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Text Content

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Shoreham Bank Mobile App
Shoreham Bank
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SHOREHAM BANK

This slideshow visually displays up to three slides one at a time. The carousel
is set to autoplay a different slide every eight seconds. Use play/pause button,
slide pagination, or swiping to navigate through all slides.
Move past the hero section
Home Equity Loans 


FUND LIFE'S ADVENTURES

We offer great Fixed Rate Home Equity Loans that can provide you extra cash to
pay for things like a wedding, college tuition, and vacations. 


Explore Home Equity Loans
Certificate of Deposit Accounts 


9 MONTH CD


5.50% APY

Take advantage of our 9 Month CD special today! 


Explore CD Accounts
FHA Title 1 Loans



NO EQUITY HOME IMPROVEMENT LOANS

Looking to make home improvements but do not have enough equity in your home for
a HELOC or Home Equity Loan? Our FHA Title 1 Loan is a great option for you!


Explore FHA Title 1 Loans

Home Equity Loans 


FUND LIFE'S ADVENTURES

We offer great Fixed Rate Home Equity Loans that can provide you extra cash to
pay for things like a wedding, college tuition, and vacations. 


Explore Home Equity Loans
Certificate of Deposit Accounts 


9 MONTH CD


5.50% APY

Take advantage of our 9 Month CD special today! 


Explore CD Accounts
FHA Title 1 Loans



NO EQUITY HOME IMPROVEMENT LOANS

Looking to make home improvements but do not have enough equity in your home for
a HELOC or Home Equity Loan? Our FHA Title 1 Loan is a great option for you!


Explore FHA Title 1 Loans

Home Equity Loans 


FUND LIFE'S ADVENTURES

We offer great Fixed Rate Home Equity Loans that can provide you extra cash to
pay for things like a wedding, college tuition, and vacations. 


Explore Home Equity Loans
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slideshow displays slides one at a time. Use slide pagination or swiping to
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Retail Banking
Mortgages
Home Improvement Loans
Auto Loans
Commercial Loans



TODAY'S RATES

9 Month
CD


5.50%

APY

View Details
Soaring Savings


5.10% 

APY

View Details
3 Month
CD


5.50%

APY

View Details
Home Equity Loans (starting at)
6.49%

APR

View Details


OUR NEW NAME!

We opened our doors in 1959, serving the community of Rhode Island as a mortgage
lender under the name Home Loan & Investment Association. On March 15th, 2024,
we officially changed our name to Shoreham Bank. As the tides have come and
gone, our customers, our business partners, and our company have grown
significantly. With our product offerings reaching far beyond just mortgages,
our name no longer reflects the products we offer to our community. Welcome to
Shoreham Bank!


SHOREHAM BANK IN THE COMMUNITY

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Previous


McAuley Lunch On Us


Holiday Food Drive


Adopt A Family


Habitat for Humanity


McAuley Lunch On Us


Holiday Food Drive


Adopt A Family


Habitat for Humanity


McAuley Lunch On Us


Holiday Food Drive


Adopt A Family
Next


FHA TITLE 1 LOAN

A Title I loan is a fixed rate home improvement loan that requires no equity. 
 All Title I loans are insured by the Federal Housing Association (FHA) and are
backed by the U.S. Department of Housing and Urban Development (HUD). 
 
Explore FHA Title 1 Loans


HOME EQUITY LOANS



We offer great Fixed Rate Home Equity Loans with terms to fit your budget and
easy monthly payments.
 
Explore Home Equity Loans


AUTO LOANS



Finance your next new or used vehicle or refinance your current auto loan with
Shoreham Bank. 
 
Explore Auto Loans


SBA & USDA LOANS



Shoreham Bank specializes in SBA loans and USDA loans, we provide government
guaranteed funding to small business owners. 
 
Explore SBA and USDA Loans
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