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my gm rewards card

My GM Rewards My GM Rewards
 * Enroll Now

 * Overview
 * Benefits
 * Earn & Redeem
 * Cards
 * terms


 * Overview
 * Benefits
 * Earn & Redeem
 * Cards
 * Enroll Now
 * terms

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MY GM REWARDS CARD™


The My GM Rewards Card†(1) helps you accelerate how you earn points with every
purchase.†(2) See Program Rules.




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Approved Cardmember Offer


15,000 points after spending $1,000 on the My GM Rewards Card†(3) in your first
3 months.


Introductory Purchase APR


0% Intro APR for the first 12 months†(4); thereafter variable APRs range from
16.49% to 26.49%.


Annual Fee


$0†(4)

Apply Now


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EARN MORE


4 points for every $1 spent using the card, anywhere, everyday.†(5)


7 total points for every $1 spent on paid GM Certified Service, GM Genuine Parts
and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services
plans.†(6)


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REDEEM MORE


Cardmembers can redeem unlimited points toward an eligible, new GM vehicle
purchase or lease†(7)


Redeem your points toward paid GM Certified Service, GM Genuine Parts and
ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans,
GM Financial and Protection Plans, and SiriusXM®.†(8)




Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac
Certified Pre-Owned vehicle.†(9)




Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift
cards from a variety of eligible merchants, stores, restaurants and more, at a
1% redemption rate.†(10)


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AUTOMATIC GOLD TIER


My GM Rewards Cardmembers automatically earn Gold Tier status.†(11) There’s no
annual fee†(4) and points don't expire.


Unlimited Earning and Redemption Power

There’s no limit to how much a Cardmember can earn and redeem toward an
eligible, new GM vehicle.†(7)


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Access to Special Offers

Unlock additional benefits including statement credits and gift card
redemptions.





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SPECIAL OFFERS FOR CARDMEMBERS


There are so many ways for My GM Rewards Cardmembers to level up through two
membership tiers and choose a path to more benefits and exclusive offers.


Statement Credit Toward Your Fuel or Electric Vehicle Bill

Gold and Platinum Cardmembers can receive a $100 statement credit for $1,500 in
fuel†(12) spend per calendar year, or a $100 statement credit for six electrical
bill†(13) payments per calendar year for GM electric vehicle owners.


Vehicle Detailing Allowance

Get a $50 allowance when you use your My GM Rewards Card for vehicle detailing
at a participating GM dealer every calendar year.†(14)


Gift Cards

Gold and Platinum Cardmembers can redeem up to $250 per calendar year on
eligible gift cards from a variety of merchants, stores, restaurants and more,
at a 1% redemption rate.†(15)



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ACCESS TO MASTERCARD WORLD ELITE® BENEFITS.


As a My GM Rewards Cardmember,†(16) you have access to Mastercard World Elite®
benefits, including special discounts and access to unforgettable experiences.


Everyday Value

Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.


Peace of Mind

Mastercard Identity Protection helps protect Cardmembers with alerts, resolution
services and lost wallet assistance. Zero Liability ensures that Cardmembers
won’t be held liable for unauthorized purchases. Global Emergency Services are
available 24/7 for lost and stolen card reporting, emergency card replacement,
emergency cash advances and more.


Travel Perks


While on the road, Cardmembers can enjoy Concierge Services, Mastercard Travel &
Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.




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ALL RATES AND FEES




Annual Fee

$0

Introductory Annual Percentage Rate for Purchases (APR)


0% for 12 months from the date of account opening.

After that, your APR will be 16.49% to 26.49% variable based on your
creditworthiness. This APR will vary with the market passed on the Prime Rate.


Annual Percentage Rate for Purchases (APR)


16.49% to 26.49% variable based on your creditworthiness. This APR will vary
with the market based on the Prime Rate.


APR for Balance Transfers


16.49% to 26.49% variable based on your creditworthiness [and other factors].

This APR will vary with the market based on the Prime Rate.


APR for Cash Advances


28.49% variable

This APR will vary with the market based on the Prime Rate.


How to Avoid Paying Interest on Purchases


Your due date is at least 25-28 days after the close of each billing cycle. We
will not charge you any interest on purchases if you pay your entire balance by
the due date each month.

For Credit Card Tips from the Consumer Financial Protection Bureau


To learn more about factors to consider when applying for or using a credit
card, visit the website of the Consumer Financial Protection Bureau.

