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 * Products
   
    * Personal Loan Same-day personal loans up to $35,000.
    * The Foundation Credit building on autopilot.
    * Evergreen Loan A stress-free, responsible way to borrow money.
    * Mortgages Full suite of options for new or existing homeowners.

 * Reviews
 * Blog
 * About
   
    * Who We Are
    * Work With Us

 * Help Centre
 * Français

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ONLINE LOANS FROM 9.99%*

Skip the branch visits, apply online in minutes and get the financing you want
today.

Email Address

Receive promotions and updates from Spring Financial. It’s free and you can
opt-out at any time. By clicking "Get a Loan Quote" you agree to the terms and
conditions and privacy policy.

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JOIN OVER 250,000 CANADIANS
WHO’VE RECEIVED FINANCING FROM US.

Whether you are just starting or already at the top - we have a full range of
products guaranteed to fit your needs.

See All Reviews
Amber
For Eerie, ON
“I really appreciated the way that Spring was there through every step of the
process. They weren't just in it for the money and went above and beyond to
answer all of my questions.”
Jenelle
Ste Anne, MB
“It was really good. Everything we did was fast and easy!”
Merina
Quesnel, BC
“I would recommend Spring Financial to a lot of people, because their payments
to pay back your loan are absolutely amazing and affordable!”
Hannah
Vauxhall, AB
“"Everyone I talked to was super nice. No one was condescending despite me being
so young."”
Jeannet
Granum, AB
“I followed Raj's lead, and I'm so grateful that I did! He gave so much
encouragement and confidence in the process. Raj has made a wonderful impact on
my life.”
Helen
Rosseau, ON
“I suggest if you have problems with your credit score, you should contact
Spring Financial Foundation and they will help you!”
Yuliet
Calgary, AB
“I was approve for $1,500 Evergreen loan so I can continue building my credit
and repair my car. Thank you Spring Financial!”
Mitchell
Saskatoon, SK
“"It was quicker than I had expected!"”
Ryan
Calgary, AB
“They were very attentive and helpful through the entire process. I couldn't be
happier that I found Spring Mortgages!”
Robert
Calgary, AB
“Very quick and professional”
Tracy
Winnipeg, MB
“Spring Financial helped me with the Foundation loan and then the Evergreen
loan. Thank you so much!”
Wayne
Burnaby, BC
“I applied with Spring Financial not too long ago and I was able to get approved
for a personal loan. Thank you, Spring Financial!”
Amber
For Eerie, ON
“I really appreciated the way that Spring was there through every step of the
process. They weren't just in it for the money and went above and beyond to
answer all of my questions.”
Jenelle
Ste Anne, MB
“It was really good. Everything we did was fast and easy!”
Merina
Quesnel, BC
“I would recommend Spring Financial to a lot of people, because their payments
to pay back your loan are absolutely amazing and affordable!”
Hannah
Vauxhall, AB
“"Everyone I talked to was super nice. No one was condescending despite me being
so young."”
Jeannet
Granum, AB
“I followed Raj's lead, and I'm so grateful that I did! He gave so much
encouragement and confidence in the process. Raj has made a wonderful impact on
my life.”
Helen
Rosseau, ON
“I suggest if you have problems with your credit score, you should contact
Spring Financial Foundation and they will help you!”


GET THE LOAN THAT FITS YOUR LIFE.

Whether you need funds to take a family trip, purchase new tires or consolidate
debt, we're here to help.

 * Interest rates starting at 9.99%*.
 * Loan amounts from $500 to $35,000.
 * Pay back whenever you want with no fees.

Learn More




THE HASSLE-FREE WAY TO GET FUNDS.

Skip the lines and access our loans from wherever you are without ever having to
enter a branch. Complete our online application in minutes on any device.

 * Seamless online experience.
 * Real time financial assessment.
 * Talk to us via text, phone or chat.

Learn More




LET'S DO THIS.

Get a Loan Quote


Products
 * The Foundation
 * Evergreen Loan
 * Personal Loan
 * Mortgages

About Us
 * Who We Are
 * Work With Us

Resources
 * Blog
 * Help Centre

Connect
 * Facebook
 * Instagram
 * TikTok
 * X
 * LinkedIn

License: #349123

Spring Financial Inc. provides loans up to $35,000 with interest rates ranging
from 9.99% to 46.99%, and terms from 6 to 60 months. APRs on such loans range
between 10.8% to 46.99%. Your actual rate will depend on a variety of factors
such as your credit score and the loan amount.

An example of borrowing costs paid on a $5,000 loan with a 60 month term at
10.87% APR is a Weekly payment of $24.43, with the total repayment amount of
principal and interest being $6,352.33 and the total cost of the loan (interest
only) being $1,352.33.

To qualify for The Foundation, you must have an active account with a bank or
financial institution, as approved by Spring Financial, and a valid
government-issued Canadian ID. The Foundation is available in all provinces
except Saskatchewan and New Brunswick. Results from The Foundation depend on the
individual. All guarantee references are made in connection to the Evergreen
Loan. To qualify for the Evergreen Loan, you must first successfully complete 12
months on The Foundation and save $750, have an active account with a bank or
financial institution, as approved by Spring Financial, and a valid
government-issued Canadian ID.

Spring Financial Inc. is headquartered at Suite 600, Two Bentall Centre, 555
Burrard Street, Vancouver, British Columbia, Canada, V7X 1M8

Copyright © 2024 Spring Financial Inc. All rights reserved.
Spring Financial Inc. and its loans are not affiliated with any credit bureaus.
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