leasehackr.com Open in urlscan Pro
198.49.23.145  Public Scan

URL: https://leasehackr.com/calculator?make=audi&miles=7500&msrp=41000&sales_price=37310&months=36&mf=0.00222&msd=0&dp=0&dea...
Submission: On April 05 via api from US — Scanned from DE

Form analysis 2 forms found in the DOM

GET /search

<form class="Header-search-form" action="/search" method="get">
  <input class="Header-search-form-input" name="q" type="text" spellcheck="false" value="" autocomplete="off" placeholder="Search">
  <button class="Header-search-form-submit" type="submit" data-test="template-search">
    <svg class="Icon Icon--search--small" viewBox="0 0 15 15">
      <use xlink:href="/assets/ui-icons.svg#search-icon--small"></use>
    </svg>
    <svg class="Icon Icon--search" viewBox="0 0 20 20">
      <use xlink:href="/assets/ui-icons.svg#search-icon"></use>
    </svg>
  </button>
</form>

<form id="data_query" class="hide">
  <div class="rate_findr_label">
    <span class="rate_findr_span title_highlight">Rate Findr</span>
  </div>
  <div class="item_div countries">
    <div>
      <input type="radio" name="data_countries" value="us" id="us" checked="">
      <label for="us">USA</label>
    </div>
    <div>
      <input type="radio" name="data_countries" value="ca" id="ca">
      <label for="ca">CANADA</label>
    </div>
  </div>
  <div class="item_div">
    <label> Model Year:</label>
    <select id="data_model_yrs" required="">
      <option value="2025">2025</option>
      <option value="2024" selected="">2024</option>
      <option value="2023">2023</option>
      <option value="2022">2022</option>
    </select>
  </div>
  <div class="item_div">
    <label> Model:</label>
    <select id="data_models" required="">
      <option value="">Select Make First</option>
    </select>
  </div>
  <div class="item_div">
    <label> Trim:</label>
    <select id="data_trims" required="">
      <option value="">Select Model First</option>
    </select>
  </div>
  <div class="item_div lease_input">
    <label>Lease Term: </label>
    <input type="number" class="input_mo" id="data_lease_term" value="36">
    <span class="unit">months</span>
  </div>
  <div class="item_div fin_input" style="display: none;">
    <label>Finance Term: </label>
    <input type="number" class="input_mo" id="data_fin_term" value="60">
    <span class="unit">months</span>
  </div>
  <div class="item_div lease_input data_mileage">
    <div>
      <label class="us_only">Miles/Year <i class="fa fa-info-circle" data-toggle="tooltip" data-placement="right" title="" aria-hidden="true" data-original-title="Not all brands offer 7,500- or 10,000-mile leases."></i><span class="sr-only">Not all
          brands offer 7,500- or 10,000-mile leases.</span>:</label>
      <label class="ca_only" style="display:none">Kilometers/Year
        <i class="fa fa-info-circle" data-toggle="tooltip" data-placement="right" title="" aria-hidden="true" data-original-title="Not all brands offers the selected mileage. See output for detail."></i><span class="sr-only">Not all brands offers the
          selected mileage. See output for detail.</span>:</label>
      <select>
        <option value="7500" class="us_only">7,500</option>
        <option value="10000" class="us_only">10,000</option>
        <option value="12000" selected="">12,000</option>
        <option value="15000" class="us_only">15,000</option>
        <option value="16000" class="ca_only hide">16,000</option>
        <option value="18000" class="ca_only hide">18,000</option>
        <option value="20000" class="ca_only hide">20,000</option>
        <option value="24000" class="ca_only hide">24,000</option>
      </select>
    </div>
  </div>
  <div class="item_div">
    <label> Postal Code:</label>
    <input id="data_zipcode" type="text" class="rvmf input_center" required="">
  </div>
  <button id="lease_data" class="button lease_input" type="button">
    <span class="search_txt">SEARCH</span>
    <span class="hide searching">
      <i class="fa fa-spinner fa-pulse" aria-hidden="true"></i>
      <span class="sr-only">Searching...</span>
    </span>
  </button>
  <button id="fin_data" class="button fin_input" type="button" style="display: none;">
    <span class="search_txt">SEARCH</span>
    <span class="hide searching">
      <i class="fa fa-spinner fa-pulse" aria-hidden="true"></i>