Transfer Fee


$0


Balance Transfer


$0


Foreign Transaction Fee

$0


Cash Advance Fee

$0


Late Payment Fee


Up to $40


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IF YOU'VE GOT A QUESTION, WE'RE HERE TO HELP.


Find answers to your questions in the Support section. Not finding what you’re
looking for? Contact a dedicated Member Support Specialist here.


Get Support


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My GM Rewards Program Terms & Conditions | My GM Rewards Card Program Rules | GM
Extended Family Card Program Rules | GM Business Card Program Rules | California
Residents: Notice of Financial Incentive

Earn 4X All Purchases
Subject to credit approval.  Cardmembers will earn 4 points for every dollar
spent on the My GM Rewards Card on eligible purchases outside of GM. Points are
not earned on cash advances or other cash-like transactions, balance transfers,
ATM withdrawals, savings bonds, finance charges or fees.  Points are accrued
once per transaction. Please see Program Rules that are applicable to your
Account for other terms, conditions, exclusions and limitations. 

Earn 7X All Purchases
Subject to credit approval. Cardmembers will earn 7 points total for every
dollar spent on the My GM Rewards Card on purchases at GM, less credits and
returns. To earn on most OnStar and Connected Services plans, a My GM Rewards
Card online account is required. Points are accrued once per transaction and are
not earned on cash advances or other cash-like transactions, balance transfers,
ATM withdrawals, savings bonds, finance charges or fees. Please see Program
Rules that are applicable to your Account for other terms, conditions,
exclusions and limitations.

Extended Spend Bonus
This offer is not available to applicants who have had this card or have another
pending or approved application for the card (the “New Application
Requirement”). Subject to credit approval.  Subject to the New Application
Requirement, this offer is for new My GM Rewards Card members who spend $1,000
or more in eligible purchases in their first 90 days after opening an account.
Offer subject to change. Limit one offer per account. “Purchases" do not include
ATM withdrawals, balance transfers, cash advances, traveler’s checks,
convenience checks, balance transfer checks, or any other account access checks,
foreign currency, money orders, savings bonds, wire transfers or similar
cash-like transactions, postage stamps, lottery tickets, casino betting chips,
race track wagers or similar betting transactions, interest, unauthorized or
fraudulent charges, and fees of any kind. Returns of purchases made during your
offer period may impact your eligibility and rewards point bonus. 15,000 bonus
points will be credited to your My GM Rewards account approximately 10 days
after $1,000 in eligible purchases have posted to your My GM Rewards Card
account during the offer period. To be eligible for this bonus offer, account
must be open and in good standing at the time of fulfillment. See the My GM
Rewards Agreement for more details. Marcus by Goldman Sachs® reserves the right
to modify or revoke offer at any time. If we determine that you have engaged in
or plan to engaged in abuse, fraud, or gaming in connection with this offer, you
will not be eligible for this offer and any bonus points awarded to you may be
revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

My GM Rewards Card APR & No Annual Fee
For the My GM Rewards Card: 0% Intro purchase APR for the first 12 months as a
Cardmember; after that, variable APRs range from 16.49% to 26.49% based on
creditworthiness. Balance transfers: 16.49% to 26.49% variable APR. Balance
transfers are not available at this time. Cash advances variable APR of 28.49%. 
Up to $40 late penalty fee. Rates as of 7/1/2022. Rates and terms here:
www.marcus.com/gm-rates-and-fees.

Program and Card
My GM Rewards is separate from My GM Rewards Card. For Rewards: Must be 18 years
or older. Points may be earned and redeemed only at GM entities, My GM Rewards
participating dealers or third-party retailers in the United States (excluding
Puerto Rico, the U.S. Virgin Islands or Guam). Points are not earned on taxes,
fees or body shop repair orders and expire without further notice upon Member
Account deactivation.

For My GM Rewards Card: Cardmembers may earn and redeem points at participating
My GM Rewards Card dealers. Cardmember points are earned on qualifying purchases
and do not expire. Points are accrued once per transaction and are not earned on
taxes, discounts, rebates, incentives, cash advances, balance transfers, ATM
withdrawals, finance charges or fees cash advances or other cash-like
transactions, balance transfers, ATM withdrawals, savings bonds, finance charges
or fees. Some restrictions apply. Subject to credit approval. Visit
mygmrewards.com to view My GM Rewards Terms & Conditions.

