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Skip to content * 5 Sixth Ave, Palm Beach * 6/23 Technology Dr, Augustine Heights Search Search Close this search box. * Our Services * Industries * Resources * About * Contact OUR SERVICES Look no further! Our team of experienced advisers and accountants across the Gold Coast and Brisbane pride ourselves on our wealth of knowledge and experience. BIS Cosgrove are here to help you achieve your financial goals! Read more * Tax Accountants * Estate Accounting * Cloud Accounting Solutions * Bookkeeping Payroll * Tax Compliance BAS Lodgement * Financial Reporting Menu * Tax Accountants * Estate Accounting * Cloud Accounting Solutions * Bookkeeping Payroll * Tax Compliance BAS Lodgement * Financial Reporting * Financial Planning & Advice * Superannuation * Insurance * Estate Planning * Retirement Planning * Your Financial Future Assessment Menu * Financial Planning & Advice * Superannuation * Insurance * Estate Planning * Retirement Planning * Your Financial Future Assessment * Corporate Secretarial Services * Business Setup and Structuring * Virtual CFO Services * Business Advisory * SMSF Menu * Corporate Secretarial Services * Business Setup and Structuring * Virtual CFO Services * Business Advisory * SMSF INDUSTRIES BIS Cosgrove boasts more than 25 years of experience working with a multitude of different industries, taking pride in offering tailored financial solutions that empower businesses and encourage career growth. Read more * Medical Allied Health * eCommerce * Hospitality * Sole Traders & Small Business * Education Menu * Medical Allied Health * eCommerce * Hospitality * Sole Traders & Small Business * Education * Construction & Trade * Manufacturing * Property & Development * Industrial Services * Professional Services Menu * Construction & Trade * Manufacturing * Property & Development * Industrial Services * Professional Services RESOURCES Get access to a range of helpful checklists, factsheets, eBooks, links and more that have been designed to assist you in all areas of tax planning, accounting and financial planning. * Resources * FAQs * Blog Menu * Resources * FAQs * Blog ABOUT BIS Cosgrove is a leading accounting and financial services firm with offices located on the Gold Coast and Brisbane. Since 1997, BIS Cosgrove has been providing creative solutions to financial complexities in all facets of accounting and financial advice. * About * Meet the Team * Careers Menu * About * Meet the Team * Careers Call Now GOLD COAST ACCOUNTANTS & ADVISERS WE UNDERSTAND MORE THAN JUST NUMBERS - WE UNDERSTAND LIFE WE HAVE HELPED 2,000+ CLIENTS 25+ YEARS OF EXPERIENCE XERO GOLD PARTNER ACCOUNTING & TAXATION Our expert team of accountants Gold Coast and Brisbane wide transform challenges into opportunities. Our tailored tax planning, accounting solutions and business advisory services turn numbers into success. Learn More FINANCIAL PLANNING Plan for the life you want to live. Our advisers on the Gold Coast take a holistic approach to financial advice. Financial planning is your road to personal and business success, and the journey begins with us. Learn More SELF MANAGED SUPER FUNDS Self-Managed Super Funds offer the autonomy to tailor your investment journey to your goals. We offer advice in all areas of SMSF for trustees, as well as white labelling services for accountants and advisors. Learn More OUR GOLD COAST ACCOUNTING SERVICES If you’re searching for guidance with small business accounting services, strategic financial planning or superannuation, look no further than BIS Cosgrove! Our Gold Coast accountants pride ourselves on our wealth of knowledge and experience in a diverse range of financial services, including tax returns, small business accounting services, advice preparation, financial planning, superannuation and more. We are committed to providing high quality advice tailored to your unique circumstances, that helps your business grow and positions you for financial success. ACCOUNTING & TAXATION Tax Accountants Estate Accounting Cloud Accounting Solutions Bookkeeping & Payroll Tax Compliance & BAS Lodgement View more… FINANCIAL PLANNING Financial Planning & Advice Superannuation Insurance Estate Planning Retirement Your Financial Future Assessment SELF MANAGED SUPER FUNDS Self Managed Super Funds SMSF For Trustees SMSF For Accountants and Advisors ABOUT US Searching for expert advice to help you navigate the world of taxation, accounting and financial planning? Our team of experienced advisers and accountants Gold Coast and Brisbane wide pride ourselves on our wealth of knowledge and experience. BIS Cosgrove are here to help you achieve your personal, financial and business goals! We have over 25 years of experience providing accounting solutions, tax planning, business planning and advice, and financial management across South East Queensland. Our expert team ensures that you are equipped with the tools you need to make better decisions for your business growth and financial future. Our mission is to provide our clients with creative and innovative accounting and tax services that solve their financial complexities. We are dedicated to helping you achieve your financial goals so you can enjoy the lifestyle you desire. About Us The team make you feel like part of their family. Front desk is warm and friendly. Justin and Steve have helped and advised me for many years and always with a positive outcome. A most trustworthy accounting firm. The best 👌 Carolyn Gilmore Google Review Testimonial Thank you so very much for helping me achieve my financial and retirement goals. I