      <span class="sr-only">Searching...</span>
    </span>
  </button>
  <div class="err_msg_container hide">
    <span class="err_msg">
    </span>
  </div>
  <div class="output_container hide" id="lease_output">
    <div class="data_for">
      <div>
        <b><span class="desc_vehicle"></span></b>
      </div>
      <div class="data_desc"> Lease programs offered by <b><span class="desc_lender"></span></b> for a <b><span class="desc_term"></span>-month</b>,
        <b><span class="desc_mileage"></span>-<span class="us_only">miles</span><span class="ca_only hide">kilometers</span>/year</b> lease in the <b><span class="desc_zipcode"></span></b> area. </div>
    </div>
    <div class="output_divider"></div>
    <div class="item_div programs_container">
      <label>Available Programs:</label>
      <div class="programs"></div>
    </div>
    <div class="item_div">
      <label> Residual Value:</label>
      <div id="output_rvs"></div>
    </div>
    <div class="item_div">
      <label> Money Factor:</label>
      <div id="output_mfs"></div>
    </div>
    <div class="item_div gen_incs_container">
      <label> General Incentives:</label>
      <label class="sub_label gen_cash_label"><u>Selected General Cash</u>: <span class="gen_cash_total"></span> </label>
      <div class="output_incs gen_incs">
      </div>
    </div>
    <div class="item_div con_incs_container">
      <label> Conditional Incentives: </label>
      <div class="output_incs con_cash_incs_container">
        <label class="sub_label con_cash_label"><u>Selected Conditional Cash</u>: <span class="con_cash_total"></span> </label>
        <div class="con_cash_incs"></div>
      </div>
      <div class="output_incs con_speical_incs_container">
        <label class="sub_label special_incs_label"><u>Special Programs</u>: </label>
        <div class="con_special_incs"></div>
      </div>
    </div>
    <div class="output_disclaimer autofill">Your selected lease term, mileage, residual value, money factor, and cash incentives have been auto-populated in the calculator.</div>
    <div class="output_disclaimer">Rates assume top-tier credit.<b> Use for reference only.</b></div>
  </div>
  <div class="output_container hide" id="fin_output" style="display: none;">
    <div class="data_for">
      <div>
        <b><span class="desc_vehicle"></span></b>
      </div>
      <div class="data_desc">
        <span id="fin_desc"> Finance programs offered by <b><span class="desc_lender"></span></b> for a <b><span class="desc_term"></span>-month</b> loan</span>
        <span id="cash_desc" class="hide">Incentives for cash purchases </span> in the <b><span class="desc_zipcode"></span></b> area.
      </div>
    </div>
    <div class="output_divider"></div>
    <div class="item_div programs_container">
      <label>Available Programs:</label>
      <div class="programs"></div>
    </div>
    <div class="item_div apr_container">
      <label> APR:</label>
      <div id="output_aprs"></div>
    </div>
    <div class="item_div gen_incs_container">
      <label> General Incentives:</label>
      <label class="sub_label gen_cash_label"><u>Selected General Cash</u>: <span class="gen_cash_total"></span> </label>
      <div class="output_incs gen_incs">
      </div>
    </div>
    <div class="item_div con_incs_container">
      <label> Conditional Incentives: </label>
      <div class="output_incs con_cash_incs_container">
        <label class="sub_label con_cash_label"><u>Selected Conditional Cash</u>: <span class="con_cash_total"></span> </label>
        <div class="con_cash_incs"></div>
      </div>
      <div class="output_incs con_speical_incs_container">
        <label class="sub_label special_incs_label"><u>Special Programs</u>: </label>
        <div class="con_special_incs"></div>
      </div>
    </div>
    <div class="output_disclaimer autofill">The APR and the sum of your selected cash incentives are auto-filled in the calculator.</div>
    <div class="output_disclaimer">Rates assume top-tier credit.<b> Use for reference only.</b></div>
  </div>
</form>

Text Content

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Home Forum Deals Signed! Calculator Leasing 101 About
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LEASEHACKR CALCULATOR

Recently signed a deal? Share and see how you did via SIGNED!.