Redeem New Vehicle
Points may not be used with GM Fleet vehicle incentive programs or the GM
Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier
Discount Program. Other exclusions may apply. Log in to mygmrewardscard.com for
more details.

Tier Mention
My GM Rewards Membership Tier is based on individual spend on GM vehicles,
parts, service, OnStar and accessories, and My GM Rewards Cardmember status and
spend. My GM Rewards is separate from My GM Rewards Cards. See My GM Rewards
Terms and Conditions for more details.

Goldman Sachs My GM Rewards Card
Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GM
Rewards Card. General Motors is responsible for the operation and administration
of the Points Program. For more details about the General Motors Points Program,
including redemption options, see the My GM Rewards Card Program Rules.

Mastercard Trademark Use
Mastercard is a registered trademark, and the circles design is a trademark of
Mastercard International Incorporated.

GM Trademark
The marks of General Motors, its divisions, slogans, emblems, vehicle model
names, vehicle body designs appearing in this document are the trademarks and/or
service marks of General Motors, its subsidiaries, affiliates or licensors.
©2022 General Motors LLC.



My GM Rewards Program Terms & Conditions | My GM Rewards Card Program Rules | GM
Extended Family Card Program Rules | GM Business Card Program Rules | California
Residents: Notice of Financial Incentive

Earn 4X All Purchases
Subject to credit approval.  Cardmembers will earn 4 points for every dollar
spent on the My GM Rewards Card on eligible purchases outside of GM. Points are
not earned on cash advances or other cash-like transactions, balance transfers,
ATM withdrawals, savings bonds, finance charges or fees.  Points are accrued
once per transaction. Please see Program Rules that are applicable to your
Account for other terms, conditions, exclusions and limitations. 

Earn 7X All Purchases
Subject to credit approval. Cardmembers will earn 7 points total for every
dollar spent on the My GM Rewards Card on purchases at GM, less credits and
returns. To earn on most OnStar and Connected Services plans, a My GM Rewards
Card online account is required. Points are accrued once per transaction and are
not earned on cash advances or other cash-like transactions, balance transfers,
ATM withdrawals, savings bonds, finance charges or fees. Please see Program
Rules that are applicable to your Account for other terms, conditions,
exclusions and limitations.

Extended Spend Bonus
This offer is not available to applicants who have had this card or have another
pending or approved application for the card (the “New Application
Requirement”). Subject to credit approval.  Subject to the New Application
Requirement, this offer is for new My GM Rewards Card members who spend $1,000
or more in eligible purchases in their first 90 days after opening an account.
Offer subject to change. Limit one offer per account. “Purchases" do not include
ATM withdrawals, balance transfers, cash advances, traveler’s checks,
convenience checks, balance transfer checks, or any other account access checks,
foreign currency, money orders, savings bonds, wire transfers or similar
cash-like transactions, postage stamps, lottery tickets, casino betting chips,
race track wagers or similar betting transactions, interest, unauthorized or
fraudulent charges, and fees of any kind. Returns of purchases made during your
offer period may impact your eligibility and rewards point bonus. 15,000 bonus
points will be credited to your My GM Rewards account approximately 10 days
after $1,000 in eligible purchases have posted to your My GM Rewards Card
account during the offer period. To be eligible for this bonus offer, account
must be open and in good standing at the time of fulfillment. See the My GM
Rewards Agreement for more details. Marcus by Goldman Sachs® reserves the right
to modify or revoke offer at any time. If we determine that you have engaged in
or plan to engaged in abuse, fraud, or gaming in connection with this offer, you
will not be eligible for this offer and any bonus points awarded to you may be
revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

My GM Rewards Card APR & No Annual Fee
For the My GM Rewards Card: 0% Intro purchase APR for the first 12 months as a
Cardmember; after that, variable APRs range from 16.49% to 26.49% based on
creditworthiness. Balance transfers: 16.49% to 26.49% variable APR. Balance
transfers are not available at this time. Cash advances variable APR of 28.49%. 
Up to $40 late penalty fee. Rates as of 7/1/2022. Rates and terms here:
www.marcus.com/gm-rates-and-fees.

