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Texas Department of Housing & Community Affairs: Building Homes. Strengthening
Communities.

TDHCA
My First Texas Home
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WELCOME TO TEXAS HOMEBUYER U! WHERE CLASS IS ALWAYS IN SESSION FOR TDHCA’S FIRST
TIME HOMEBUYERS!




SELECT A COURSE

Becoming a Homeowner
TDHCA Homebuyer Education Course (Required)


Whether you are a first-time homebuyer or you have purchased a home in the past,
we hope you find this online program helpful and educational. This two-hour
course will walk you through three important phases of the home buying process:
one, preparing for homeownership; two, financing your home; and three,
purchasing your home. Once you have completed the course, provide your lender
with a copy of the Certificate of Completion. This will satisfy the homebuyer
education requirement for TDHCA’s first time homebuyer programs.

Texas Mortgage Credit Certificate


The Texas Mortgage Credit Certificate is a valuable tax credit that you may
qualify for when applying for a mortgage. Eligible borrowers can receive the
Texas Mortgage Credit Certificate, which is issued by the Texas Department of
Housing and Community Affairs. It is strongly recommended that all borrowers
participating in the TDHCA Texas Mortgage Credit Certificate (MCC) Program
complete this course prior to closing on the mortgage loan. The Certificate of
Completion should be presented to the lender and the MCC must be reserved prior
to loan closing.

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