Loading...
$1,101 /mo
Monthly
$2,500
Due At Signing
$1,140 /mo
Effectively
$780 /mo
Monthly
$0
Due At Signing
$780 /mo
Effectively
Lease $1,140 /mo
Effectively over 36 months
Finance $780 /mo
Effectively over 60 months
Lease
Finance
Cost of Vehicle

Make Select to auto-populate acquisition fee, disposition fee, and discount
programs per the policies of each brand's captive finance company.: Select Make
AcuraAlfa RomeoAston
MartinAudiBMWBentleyBuickCadillacChevroletChryslerDodgeFIATFordGMCGenesisHondaHyundaiINFINITIJaguarJeepKiaLamborghiniLand
RoverLexusLincolnMINIMaseratiMazdaMercedes-BenzMitsubishiNissanPolestarPorscheRamRolls-RoyceSubaruTeslaToyotaVolkswagenVolvo
Select to load make-specific fields.
Failed to auto-populate acquisition and disposition fees. Please try again or
input them manually.
Rate Findr
USA
CANADA
Model Year: 2025202420232022
Model: Select Make First
Trim: Select Model First
Lease Term: months
Finance Term: months
Miles/Year Not all brands offer 7,500- or 10,000-mile leases.: Kilometers/Year
Not all brands offers the selected mileage. See output for detail.: 7,500 10,000
12,000 15,000 16,000 18,000 20,000 24,000
Postal Code:
SEARCH Searching... SEARCH Searching...

Lease programs offered by for a -month, -mileskilometers/year lease in the area.

Available Programs:

Residual Value:

Money Factor:

General Incentives: Selected General Cash:

Conditional Incentives:
Selected Conditional Cash:

Special Programs:

Your selected lease term, mileage, residual value, money factor, and cash
incentives have been auto-populated in the calculator.
Rates assume top-tier credit. Use for reference only.
Finance programs offered by for a -month loan Incentives for cash purchases in
the area.

Available Programs:

APR:

General Incentives: Selected General Cash:

Conditional Incentives:
Selected Conditional Cash:

Special Programs:

The APR and the sum of your selected cash incentives are auto-filled in the
calculator.
Rates assume top-tier credit. Use for reference only.
Rate Findr
Look up the latest rates and incentives for each model within your region as a
Super Supporter.
Access Rate Findr

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Learn how to access Rate Findr as a Super Supporter.
Rate Findr - LeaseFinance Programs Close Rate Findr
MSRP: $
Selling Price: $
% off MSRP
LEASE PROGRAM

Months:
Miles/Year Not all brands offer 7,500- or 10,000-mile leases. Adjusting the
miles changes the residual (%) field below.: 7,500 10,000 12,000 15,000

Residual: %
Residual value is $0.
Look up residual value using Rate Findr.
Demo Car Mileage If you are leasing a demo car from BMW, Mercedes-Benz, or
Volvo, the residual value is adjusted based on the demo car's accrued mileage.:
mi
The adjusted residual is $, or %. Check whether you have entered the MSRP
correctly.
No residual adjustment within this mileage range. Demo cars up to 15,000 miles
can be leased under BMWFS new car rates. No residual adjustment for demo cars
within 500 miles. Residual adjustment only available for demo cars between 3,000
and 10,000 miles.
$0.25/mile adjustment For Model Series 1, 2, 3, 4, 5, X1, X2, X3, X4, X5, Z4,
i3, i4.
$0.30/mile adjustment For Model Series 6, 7, 8, ALPINA, i8, X6, X7, M (M2, M3.
M4, M5, M6, M8, X3M, X4M, X5M, X6M, X7M).
Money Factor (MF) The MF is set by the finance company. However, dealers may
inflate the MF for additional profit.:
APR: 5.33%.
Look up money factor using Rate Findr.
Multiple Security Deposit (MSD): 0 1 2 3 4 5 6 7 8 9 10