Program and Card
My GM Rewards is separate from My GM Rewards Card. For Rewards: Must be 18 years
or older. Points may be earned and redeemed only at GM entities, My GM Rewards
participating dealers or third-party retailers in the United States (excluding
Puerto Rico, the U.S. Virgin Islands or Guam). Points are not earned on taxes,
fees or body shop repair orders and expire without further notice upon Member
Account deactivation.

For My GM Rewards Card: Cardmembers may earn and redeem points at participating
My GM Rewards Card dealers. Cardmember points are earned on qualifying purchases
and do not expire. Points are accrued once per transaction and are not earned on
taxes, discounts, rebates, incentives, cash advances, balance transfers, ATM
withdrawals, finance charges or fees cash advances or other cash-like
transactions, balance transfers, ATM withdrawals, savings bonds, finance charges
or fees. Some restrictions apply. Subject to credit approval. Visit
mygmrewards.com to view My GM Rewards Terms & Conditions.

Redeem New Vehicle
Points may not be used with GM Fleet vehicle incentive programs or the GM
Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier
Discount Program. Other exclusions may apply. Log in to mygmrewardscard.com for
more details.

Tier Mention
My GM Rewards Membership Tier is based on individual spend on GM vehicles,
parts, service, OnStar and accessories, and My GM Rewards Cardmember status and
spend. My GM Rewards is separate from My GM Rewards Cards. See My GM Rewards
Terms and Conditions for more details.

Goldman Sachs My GM Rewards Card
Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GM
Rewards Card. General Motors is responsible for the operation and administration
of the Points Program. For more details about the General Motors Points Program,
including redemption options, see the My GM Rewards Card Program Rules.

Mastercard Trademark Use
Mastercard is a registered trademark, and the circles design is a trademark of
Mastercard International Incorporated.

GM Trademark
The marks of General Motors, its divisions, slogans, emblems, vehicle model
names, vehicle body designs appearing in this document are the trademarks and/or
service marks of General Motors, its subsidiaries, affiliates or licensors.
©2022 General Motors LLC.

 * My GM Rewards is separate from My GM Rewards Card. Credit approval required.
   My GM Rewards Card Program Rules apply. Goldman Sachs® Bank USA is the issuer
   of the My GM Rewards Card. Mastercard is a registered trademark, and the
   circles design is a trademark of Mastercard International Incorporated.

 * Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GM
   Rewards Card. General Motors is responsible for the operation and
   administration of the Points Program. For more details about the General
   Motors Points Program, including redemption options, see the My GM Rewards
   Card Program Rules.

 * This offer is not available to applicants who have had this card or have
   another pending or approved application for the card (the “New Application
   Requirement”). Subject to credit approval. Subject to the New Application
   Requirement, this offer is valid for new My GM Rewards Card members who spend
   $1,000 or more in eligible purchases in their first 90 days after opening an
   account. Offer subject to change. Limit one offer per account. “Purchases" do
   not include ATM withdrawals, balance transfers, cash advances, traveler’s
   checks, convenience checks, balance transfer checks, or any other account
   access checks, foreign currency, money orders, savings bonds, wire transfers
   or similar cash-like transactions, postage stamps, lottery tickets, casino
   betting chips, race track wagers or similar betting transactions, interest,
   unauthorized or fraudulent charges, and fees of any kind. Returns of
   purchases made during your offer period may impact your eligibility and
   rewards point bonus. 15,000 bonus points will be credited to your My GM
   Rewards account approximately 10 days after $1,000 in eligible purchases have
   posted to your My GM Rewards Card account during the offer period. To be
   eligible for this bonus offer, account must be open and in good standing at
   the time of fulfillment. See the My GM Rewards Agreement for more details.
   Marcus by Goldman Sachs® reserves the right to modify or revoke offer at any
   time. If we determine that you have engaged in or plan to engaged in abuse,
   fraud, or gaming in connection with this offer, you will not be eligible for
   this offer and any bonus points awarded to you may be revoked. Issued by
   Goldman Sachs Bank USA, Salt Lake City Branch.

 * For the My GM Rewards Card: 0% Intro purchase APR for the first 12 months as
   a Cardmember; after that, variable APRs range from 16.49% to 26.49% based on
   creditworthiness. Balance transfers: 16.49% to 26.49% variable APR. Balance
   transfers are not available at this time. Cash advances variable APR of
   28.49%.  Up to $40 late penalty fee. Rates as of 7/1/2022. Rates and terms
   here: www.marcus.com/gm-rates-and-fees.

