST FINANCIAL Truist is the bank formed by the merger of BB&T and SunTrust. Truist provides financial services to about 12 million consumer households, as of 2020. BB&T and SunTrust, which were ranked the 11th and 12th largest banks by assets, respectively, as of Sept. 30, 2019, now form a top-10 bank. Those two banks have around 275 years of combined history. Read Bankrate’s review of Truist Bank. Assets: $546.8 billion Headquarters: Charlotte, North Carolina 8. GOLDMAN SACHS Goldman Sachs is a global investment banking, management and securities firm. Its clients have access to a variety of financial services, including banking products through Marcus, its online banking arm that made its debut in fall 2016 and began offering personal loans. Read Bankrate’s review of Marcus by Goldman Sachs. Assets: $517.1 billion Headquarters: New York 9. CAPITAL ONE FINANCIAL Capital One is a Fortune 500 company with subsidiaries that include Capital One Bank. In addition to branches on the East Coast, it also has branches in Texas and Louisiana. Capital One bank customers in select cities have access to Capital One Cafés, coffee shops with free Wi-Fi where visitors can open accounts and attend financial workshops. Read Bankrate’s review of Capital One and its online banking products. Assets: $465.0 billion Headquarters: McLean, Virginia 10. TD GROUP HOLDINGS TD Bank is the U.S. commercial banking arm of Canada’s TD Bank Group. Customers have access to mortgages, deposit accounts, credit cards and products for commercial and small business clients. The bank has more than 1,100 branches along the East Coast and provides access to around 2,600 branches. Read Bankrate’s review of TD Bank. Assets: $374.3 billion Headquarters: Cherry Hill, New Jersey 11. BANK OF NEW YORK MELLON When the New York Stock Exchange opened in 1792, the Bank of New York was the first company traded. Today, Bank of New York Mellon is an investment company that serves different corporations and institutions as well as individual investors. Private banking services are available for its wealthy clients. Assets: $348.6 billion Headquarters: New York 12. STATE STREET Founded in 1792, State Street Corp. is a financial services and asset management company with about 40,000 employees and a global presence in more than 100 markets. Services include investment research and trading and investment management. Its clients include asset owners, insurance companies and pension funds. Assets: $290.9 billion Headquarters: Boston 13. BMO BMO Harris has more than 500 branches in the U.S. Its branches are in Arizona, Illinois, Florida, Indiana, Kansas, Missouri, Minnesota and Wisconsin. Read Bankrate’s review of BMO Harris. Assets: $263.3 billion Headquarters: Chicago 14. CITIZENS FINANCIAL Citizens offers a suite of retail, small business and commercial banking products. The bank has around 1,200 branches in 14 states, and its customers have access to around 3,300 ATMs. In February 2022, Citizens Financial closed the deal to acquire HSBC branches. The acquisition included HSBC online accounts. Read Bankrate’s review of Citizens Bank. Assets: $222.8 billion Headquarters: Providence, Rhode Island 15. FIRST CITIZENS BANK First Citizens Bank has been around for 125 years. In early 2022, CIT Bank merged with First Citizens Bank. As of Dec. 31, 2021, CIT Bank was the 48th largest bank in the U.S., based on consolidated assets (First Citizens was the 40th largest bank back then). Read Bankrate’s review of First Citizens Bank for more information. Assets: $209.4 billion Headquarters: Raleigh, North Carolina SHARE: * Share this article on Facebook Facebook * Share this article on Twitter Twitter * Share this article on LinkedIn Linkedin * Share this article via email Email Written by Matthew GoldbergArrow Right Consumer banking reporter * Connect with Matthew Goldberg on Twitter Twitter * Connect with Matthew Goldberg on LinkedIn Linkedin * Get in contact with Matthew Goldberg via Email Email Read more from Matthew Matthew Goldberg is a consumer banking reporter at Bankrate. Matthew has been in financial services for more than a decade, in banking and insurance. Edited by Marc Wojno Edited by Marc WojnoArrow Right Senior banking editor Marc Wojno is a seasoned and accomplished finance editor and writer with more than two decades of experience editing and writing across a variety of news platforms including newswires, newsletters, magazines and online news sites. Before joining Bankrate, Marc was Senior Editor at CNET Money and Senior Editor of Finance for ZDNet, both Red Ventures companies, where he wrote and edited news articles and features on a variety of topics including banking, blockchain, credit cards, cryptocurrency, fintech, home equity, investing and taxes. Marc Wojno Senior banking editor Reviewed by Robert R. Johnson Reviewed by Robert R. JohnsonArrow Right Professor of finance, Creighton University Robert R. Johnson, Ph.D., CFA, CAIA, is a professor of finance at Creighton University and chairman and CEO of Economic Index Associates, LLC. About our review board Robert R. Johnson Professor of finance, Creighton University RELATED ARTICLES Banking The 10 largest credit unions in the US 4 min read Jul 12, 2023 Banking Some of America’s largest bank mergers and acquisitions 2 min read May 19, 2023 Banking The 7 largest bank failures in US history 1 min read May 01, 2023 Banking The best regional banks of 2023 7 min read Feb 27, 2023 BANKRATE LOGO BANKRATE ABOUT * About us * Press room * Careers * Advertise with us * Site map HELP * Contact us * Compare rates * Latest news * Popular topics LEGAL * Privacy policy * Cookie settings * Do Not Sell or Share My Personal Information * Understanding Bankrate’s averages * Terms of use * GLBA annual notice * California Consumer Financial Privacy Notice * Licenses HOW WE MAKE MONEY Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. 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On This Page * 1. JPMorgan Chase * 2. Bank of America * 3. Citigroup * 4. Wells Fargo * 5. U.S. Bancorp * 6. PNC Financial Services * 7. Truist Financial * 8. Goldman Sachs * 9. Capital One Financial * 10. TD Group Holdings * 11. Bank of New York Mellon * 12. State Street * 13. BMO * 14. Citizens Financial * 15. First Citizens Bank Prev Next Bankrate logo How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content. About our Review Board Bankrate logo THE BANKRATE PROMISE Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. 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