Acquisition Fee Waiver:
Waive the acquisition fee by raising the MF by .
One-Pay Lease:
Pay everything upfront to lower the money factor. Check Rate Findr for your
model's latest one-pay lease money factor reduction.
Money Factor (MF) Adjustment:
New Money Factor: 0.00222(APR: 5.33%)
New Money Factor:
0.00222
APR: 5.33%

Your adjusted MF is less than the minimum. The calculator has auto-adjusted the
MF to the minimum. Some programs auto-adjust the money factor to the minimum if
the money factor falls below the threshold after the MF reduction. Other
programs, such as Toyota's, do not allow for further money factor reduction
through additional MSDs.
CAPITALIZED COST

Taxed Incentives e.g., cash-back offers, loyalty cash, bonus cash.: $
Untaxed Incentives e.g., manufacturer-to-dealer cash rebate or if you live in a
state where customer cash rebates are not taxed.: $
Down Payment: $
Trade-In Equity AppliedNet trade-in allowance -- the appraised value of your
trade-in less the amount your still owe to the bank.: $
Zero Drive-Off
Capitalize all payments (excl. MSD).
Capitalize Taxes
Roll upfront taxes into monthly payments.
FEES

Acquisition Fee Some banks, such as MBFS, allow dealers to mark up the
acquisition fee.: $
acquisition fee is $.
Pay acquisition fee upfront.
Dealer Fees Taxable fees, such as dealer document fees, as well as
non-capitlized dealer add-ons (e.g., excess wear/tear insurance).: $
Pay dealer fees upfront.
Government Fees Non-taxable fees, such as license, registration, and other
governmental fees.: $
Pay gov fees upfront.
Service Fees Other fees such as broker fees and shipping charges which are not
part of the lease contract.: $
Taxes

Tax Rate: %
Monthly Payment
Tax is levied on the monthly lease payment (most states).
Total Lease Payment
Tax is levied upfront on the total lease payment (e.g., NY, NJ, MN, OH, GA).
New York State
New York State has special rules on how taxes are capitalized.
Selling Price
Tax is levied upfront on the selling price (e.g., VA, MD, TX).
Fees are taxed
e.g., Virginia, Maryland
Fees are not taxed
e.g., Texas
POST SALE

Post-Sales Incentives e.g., government clean vehicle rebates, BMW CCA rebates.:
$
Disposition Fee Fee paid to bank when vehicle is returned. Often waived if
another vehicle is leased, or the lease is bought out. Select make to
auto-populate this field.: $
disposition fee is $.
Selling Price: $
% off MSRP
TAXES AND FEES

Taxable Fees Non-governmental fees such as dealer document fees and dealer
add-ons (e.g. excess wear/tear insurance).: $
Untaxed Fees Non-taxable fees, such as license, registration, and other
governmental fees.: $
Tax Rate: %
FINANCING TERMS

Term: months
APR: %
Look up APR using Rate Findr.
DOWN PAYMENT

Manufacturer's Rebates Cash rebates that reduce the amount financed.: $
Down Payment: $
Trade-In Equity AppliedNet trade-in allowance -- the appraised value of your
trade-in less the amount your still owe to the bank.: $
POST SALE

Post-Sales Incentives e.g., government clean vehicle rebates and tax credits,
BMW CCA rebates.: $
VEHICLE EQUITY

How long do you plan to keep the vehicle? This is to calculate the equity you
may have after you pay off the amount owed to the bank.: months
Estimated resale value of the vehicle after 60 months You can estimate the
market value of your vehicle at loan termination by referencing Kelly Blue Book
and other used car listing sites.: $
Expected residual value: %
NOTE

Model name and the name of the incentives applied etc.
lease
finance
lease vs. finance
Lease
Finance
Pre-tax Monthly Payment:
Lease
$1,101
Monthly Payment:
Lease
$1,101
➣ Breakdown
Depreciation: $1,020
Rent Charge: $81
Monthly Taxes: $0