 * Subject to credit approval. Cardmembers will earn 4 points for every dollar
   spent on the My GM Rewards Card on eligible purchases outside of GM. Points
   are not earned on cash advances or other cash-like transactions, balance
   transfers, ATM withdrawals, savings bonds, finance charges or fees. Points
   are accrued once per transaction. Please see Program Rules that are
   applicable to your Account for other terms, conditions, exclusions and
   limitations.

 * Subject to credit approval. Cardmembers will earn 7 points total for every
   dollar spent on the My GM Rewards Card on purchases at GM, less credits and
   returns. To earn on most OnStar and Connected Services plans, a My GM Rewards
   Card online account is required. Points are accrued once per transaction and
   are not earned on cash advances or other cash-like transactions, balance
   transfers, ATM withdrawals, savings bonds, finance charges or fees. Please
   see Program Rules that are applicable to your Account for other terms,
   conditions, exclusions and limitations.

 * Points may not be used with GM Fleet vehicle incentive programs or the GM
   Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier
   Discount Program. Other exclusions may apply. Log in to mygmrewardscard.com
   for more details.

 * 
   Cardmembers are eligible to redeem points toward qualifying GM purchases,
   including customer paid Certified Service, parts and accessories purchased at
   an authorized GM dealership or online, as well as eligible GM subscription
   services, including most OnStar and Connected Services plans, SiriusXM
   subscriptions and Chevrolet, Buick, GMC, and Cadillac Protection Plans.
   Cardmembers can redeem points at the point of transaction at participating GM
   dealerships, or by using their My GM Rewards Card to make an eligible
   purchase and logging in to mygmrewardscard.com to redeem for a statement
   credit. Cardmembers can also redeem points toward eligible GM Financial
   monthly charges. To be eligible, members must have a GM Financial My Account
   and a minimum of 500 points available. Customer is still responsible for
   ensuring all required payments are made on time.
   

 * Cardmembers can redeem up to $1,000 in points (100,000 points = $1,000 when
   redeemed at GM) per calendar year toward eligible Certified Pre-Owned GM
   vehicles. Points may not be used with GM Fleet vehicle incentive programs,
   some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle
   Discount or GM Supplier Discount Program. Other exclusions may apply.  Please
   see Program Rules that are applicable to your account for terms, conditions,
   exclusions, and limitations.  For current points and details,
   visit mygmrewards.com or call 1-833-773-0988.

 * Cardmembers must log in to mygmrewardscard.com to redeem points toward gift
   cards. Each point redeemed toward a gift card is worth $0.0025 (e.g., 100,000
   points = $250). Cardmembers are eligible to redeem up to 100,000 in points
   for $250 in gift cards per calendar year. Log in to mygmrewardscard.com for
   more details.

 * My GM Rewards Membership Tier is based on individual spend on GM vehicles,
   parts, service, OnStar and accessories, and My GM Rewards Cardmember status
   and spend. My GM Rewards is separate from My GM Rewards Cards. See My GM
   Rewards Terms and Conditions for more details.

 * Cardmembers must verify their account and activate through
   mygmrewardscard.com to receive a $100 statement credit once $1,500 is spent
   on the My GM Rewards Card in fuel purchases at eligible gas stations per
   calendar year. Points will be applied based on the merchant category code
   used by the merchant who reports a transaction. Merchants do not always
   identify or bill transactions by the correct merchant category code. GM and
   Goldman Sachs Bank USA are not responsible for merchant category code errors
   made by merchants. Please allow two business days for the statement credit to
   post. Log in to mygmrewardscard.com for more details.

 * Eligible GM electric vehicle owners must verify their account and activate
   through mygmrewardscard.com to receive a $100 statement credit for using
   their My GM Rewards Card to pay 6 electrical bills from January 2022–December
   2022. Cardmember must log in to their My GM Rewards Card account and link
   their GM electric vehicle. Transaction must post by December 31, 2022. Please
   allow two business days for the statement credit to post. Log in
   to mygmrewardscard.com for more details.

 * Cardmembers receive a $50 allowance per calendar year to apply toward vehicle
   detailing services at a participating GM dealer. Dealer will apply allowance
   at time of service. No activation required.

 * Test disclosure copy.
   

 * Mastercard is a registered trademark, and the circles design is a trademark
   of Mastercard International Incorporated.

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