could not have done it without you. And thank you for caring. Debbie Reid Google Review Testimonial Pleasant and very helpful. Renee was very informative and friendly. Gina Piggins Google Review Testimonial Having been lucky enough to know Brian, Renee, Scott, Justin and the team personally and professionally, I could wax lyrically about their extraordinary service and personal integrity. Instead I’ll only share - I am grateful to have them on my team. Thank you BIS Cosgrove. Exec Balance Google Review Testimonial The team make you feel like part of their family. Front desk is warm and friendly. Justin and Steve have helped and advised me for many years and always with a positive outcome. A most trustworthy accounting firm. The best 👌 Carolyn Gilmore Google Review Testimonial Thank you so very much for helping me achieve my financial and retirement goals. I could not have done it without you. And thank you for caring. Debbie Reid Google Review Testimonial Pleasant and very helpful. Renee was very informative and friendly. Gina Piggins Google Review Testimonial Having been lucky enough to know Brian, Renee, Scott, Justin and the team personally and professionally, I could wax lyrically about their extraordinary service and personal integrity. Instead I’ll only share - I am grateful to have them on my team. Thank you BIS Cosgrove. Exec Balance Google Review Testimonial The team make you feel like part of their family. Front desk is warm and friendly. Justin and Steve have helped and advised me for many years and always with a positive outcome. A most trustworthy accounting firm. The best 👌 Carolyn Gilmore Google Review Testimonial * 1 * 2 * 3 * 4 INDUSTRIES WE SERVICE From work-related deductions to alcohol excises, our expert advisers and accountants Gold Coast and Brisbane wide boast an extensive knowledge of industry-specific tax obligations, individual and small business accounting and financial advice. We cater to essential sectors and small businesses, taking a uniquely tailored approach to a vast selection of industries. Whether you’re in a suit, scrubs or safety gear, our team offers advice across a full range of different industries! * Medical Allied Health * Sole Traders & Small Business * Manufacturing * eCommerce * Education Services * Property & Development * Hospitality * Construction / Trade * Professional Services UNLOCK FINANCIAL SUCCESS FINANCIAL SUCCESS TOMORROW STARTS WITH THE RIGHT ADVICE TODAY. SPEAK TO A PROFESSIONAL AND TAKE CONTROL OF YOUR FINANCIAL FUTURE. * (07) 55 983 800 * admin@biscosgrove.com.au GET IN TOUCH Name Email Phone Message Send FREQUENTLY ASKED QUESTIONS WHAT IS THE DIFFERENCE BETWEEN ACCOUNTANTS AND FINANCIAL ADVISERS? Accountants and financial advisers serve distinct roles within the financial services industry, though their functions can sometimes overlap: Tax Accountants: The primary role of our accountants is to maintain financial records, financial reporting and analyse financial statements to provide expert personal and business accounting advice to small business owners and individuals. Accountants also specialise in providing business advice, preparing and lodging income tax returns and business activity statements (BAS), forecasting cash flow, handling some financial matters, auditing procedures, and ensuring regulatory tax compliance Financial Advisers: The role of a financial adviser is to provide expert advice on wealth management and financial planning. An Advisor’s area of expertise extends to investment advice, retirement planning, risk management, estate planning, superannuation, insurance advice, and other financial strategies to acheive their clients’ financial goals. advisors help clients to make informed decisions about their money, aiming to grow their wealth and achieve specific financial objectives. While both professionals provide valuable financial insights, our accountants traditionally handle the specifics of producing tax returns, financial statements and records, small business accounting, and tax advice. In contrast, our financial advisers focus on investment strategies, wealth creation and broader financial planning for long term success. HOW DO I FIND THE RIGHT BUSINESS ACCOUNTANTS? Effective business growth relies on finding the right business accountants that align with your unique needs as a business owner. A good accountant has a combination of relevant qualifications, a strong reputation, extensive industry knowledge and experience, a broad service offering, a clear and upfront fee-for-service structure, solid communication and transparency, and a commitment to your business growth and success. At BIS Cosgrove, our Gold Coast business accountants have over 25 years of experience understanding your specific needs as a business owner. We don’t just understand individual and business accounting, we live and breathe it. We have helped more than 2,000 of our clients transform their businesses and have propelled growth and prosperity for thousands of individuals and business owners alike. SHOULD I SEE AN ACCOUNTANT BEFORE STARTING A BUSINESS? Absolutely! In fact, even if you don’t plan on starting a business it’s still advisable that you engage the services of an accountant to ensure you are meeting your individual tax obligations and optimising your financial position. Seeing an accountant before starting your business journey is highly recommended. Our accountants across the Gold Coast and Brisbane have over 25 years of accounting and business experience. We provide guidance on small business structure, setup and advice, potential tax implications, initial financial