Finance
$780
Due At Signing Cash due at signing, excluding refundable Multiple Security
Deposits and service fees.:
Lease
$2,500
➣ Breakdown
1st Month Payment: $1,101
Lease Payment:
Down Payment: $0
Upfront Fees: $1,399
Upfront Taxes: $0

Finance
$0
Down Payment
MSD Payment (Refundable):
$0
N/A
Service Fee:
$0
N/A
Trade-In Equity: $0
Total Cost Total cost accounting for disposition and service fees, trade-in
equity, vehicle equity, and post-sales rebates.:
Lease
$41,037
over 36 months
➣ Breakdown
Depreciation: $36,705
Rent Charge: $2,933
Taxes : $0
Non-Capitalized Cost Costs that aren't rolled into the monthly payments. These
include upfront fees, disposition fees, service fees, downpayments, trade-ins,
and post-sales incentives.: $1,399

Finance
$46,823
over 60 months
➣ Breakdown
Principal Paid: $44,690
Interest Paid: $2,133
Down Payment: $0
Trade-in Equity: $0
Positive Vehicle Equity: ($0)
Post-Sales Rebate: ($0)

Effective Monthly Cost Normalized monthly cost of vehicle after accounting for
all payments, fees, and rebates, including down payment and taxes.:
$1,140
over 36 months
$780
over 60 months
Leasehackr Score The number of years it would take for the effective monthly
payments to accumulate to the MSRP amount (tax included). The higher the score,
the better the deal.:
3 years
Note:
Share Your Numbers
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Leasehackr Calculator is in beta. Use for estimation purposes only. 


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FREQUENTLY ASKED QUESTIONS


+ WHAT LEASE PROGRAM FEATURES HAVE BEEN BUILT INTO THE CALCULATOR?

Leasehackr Calculator integrates the following programs offered by captive
lenders:

 * Multiple Security Deposit (MSD) programs for Audi, BMW, INFINITI, Lexus,
   Mercedes-Benz, MINI, Mazda, Nissan, Toyota, and Volvo;
 * One-pay and/or acquisition fee waiver options by
   * GM Financial (Buick, Cadillac, Chevrolet, GMC)
   * Chrysler Financial (Chrysler, Dodge, Jeep, Ram, FIAT)
   * BMW Financial Services (BMW, MINI)
   * Mercedes-Benz Financial Services (Mercedes-Benz)
   * Toyota Financial Services (Lexus, Toyota, Mazda)
   * Honda Financial Services (Acura, Honda)
   * Nissan Motor Acceptance Corp. (Nissan, INFINITI)
   * VW Group (Volkswagen, Porsche, Audi, Lamborghini)
   * Hyundai Group (Hyundai, Kia, Genesis)
 * Loaner residual adjustments for BMW and Mercedes-Benz;
 * Residual value, money factor, and incentives searchable via our Rate Findr
   based on model/trim, location, annual milage, and lease terms.


+ HOW DO I USE THE CALCULATOR?

Learn how to create a target deal using the Leasehackr Calculator and how to
translate your offer to the Calculator.


+ WHY ARE MY NUMBERS NOT MATCHING?

It is possible that:

 1. You input the data in the wrong field. If you struggle to understand your
    quote, seek expert help on our forum.
 2. The seller might have marked up certain rates or the offer is not financed
    by captive banks. The Calculator only shows buy rate from captive banks.
 3. The Calculator might need to be updated! Let us know here if you have
    updates to these captive bank programs or report any bugs.


+ WHAT DO I DO WHEN THE DROPDOWN DATA DOES NOT LOAD?

Try refreshing or whitelisting this site on your ad blocker. If the issue
persists, please email us at admin@leasehackr.com.


+ HOW COULD I KEEP LEASEHACKR'S RESOURCE OPENLY ACCESSIBLE?

Leasehackr is a crowdfunded platform. If you find our resource helpful, please
support our work by contributing to our Tech Support Fund. Becoming a Super
Supporter would grant you access to our Rate Findr, which empowers you to pull
lease and finance rates and incentives for almost all models in the U.S and
Canada.



 


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