planning, and regulatory compliance. Their extensive knowledge and deep understanding of tax and accounting, coupled with their small business experience and entity expertise can help you save time, grow your business and minimise tax liabilities. When you engage one of our expert business accountants, you set a strong foundation to ensure you make informed decisions that fosters business growth and sustainability. WHY CHOOSE BIS COSGROVE? At BIS Cosgrove, we take a life-first approach to financial advice. Our role goes beyond numbers, it’s about helping you create a life that you love! With over 25 years of industry experience, we understand that your goals extend far beyond dollars and cents. You’re not just planning for a cushy retirement or an investment portfolio – you’re envisioning a future where your goals can flourish, you can experience the world on your own terms, and where your loved ones can share in your success. We’re a firm that believes in the importance of community, family and life. Our contributions to our local community through ways of sponsorships and donations to local businesses, sports clubs, schools and organisations is at the forefront of our business model. When you are faced with millions of decisions over your lifetime, choosing BIS Cosgrove will be the easiest one you make. We’re not just accountants and advisors, we’re your partners in building the life you’ve always dreamed of. HOW DO I GET STARTED WITH YOUR ACCOUNTING AND/OR FINANCIAL PLANNING SERVICES? Want to get started with us? You can get in touch with us by contacting either of our offices via phone or email, or submitting an enquiry on our Contact page. One of our staff will get in touch with you to discuss your circumstances and what you are looking for! If we are the right fit for one another, our friendly reception staff will organise an initial meeting with one of our expert accountants or advisors, either in-office or remotely (your choice!). We can then further discuss your unique circumstances in detail, and commence the onboarding process. DO YOU WORK WITH BUSINESSES OR INDIVIDUALS? Our accountants have an extensive history providing tax, accounting and financial advice not only to individuals, but also to start ups, sole traders, small business owners, medium and big businesses, and all other entities including Partnerships, Trusts, Companies, Estates and Self Managed Super Funds. Whether you’re a sole trader, small business or CEO to a portfolio of companies, no matter your structure or stage in your business journey, we work closely with you to ensure your personal and business needs aren’t just met, but exceeded. HOW MUCH DO YOU CHARGE? At BIS Cosgrove, we operate on a fee for service model (not commission). Fees can vary greatly depending on the simplicity or complexity of your needs, as well as the scope of the advice and the services provided. We recommend speaking with one of our expert accountants or advisors who can assess your individual circumstances and give you a tailored quote. If you are after ongoing advice, payment instalment solutions may also be available to you. Give us a call today to get started! WHAT QUALIFICATIONS AND CERTIFICATES DO YOUR ACCOUNTANTS AND ADVISORS POSSESS? At BIS Cosgrove, we are a certified CPA practice, registered Tax Agents with the Tax Practitioners Board (TPB), hold our own Australian Financial Services Licence (AFSL), are a registered practice of the Financial Advice Association of Australia (FAAA) and have four SMSFA Specialist Advisors on our team. Our founder Brian Cosgrove is a Fellow of the CPA’s, awarded upon reaching 40 years of professional accounting expertise. Our individual team members also boast a myriad of degrees, diplomas and certificates between them. You can meet the full team on our About page to discover each of our team members individual qualifications. DO I NEED TO BE WEALTHY TO GET FINANCIAL ADVICE? It’s a common misconception that you need to be wealthy before you start getting financial advice, but this could not be further from the truth. In fact, it’s never too early to start planning for your financial future. Financial advice isn’t just about wealth management. Our advisers offer guidance on various aspects of personal finance, including budgeting, cash flow, investing, insurance, retirement planning, superannuation and more. We play an active role in your strategic financial plan, to ensure it’s tailored to your individual situation, regardless of income or assets. HOW CAN I ENSURE MY PERSONAL FINANCIAL INFORMATION IS KEPT SECURE AND CONFIDENTIAL WITH YOUR FIRM? We prioritise the security and confidentiality of your personal financial information. At BIS Cosgrove, we employ advanced encryption in transit cyber security protocols to ensure that the transmission of your data is secure. Whether your data is being uploaded, transferred or stored, it is safeguarded using robust encryption methods, ensuring that is is shielded from unauthorised access. Our commitment to these security measures ensures that your personal financial information remains confidential and protected at all times. Get social with us Facebook-f Twitter Youtube Instagram Linkedin-in GOLD COAST 5 Sixth Avenue Palm Beach QLD 4221 * P (07) 55 983 800 * E admin@biscosgrove.com.au BRISBANE 6/23 Technology Dr Augustine Heights QLD 4300 * P (07) 3333 2510 * E admin@biscosgrove.com.au LINKS * Accountants Brisbane * About Us * Careers * Our Services * Industries * Blog * Resources * Privacy Policy * Financial Services Guide * Contact Us * © Copyright 2018 - 2023 * Website by EDGE * All Rights Reserved